RM - Earnings announcements

- Net income of $11.4 million and diluted earnings per share of $1.18, up 63% and 69% year-over-year, respectively - - Originations of $388.0 million and 11.3% year-over-year portfolio growth drive record first quarter revenue - - Annualized operating expense ratio of 12.2%, an all-time best and an improvement of 180 basis points year-over-year - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2026. "We delivered a strong start to 2026, with solid financial results, continued year-over-year portfolio growth, and further improvement in operating efficiency," said Lakhbir S. Lamba, President and

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its first quarter 2026 results after the market closes on Wednesday, April 29, 2026. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the cal

- Net income of $12.9 million and diluted earnings per share of $1.30, up 30% and 33% year-over-year, respectively - - Record originations and 13.1% year-over-year portfolio growth drive record revenue - - Annualized operating expense ratio of 12.4%, an all-time best - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the fourth quarter ended December 31, 2025. "We delivered strong financial and operating results in the fourth quarter and finished 2025 with excellent momentum," said Lakhbir S. Lamba, President and Chief Executive Officer of Regional Management Corp. "Fourth quarter net income increased more than 30% year-over-ye

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its fourth quarter 2025 results after the market closes on Wednesday, February 4, 2026. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its third quarter 2025 results after the market closes on Wednesday, November 5, 2025. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the c

- Net income of $10.1 million and diluted earnings per share of $1.03, up 20% year-over-year - - Record originations and 10.5% year-over-year portfolio growth drive record revenue - - Improving credit performance, with 30+ day contractual delinquency and net credit loss rates better by 30 basis points and 80 basis points year-over-year, respectively - - Annualized operating expense ratio of 13.2%, an all-time best - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2025. "We delivered a very strong second quarter, marked by record originations and revenue, improving credit performance, an all-

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its second quarter 2025 results after the market closes on Wednesday, July 30, 2025. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the cal

- Net income of $7.0 million and diluted earnings per share of $0.70 - - Record first quarter originations were up 20.2% from prior year, contributing to $146 million, or 8.4%, of year-over-year portfolio growth - - Record first quarter revenue was up 6.0% year-over-year, or 7.4% on an adjusted basis - - Improving credit performance, with 30+ day contractual delinquency rate of 7.1%, down 60 basis points sequentially - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2025. "We are very pleased with how we have begun the new year," said Robert W. Beck, President and Chief Executive Officer of Regio

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its first quarter 2025 results after the market closes on Wednesday, April 30, 2025. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call.

- Net income of $9.9 million and diluted earnings per share of $0.98 - - Record revenue and ending net receivables driven by $73 million of sequential portfolio growth - - Net credit loss rate of 10.8% was 430 basis points better than the prior-year period - - Continued expense discipline with an operating expense ratio of 14.0%, an 80 basis point improvement year-over-year - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the fourth quarter ended December 31, 2024. "We are very pleased with how our team and company performed in the fourth quarter," said Robert W. Beck, President and Chief Executive Officer of Regional Manag

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its fourth quarter 2024 results after the market closes on Wednesday, February 5, 2025. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the

- Net income of $7.7 million and diluted earnings per share of $0.76, inclusive of a $4.3 million, or $0.42 per share, impact due to hurricane events occurring in the third quarter of 2024 - - Record revenue and ending net receivables driven by $46 million of sequential portfolio growth, an annualized growth rate of 10% - - Net credit loss rate of 10.6% and 30+ day contractual delinquency rate of 6.9% as of September 30, 2024, both 40 basis points better than the prior-year period - - Continued expense discipline with operating expense increasing only 0.6% from the prior-year period and an operating expense ratio of 13.9%, a 50 basis point improvement year-over-year - Regional Managemen

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its third quarter 2024 results after the market closes on Wednesday, November 6, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (844) 826-3035 (toll-free) or (412) 317-5195 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the cal

- Net income of $8.4 million and diluted earnings per share of $0.86, up 37% from $0.63 in the prior-year period - - Year-over-year growth in customer accounts, originations, and revenue of 7%; revenue growth driven by 5% ending net receivables growth and 80 bps increase in total revenue yield - - 30+ day contractual delinquency rate of 6.9% as of June 30, 2024 - - Continued expense discipline with operating expense ratio of 13.8% - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2024. "We are very pleased with our quarterly and year-to-date results," said Robert W. Beck, President and Chief

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its second quarter 2024 results after the market closes on Wednesday, July 31, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the cal

- Net income of $15.2 million and diluted earnings per share of $1.56, up from $0.90 in the prior-year period - - 30+ day contractual delinquency rate of 7.1% as of March 31, 2024 - - Continued expense discipline with operating expense ratio of 13.7% - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2024. "We had a very strong start to 2024, as we outperformed our outlook on both the top and bottom lines," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We generated net income of $15.2 million and diluted earnings per share of $1.56 in the first quarter

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its first quarter 2024 results after the market closes on Wednesday, May 1, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (toll-free) or (201) 389-0912 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call.

