OPFI - Earnings announcements

Total revenue increased 8.3% year over year to $151.9 million, a Company record for the first quarterNet income increased 165.0% year over year to $54.0 millionAdjusted net income1 decreased 11.2% year over year to $30.0 millionBoard approves new $40 million Share Repurchase ProgramCHICAGO, May 7, 2026 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today reported financial results for the first quarter ended March 31, 2026. "Operati

CHICAGO, April 9, 2026 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its first quarter 2026 before the market opens on Thursday, May 7, 2026. Management will host a conference call on May 7, 2026, at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on the Investor Relations section of the Company's website at investors.opp

Net income increased 74.4% year over year to $146.2 million, a new Company recordAdjusted net income1 increased 69.1% year over year to $139.8 million, a new Company recordBasic and diluted earnings per share ("EPS") increased $0.63 year over year to $0.99Adjusted EPS1 increased $0.64 year over year to $1.59, a new Company recordCHICAGO, March 11, 2026 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today reported record financial results for the quarter and year ended December 31, 2025.

CHICAGO, Feb. 26, 2026 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its fourth quarter 2025 before the market open on Wednesday, March 11, 2026. Management will host a conference call on March 11, 2026, at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on the Investor Relations section of the Company's website at invest

Net income increased 136.9% year over year to $75.9 million, a Company record for any quarter Adjusted net income1 increased 41.4% year over year to $40.7 million, a Company record for any quarter Total revenue increased 13.5% year over year to $155.1 million, a Company record for any quarter Raised full year revenue guidance to between $590 million and $605 million, adjusted net income1 to between $137 million and $142 million, and adjusted EPS to between $1.54 and $1.60 CHICAGO, Oct. 29, 2025 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, toda

CHICAGO, Oct. 7, 2025 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, will report financial results for its third quarter 2025 before the market open on Wednesday, October 29, 2025. Management will host a conference call on October 29, 2025, at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on the Investor Relations section of the Company's website at investors.

GAAP net income decreased 58.5% year over year to $11.5 million Adjusted net income1 increased 59.0% year over year to $39.4 million, a Company record for any quarter Total revenue increased 12.8% year over year to $142.4 million, a Company record for any quarter Average yield, annualized increased by 130 basis points year over year to 136.1%, a Company record for any quarter Net charge-off rate as a percentage of total revenue decreased 60 basis points year over year to 31.9% Revenue guidance for the full year 2025 increased to $578 million to $605 million, from a previous range of $563 million to $594 million Adjusted net income1 guidance for the full year 2025 increased to $125 million to

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its second quarter 2025 before the market open on Wednesday, August 6, 2025. Management will host a conference call on August 6, 2025, at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on the Investor Relations section of the Company's website at investors.oppfi.com. The conference call can also be accessed with the following dial-in information: Domestic: (800) 343-4136 International: (203) 518-9

Net income increased 101.3% year over year to $20.4 million inclusive of an $11.4 million loss attributable to OppFi Inc. Adjusted net income1 increased 285.1% year over year to $33.8 million, a Company record for any quarter Total revenue increased 10.1% year over year to $140.3 million, a Company record for any quarter Average yield, annualized, increased by 630 basis points year over year to 135.8% Net charge-off rate as a percentage of total revenue decreased 1,330 basis points year over year to 34.6% Adjusted net income1 guidance for the full year 2025 increased to $106 million to $113 million, from $95 million to $97 million OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a l

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its first quarter 2025 before the market open on Wednesday, May 7, 2025. Management will host a conference call on May 7, 2025 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on the Investor Relations section of the Company's website at investors.oppfi.com. The conference call can also be accessed with the following dial-in information: Domestic: (800) 274-8461 International: (203) 518-9814 Confere

Tenth consecutive year of net income Net income increased 112.4% year over year to $83.8 million for full-year 2024 Adjusted net income1 increased 99.2% year over year to $82.7 million for full-year 2024, a Company record Basic and diluted earnings per share ("EPS") of $0.36 for the full-year 2024, an increase of $0.42 from basic and diluted loss per share of $0.06 for full-year 2023 Adjusted EPS1 increased 95.5% year over year to $0.95 for full-year 2024, a Company record Net charge-offs as a percentage of total revenue fell by 440 basis points year over year to 39.1% for full-year 2024 Average yield increased by 416 basis points year over year to 131.4% for full-year 2024 Net incom

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its fourth quarter and full year 2024 before the market-open on Wednesday, March 5, 2025. Management will host a conference call on March 5, 2025 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on the Investor Relations section of the Company's website at investors.oppfi.com. The conference call can also be accessed with the following dial-in information: Domestic: (800) 225-9448 Interna

