Compare · SOFI vs UPST
SOFI vs UPST
Side-by-side comparison of SoFi Technologies Inc. (SOFI) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both SOFI and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- SOFI is the larger of the two at $22.17B, about 7.8x UPST ($2.82B).
- Over the past year, SOFI is down 20.8% and UPST is down 62.3% - SOFI leads by 41.5 points.
- SOFI has been more active in the news (8 items in the past 4 weeks vs 7 for UPST).
- Both have 25 recent analyst ratings on file.
SoFi Technologies Inc.
Social Finance, Inc., a finance company, operates an online platform that provides financial services. It offers student loan refinancing, private student loans, personal loans, auto loan refinance, home loans, mortgage loans, and investments, as well as insurance products for renters, homeowners, automobiles, and others. The company also offers SoFi Weekly Dividend ETF, an equity ETF to provide a weekly dividend payment to shareholders. Social Finance, Inc. was formerly known as Credit-Linked Community Notes of Social Finance Inc. The company was incorporated in 2011 and is based in San Francisco, California with additional office locations in Healdsburg, California; and New York, New York.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest SOFI
- SoFi Expands ETF Lineup with the Social 50 Income ETF (SFYI), Seeking Income and Pursuing Growth
- SoFi Schedules Conference Call to Discuss Q2 2026 Results
- SoFi Introduces Small Business Loans to Help Members Pursue Their Business Ambitions
- SEC Form 4 filed by Director Borden William A.
- EVP, GBUL, SIPS Keough Kelli sold $190,058 worth of shares (10,954 units at $17.35) as part of a pre-agreed trading plan, decreasing direct ownership by 3% to 378,682 units (SEC Form 4)
- Introducing Composer by SoFi: AI-Powered Investing From Idea to Execution
- Director Meltzer Gary converted options into 2,823 shares, increasing direct ownership by 4% to 71,281 units (SEC Form 4)
- General Counsel Lavet Robert S converted options into 2,823 shares and sold $20,845 worth of shares (1,188 units at $17.55), increasing direct ownership by 2% to 88,200 units (SEC Form 4) to satisfy withholding tax
- SoFi Technologies Inc. filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders
- SEC Form 144 filed by SoFi Technologies Inc.
Latest UPST
- Amendment: SEC Form SCHEDULE 13G/A filed by Upstart Holdings Inc.
- Upstart Streamlines UMI Reporting
- Upstart to Announce Second Quarter 2026 Results on August 4, 2026
- Upstart Publishes June 2026 Origination Volume
- Upstart Publishes May 2026 UMI
- Upstart Announces Agreement with Neuberger Specialty Finance for Investment in up to $600M of Consumer Loans
- KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-3
- Upstart Publishes May 2026 Origination Volume
- Director Wennes Timothy H was granted 6,476 shares (SEC Form 4)
- Director Terry Hilliard C. Iii was granted 6,476 shares, increasing direct ownership by 21% to 37,432 units (SEC Form 4)