# Mackinac Financial Corporation (MFNC)

Source: https://www.quantisnow.com/company/MFNC
Generated: 2026-11-13T23:06:39.594Z

- Ticker: MFNC
- Exchange: NASDAQ
- Sector: Finance
- Industry: Major Banks
- IPO year: n/a
- Website: bankmbank.com

## About

Mackinac Financial Corporation operates as the bank holding company for mBank that provides commercial and retail banking products and services in the United States. It offers interest bearing and non-interest bearing accounts, such as commercial and retail checking accounts, negotiable order of withdrawal accounts, money market accounts, individual retirement accounts, regular interest-bearing statement savings accounts, certificates of deposit, time deposits, and interest bearing transaction accounts. The company provides loan products, including commercial loans to entities within real estate — operators of nonresidential buildings industry; consumer loan products comprising installment, mortgages, home equity loans, and residential mortgage loans; and commercial and governmental lease financing, as well as offers safe deposit facilities. It has 28 branch locations, including 10 in the Upper Peninsula, 10 in the Lower Peninsula, 1 in Southeast Michigan, Michigan, and 7 in Wisconsin. The company was formerly known as North Country Financial Corporation and changed its name to Mackinac Financial Corporation in December 2004. Mackinac Financial Corporation was incorporated in 1974 and is headquartered in Manistique, Michigan.

