UMBF - Earnings announcements

First Quarter 2026 Financial Highlights GAAP net income available to common shareholders of $255.6 million, or $3.35 per diluted common share, an increase of 222.3% as compared to the first quarter of 2025. Net operating income available to common shareholders(i) of $259.8 million, or $3.41 per diluted common share, an increase of 53.8% as compared to the first quarter of 2025. First quarter revenue totaled $739.2 million, a 31.1% increase as compared to the first quarter of 2025, and an increase of 2.5% from the fourth quarter of 2025. Net interest income of $534.4 million, an increase of 34.4% as compared to the first quarter of 2025, and an increase of 2.3% from the fourth qu

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the first quarter 2026 after market hours on Tuesday, April 28, 2026. The company plans to host an investor conference call to discuss these results on Wednesday, April 29, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 888-596-4144 or (international) 646-968-2525 and requesting to join the UMB Financial call with access code 8227474. The live webcast may also be accessed by visiting investorrelations.umb.com or by using the following link: UMB Financial 1Q 2026 Conference Call A replay of the conference call may be heard through

 Fourth Quarter 2025 Financial Highlights GAAP net income available to common shareholders of $209.5 million, or $2.74 per diluted common share, an increase of 74.6% as compared to the fourth quarter of 2024. Net operating income available to common shareholders(i) of $235.2 million, or $3.08 per diluted common share, an increase of 91.9% as compared to the fourth quarter of 2024. Fourth quarter revenues totaled $720.9 million, a 66.0% increase as compared to the fourth quarter of 2024, and an increase of 6.3% from the third quarter of 2025. Net interest income of $522.5 million, an increase of 94.3% as compared to the fourth quarter of 2024, and an increase of 10.0% from the th

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the fourth quarter 2025 after market hours on Tuesday, January 27, 2026. The company plans to host an investor conference call to discuss these results on Wednesday, January 28, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 646-844-6383 and requesting to join the UMB Financial call with access code 066287. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the third quarter 2025 after market hours on Tuesday, October 28, 2025. The company plans to host an investor conference call to discuss these results on Wednesday, October 29, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 646-844-6383 and requesting to join the UMB Financial call with access code 522391. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the second quarter 2025 after market hours on Tuesday, July 29, 2025. The company plans to host an investor conference call to discuss these results on Wednesday, July 30, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 601688. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using the f

First Quarter 2025 Financial Highlights On January 31, 2025, UMB Financial Corporation completed its merger with Heartland Financial USA, Inc. GAAP net income available to common shareholders of $79.3 million, or $1.21 per diluted common share. Net operating income available to common shareholders(i) of $168.9 million, or $2.58 per diluted common share. Operating pre-tax, pre-provision (operating PTPP)(i) income of $233.3 million, compared to $157.5 million in the first quarter of 2024. Net interest margin on a fully taxable equivalent basis of 2.96%, up 39 basis points from the linked quarter. Efficiency ratio of 65.19% due to merger-related nonrecurring charges; operating effi

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the first quarter 2025 after market hours on Tuesday, April 29, 2025. The company plans to host an investor conference call to discuss these results on Wednesday, April 30, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 218749. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using the fo

Fourth Quarter 2024 Financial Highlights GAAP net income of $120.0 million, or $2.44 per diluted share. Net operating income(i) of $122.6 million, or $2.49 per diluted share. Average loans increased 14.8% on a linked-quarter, annualized basis, to $25.3 billion. Average loans increased $2.2 billion, or 9.4%, as compared to the fourth quarter of 2023. Average deposits increased 30.9% on a linked-quarter, annualized basis, to $38.0 billion. Credit quality remained strong, with net charge-offs of just 0.10% of average loans for the year ended December 31, 2024. UMB Financial Corporation (NASDAQ:UMBF), a financial services company, announced net income for the fourth quarter

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the fourth quarter 2024 after market hours on Tuesday, January 28, 2025. The company plans to host an investor conference call to discuss these results on Wednesday, January 29, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 099512. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using

Third Quarter 2024 Financial Highlights GAAP net income of $109.6 million, or $2.23 per diluted share. Net operating income(i) of $110.4 million, or $2.25 per diluted share. Average loans increased 9.8% on a linked-quarter, annualized basis, to $24.4 billion. Average loans increased $1.6 billion, or 7.2%, as compared to the third quarter of 2023. Average deposits increased 11.1% on a linked-quarter, annualized basis, to $35.3 billion. Credit quality remained strong, with net charge-offs of just 0.08% of average loans for the nine months ended September 30, 2024. UMB Financial Corporation (NASDAQ:UMBF), a financial services company, announced net income for the third quarter of

