# Franklin Financial Services Corporation (FRAF)

Source: https://www.quantisnow.com/company/FRAF
Generated: 2026-11-12T07:56:53.893Z

- Ticker: FRAF
- Exchange: NASDAQ
- Sector: Finance
- Industry: Major Banks
- SEC CIK: 0000723646
- Website: franklinfin.com

## About

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties, Pennsylvania. Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

## Latest FRAF news and filings

- 2026-11-09 21:06 UTC [SEC Form 10-Q] [SEC Form 10-Q filed by Franklin Financial Services Corporation](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-franklin-financial-services-corporation-6781291)
- 2026-11-02 21:05 UTC [SEC Form 8-K] [Franklin Financial Services Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits](https://www.quantisnow.com/insight/franklin-financial-services-corporation-filed-sec-form-8-k-regulation-fd-6767087)
- 2026-10-27 20:30 UTC [Dividends] [Franklin Financial Reports Third Quarter and Year-to-Date 2026 Results; Declares Dividend](https://www.quantisnow.com/insight/franklin-financial-reports-third-quarter-and-year-to-date-2026-results-declares-6759472)
- 2026-10-27 20:05 UTC [SEC Form 8-K] [SEC Form 8-K filed by Franklin Financial Services Corporation](https://www.quantisnow.com/insight/sec-form-8-k-filed-by-franklin-financial-services-corporation-6759214)
- 2026-10-16 20:36 UTC [SEC Form 8-K] [SEC Form 8-K filed by Franklin Financial Services Corporation](https://www.quantisnow.com/insight/sec-form-8-k-filed-by-franklin-financial-services-corporation-6749331)
- 2026-09-28 19:09 UTC [SEC Form 4] [Director Snook Gregory I was granted 103 shares, increasing direct ownership by 1% to 9,657 units (SEC Form 4)](https://www.quantisnow.com/insight/director-snook-gregory-i-was-granted-103-shares-increasing-direct-6727571)
- 2026-09-28 19:06 UTC [SEC Form 4] [Director Kerlin Stanley J was granted 125 shares, increasing direct ownership by 0.46% to 27,451 units (SEC Form 4)](https://www.quantisnow.com/insight/director-kerlin-stanley-j-was-granted-125-shares-increasing-direct-6727570)
- 2026-09-28 19:03 UTC [SEC Form 4] [Director Fisher Daniel J was granted 78 shares, increasing direct ownership by 0.26% to 30,396 units (SEC Form 4)](https://www.quantisnow.com/insight/director-fisher-daniel-j-was-granted-78-shares-increasing-direct-6727569)
- 2026-09-28 18:58 UTC [SEC Form 4] [Director Elliott G Warren was granted 39 shares, increasing direct ownership by 0.21% to 18,286 units (SEC Form 4)](https://www.quantisnow.com/insight/director-elliott-g-warren-was-granted-39-shares-increasing-direct-6727561)
- 2026-09-28 18:55 UTC [SEC Form 4] [Director Duffey Gregory A was granted 51 shares, increasing direct ownership by 0.21% to 24,079 units (SEC Form 4)](https://www.quantisnow.com/insight/director-duffey-gregory-a-was-granted-51-shares-increasing-direct-6727560)
- 2026-09-28 18:51 UTC [SEC Form 4] [Director Craig Kevin W was granted 172 shares, increasing direct ownership by 0.62% to 27,939 units (SEC Form 4)](https://www.quantisnow.com/insight/director-craig-kevin-w-was-granted-172-shares-increasing-direct-6727558)
- 2026-08-27 18:28 UTC [Insider Buy] [Director Duffey Gregory A bought $993 worth of shares (16 units at $62.08), increasing direct ownership by 0.07% to 24,028 units (SEC Form 4)](https://www.quantisnow.com/insight/director-duffey-gregory-a-bought-993-worth-of-shares-16-6696886)
- 2026-08-18 20:09 UTC [SEC Form 8-K] [Franklin Financial Services Corporation filed SEC Form 8-K: Leadership Update, Financial Statements and Exhibits](https://www.quantisnow.com/insight/franklin-financial-services-corporation-filed-sec-form-8-k-leadership-update-6686564)
