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Compare · AFRM vs PRAA

AFRM vs PRAA

Side-by-side comparison of Affirm Holdings Inc. (AFRM) and PRA Group Inc. (PRAA): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both AFRM and PRAA operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • AFRM is the larger of the two at $25.48B, about 36.9x PRAA ($691.1M).
  • Over the past year, AFRM is up 13.9% and PRAA is up 17.1% - PRAA leads by 3.2 points.
  • AFRM has hit the wire 15 times in the past 4 weeks while PRAA has been quiet.
  • AFRM has more recent analyst coverage (25 ratings vs 3 for PRAA).
PerformanceAFRM+13.92%PRAA+17.13%
2025-07-21+0.00%2026-07-17
MetricAFRMPRAA
Company
Affirm Holdings Inc.
PRA Group Inc.
Price
$76.05-4.78%
$18.12-1.55%
Market cap
$25.48B
$691.1M
1M return
+1.83%
+15.78%
1Y return
+13.92%
+17.13%
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NASDAQ
NASDAQ
IPO
2021
2002
News (4w)
15
0
Recent ratings
25
3
AFRM

Affirm Holdings Inc.

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

PRAA

PRA Group Inc.

PRA Group, Inc., a services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.

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