# Citizens Financial Services Inc. (CZFS)

Source: https://www.quantisnow.com/company/CZFS
Generated: 2026-11-08T05:03:51.376Z

- Ticker: CZFS
- Exchange: NASDAQ
- Sector: Finance
- Industry: Major Banks
- SEC CIK: 0000739421
- Website: https://www.firstcitizensbank.com

## About

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2021, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union County, Pennsylvania. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania.

## Latest CZFS news and filings

- 2026-11-05 11:05 UTC [SEC Form 10-Q] [SEC Form 10-Q filed by Citizens Financial Services Inc.](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-citizens-financial-services-inc-6774117)
- 2026-10-30 11:05 UTC [Dividends] [CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2026 FINANCIAL RESULTS](https://www.quantisnow.com/insight/citizens-financial-services-inc-reports-unaudited-third-quarter-2026-financial-6764479)
- 2026-10-30 11:00 UTC [SEC Form 8-K] [Citizens Financial Services Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits](https://www.quantisnow.com/insight/citizens-financial-services-inc-filed-sec-form-8-k-results-of-6764473)
- 2026-09-22 14:55 UTC [SEC Form 4] [Director Landy R Joseph gifted 40 units of COMMON CLASS, decreasing direct ownership by 0.14% to 28,051 units (SEC Form 4)](https://www.quantisnow.com/insight/director-landy-r-joseph-gifted-40-units-of-common-class-6722735)
- 2026-09-15 20:59 UTC [SEC Form 4] [Director Landy R Joseph was granted 70 units of COMMON CLASS, increasing direct ownership by 0.25% to 28,091 units (SEC Form 4)](https://www.quantisnow.com/insight/director-landy-r-joseph-was-granted-70-units-of-common-6716414)
- 2026-09-15 20:55 UTC [SEC Form 4] [Director Depaola Rinaldo A was granted 70 units of COMMON CLASS, increasing direct ownership by 0.42% to 16,851 units (SEC Form 4)](https://www.quantisnow.com/insight/director-depaola-rinaldo-a-was-granted-70-units-of-common-6716390)
- 2026-09-15 20:50 UTC [SEC Form 4] [Director Hilfiger Janie M was granted 70 units of COMMON CLASS, increasing direct ownership by 2% to 3,959 units (SEC Form 4)](https://www.quantisnow.com/insight/director-hilfiger-janie-m-was-granted-70-units-of-common-6716371)
- 2026-09-15 20:47 UTC [SEC Form 4] [Director Painter John P Ii was granted 70 units of COMMON CLASS, increasing direct ownership by 2% to 3,991 units (SEC Form 4)](https://www.quantisnow.com/insight/director-painter-john-p-ii-was-granted-70-units-of-6716364)
- 2026-09-15 20:44 UTC [SEC Form 4] [Director Behm John D was granted 70 units of COMMON CLASS, increasing direct ownership by 0.53% to 13,204 units (SEC Form 4)](https://www.quantisnow.com/insight/director-behm-john-d-was-granted-70-units-of-common-6716341)
- 2026-09-15 20:38 UTC [SEC Form 4] [Director Bower Joseph B Jr was granted 70 units of COMMON CLASS, increasing direct ownership by 3% to 2,092 units (SEC Form 4)](https://www.quantisnow.com/insight/director-bower-joseph-b-jr-was-granted-70-units-of-6716326)
- 2026-09-15 20:33 UTC [SEC Form 4] [Director Freeman Thomas E. was granted 70 units of COMMON CLASS, increasing direct ownership by 0.52% to 13,423 units (SEC Form 4)](https://www.quantisnow.com/insight/director-freeman-thomas-e-was-granted-70-units-of-common-6716309)
- 2026-09-15 20:30 UTC [SEC Form 4] [Director Kunes Christopher W was granted 70 units of COMMON CLASS, increasing direct ownership by 0.53% to 13,248 units (SEC Form 4)](https://www.quantisnow.com/insight/director-kunes-christopher-w-was-granted-70-units-of-common-6716265)
- 2026-09-15 20:26 UTC [SEC Form 4] [Director Chappell Robert W was granted 70 units of COMMON CLASS, increasing direct ownership by 0.54% to 13,106 units (SEC Form 4)](https://www.quantisnow.com/insight/director-chappell-robert-w-was-granted-70-units-of-common-6716235)
