Compare · PRAA vs SYF
PRAA vs SYF
Side-by-side comparison of PRA Group Inc. (PRAA) and Synchrony Financial (SYF): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both PRAA and SYF operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- SYF is the larger of the two at $27.55B, about 36.7x PRAA ($751.1M).
- Over the past year, PRAA is up 43.5% and SYF is up 3.0% - PRAA leads by 40.6 points.
- SYF has been more active in the news (16 items in the past 4 weeks vs 7 for PRAA).
- SYF has more recent analyst coverage (25 ratings vs 3 for PRAA).
PRA Group Inc.
PRA Group, Inc., a services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.
Synchrony Financial
Synchrony Financial operates as a consumer financial services company in the United States. It provides a range of specialized financing programs and consumer banking products to digital, retail, home, auto, travel, health, and pet industries. The company also offers private label credit cards, dual cards, general purpose co-branded credit cards, and small and medium-sized business credit products; and promotional financing for consumer purchases, such as private label credit cards, dual cards, and installment loans. In addition, it provides promotional financing to consumers for health, veterinary and personal care procedures, and services and products, such as dental, vision, audiology, and cosmetic; debt cancellation products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. Synchrony Financial was incorporated in 2003 and is headquartered in Stamford, Connecticut.
Latest PRAA
- PRA Group to Announce Third Quarter 2026 Results on November 5
- SEC Form 8-K filed by PRA Group Inc.
- PRA Group Inc. filed SEC Form 8-K: Other Events
- PRA Group Announces Pricing of Offering of $400.0 Million of 8.500% Senior Notes due 2033
- PRA Group Inc. filed SEC Form 8-K: Other Events
- PRA Group Announces Proposed Offering of $400.0 Million of Senior Notes due 2033
- PRA Group Inc. filed SEC Form 8-K: Leadership Update, Financial Statements and Exhibits
- Chief Financial Officer Sehgal Rakesh covered exercise/tax liability with 1,514 shares, decreasing direct ownership by 2% to 78,998 units (SEC Form 4)
- Director Weaver Lance L gifted 10,741 shares, decreasing direct ownership by 50% to 10,543 units (SEC Form 4)
- PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26
Latest SYF
- Weave and CareCredit Go Live with Integration That Places Patient Financing Inside the Front-Office Workflow
- BMO Capital Markets initiated coverage on Synchrony Financial with a new price target
- Director Coviello Arthur W Jr was granted 846 shares, increasing direct ownership by 3% to 27,012 units (SEC Form 4)
- Director Alves Paget Leonard was granted 846 shares, increasing direct ownership by 2% to 53,380 units (SEC Form 4)
- Director Colao Daniel O was granted 846 shares, increasing direct ownership by 15% to 6,528 units (SEC Form 4)
- Director Aguirre Fernando was granted 846 shares, increasing direct ownership by 3% to 31,119 units (SEC Form 4)
- Director Zane Ellen M was granted 846 shares, increasing direct ownership by 3% to 33,087 units (SEC Form 4)
- Director Naylor Jeffrey G was granted 1,287 shares, increasing direct ownership by 2% to 66,904 units (SEC Form 4)
- Director Richie Laurel was granted 846 shares, increasing direct ownership by 2% to 52,670 units (SEC Form 4)
- Director Chytil Kamila K was granted 846 shares, increasing direct ownership by 5% to 18,775 units (SEC Form 4)