Travelers Launches Initiative to Address Insurance Availability and Affordability Challenges

Initiative to explore solutions for strengthening the insurance marketplace and building more resilient communities

The Travelers Companies, Inc. (NYSE: TRV), today announced the launch of Risk. Regulation. Resilience. Responsibility.℠, a new initiative of the Travelers Institute. The multiyear initiative will focus on how policymakers, insurance agents, brokers, carriers and consumers can address the challenges of availability and affordability within the insurance marketplace.

"At its core, insurance is about bringing individuals and businesses together to pool resources to manage risk," said Alan Schnitzer, Chairman and Chief Executive Officer of Travelers. "But today, in certain jurisdictions, families and businesses are bearing the consequences of an insurance marketplace that isn't working the way it should. Solving the challenges will require committed partnership among policymakers, carriers and consumers – and the Travelers Institute is well positioned to convene these stakeholders and move our industry forward."

Through a series of educational events, webinars and resources, Risk. Regulation. Resilience. Responsibility. will explore how shifting environmental, economic and societal patterns are impacting the availability and affordability of insurance across certain markets. The initiative will also feature organizations that are committed to solving these challenges, including the Insurance Institute for Business & Home Safety.

The initiative will kick off with an in-person event on Sept. 16 in St. Paul, Minnesota. Rick Keegan, Executive Vice President and Enterprise Chief Underwriting Officer at Travelers, will provide a keynote address, followed by a panel moderated by Joan Woodward, President of the Travelers Institute and Executive Vice President of Public Policy at Travelers. Panelists will include Keegan as well as Michael Klein, Executive Vice President and President, Personal Insurance at Travelers; Glenn Westrick, Senior Vice President of Government Relations at Travelers; and Eric Nelson, Senior Vice President of Enterprise Catastrophe Risk Management at Travelers.

"As with all Travelers Institute initiatives, education is at the heart of Risk. Regulation. Resilience. Responsibility.," said Woodward. "By leveraging community insights and providing agents, brokers and customers with relevant tools and information, we aim to help people better understand and better navigate today's risks."

Additional symposia for Risk. Regulation. Resilience. Responsibility. are scheduled for Oct. 20 in Tulsa, Oklahoma; Oct. 28 in Atlanta, Georgia; and Dec. 3 in Dallas, Texas. More events will be announced in early 2026.

About the Travelers Institute

The Travelers Institute, the public policy division of The Travelers Companies, Inc., engages in discussion and analysis of public policy topics of importance to the insurance marketplace and to the financial services industry more broadly. The Travelers Institute draws upon the industry expertise of Travelers' senior management as well as the technical expertise of many of Travelers' underwriters, risk managers and other experts to provide information, analysis and solutions to public policymakers and regulators. Travelers is a leading provider of property casualty insurance for auto, home and business. For more information, visit Travelers.com.

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Kassondra Mangione, 860.277.0731

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