- 2026-09-15 20:21 UTC [SEC Form 4] [Director Osborne Terry B was granted 70 units of COMMON CLASS, increasing direct ownership by 0.52% to 13,430 units (SEC Form 4)](https://www.quantisnow.com/insight/director-osborne-terry-b-was-granted-70-units-of-common-6716209)
- 2026-09-15 20:16 UTC [SEC Form 4] [Director Jones Mickey L was granted 70 units of COMMON CLASS, increasing direct ownership by 0.50% to 14,175 units (SEC Form 4)](https://www.quantisnow.com/insight/director-jones-mickey-l-was-granted-70-units-of-common-6716186)
- 2026-09-15 20:13 UTC [SEC Form 4] [Director Graham Roger C Jr was granted 70 units of COMMON CLASS, increasing direct ownership by 0.10% to 69,964 units (SEC Form 4)](https://www.quantisnow.com/insight/director-graham-roger-c-jr-was-granted-70-units-of-6716115)
- 2026-09-08 19:05 UTC [SEC Form 4] [Director Landy R Joseph gifted 20 units of COMMON CLASS, decreasing direct ownership by 0.07% to 28,021 units (SEC Form 4)](https://www.quantisnow.com/insight/director-landy-r-joseph-gifted-20-units-of-common-class-6708109)
- 2026-09-01 11:34 UTC [Insider Buy] [SENIOR VICE PRESIDENT Guillaume Stephen J bought $1,832 worth of COMMON CLASS (24 units at $76.32), increasing direct ownership by 0.47% to 5,094 units (SEC Form 4)](https://www.quantisnow.com/insight/senior-vice-president-guillaume-stephen-j-bought-1832-worth-of-6700531)
- 2026-08-06 10:02 UTC [SEC Form 10-Q] [SEC Form 10-Q filed by Citizens Financial Services Inc.](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-citizens-financial-services-inc-6666839)
- 2026-08-05 20:03 UTC [Insider Buy] [Director Painter John P Ii bought $12,883 worth of COMMON CLASS (160 units at $80.52), increasing direct ownership by 4% to 3,921 units (SEC Form 4)](https://www.quantisnow.com/insight/director-painter-john-p-ii-bought-12883-worth-of-common-6664872)
- 2026-07-30 11:10 UTC [Dividends] [CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS](https://www.quantisnow.com/insight/citizens-financial-services-inc-reports-unaudited-second-quarter-2026-financial-6654941)
- 2026-07-30 11:00 UTC [SEC Form 8-K] [Citizens Financial Services Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits](https://www.quantisnow.com/insight/citizens-financial-services-inc-filed-sec-form-8-k-results-of-6654862)
- 2026-07-23 11:19 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT Richards David Z Jr was granted 343 units of COMMON CLASS, increasing direct ownership by 23% to 1,851 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-richards-david-z-jr-was-granted-343-6646171)
- 2026-07-09 13:46 UTC [SEC Form 4] [Director Landy R Joseph gifted 20 units of COMMON CLASS, decreasing direct ownership by 0.07% to 28,041 units (SEC Form 4)](https://www.quantisnow.com/insight/director-landy-r-joseph-gifted-20-units-of-common-class-6632704)
- 2026-07-09 11:32 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT Gephart Leeann sold $1,073 worth of COMMON CLASS (15 units at $71.52), decreasing direct ownership by 2% to 946 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-gephart-leeann-sold-1073-worth-of-common-6632360)
- 2026-06-26 13:58 UTC [SEC Form 4] [CEO & PRESIDENT Black Randall E was granted 563 units of COMMON CLASS, increasing direct ownership by 1% to 46,487 units (SEC Form 4)](https://www.quantisnow.com/insight/ceo-president-black-randall-e-was-granted-563-units-of-6616940)
- 2026-06-26 13:51 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT Wilson Jeffrey L was granted 49 units of COMMON CLASS, increasing direct ownership by 0.59% to 8,337 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-wilson-jeffrey-l-was-granted-49-units-6616938)
- 2026-06-26 13:43 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT Guillaume Stephen J was granted 311 units of COMMON CLASS, increasing direct ownership by 7% to 5,029 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-guillaume-stephen-j-was-granted-311-units-6616933)
