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Compare · ALLY vs DFS

ALLY vs DFS

Side-by-side comparison of Ally Financial Inc. (ALLY) and Discover Financial Services (DFS): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both companies sit in the Finance sector. ALLY focuses on Major Banks, while DFS focuses on Finance: Consumer Services.
  • DFS is the larger of the two at $32.76B, about 2.6x ALLY ($12.55B).
  • ALLY has hit the wire 21 times in the past 4 weeks while DFS has been quiet.
  • Both have 25 recent analyst ratings on file.
MetricALLYDFS
Company
Ally Financial Inc.
Discover Financial Services
Price
$40.94-2.89%
$200.12-0.24%
Market cap
$12.55B
$32.76B
1M return
-4.86%
-
1Y return
+14.81%
-
Industry
Major Banks
Finance: Consumer Services
Exchange
NYSE
NYSE
IPO
2014
News (4w)
21
0
Recent ratings
25
25
ALLY

Ally Financial Inc.

Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1914 and is based in Detroit, Michigan.

DFS

Discover Financial Services

Discover Financial Services, through its subsidiaries, operates as a digital banking and payment services company in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as offers payment transaction processing and settlement services. Discover has strategic network alliance agreement with Arab Financial Services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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