Compare · AFRM vs CPSS
AFRM vs CPSS
Side-by-side comparison of Affirm Holdings Inc. (AFRM) and Consumer Portfolio Services Inc. (CPSS): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both AFRM and CPSS operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- AFRM is the larger of the two at $27.44B, about 140.0x CPSS ($195.9M).
- Over the past year, AFRM is up 27.9% and CPSS is down 8.9% - AFRM leads by 36.8 points.
- AFRM has been more active in the news (17 items in the past 4 weeks vs 5 for CPSS).
- AFRM has more recent analyst coverage (25 ratings vs 0 for CPSS).
- Company
- Affirm Holdings Inc.
- Consumer Portfolio Services Inc.
- Price
- $81.92-1.79%
- $9.12-1.30%
- Market cap
- $27.44B
- $195.9M
- 1M return
- +30.45%
- -5.35%
- 1Y return
- +27.91%
- -8.89%
- Industry
- Finance: Consumer Services
- Finance: Consumer Services
- Exchange
- NASDAQ
- NASDAQ
- IPO
- 2021
- 1992
- News (4w)
- 17
- 5
- Recent ratings
- 25
- 0
Affirm Holdings Inc.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Consumer Portfolio Services Inc.
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was founded in 1991 and is based in Las Vegas, Nevada.
Latest AFRM
- Barclays initiated coverage on Affirm with a new price target
- Director Reses Jacqueline D was granted 655 shares, increasing direct ownership by 1% to 49,456 units (SEC Form 4)
- Director Galanti Richard A was granted 655 shares, increasing direct ownership by 6% to 12,355 units (SEC Form 4)
- Director Liew Jeremy was granted 655 shares, increasing direct ownership by 0.21% to 316,632 units (SEC Form 4)
- President Michalek Libor converted options into 2,336 shares and covered exercise/tax liability with 1,189 shares, increasing direct ownership by 0.52% to 223,751 units (SEC Form 4)
- Director Quarles Christa S was granted 655 shares, increasing direct ownership by 0.95% to 69,316 units (SEC Form 4)
- Director Schneider Ryan M. was granted 3,755 shares (SEC Form 4)
- Chief Operating Officer Linford Michael covered exercise/tax liability with 972 shares and converted options into 2,336 shares, increasing direct ownership by 1% to 119,348 units (SEC Form 4)
- Chief Legal Officer Adkins Katherine converted options into 1,402 shares and covered exercise/tax liability with 635 shares, increasing direct ownership by 0.53% to 145,873 units (SEC Form 4)
- SEC Form 3 filed by new insider Schneider Ryan M.
Latest CPSS
- CPS Announces Renewal And Capacity Increase Of Credit Facility
- Exec. Vice President Robinson Teri gifted 660 shares (SEC Form 4)
- Sr. Vice President Ryan Susan exercised 30,000 shares at a strike of $3.53 and covered exercise/tax liability with 11,641 shares, increasing direct ownership by 30% to 79,546 units (SEC Form 4)
- Sr. Vice President Gonel Charles E. exercised 30,000 shares at a strike of $3.53 and covered exercise/tax liability with 11,095 shares, increasing direct ownership by 76% to 43,752 units (SEC Form 4)
- SEC Form 11-K filed by Consumer Portfolio Services Inc.
- Sr. Vice President Jackson Noel exercised 7,000 shares at a strike of $3.53 and sold $67,406 worth of shares (7,000 units at $9.63) (SEC Form 4)
- Consumer Portfolio Services Inc. filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits
- SEC Form 10-Q filed by Consumer Portfolio Services Inc.
- Consumer Portfolio Services Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits
- CPS Announces First Quarter 2026 Earnings