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the third quarter 2024 after market hours on Tuesday, October 29, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, October 30, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 961896. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using th

Second Quarter 2024 Financial Highlights GAAP net income of $101.3 million, or $2.07 per diluted share. Net operating income(i) of $105.9 million, or $2.16 per diluted share. Average loans increased 7.7% on a linked-quarter, annualized basis, to $23.8 billion. Average loans increased $1.6 billion, or 7.3%, as compared to the second quarter of 2023. Average deposits increased 9.7% on a linked-quarter, annualized basis, to $34.3 billion. Net interest margin was 2.51%, an increase of three basis points from the linked quarter. Credit quality remained strong, with net charge-offs of just 0.05% of average loans in both the second quarter and the six months ended June 30, 202

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the second quarter 2024 after market hours on Tuesday, July 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, July 31, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 944750. You may register in advance and receive a calendar invitation with call access details here: pre-registration. The live webcast may also be accessed by visiting investorrelations.umb.com or by using the f

Largest acquisition in UMB history will increase total assets by more than 40% and significantly expand geographic footprint UMB investment community call today, Monday, April 29, at 7:30 a.m. (CT) / 8:30 a.m. (ET) UMB Financial Corporation (NASDAQ:UMBF) and Heartland Financial, USA Inc. (NASDAQ:HTLF) announced today that they have entered into a definitive merger agreement under which UMB Financial Corporation (UMB) will acquire Heartland Financial USA, Inc. (HTLF), in an all-stock transaction valued at approximately $2.0 billion. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20240429502428/en/ Founded in 1981, HTLF is headq

UMB investment community call today, Monday, April 29, at 7:30 a.m. (CT) / 8:30 a.m. (ET) First Quarter 2024 Financial Highlights GAAP net income of $110.3 million, or $2.25 per diluted share. Net operating income(i) of $120.7 million, or $2.47 per diluted share. Average loans increased 4.2% on a linked-quarter, annualized basis, to $23.4 billion. Average loans increased $2.1 billion, or 9.8%, as compared to the first quarter of 2023. Average deposits increased 10.4% on a linked-quarter, annualized basis, to $33.5 billion. Net interest income increased 3.9% from the linked quarter. Net interest margin was 2.48%, an increase of two basis points from the linked quarter.

Largest acquisition in UMB history will increase total assets by more than 40% and significantly expand geographic footprint UMB investment community call today, Monday, April 29, at 7:30 a.m. (CT) / 8:30 a.m. (ET) KANSAS CITY, Mo. and DENVER, April 29, 2024 (GLOBE NEWSWIRE) -- UMB Financial Corporation (NASDAQ:UMBF) and Heartland Financial, USA Inc. (NASDAQ:HTLF) announced today that they have entered into a definitive merger agreement under which UMB Financial Corporation (UMB) will acquire Heartland Financial USA, Inc. (HTLF), in an all-stock transaction valued at approximately $2.0 billion. Founded in 1981, HTLF is headquartered in Denver and has $19.4 billion in assets, $16.2 bill

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the first quarter 2024 after market hours on Tuesday, April 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, May 1, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 307364. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 1Q 2024 Conference Call A replay of the conference call may be heard through May

Fourth Quarter 2023 Financial Highlights GAAP net income of $70.9 million, or $1.45 per diluted share. Net operating income(i) of $112.0 million, or $2.29 per diluted share. Average loans increased 6.3% on a linked-quarter, annualized basis, to $23.1 billion. Average loans increased $2.8 billion, or 13.9%, as compared to the fourth quarter of 2022. Average deposits increased 17.2% on a linked-quarter, annualized basis, to $32.7 billion. Net interest income increased 3.7% from the linked quarter. Noninterest income increased 11.8% from the fourth quarter of 2022, equal to 37.8% of total revenue. Net interest margin was 2.46%, an increase of three basis points from the

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the fourth quarter 2023 after market hours on Tuesday, January 30, 2024. The company plans to host an investor conference call to discuss these results on Wednesday, January 31, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 269364. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 4Q 2023 Conference Call A replay of the conference call may be heard thro

  Third Quarter 2023 Financial Highlights GAAP net income of $96.6 million, or $1.98 per diluted share. Net operating income(i) of $98.4 million, or $2.02 per diluted share. Average loans increased 10.1% on a linked-quarter, annualized basis, to $22.8 billion, or an 18.0% increase as compared to the third quarter of 2022. Deposit balances at September 30, 2023 totaled $33.4 billion, up from $31.8 billion at September 30, 2022, and consistent with June 30, 2023 balances. Average deposit balances of $31.3 billion, increased 5.1% as compared to the third quarter of 2022. Net interest margin of 2.43%, consistent with the linked quarter. Credit quality remained strong, with