## Latest MFNC news and filings

- 2021-09-13 20:05 UTC [SEC Form 15-12G filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-15-12g-filed-by-mackinac-financial-corporation-1765720)
- 2021-09-13 04:15 UTC [SEC Form EFFECT] [SEC Form EFFECT filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-effect-filed-by-mackinac-financial-corporation-1762792)
- 2021-09-08 19:02 UTC [SEC Form 4] [SEC Form 4: Thomson Martin A returned 48,791 units of Common Stock to the company, closing all direct ownership in the company (withholding obligation)](https://www.quantisnow.com/insight/sec-form-4-thomson-martin-a-returned-48791-units-of-1751539)
- 2021-09-08 18:47 UTC [SEC Form 4] [SEC Form 4: Steinhardt David Russ returned 1,061,551 units of Common Stock to the company, closing all direct ownership in the company](https://www.quantisnow.com/insight/sec-form-4-steinhardt-david-russ-returned-1061551-units-of-1751489)
- 2021-09-08 17:33 UTC [SEC Form 4] [SEC Form 4: Paschke Randolph Clare returned 35,317 units of Common Stock to the company, closing all direct ownership in the company (withholding obligation)](https://www.quantisnow.com/insight/sec-form-4-paschke-randolph-clare-returned-35317-units-of-1751312)
- 2021-09-08 17:21 UTC [SEC Form 4] [SEC Form 4: Orley Robert Harris returned 38,641 units of Common Stock to the company, closing all direct ownership in the company (for withholding tax)](https://www.quantisnow.com/insight/sec-form-4-orley-robert-harris-returned-38641-units-of-1751275)
- 2021-09-08 17:08 UTC [SEC Form 4] [SEC Form 4: Garea Joseph D returned 91,315 units of Common Stock to the company, closing all direct ownership in the company (tax liability)](https://www.quantisnow.com/insight/sec-form-4-garea-joseph-d-returned-91315-units-of-1751233)
- 2021-09-08 16:12 UTC [SEC Form 4] [SEC Form 4: Bittner Dennis returned 5,102 units of Common Stock to the company, closing all direct ownership in the company](https://www.quantisnow.com/insight/sec-form-4-bittner-dennis-returned-5102-units-of-common-1751031)
- 2021-09-08 15:58 UTC [SEC Form 4] [SEC Form 4: Aspatore Walter J returned 34,120 units of Common Stock to the company, closing all direct ownership in the company (withholding tax)](https://www.quantisnow.com/insight/sec-form-4-aspatore-walter-j-returned-34120-units-of-1750937)
- 2021-09-08 15:45 UTC [SEC Form 4] [SEC Form 4: George Kelly W returned 101,000 units of Common Stock to the company, closing all direct ownership in the company (tax withholding)](https://www.quantisnow.com/insight/sec-form-4-george-kelly-w-returned-101000-units-of-1750885)
- 2021-09-08 15:30 UTC [SEC Form 4] [SEC Form 4: Tobias Paul Davison returned 235,031 units of Common Stock to the company, closing all direct ownership in the company to satisfy tax liability](https://www.quantisnow.com/insight/sec-form-4-tobias-paul-davison-returned-235031-units-of-1750830)
- 2021-09-08 15:11 UTC [SEC Form 4] [SEC Form 4: Deering Jesse A returned 30,288 units of Common Stock to the company, closing all direct ownership in the company to satisfy withholding tax](https://www.quantisnow.com/insight/sec-form-4-deering-jesse-a-returned-30288-units-of-1750745)
- 2021-09-07 13:17 UTC [SEC Form S-8 POS] [SEC Form S-8 POS filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-s-8-pos-filed-by-mackinac-financial-corporation-1744979)
- 2021-09-07 13:16 UTC [SEC Form S-8 POS] [SEC Form S-8 POS filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-s-8-pos-filed-by-mackinac-financial-corporation-1744976)
- 2021-09-07 13:16 UTC [SEC Form S-8 POS] [SEC Form S-8 POS filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-s-8-pos-filed-by-mackinac-financial-corporation-1744974)
- 2021-09-07 13:16 UTC [SEC Form S-8 POS] [SEC Form S-8 POS filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-s-8-pos-filed-by-mackinac-financial-corporation-1744970)
- 2021-09-07 13:15 UTC [SEC Form S-8 POS] [SEC Form S-8 POS filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-s-8-pos-filed-by-mackinac-financial-corporation-1744963)
- 2021-09-07 13:13 UTC [SEC Form POS AM filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-pos-am-filed-by-mackinac-financial-corporation-1744935)
- 2021-09-07 13:06 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Completion of Acquisition or Disposition of Assets, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Material Modification to Rights of Security Holders, Changes in Control of Registrant, Leadership Update, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Other Events, Financial Statements and Exhibits](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-completion-of-acquisition-1744909)
- 2021-09-03 20:56 UTC [SEC Form 25-NSE filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-25-nse-filed-by-mackinac-financial-corporation-1741218)
- 2021-08-19 13:22 UTC [SEC Form 4] [SEC Form 4: Tobias Paul Davison sold $91,467 worth of Common Stock (4,394 units at $20.82)](https://www.quantisnow.com/insight/sec-form-4-tobias-paul-davison-sold-91467-worth-of-1688501)
- 2021-08-11 19:24 UTC [SEC Form 10-Q] [SEC Form 10-Q filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-mackinac-financial-corporation-1657154)
- 2021-08-03 21:03 UTC [SEC Form 4] [SEC Form 4: GEORGE KELLY W sold $134,348 worth of Common Stock (6,610 units at $20.32)](https://www.quantisnow.com/insight/sec-form-4-george-kelly-w-sold-134348-worth-of-1608433)
- 2021-08-03 20:51 UTC [SEC Form 4] [SEC Form 4: Deering Jesse A sold $21,864 worth of Common Stock (1,066 units at $20.51)](https://www.quantisnow.com/insight/sec-form-4-deering-jesse-a-sold-21864-worth-of-1607822)
- 2021-07-22 20:10 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-results-of-operations-1464677)
- 2021-07-22 20:05 UTC [Dividends] [Mackinac Financial Corporation Reports 2021 Second Quarter Financial Results](https://www.quantisnow.com/insight/mackinac-financial-corporation-reports-2021-second-quarter-financial-results-1464232)
- 2021-07-20 20:08 UTC [Public Offering] [Nicolet Bankshares, Inc. Announces Second Quarter 2021 Earnings](https://www.quantisnow.com/insight/nicolet-bankshares-inc-announces-second-quarter-2021-earnings-1436616)
- 2021-07-16 21:02 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-submission-of-matters-1400308)
- 2021-06-21 11:16 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-regulation-fd-disclosure-1079203)
- 2021-06-18 14:23 UTC [Dividends] [Mackinac Financial Corporation Declares Cash Dividend On Common Stock](https://www.quantisnow.com/insight/mackinac-financial-corporation-declares-cash-dividend-on-common-stock-1067588)
- 2021-06-09 13:24 UTC [SEC Form DEFM14A] [SEC Form DEFM14A filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-defm14a-filed-by-mackinac-financial-corporation-975671)
- 2021-05-25 18:14 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-submission-of-matters-841799)
- 2021-05-14 14:29 UTC [SEC Form 10-Q filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-10-q-filed-by-mackinac-financial-corporation-743502)
- 2021-04-29 20:21 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-results-of-operations-675245)
- 2021-04-29 20:15 UTC [Dividends] [Mackinac Financial Corporation Reports 2021 First Quarter Financial Results](https://www.quantisnow.com/insight/mackinac-financial-corporation-reports-2021-first-quarter-financial-results-675008)
- 2021-04-23 20:41 UTC [SEC Schedule 13G] [SEC Form SC 13G filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-sc-13g-filed-by-mackinac-financial-corporation-649475)
- 2021-04-22 13:26 UTC [SEC Form DEF 14A] [SEC Form DEF 14A filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-def-14a-filed-by-mackinac-financial-corporation-643054)
- 2021-04-20 20:05 UTC [Nicolet Bankshares, Inc. Announces First Quarter 2021 Earnings](https://www.quantisnow.com/insight/nicolet-bankshares-inc-announces-first-quarter-2021-earnings-635442)
- 2021-04-19 21:09 UTC [SEC Form 8-K] [Mackinac Financial Corporation filed SEC Form 8-K: Leadership Update](https://www.quantisnow.com/insight/mackinac-financial-corporation-filed-sec-form-8-k-leadership-update-630505)
- 2021-04-12 20:28 UTC [SEC Form 425] [SEC Form 425 filed by Mackinac Financial Corporation](https://www.quantisnow.com/insight/sec-form-425-filed-by-mackinac-financial-corporation-609129)

## More

- Live page with ratings, short volume, options and peers: https://www.quantisnow.com/company/MFNC
- Earnings history: https://www.quantisnow.com/earnings/MFNC
- Dividend history: https://www.quantisnow.com/dividends/MFNC
- Insider transactions: https://www.quantisnow.com/insiders/MFNC
- Options chain: https://www.quantisnow.com/options/MFNC
- SEC 8-K filings only: https://www.quantisnow.com/company/MFNC/8-k
- RSS and alerts for MFNC: https://www.quantisnow.com/docs/rss-feeds.md