OFG - Earnings announcements

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the first quarter ended March 31, 2026. EPS diluted of $1.26 compared to $1.27 in 4Q25 and $1.00 in 1Q25. Total core revenues of $185.8 million compared to $185.4 million in 4Q25 and $178.3 million in 1Q25. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "Business momentum and disciplined strategy execution drove strong first quarter results, supported by proactive balance sheet management and core deposit strength. Our operating model continues to deliver, with ongoing loan growth, high quality credit performance, and consistent execution across the franchise. During th

OFG Bancorp (NYSE:OFG) will report first quarter 2026 financial results on Tuesday, April 21, 2026, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (785) 424-1789 Conference ID: OFGQ126 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 62nd year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virg

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the fourth quarter and year ended December 31, 2025. 4Q25: EPS diluted of $1.27 compared to $1.16 in 3Q25 and $1.09 in 4Q24. Total core revenues of $185.4 million compared to $184.0 million in 3Q25 and $181.9 million in 4Q24. Full Year 2025: EPS diluted of $4.58 compared to $4.23 in 2024. Total core revenues of $729.8 million compared to $709.6 million in 2024. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "Fourth quarter EPS increased 16.4% year-over-year on 1.9% growth in total core revenues, driven by disciplined core operations and a favorable tax benefit. For

OFG Bancorp (NYSE:OFG) will report fourth quarter 2025 financial results on Thursday, January 22, 2026, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (785) 424-1789 Conference ID: OFGQ425 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 61st year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S.

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the third quarter ended September 30, 2025. EPS diluted of $1.16 compared to $1.15 in 2Q25 and $1.00 in 3Q24. Total core revenues of $184.0 million compared to $182.2 million in 2Q25 and $174.1 million in 3Q24. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "Third quarter EPS grew 16% year-over-year on a 5.6% increase in total core revenues. Loan and core deposit balances increased year-over-year with important growth in commercial loans as we began to see the long-anticipated moderation in auto loan originations. Performance and credit metrics remained strong, and we r

OFG Bancorp (NYSE:OFG) will report third quarter 2025 financial results on Wednesday, October 22, 2025, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (785) 424-1789 Conference ID: OFGQ325 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 61st year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S.

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the second quarter ended June 30, 2025. EPS diluted of $1.15 compared to $1.00 in 1Q25 and $1.08 in 2Q24. Total core revenues of $182.2 million compared to $178.3 million in 1Q25 and $179.4 million in 2Q24. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The second quarter reflected strong operating performance at all levels. EPS-diluted increased 6.5% year-over-year on a 1.5% increase in total core revenues. Highlights included steady core deposit flows and strong loan origination, as well as solid overall financial metrics, driven by return on average assets and equit

OFG Bancorp (NYSE:OFG) will report second quarter 2025 financial results on Thursday, July 17, 2025, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 245-3047 Participant International Phone Number: (203) 518-9765 Conference ID: OFGQ225 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 61st year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Vir

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the first quarter ended March 31, 2025. EPS diluted of $1.00 compared to $1.09 in 4Q24 and $1.05 in 1Q24. Total core revenues of $178.3 million compared to $181.9 million in 4Q24 and $174.2 million in 1Q24. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The first quarter reflected a strong start to the year with solid overall performance, consistent financial results, and excellent operating execution. Highlights included customer and deposit growth, and improved consumer credit. As part of our Digital First strategy, we are the first among Puerto Rico banks to launch an

OFG Bancorp (NYSE:OFG) will report first quarter 2025 financial results on Wednesday, April 23, 2025, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 267-6316 Participant International Phone Number: (203) 518-9783 Conference ID: OFGQ125 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 61st year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin I

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the fourth quarter and year ended December 31, 2024. 4Q24: EPS diluted of $1.09 compared to $1.00 in 3Q24 and $0.98 in 4Q23. Total core revenues of $181.9 million compared to $174.1 million in 3Q24 and $175.6 million in 4Q23. Full Year 2024: EPS diluted of $4.23 compared to $3.83 in 2023. Total core revenues of $709.6 million compared to $682.7 million in 2023. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The fourth quarter and last year reflected solid performance with strong financial results. 4Q24 EPS-diluted increased 11.2% year-over-year on a 3.6% increase i

OFG Bancorp (NYSE:OFG) will report fourth quarter 2024 financial results on Wednesday, January 22, 2025, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 225-9448 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ424 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 60th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S.