- 2026-08-10 20:07 UTC [SEC Form 10-Q] [SEC Form 10-Q filed by Franklin Financial Services Corporation](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-franklin-financial-services-corporation-6673658)
- 2026-08-03 19:02 UTC [SEC Form 4] [SVP, Chief Marketing Officer Weaver Matthew D exercised 2,250 shares at a strike of $30.00 and covered exercise/tax liability with 1,070 shares, increasing direct ownership by 32% to 4,910 units (SEC Form 4)](https://www.quantisnow.com/insight/svp-chief-marketing-officer-weaver-matthew-d-exercised-2250-shares-6659417)
- 2026-07-30 18:44 UTC [SEC Form 4] [EVP, Chief Risk Officer Heckman Lorie M. exercised 2,500 shares at a strike of $34.10 and covered exercise/tax liability with 1,333 shares, increasing direct ownership by 16% to 8,353 units (SEC Form 4)](https://www.quantisnow.com/insight/evp-chief-risk-officer-heckman-lorie-m-exercised-2500-shares-6655782)
- 2026-07-30 18:37 UTC [SEC Form 4] [SEC Form 4 filed by Franklin Financial Services Corporation](https://www.quantisnow.com/insight/sec-form-4-filed-by-franklin-financial-services-corporation-6655778)
- 2026-07-30 18:23 UTC [SEC Form 4] [SVP, Chief HR Officer Carmack Karen K exercised 4,500 shares at a strike of $32.05 and covered exercise/tax liability with 2,255 shares, increasing direct ownership by 41% to 7,727 units (SEC Form 4)](https://www.quantisnow.com/insight/svp-chief-hr-officer-carmack-karen-k-exercised-4500-shares-6655770)
- 2026-07-30 10:47 UTC [Analyst Coverage Reiterated] [Hovde Group reiterated coverage on Franklin Financial with a new price target](https://www.quantisnow.com/insight/hovde-group-reiterated-coverage-on-franklin-financial-with-a-new-6654774)
- 2026-07-24 14:36 UTC [SEC Form 8-K] [Amendment: Franklin Financial Services Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits](https://www.quantisnow.com/insight/amendment-franklin-financial-services-corporation-filed-sec-form-8-k-regulation-6648094)
- 2026-07-24 13:00 UTC [Dividends] [Franklin Financial Reports Second Quarter and Year-to-Date 2026 Results; Declares Dividend](https://www.quantisnow.com/insight/franklin-financial-reports-second-quarter-and-year-to-date-2026-results-declares-6648043)
- 2026-07-24 12:00 UTC [SEC Form 8-K] [Franklin Financial Services Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits](https://www.quantisnow.com/insight/franklin-financial-services-corporation-filed-sec-form-8-k-regulation-fd-6647938)
- 2026-07-24 11:45 UTC [SEC Form 8-K] [Franklin Financial Services Corporation filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits](https://www.quantisnow.com/insight/franklin-financial-services-corporation-filed-sec-form-8-k-results-of-6647894)
- 2026-07-17 20:26 UTC [SEC Form 8-K] [Franklin Financial Services Corporation filed SEC Form 8-K: Other Events, Financial Statements and Exhibits](https://www.quantisnow.com/insight/franklin-financial-services-corporation-filed-sec-form-8-k-other-events-6641173)
- 2026-06-29 17:30 UTC [SEC Form 4] [Director Snook Gregory I was granted 102 shares, increasing direct ownership by 1% to 9,536 units (SEC Form 4)](https://www.quantisnow.com/insight/director-snook-gregory-i-was-granted-102-shares-increasing-direct-6618706)
- 2026-06-29 17:27 UTC [SEC Form 4] [Director Kerlin Stanley J was granted 124 shares, increasing direct ownership by 0.46% to 27,261 units (SEC Form 4)](https://www.quantisnow.com/insight/director-kerlin-stanley-j-was-granted-124-shares-increasing-direct-6618698)
- 2026-06-29 17:22 UTC [SEC Form 4] [Director Fisher Daniel J was granted 78 shares, increasing direct ownership by 0.26% to 30,318 units (SEC Form 4)](https://www.quantisnow.com/insight/director-fisher-daniel-j-was-granted-78-shares-increasing-direct-6618694)