- 2026-06-26 13:37 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT Gephart Leeann was granted 153 units of COMMON CLASS, increasing direct ownership by 19% to 961 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-gephart-leeann-was-granted-153-units-of-6616929)
- 2026-06-26 13:28 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT White Jeffrey R was granted 336 units of COMMON CLASS, increasing direct ownership by 20% to 2,010 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-white-jeffrey-r-was-granted-336-units-6616919)
- 2026-06-25 11:05 UTC [SEC Form 4] [EXECUTIVE VICE PRESIDENT Gephart Leeann sold $1,929 worth of COMMON CLASS (29 units at $66.52), decreasing direct ownership by 3% to 808 units (SEC Form 4)](https://www.quantisnow.com/insight/executive-vice-president-gephart-leeann-sold-1929-worth-of-common-6615070)
- 2026-06-22 11:30 UTC [SEC Form 8-K] [Citizens Financial Services Inc. filed SEC Form 8-K: Leadership Update, Financial Statements and Exhibits](https://www.quantisnow.com/insight/citizens-financial-services-inc-filed-sec-form-8-k-leadership-update-6609994)
- 2026-06-17 12:45 UTC [SEC Form 3] [New insider Croft Warren James claimed ownership of 5,112 units of COMMON CLASS (SEC Form 3)](https://www.quantisnow.com/insight/new-insider-croft-warren-james-claimed-ownership-of-5112-units-6606033)
- 2026-06-16 18:35 UTC [SEC Form 4] [Director Behm John D was granted 29 units of COMMON CLASS, increasing direct ownership by 0.22% to 13,134 units (SEC Form 4)](https://www.quantisnow.com/insight/director-behm-john-d-was-granted-29-units-of-common-6604478)
- 2026-06-16 11:57 UTC [SEC Form 4] [Director Hilfiger Janie M was granted 88 units of COMMON CLASS, increasing direct ownership by 2% to 3,867 units (SEC Form 4)](https://www.quantisnow.com/insight/director-hilfiger-janie-m-was-granted-88-units-of-common-6603898)
- 2026-06-16 11:48 UTC [SEC Form 4] [Director Painter John P Ii was granted 88 units of COMMON CLASS, increasing direct ownership by 2% to 3,750 units (SEC Form 4)](https://www.quantisnow.com/insight/director-painter-john-p-ii-was-granted-88-units-of-6603895)
- 2026-06-16 11:41 UTC [SEC Form 4] [Director Bower Joseph B Jr was granted 88 units of COMMON CLASS, increasing direct ownership by 5% to 2,021 units (SEC Form 4)](https://www.quantisnow.com/insight/director-bower-joseph-b-jr-was-granted-88-units-of-6603889)
- 2026-06-16 11:36 UTC [SEC Form 4] [Director Osborne Terry B was granted 88 units of COMMON CLASS, increasing direct ownership by 0.66% to 13,360 units (SEC Form 4)](https://www.quantisnow.com/insight/director-osborne-terry-b-was-granted-88-units-of-common-6603887)
- 2026-06-16 11:32 UTC [SEC Form 4] [Director Jones Mickey L was granted 88 units of COMMON CLASS, increasing direct ownership by 0.63% to 14,105 units (SEC Form 4)](https://www.quantisnow.com/insight/director-jones-mickey-l-was-granted-88-units-of-common-6603883)
- 2026-06-16 11:28 UTC [SEC Form 4] [Director Graham Roger C Jr was granted 88 units of COMMON CLASS, increasing direct ownership by 0.13% to 69,400 units (SEC Form 4)](https://www.quantisnow.com/insight/director-graham-roger-c-jr-was-granted-88-units-of-6603861)

## More

- Live page with ratings, short volume, options and peers: https://www.quantisnow.com/company/CZFS
- Earnings history: https://www.quantisnow.com/earnings/CZFS
- Dividend history: https://www.quantisnow.com/dividends/CZFS
- Insider transactions: https://www.quantisnow.com/insiders/CZFS
- Options chain: https://www.quantisnow.com/options/CZFS
- SEC 8-K filings only: https://www.quantisnow.com/company/CZFS/8-k
- RSS and alerts for CZFS: https://www.quantisnow.com/docs/rss-feeds.md