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the third quarter ended September 30, 2024. EPS diluted of $1.00 compared to $1.08 in 2Q24 and $0.95 in 3Q23. Total core revenues of $174.1 million compared to $179.4 million in 2Q24 and $172.2 million in 3Q23. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The third quarter was another solid quarter of performance with EPS-diluted up 5.3% year-over-year on a 1.1% increase in total core revenues. We continued to produce consistent, core operating results, and digital adoption of our new and upgraded products, services, and self-service tools keeps steadily growing. Today

OFG Bancorp (NYSE:OFG) will report third quarter 2024 financial results on Wednesday, October 16, 2024, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 225-9448 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ324 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 60th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the second quarter ended June 30, 2024. EPS diluted of $1.08 compared to $1.05 in 1Q24 and $0.93 in 2Q23. Total core revenues of $179.4 million compared to $174.2 million in 1Q24 and $170.5 million in 2Q23. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The second quarter continued to demonstrate the strength of our strategies and franchise. EPS-diluted increased 16.1% year-over-year on a 5.2% increase in total core revenues. We generated strong performance metrics through consistent growth; increased loans, deposits, and non-interest income; and stable credit quality.

OFG Bancorp (NYSE:OFG) will report second quarter 2024 financial results on Thursday, July 18, 2024, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 245-3047 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ224 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 60th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Vir

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the first quarter ended March 31, 2024. EPS diluted of $1.05 compared to $0.98 in 4Q23 and $0.96 in 1Q23. Total core revenues of $174.2 million compared to $175.6 million in 4Q23 and $164.4 million in 1Q23. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "First quarter EPS-diluted increased 9.4% year-over-year on a 5.9% increase in total core revenues, reflecting an overall solid performance across all businesses in line with our plans. Our Digital First strategy continues to drive customer acquisition and engagement. Puerto Rico business activity and consumer liquidity

OFG Bancorp (NYSE:OFG) will report first quarter 2024 financial results on Thursday, April 18, 2024, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 225-9448 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ124 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 60th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Vir

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, today reported results for the fourth quarter and year ended December 31, 2023. 4Q23: EPS diluted of $0.98 compared to $0.95 in 3Q23 and $0.97 in 4Q22. Total core revenues of $175.6 million compared to $172.2 million in 3Q23 and $168.3 million in 4Q22. Full Year 2023: EPS diluted of $3.83 compared to $3.44 in 2022. Total core revenues of $682.7 million compared to $607.8 million. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "2023 was an outstanding year. We are proud of our accomplishments and thank the entire team for making it possible. We ended 2023 with record levels of loans, customer

OFG Bancorp (NYSE:OFG) will report fourth quarter 2023 financial results on Wednesday, January 24, 2024, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 267-6316 Participant International Phone Number: (203) 518-9783 Conference ID: OFGQ423 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 59th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S.

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2023. EPS diluted of $0.95 compared to $0.93 in 2Q23 and $0.87 in 3Q22. Total core revenues of $172.2 million compared to $170.5 million in 2Q23 and $156.8 million in 3Q22. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "Third quarter results reflected year-over-year increases of 10% in core revenues and 9% in EPS. Highlights include continued loan growth, stable core deposits, low cumulative deposit beta of 19%, increased operating leverage, and strong performance metrics. We also benefited from overall higher interest rates and benign c

OFG Bancorp (NYSE:OFG) will report third quarter 2023 financial results on Friday, October 20, 2023, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (785) 424-1789 Conference ID: OFGQ323 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 59th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Vir

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the second quarter ended June 30, 2023. EPS diluted of $0.93 compared to $0.96 in 1Q23 and $0.84 in 2Q22. Total core revenues of $170.5 million compared to $164.4 million in 1Q23 and $146.3 million in 2Q22. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The second quarter generated year-over-year increases of 16.5% in total core revenues and 10.7% in earnings per share. The period was highlighted by strong loan production, stable core deposits along with low cumulative deposit beta of 16% and increased operating leverage. Customer liquidity and the Puerto Rico economy contin

OFG Bancorp (NYSE:OFG) will report second quarter 2023 financial results on Thursday, July 20, 2023, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (785) 424-1789 Conference ID: OFGQ223 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 59th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Vir

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the first quarter ended March 31, 2023. EPS diluted of $0.96 compared to $0.97 in 4Q22 and $0.76 in 1Q22. Total core revenues of $164.4 million compared to $168.3 million in 4Q22 and $136.4 million in 1Q22. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The first quarter continued to reflect high levels of liquidity and capital, putting OFG in a strong position in today's banking environment. Our financial results also demonstrated solid core revenues, net interest margin, credit quality, operating leverage, and customer acquisition trends. Deposit balances were stable with

OFG Bancorp (NYSE:OFG) will report first quarter 2023 financial results on Thursday, April 20, 2023, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 225-9448 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ123 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 59th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Is

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the fourth quarter and year ended December 31, 2022. Summary 4Q22: EPS diluted of $0.97 compared to $0.87 in 3Q22 and $0.66 in 4Q21. Total core revenues of $168.3 million compared to $156.8 million in 3Q22 and $141.0 million in 4Q21. Full Year 2022: EPS diluted of $3.44 compared to $2.81 in 2021. Total Core Revenues of $607.8 million compared to $536.6 million. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "The fourth quarter reflected total core revenue growth of 7.3% quarter-over-quarter. Key performance metrics improved, with return on average assets of 1.86%, return on

