Join

Compare · AXP vs UPST

AXP vs UPST

Side-by-side comparison of American Express Company (AXP) and Upstart Holdings Inc. (UPST): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both AXP and UPST operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • AXP is the larger of the two at $242.46B, about 85.8x UPST ($2.82B).
  • Over the past year, AXP is up 17.3% and UPST is down 61.5% - AXP leads by 78.8 points.
  • AXP has been more active in the news (14 items in the past 4 weeks vs 4 for UPST).
  • Both have 25 recent analyst ratings on file.
PerformanceAXP+17.25%UPST-61.54%
2025-07-21+0.00%2026-07-17
MetricAXPUPST
Company
American Express Company
Upstart Holdings Inc.
Price
$355.35-1.69%
$29.50-4.38%
Market cap
$242.46B
$2.82B
1M return
+4.21%
-8.43%
1Y return
+17.25%
-61.54%
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NYSE
NASDAQ
IPO
2020
News (4w)
14
4
Recent ratings
25
25
AXP

American Express Company

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

UPST

Upstart Holdings Inc.

Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.