Q3 2026 net income hit record $1.1 billion, up 31% YoY
Nu Holdings reported third quarter 2026 results, with record gross revenue of $6.3 billion and record net income of $1.1 billion, both up sharply from a year earlier. Customer count reached 142.6 million and the credit portfolio grew to $41.6 billion, while efficiency improved to 19.3%. For a shareholder, the figures show strong growth in revenue, profit and lending, though the release notes that some delinquency measures worsened.
- Gross revenue, Q3 2026
- US$6.3 billion
- Net income, Q3 2026
- US$1.1 billion
- Customers
- 142.6 million
- Credit portfolio
- US$41.6 billion