- Net loss of $7.6 million and diluted loss per share of $0.80, inclusive of a $12.6 million, or $1.34 per share, impact due to three discrete fourth quarter actions - - 30+ day contractual delinquency rate of 6.9% as of December 31, 2023 - - Fourth quarter ending net receivables of $1.8 billion - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the fourth quarter ended December 31, 2023. "We took a series of actions in the fourth quarter to put the business back on a more normalized earnings trajectory for 2024, including strong first quarter profits," said Robert W. Beck, President and Chief Executive Officer of Regional Mana

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its fourth quarter 2023 results after the market closes on Wednesday, February 7, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the

- Net income of $8.8 million and diluted earnings per share of $0.91 - - 30+ day contractual delinquency rate of 7.3% as of September 30, 2023 - - Third quarter ending net receivables of $1.8 billion - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the third quarter ended September 30, 2023. "With a high-quality portfolio, prudent expense management, and solid execution of our core business, we delivered another set of strong results in the third quarter," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We generated $8.8 million of net income and $0.91 of diluted EPS. Strong loan deman

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its third quarter 2023 results after the market closes on Wednesday, November 1, 2023. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the c

- Net income of $6.0 million and diluted earnings per share of $0.63 - - 30+ day contractual delinquencies of 6.9% as of June 30, 2023, an improvement of 30 basis points compared to March 31, 2023 - - Continued early indications of improved credit performance in the second quarter - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2023. "We are pleased with our second quarter results, which exceeded our expectations on both the top and bottom lines," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We produced $6.0 million of net income and $0.63 of dilut

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its second quarter 2023 results after the market closes on Wednesday, August 2, 2023. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the ca

-   Net income of $8.7 million and diluted earnings per share of $0.90   - -   30+ day contractual delinquencies of 7.2% as of March 31, 2023   - -   Continued early indications of improved credit performance in the first quarter   - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2023. "We had a strong start to 2023, as our team skillfully navigated a challenging economic environment," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We earned $8.7 million of net income and $0.90 of diluted EPS in the first quarter by maintaining our focus on portfolio

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its first quarter 2023 results after the market closes on Wednesday, May 3, 2023. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call. A

- Net income of $2.4 million and diluted earnings per share of $0.25 - - Adjusted net income of $5.0 million and adjusted diluted earnings per share of $0.54 - - 30+ day contractual delinquencies of 7.1% as of December 31, 2022 - - Early indications of improved credit performance in the fourth quarter - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the fourth quarter ended December 31, 2022. "We closed 2022 with a solid fourth quarter, including financial results that were better than our expectations," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "While net income was $2.4 million and

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its fourth quarter 2022 results after the market closes on Wednesday, February 8, 2023. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the ca

- Net income of $10.1 million and diluted earnings per share of $1.06 - - 22.3% year-over-year net finance receivables growth and 17.9% year-over-year revenue growth - - 30+ day contractual delinquencies of 7.2% as of September 30, 2022 - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the third quarter ended September 30, 2022. "We're pleased with our third quarter results, as we continued to grow our account base and portfolio in a controlled and profitable manner, while also maintaining a tightened credit box," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "Demand for our loan products

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its third quarter 2022 results after the market closes on Tuesday, November 1, 2022. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call.

- Net income of $12.0 million and diluted earnings per share of $1.24 - - 28.9% year-over-year net finance receivables growth and 23.3% year-over-year revenue growth - - 30+ day contractual delinquencies of 6.2% as of June 30, 2022, or 10 basis points better than June 30, 2019 pre-pandemic levels - - Multi-year low operating expense ratio of 14.7% - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2022. "We continued to execute well on our strategic plans and delivered strong results in the second quarter, including disciplined, controlled growth of our portfolio," said Robert W. Beck, President a

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its second quarter 2022 results after the market closes on Wednesday, August 3, 2022. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call

- Net income of $26.8 million and diluted earnings per share of $2.67 - - 30.8% year-over-year net finance receivables growth and 23.7% year-over-year revenue growth - - 30+ day contractual delinquencies of 5.7% as of March 31, 2022, an improvement of 30 basis points compared to December 31, 2021 - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2022. "We produced another set of outstanding financial and operating results in the first quarter," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "Our strategic growth initiatives enabled us to overcome the normal

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its first quarter 2022 results after the market closes on Wednesday, May 4, 2022. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call. A

- Net income of $20.8 million and diluted earnings per share of $2.04 - - 22.6% year-over-year revenue growth and 26.5% year-over-year core net finance receivables growth - - 30+ day contractual delinquencies of 6.0% as of December 31, 2021, a 100 basis point improvement from December 31, 2019 - - Increases quarterly cash dividend by 20% to $0.30 per common share and announces a new $20 million stock repurchase program - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the fourth quarter ended December 31, 2021. "We continued to deliver consistent, predictable, and superior results in the fourth quarter," said Robert W. Beck, Pres

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its fourth quarter 2021 results after the market closes on Wednesday, February 9, 2022. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the ca

- Net income of $22.2 million and diluted earnings per share of $2.11 - - 23.1% year-over-year revenue growth and 25.4% year-over-year core net finance receivables growth - - 30+ day contractual delinquencies of 4.7% as of September 30, 2021, flat to prior year and 180 basis points below September 30, 2019 - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the third quarter ended September 30, 2021. "We had another fantastic quarter, as our strategic initiatives continued to fuel record growth," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "Our sustained focus on geographic expansion, digi

Regional Management Corp. (NYSE:RM), a diversified consumer finance company, announced today that it will report its third quarter 2021 results after the market closes on Tuesday, November 2, 2021. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (855) 327-6837 (toll-free) or (631) 891-4304 (international). Please dial the number 10 minutes prior to the scheduled start time. A webcast replay of the call will be available at http://www.RegionalManagement.com for one year following the call.

- Net income of $20.2 million and diluted earnings per share of $1.87 - - 10.9% year-over-year revenue growth and 17.3% core net finance receivables growth - - Historically low 30+ day contractual delinquencies of 3.6% as of June 30, 2021 - - Increases authorization under stock repurchase program from $30 million to $50 million - Regional Management Corp. (NYSE:RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2021. "We are proud of our performance during the second quarter, having generated $20.2 million of net income, strong returns of 7.1% ROA and 28.7% ROE, and double-digit year-over-year receivables and revenue growth," said