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the third quarter 2023 after market hours on Tuesday, October 24, 2023. The company plans to host an investor conference call to discuss these results on Wednesday, October 25, 2023, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 879142. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 3Q 2023 Conference Call A replay of the conference call may be heard

Second Quarter 2023 Financial Highlights GAAP net income of $90.1 million, or $1.85 per diluted share. Net operating income of $93.8 million, or $1.93 per diluted share. Average loans increased 17.3% on a linked-quarter, annualized basis. Deposit balances at June 30, 2023 totaled $33.5 billion, up from $31.9 billion at March 31, 2023. At June 30, 2023, total estimated uninsured deposits represented approximately 65.5% of total deposits. When adjusted to exclude affiliate (company-owned) and collateralized deposits, estimated uninsured deposits were approximately 40.9% of total deposits. Noninterest income increased 6.1% as compared to the linked quarter, equal to 38.0% of

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the second quarter 2023 after market hours on Tuesday, July 25, 2023. The company plans to host an investor conference call to discuss these results on Wednesday, July 26, 2023, at 9:30 a.m. (CT) / 10:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 835446. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 2Q 2023 Conference Call A replay of the conference call may be heard thr

First Quarter 2023 Financial Highlights GAAP net income of $92.4 million, or $1.90 per diluted share. Average loans increased 19.3% on a linked-quarter, annualized basis. Average deposits grew 2.4% on a linked-quarter, annualized basis. Diverse deposit base with approximately 55% of deposit relationships spanning ten or more years. At March 31, 2023, uninsured deposits represented 66.6% of total deposits. When adjusted to exclude affiliate and collateralized deposits, uninsured deposits were 43.1% of total deposits. Within our commercial deposits, no one sector represents more than 5% of quarterly average deposits. Strong risk-based capital ratios and liquidity position

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the first quarter 2023 on Tuesday, April 25, 2023. The company plans to host an investor conference call to discuss these results on Wednesday, April 26, 2023, at 8:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial call with access code 443869. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 1Q 2023 Conference Call A replay of the conference call may be heard through May 10, 2023, by calling (toll-

Fourth Quarter 2022 Financial Highlights GAAP net income of $100.2 million, or $2.06 per diluted share. Average loan balances increased $3.6 billion, or 21.6%, compared to the fourth quarter of 2021. Average loans increased 21.0% on a linked-quarter, annualized basis. Average deposits grew 21.2% on a linked-quarter, annualized basis. Net interest income increased 5.0% from the linked quarter. Noninterest income increased 5.7% as compared to the fourth quarter of 2021, equal to 33.9% of total revenue. Net interest margin expanded seven basis points from the linked quarter. Credit quality remained strong, with net charge-offs of just 0.04% of average loans. UMB Financial Cor

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the fourth quarter 2022 after market hours on Tuesday, January 24, 2023. The company plans to host an investor conference call to discuss these results on Wednesday, January 25, 2023, at 8:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 844-200-6205 or (international) 646-904-5544 and requesting to join the UMB Financial call with access code 216125. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 4Q 2022 Conference Call A replay of the conference call may be heard through January 8,

Third Quarter 2022 Financial Highlights GAAP net income of $88.0 million, or $1.81 per diluted share. Average loan balances increased $2.5 billion, or 15.1%, compared to the third quarter of 2021. Average deposits grew 1.3% compared to the third quarter of 2021. Noninterest income increased 19.3% as compared to the third quarter of 2021, equal to 35.5% of total revenue. Excluding Paycheck Protection Program (PPP) balances, average loans increased 21.9% on a linked-quarter, annualized basis. Net interest margin expanded 16 basis points from the linked quarter. Credit quality remained strong, with net charge-offs of just 0.02% of average loans.   UMB Financial Corporation (NA

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the third quarter 2022 after market hours on Tuesday, October 25, 2022. The company plans to host an investor conference call to discuss these results on Wednesday, October 26, 2022, at 8:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 844-200-6205 or (international) 646-904-5544 and requesting to join the UMB Financial call with access code 644175. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 3Q 2022 Conference Call A replay of the conference call may be heard through November 9,

Second Quarter 2022 Financial Highlights GAAP net income of $137.6 million, or $2.83 per diluted share. Operating pre-tax, pre-provision income (Operating PTPP, a non-GAAP financial measure) of $187.1 million, an increase of 56.7% compared to the first quarter of 2022. Average loan balances increased $1.5 billion, or 8.9% compared to the second quarter of 2021. Excluding Paycheck Protection Program (PPP) balances, average loans increased 23.3% on a linked-quarter, annualized basis. Average deposits grew 13.7% compared to the second quarter of 2021. Net interest margin expanded 25 basis points from the linked quarter. Noninterest income increased 34.0% as compared to the second

