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Compare · AFRM vs LMFA

AFRM vs LMFA

Side-by-side comparison of Affirm Holdings Inc. (AFRM) and LM Funding America Inc. (LMFA): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both AFRM and LMFA operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • AFRM is the larger of the two at $25.48B, about 10285.5x LMFA ($2.5M).
  • Over the past year, AFRM is up 10.4% and LMFA is down 96.7% - AFRM leads by 107.1 points.
  • AFRM has been more active in the news (19 items in the past 4 weeks vs 6 for LMFA).
  • AFRM has more recent analyst coverage (25 ratings vs 1 for LMFA).
PerformanceAFRM+10.36%LMFA-96.70%
2025-07-18+0.00%2026-07-17
MetricAFRMLMFA
Company
Affirm Holdings Inc.
LM Funding America Inc.
Price
$76.05-4.78%
$2.67-0.56%
Market cap
$25.48B
$2.5M
1M return
+1.83%
-45.83%
1Y return
+10.36%
-96.70%
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NASDAQ
NASDAQ
IPO
2021
2015
News (4w)
19
6
Recent ratings
25
1
AFRM

Affirm Holdings Inc.

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

LMFA

LM Funding America Inc.

LM Funding America, Inc., through its subsidiary, LM Funding, LLC, operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. In addition, the company provides medical insurance products for international travelers. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.

Latest AFRM

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