OFG Bancorp (NYSE:OFG) will report fourth quarter 2022 financial results on Thursday, January 26, 2023, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 579-2543 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ422 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 58th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2022. EPS diluted was $0.87 compared to $0.84 in 2Q22 and $0.81 in 3Q21. Total core revenues were $156.8 million compared to $146.3 million in 2Q22 and $134.7 million in 3Q21. The regular quarterly cash dividend was increased to $0.20 per common share in 3Q22 from $0.15 in 2Q22 and $0.12 in 3Q21. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "This was OFG's strongest quarter year to date, driven by total core revenue growth of 7.2% quarter-over-quarter. All our key performance metrics improved compared to 2Q22 and 3Q21, with return on aver

OFG Bancorp (NYSE:OFG) will report third quarter 2022 financial results on Thursday, October 20, 2022, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 225-9448 Participant International Phone Number: (203) 518-9708 Conference ID: OFGQ322 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 58th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the second quarter ended June 30, 2022. EPS diluted was $0.84 compared to $0.76 in 1Q22 and $0.78 in 2Q21. Total core revenues were $146.3 million compared to $136.4 million in 1Q22 and $133.3 million in 2Q21. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "We had another strong quarterly performance in all our core businesses. Loans and deposits grew, net interest margin expanded, and banking and wealth management income rebounded. All this confirms an overall increase in business activity, driven by our solid strategic position and continuously improving customer experience.

OFG Bancorp (NYSE:OFG) will report second quarter 2022 financial results on Thursday, July 21, 2022, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 459-5346 Participant International Phone Number: (203) 518-9544 Conference ID: OFGQ222 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 58th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Is

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the first quarter ended March 31, 2022. EPS diluted was $0.76 compared to $0.66 in 4Q21 and $0.56 in 1Q21. Total core revenues were $136.4 million compared to $141.0 million in 4Q21 and $127.7 million in 1Q21. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "We had a great start to 2022. During the first quarter, our core business demonstrated strong momentum. We experienced solid loan and deposit growth, NIM expansion, and lower provision. Total assets reached $10.2 billion, expenses remained in line, and we repurchased $33.5 million of shares as part of our $100 million buybac

OFG Bancorp (NYSE:OFG) will report first quarter 2022 financial results on Thursday, April 21, 2022, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 459-5346 Participant International Phone Number: (203) 518-9544 Conference ID: OFGQ122 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 58th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Is

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the fourth quarter and year ended Dec. 31, 2021. Summary 4Q21: EPS diluted was $0.66 compared to $0.81 in 3Q21 and $0.42 in 4Q20. 4Q21 results were impacted by the strategic decision to sell $65.5 million of past due loans, which had been partially reserved, but required $9.7 million in additional provision. Total core revenues were $141.0 million compared to $134.7 million in 3Q21 and $132.8 million in 4Q20. 2021: EPS diluted was $2.81 compared to $1.32 in 2020. Total core revenues were $536.6 million compared to $519.3 million. OFG completed the $92.0 million redemption of its outstanding pref

OFG Bancorp (NYSE:OFG) will report fourth quarter 2021 financial results on Wednesday, January 19, 2022, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (800) 459-5346 Participant International Phone Number: (203) 518-9544 Conference ID: OFGQ421 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 57th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgi

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the third quarter ended September 30, 2021. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "We had another strong overall quarterly performance as we continue to execute our strategic plan. "Results reflect consistently growing recurring net income, our larger scale, our focus on increasing digital utilization and customer service differentiation, and Puerto Rico's nascent economic and post-pandemic recovery. "3Q21 new loan origination remained strong at $556 million. Compared to 2Q21, loans ex-PPP increased, cost of funds declined 17%, customer deposits increased $154 millio

OFG Bancorp (NYSE:OFG) will report third quarter 2021 financial results on Wednesday, October 20, 2021, before the market opens and hold its conference call that morning at 10:00 AM ET. Participant Toll-Free Phone Number: (877) 876-9174 Participant International Phone Number: (785) 424-1669 Conference ID: OFGQ321 The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link in advance to pre-register or download any necessary software. About OFG Bancorp Now in its 57th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin

OFG Bancorp (NYSE:OFG), the financial holding company for Oriental Bank, reported results for the second quarter ended June 30, 2021. CEO Comment José Rafael Fernández, Chief Executive Officer, said: "We generated outstanding second quarter results. This reflects our larger scale and our focus on digital utilization and differentiation, combined with Puerto Rico's early economic and post-pandemic recovery. "The economy is clearly benefitting from a massive amount of federal reconstruction and COVID stimulus, which are more meaningful here compared to mainland states given the size of our economy as it relates to reconstruction funds and the size of stimulus payments compared to average i