Compare · AFRM vs UPST
AFRM vs UPST
Side-by-side comparison of Affirm Holdings Inc. (AFRM) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both AFRM and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- AFRM is the larger of the two at $25.48B, about 9.0x UPST ($2.82B).
- Over the past year, AFRM is up 13.9% and UPST is down 61.5% - AFRM leads by 75.5 points.
- AFRM has been more active in the news (15 items in the past 4 weeks vs 4 for UPST).
- Both have 25 recent analyst ratings on file.
Affirm Holdings Inc.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Upstart Holdings Inc.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.
Latest AFRM
- SEC Form SCHEDULE 13G filed by Affirm Holdings Inc.
- SEC Form SCHEDULE 13G filed by Affirm Holdings Inc.
- Barclays initiated coverage on Affirm with a new price target
- Director Reses Jacqueline D was granted 655 shares, increasing direct ownership by 1% to 49,456 units (SEC Form 4)
- Director Galanti Richard A was granted 655 shares, increasing direct ownership by 6% to 12,355 units (SEC Form 4)
- Director Liew Jeremy was granted 655 shares, increasing direct ownership by 0.21% to 316,632 units (SEC Form 4)
- President Michalek Libor converted options into 2,336 shares and covered exercise/tax liability with 1,189 shares, increasing direct ownership by 0.52% to 223,751 units (SEC Form 4)
- Director Quarles Christa S was granted 655 shares, increasing direct ownership by 0.95% to 69,316 units (SEC Form 4)
- Director Schneider Ryan M. was granted 3,755 shares (SEC Form 4)
- Chief Operating Officer Linford Michael covered exercise/tax liability with 972 shares and converted options into 2,336 shares, increasing direct ownership by 1% to 119,348 units (SEC Form 4)
Latest UPST
- Amendment: SEC Form SCHEDULE 13G/A filed by Upstart Holdings Inc.
- Upstart Streamlines UMI Reporting
- Upstart to Announce Second Quarter 2026 Results on August 4, 2026
- Upstart Publishes June 2026 Origination Volume
- Upstart Publishes May 2026 UMI
- Upstart Announces Agreement with Neuberger Specialty Finance for Investment in up to $600M of Consumer Loans
- KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-3
- Upstart Publishes May 2026 Origination Volume
- Director Wennes Timothy H was granted 6,476 shares (SEC Form 4)
- Director Terry Hilliard C. Iii was granted 6,476 shares, increasing direct ownership by 21% to 37,432 units (SEC Form 4)