- 2026-06-29 17:18 UTC [SEC Form 4] [Director Elliott G Warren was granted 39 shares, increasing direct ownership by 0.22% to 18,151 units (SEC Form 4)](https://www.quantisnow.com/insight/director-elliott-g-warren-was-granted-39-shares-increasing-direct-6618690)
- 2026-06-29 17:12 UTC [SEC Form 4] [Director Duffey Gregory A was granted 50 shares, increasing direct ownership by 0.21% to 23,895 units (SEC Form 4)](https://www.quantisnow.com/insight/director-duffey-gregory-a-was-granted-50-shares-increasing-direct-6618689)
- 2026-06-29 17:08 UTC [SEC Form 4] [Director Craig Kevin W was granted 174 shares, increasing direct ownership by 0.63% to 27,765 units (SEC Form 4)](https://www.quantisnow.com/insight/director-craig-kevin-w-was-granted-174-shares-increasing-direct-6618686)
- 2026-06-10 12:00 UTC [Analyst Downgrade] [Franklin Financial downgraded by Hovde Group](https://www.quantisnow.com/insight/franklin-financial-downgraded-by-hovde-group-6596425)
- 2026-06-02 15:19 UTC [SEC Form 4] [SVP, Chief Technology Officer Long David M was granted 16 shares, increasing direct ownership by 1% to 1,601 units (SEC Form 4)](https://www.quantisnow.com/insight/svp-chief-technology-officer-long-david-m-was-granted-16-6583716)
- 2026-06-02 15:15 UTC [SEC Form 4] [SEVP/CFO Hollar Mark R was granted 136 shares, increasing direct ownership by 0.79% to 17,296 units (SEC Form 4)](https://www.quantisnow.com/insight/sevpcfo-hollar-mark-r-was-granted-136-shares-increasing-direct-6583714)
- 2026-06-02 15:12 UTC [SEC Form 4] [SVP, CRSO Giustini Louis J was granted 82 shares, increasing direct ownership by 4% to 1,933 units (SEC Form 4)](https://www.quantisnow.com/insight/svp-crso-giustini-louis-j-was-granted-82-shares-increasing-6583712)
- 2026-06-02 15:07 UTC [SEC Form 4] [President & COO Carroll Charles Benner Jr was granted 109 shares, increasing direct ownership by 2% to 6,035 units (SEC Form 4)](https://www.quantisnow.com/insight/president-coo-carroll-charles-benner-jr-was-granted-109-shares-6583710)
- 2026-06-02 15:03 UTC [SEC Form 4] [SVP, Chief HR Officer Carmack Karen K was granted 7 shares, increasing direct ownership by 0.13% to 5,482 units (SEC Form 4)](https://www.quantisnow.com/insight/svp-chief-hr-officer-carmack-karen-k-was-granted-7-6583699)
- 2026-06-02 14:56 UTC [SEC Form 4] [CEO Best Craig W was granted 246 shares, increasing direct ownership by 1% to 17,559 units (SEC Form 4)](https://www.quantisnow.com/insight/ceo-best-craig-w-was-granted-246-shares-increasing-direct-6583686)
- 2026-06-01 16:29 UTC [Insider Buy] [Director Duffey Gregory A bought $1,001 worth of shares (17 units at $58.88), increasing direct ownership by 0.07% to 23,845 units (SEC Form 4)](https://www.quantisnow.com/insight/director-duffey-gregory-a-bought-1001-worth-of-shares-17-6581231)
- 2026-06-01 15:55 UTC [SEC Form 4] [EVP, CCSO Butz Steven D sold $80,822 worth of shares (1,400 units at $57.73), decreasing direct ownership by 20% to 5,610 units (SEC Form 4)](https://www.quantisnow.com/insight/evp-ccso-butz-steven-d-sold-80822-worth-of-shares-6581199)
- 2026-05-11 20:11 UTC [SEC Form 10-Q] [SEC Form 10-Q filed by Franklin Financial Services Corporation](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-franklin-financial-services-corporation-6544989)

## More

- Live page with ratings, short volume, options and peers: https://www.quantisnow.com/company/FRAF
- Earnings history: https://www.quantisnow.com/earnings/FRAF
- Dividend history: https://www.quantisnow.com/dividends/FRAF
- Insider transactions: https://www.quantisnow.com/insiders/FRAF
- Options chain: https://www.quantisnow.com/options/FRAF
- SEC 8-K filings only: https://www.quantisnow.com/company/FRAF/8-k
- RSS and alerts for FRAF: https://www.quantisnow.com/docs/rss-feeds.md