Net income increased 106.4% year over year to $32.1 million, a Company record for any quarter Adjusted net income1 increased 116.2% year over year to $28.8 million, a Company record for any quarter Basic and diluted EPS of $0.21 and $0.21, respectively Adjusted EPS1 increased 112.4% year over year to $0.33 Net charge-off rate as a percentage of total revenue decreased 810 basis points year over year to 34.3% Average yield, annualized increased by 540 basis points year over year to 133.9% Total revenue increased 2.6% year over year to $136.6 million, a Company record for any quarter Adjusted EPS1 guidance for full-year 2024 increased to $0.85 to $0.87 from $0.73 to $0.75 OppFi Inc. (

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its third quarter 2024 before the market-open on Thursday, November 7, 2024. Management will host a conference call on November 7, 2024 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website at investors.oppfi.com. The conference call can also be accessed with the following dial-in information: Domestic: (800) 274-8461 Internatio

Net income increased 53.1% year over year to $27.7 million, a Company record for a second quarter Adjusted net income increased 56.2% year over year to $24.8 million, a Company record for a second quarter Basic and diluted EPS of $0.16 and $0.16, respectively Adjusted EPS increased 53.5% year over year to $0.29 Net charge-off rate as a percentage of total revenue decreased 370 basis points year over year to 32.5% Total revenue yield increased by 600 basis points year over year to 134.8% Total revenue increased 3.1% year over year to $126.3 million, a Company record for a second quarter Adjusted EPS guidance for full-year 2024 increased to $0.73 to $0.75 from $0.58 to $0.62 A

Led by proven operator and industry leader Craig Hecker, Bitty is a profitable and growing platform that provides credit access to underserved small businesses The transaction implies a 6.0x purchase multiple on adjusted net income for the trailing twelve months ending March 31, 2024 and is expected to be immediately accretive to OppFi earnings OppFi expects to continue evaluating strategic acquisition opportunities in new and existing verticals to further facilitate credit access OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, toda

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its second quarter 2024 before the market-open on Wednesday, August 7, 2024. Management will host a conference call on August 7, 2024 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. The conference call can also be accessed with the following dial-in information: Domestic: (800) 225-9448 International: (203) 518-9708 Co

Total revenue increased 5.8% year over year to $127.3 million Net income increased 157.8% year over year to $10.1 million Adjusted net income increased 127.8% year over year to $8.8 million Basic and Diluted EPS of $0.29 and $0.10, respectively Adjusted EPS increased 123.0% year over year to $0.10 Unrestricted cash of $47.2 million and total receivable funding capacity of $613.7 million at the end of the first quarter of 2024 Annualized net charge-off rate as a percentage of total revenue decreased 110 basis points year over year to 47.9% Total revenue yield increased by 350 basis points year over year to 129.5% Adjusted EPS guidance for full-year 2024 increased to $0.58 to

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its first quarter 2024 before the market-open on Wednesday, May 8, 2024. Management will host a conference call on May 8, 2024 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. Investors may pre-submit questions by emailing investors@oppfi.com. The conference call can also be accessed with the following dial-in information

Record total revenue and ending receivables for full-year 2023 Ninth consecutive year of net income Net income of $39.5 million for full-year 2023 Adjusted net income of $43.3 million for full-year 2023 Net charge off rate as a percentage of total revenue improved by 8.1 percentage points to 43.5% for full-year 2023 Total revenue increased 10.7% year over year to $132.9 million for fourth quarter of 2023 Net income of $1.9 million for fourth quarter of 2023 Adjusted net income of $8.9 million for fourth quarter of 2023 Annualized net charge off rate as a percentage of total revenue improved by 12.9 percentage points year over year to 46.4% for fourth quarter

OppFi Inc. (NYSE:OPFI, OPFI WS))) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its fourth quarter and full year 2023 after the market-close on Thursday, March 7, 2024. Management will host a conference call on March 7, 2024 at 4:30 p.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. Investors may pre-submit questions by emailing investors@oppfi.com. The conference call can also be accessed with the

Total revenue increased 7% year over year to $133.2 million for third quarter of 2023 Net income of $15.5 million for third quarter of 2023 Adjusted net income of $13.8 million for third quarter of 2023 Basic and Diluted EPS of $0.13 and $0.13, respectively, for third quarter of 2023 Adjusted EPS of $0.16 for third quarter of 2023 Net charge-off rate as a percentage of total revenue decreased 23% year over year to 42% for third quarter of 2023 Yield increased 7% year over year to 129% for third quarter of 2023 OppFi Inc. (NYSE:OPFI, OPFI WS))) ("OppFi" or the "Company"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to ext