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the second quarter 2022 after market hours on Tuesday, July 26, 2022. The company plans to host an investor conference call to discuss these results on Wednesday, July 27, 2022 at 9:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 844-200-6205 or (international) 929-526-1599 and requesting to join the UMB Financial call with access code 636921. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 2Q 2022 Conference Call A replay of the conference call may be heard through August 10, 2022 b

First Quarter 2022 Financial Highlights GAAP net income of $106.0 million, or $2.17 per diluted share; net operating income (a non-GAAP financial measure) of $106.1 million, or $2.17 per diluted share. Pre-tax, pre-provision income on a fully tax equivalent basis (PTPP-FTE, a non-GAAP financial measure) of $125.7 million, an increase of 10.9% compared to the fourth quarter of 2021. Excluding Paycheck Protection Program (PPP) balances, average loans increased 19.1% on a linked-quarter, annualized basis. Quarterly average deposits grew 21.5% compared to the first quarter of 2021. Noninterest income increased 13.6% as compared to the first quarter of 2021, equal to 37.0% of total rev

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the first quarter 2022 after market hours on Tuesday, April 26, 2022. The company plans to host an investor conference call to discuss these results on Wednesday, April 27, 2022 at 8:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 844-200-6205 or (international) 929-526-1599 and requesting to join the UMB Financial call with access code 758098. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 1Q 2022 Conference Call A replay of the conference call may be heard through May 11, 2022 by

Fourth Quarter 2021 Financial Highlights GAAP net income of $78.5 million, or $1.61 per diluted share; net operating income (non-GAAP) of $78.9 million, or $1.62 per diluted share. Pre-tax, pre-provision income on a fully tax equivalent basis (PTPP-FTE) of $113.4 million. Excluding Paycheck Protection Program (PPP) balances, average loans increased 5.7% on a linked-quarter, annualized basis. Average Commercial & Industrial loan balances, excluding PPP, increased 11.9% on a linked-quarter, annualized basis. Period-end loan balances, excluding PPP, increased by $882.6 million from the linked quarter. Noninterest income increased 10.1% on a linked-quarter basis to $118.8 million,

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the fourth quarter 2021 after market hours on Tuesday, January 25, 2022. The company plans to host an investor conference call to discuss these results on Wednesday, January 26, 2022 at 8:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 877-267-8760 or (international) 412-542-4148 and requesting to join the UMB Financial call. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 4Q 2021 Conference Call A replay of the conference call may be heard through February 9, 2022 by calling (toll-f

Third quarter 2021 Financial Highlights (all comparisons to prior year unless otherwise noted) GAAP net income of $94.5 million, or $1.94 per diluted share; net operating income of $95.1 million, or $1.95 per diluted share. Pre-tax, pre-provision (PTPP) income of $108.8 million, an increase of $9.4 million. Quarterly average loan balances increased $1.0 billion, or 6.5%. Excluding Paycheck Protection Program (PPP) balances, average loans increased 15.3% on a linked-quarter, annualized basis. Quarterly average deposits grew 22.0% to $29.4 billion. UMB Financial Corporation (NASDAQ:UMBF), a financial services company, announced net income for the third quarter of 2021 of $94.5 mil

UMB Financial Corporation (NASDAQ:UMBF), a financial services company, will release earnings results for the third quarter 2021 after market hours on Tuesday, October 26, 2021. The company plans to host an investor conference call to discuss these results on Wednesday, October 27, 2021 at 8:30 a.m. (CT). Interested parties may access the call by dialing (toll-free) 877-267-8760 or (international) 412-542-4148 and requesting to join the UMB Financial call. The live call may also be accessed by visiting investorrelations.umb.com or by using the following the link: UMB Financial 3Q 2021 Conference Call A replay of the conference call may be heard through November 10, 2021 by calling (toll-f

Second quarter 2021 Financial Highlights (all comparisons to prior year unless otherwise noted) GAAP net income of $87.4 million, or $1.79 per diluted share; net operating income of $87.6 million, or $1.80 per diluted share. Pre-tax, pre-provision (PTPP) income of $131.3 million, an increase of $41.2 million. Quarterly average loan balances increased $1.7 billion, or 11.4%. Excluding Paycheck Protection Program (PPP) balances, average loans increased 19.0% on a linked-quarter, annualized basis. Quarterly average deposits grew 22.0% to $27.8 billion. Noninterest income increased 9.2% and comprised 39.6% of revenue. Board of Directors increased quarterly cash dividend by 15.6% t