OppFi Inc. (NYSE:OPFI, OPFI WS))) ("OppFi" or the "Company"), a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance products, today provided a business update, announced its participation in the ThinkEquity Conference, and scheduled its third quarter 2023 earnings conference call for after the market-close on Thursday, November 9, 2023. Business Update "We are very pleased with our preliminary third quarter results, including earnings that significantly beat the analyst consensus estimate," said Todd Schwartz, Chief Executive Officer and Executive Chairman of OppFi. "We are excited to share final results after the market-clo

Total revenue increased 14% year over year to $122.5 million for second quarter of 2023 Net income grew 90% year over year to $18.1 million for second quarter of 2023 Adjusted net income increased 138% year over year to $16.3 million for second quarter of 2023 Basic and Diluted EPS of $0.14 and $0.14, respectively, for second quarter of 2023 Adjusted EPS of $0.19 for second quarter of 2023 Net charge-off rates decreased sequentially and year over year for second quarter of 2023 Marketing cost per funded loan decreased 23% year over year for second quarter of 2023 Total expenses as a percentage of total revenue decreased 16% year over year for second quarter of 2023 OppFi Inc

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance products, will report financial results for its second quarter 2023 after the market-close on Wednesday, August 9, 2023. Management will host a conference call on August 9, 2023 at 4:30 p.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. Investors may pre-submit questions by emailing investors@oppfi.com. The conference call can also be accessed with the following dial-in information: Domestic:

Total revenue increased 20% year over year to $120.4 million for first quarter of 2023 Net income of $3.9 million for first quarter of 2023 Adjusted net income of $4.4 million for first quarter of 2023 Basic and diluted EPS of $0.02 and $0.02, respectively, for the first quarter of 2023 Adjusted EPS of $0.05 for the first quarter of 2023 Ending receivables increased 9% year over year to $370.2 million for first quarter of 2023 First payment default, total delinquency, and net charge-off rates decreased sequentially for first quarter of 2023 Marketing cost per new funded loan decreased 9% year over year for first quarter of 2023 OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance products, will report financial results for its first quarter 2023 after the market-close on Thursday, May 11, 2023. Management will host a conference call on May 11, 2023 at 4:30 p.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. Investors may pre-submit questions by emailing investors@oppfi.com. The conference call can also be accessed with the following dial-in information: Domestic: (877)

Eighth consecutive year of profitability Net income of $3.3 million for full-year 2022 Adjusted net income of $5.0 million for full-year 2022 Record total revenue, net originations, and ending receivables for full-year 2022 Marketing cost per new funded loan decreased 20% year over year for full-year 2022 Closed $150 million credit facility with Castlelake, resulting in more than $530 million of funding capacity as of year end First payment default and total delinquency rates trending toward pre-pandemic levels OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance product

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance products, will report financial results for its fourth quarter and full year 2022 after the market-close on Thursday, March 23, 2023. Management will host a conference call on March 23, 2023 at 4:30 p.m. ET to discuss OppFi's financial results and business outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. Investors may pre-submit questions by emailing investors@oppfi.com. The conference call can also be accessed with the following dial-in information:

Revenue increased 35% year over year to $124.2 million for the third quarter of 2022 Net Originations increased 11% year over year to $182.7 million for the third quarter of 2022 Ending Receivables increased 39% year over year to $407.7 million for the third quarter of 2022 Net loss of $(0.7) million for the third quarter of 2022 Adjusted Net Income of $0.8 million for the third quarter of 2022 Basic and Diluted EPS of $(0.04) and $(0.04), respectively, for the third quarter of 2022 Adjusted EPS of $0.01 for the third quarter of 2022 OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading financial technology platform that powers banks to help the everyday consumer gain access t

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading financial technology platform that powers banks to help the everyday consumer gain access to credit, today provided a business update, announced its participation in the ThinkEquity Conference, and scheduled its third quarter 2022 earnings conference call for after the market-close on Wednesday, November 9, 2022. Third Quarter 2022 Preliminary Unaudited Financial Results, Three Months Ended September 30, 2022 Total Revenue is expected to be approximately $124.2 million. Net Loss is expected to be approximately ($0.7) million. Adjusted Net Income is expected to be approximately $0.8 million. "We are pleased by our preliminary

Revenue increased 38% year over year to $107.9 million for the second quarter of 2022 Net Originations increased 57% year over year to $226.2 million for the second quarter of 2022 Ending Receivables increased 54% year over year to $401.5 million for the second quarter of 2022 Net income of $9.5 million for the second quarter of 2022 Adjusted Net Income of $6.8 million for the second quarter of 2022 Basic and Diluted EPS of $0.26 and $0.10, respectively, for the second quarter of 2022 Adjusted EPS of $0.08 for the second quarter of 2022 OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading financial technology platform that powers banks to help the everyday consumer gain acces

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading financial technology platform that powers banks to help the everyday consumer gain access to credit, will report financial results for its second quarter 2022 after the market-close on Tuesday, August 9, 2022. Management will host a conference call on August 9, 2022 at 4:30 p.m. ET to discuss OppFi's financial results and outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. The conference call can also be accessed with the following dial-in information: Domestic: (888) 567-1602 International: (404) 267-0373 An archived version of the webcast will be avail

Revenue increased 20% year over year to $100.7 million for the first quarter of 2022 Net Originations increased 63% year over year to $162.8 million for the first quarter of 2022 Ending Receivables increased 38% year over year to $338.5 million for the first quarter of 2022 Net loss of $(0.3) million for the first quarter of 2022 Adjusted Net Income of $0.6 million for the first quarter of 2022 Basic and Diluted EPS of $0.08 for the first quarter of 2022 Adjusted Basic and Diluted EPS of $0.01 for the first quarter of 2022 OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading financial technology platform that powers banks to help the everyday consumer gain access to credit, t

OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, will report financial results for its first quarter 2022 before the market open on Thursday, May 5, 2022. Management will host a conference call on Thursday, May 5, 2022 at 9:00 am ET to discuss OppFi's financial results and outlook. The webcast of the conference call will be available on the Investor Relations section of the Company's website. The conference call can also be accessed with the following dial-in information: Domestic: 1-877-337-6181 International: 1-416-981-9011 Conference ID: 22018498 An archived version of

Net income for the fourth quarter of $17 million and $90 million for full-year 2021 Adjusted Net Income of $66 million for full-year 2021, up 19% year over year Basic and Diluted EPS of $0.84 for the fourth quarter of 2021 and $1.93 for full-year 2021 Adjusted Basic and Diluted EPS of $0.13 for the fourth quarter of 2021 and $0.78 for full-year 2021 Revenue up 4% and Adjusted Revenue up 11% year over year for the fourth quarter of 2021 and 20% and 9%, respectively, for full-year 2021 Net Originations increased 25% year over year for the fourth quarter of 2021 to a record $187 million and 23% for full-year 2021 to a record $595 million Ending Receivables for the fourth quarter of 2021

OppFi Inc. (NYSE:OPFI) ("OppFi"), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, announced today that it will release financial results for its fourth quarter and full year 2021 results after the market close on Thursday, March 10, 2022. Conference call and Webcast Management will host a webcast and conference call on Thursday, March 10, 2022 at 5:00 pm ET to discuss the Company's for the fourth quarter and full year 2021 financial results. The conference call will be made available in the Investor Relations page of the Company's website. To listen to a live broadcast, go to the site at least 15 minutes prior to the scheduled sta

Revenue up 47% and Adjusted Revenue for the third quarter of 2021 up 25% year over year Net Originations for the third quarter of 2021 up 25% year over year and 14% sequentially to a record $165 million Ending Receivables for the third quarter of 2021 up 22% year over year and 13% sequentially Net Income of $30.4 million for the third quarter of 2021, $72.8 million for the first nine months of 2021 Adjusted Net Income of $17.4 million for the third quarter of 2021, $54.4 million for the first nine months of 2021, up 60% over the first nine months of 2020 Basic and Diluted EPS of $1.06 for the third quarter of 2021 Adjusted Basic and Diluted EPS of $0.21 for the third quarter of 2021

OppFi Inc. (NYSE:OPFI), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, announced today that it will release financial results for the third quarter ended September 30, 2021 after the market close on Thursday, November 11, 2021. Conference call and Webcast Management will host a webcast and conference call on Thursday, November 11, 2021 at 5:00 pm ET to discuss the Company's financial results for the third quarter ended September 30, 2021. The conference call will be made available via the Investor Relations page of the Company's website at oppfi.com. To listen to a live broadcast, go to the site at least 15 minutes prior to the

Net Originations for the second quarter of 2021 up 84% year over year, 44% sequentially and 20% vs. the second quarter of 2019 Ending Receivables for the second quarter of 2021 up 19% year over year and 29% vs. the second quarter of 2019 Revenue up 28% and Adjusted Revenue up 6% for the second quarter of 2021 vs. the second quarter of 2020 Net Income of $18.0 million for the second quarter of 2021, $42.4 million for the first six months of 2021 Adjusted Net Income of $17.9 million for the second quarter of 2021, $37.2 million for the first six months of 2021 OppFi Inc. (NYSE:OPFI) ("OppFi" and "the Company"), a leading financial technology platform that powers banks to help the everyda