Compare · AFRM vs XYF
AFRM vs XYF
Side-by-side comparison of Affirm Holdings Inc. (AFRM) and X Financial (XYF): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both AFRM and XYF operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- AFRM is the larger of the two at $25.48B, about 100.2x XYF ($254.2M).
- Over the past year, AFRM is up 10.4% and XYF is down 74.4% - AFRM leads by 84.7 points.
- AFRM has been more active in the news (19 items in the past 4 weeks vs 1 for XYF).
- AFRM has more recent analyst coverage (25 ratings vs 0 for XYF).
Affirm Holdings Inc.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of September 30, 2020, the company had approximately 6,500 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
X Financial
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan and revolving loan Xiaoying credit loan catering to the credit card holders; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Latest AFRM
- SEC Form SCHEDULE 13G filed by Affirm Holdings Inc.
- SEC Form SCHEDULE 13G filed by Affirm Holdings Inc.
- Barclays initiated coverage on Affirm with a new price target
- Director Reses Jacqueline D was granted 655 shares, increasing direct ownership by 1% to 49,456 units (SEC Form 4)
- Director Galanti Richard A was granted 655 shares, increasing direct ownership by 6% to 12,355 units (SEC Form 4)
- Director Liew Jeremy was granted 655 shares, increasing direct ownership by 0.21% to 316,632 units (SEC Form 4)
- President Michalek Libor converted options into 2,336 shares and covered exercise/tax liability with 1,189 shares, increasing direct ownership by 0.52% to 223,751 units (SEC Form 4)
- Director Quarles Christa S was granted 655 shares, increasing direct ownership by 0.95% to 69,316 units (SEC Form 4)
- Director Schneider Ryan M. was granted 3,755 shares (SEC Form 4)
- Chief Operating Officer Linford Michael covered exercise/tax liability with 972 shares and converted options into 2,336 shares, increasing direct ownership by 1% to 119,348 units (SEC Form 4)
Latest XYF
- Amendment: Director Wan Zheng sold $942,300 worth of Class A ordinary shares (180,000 units at $5.24), closing all direct ownership in the company (SEC Form 4)
- SEC Form 6-K filed by X Financial
- X Financial Announces Leadership Change
- Director Wan Zheng converted options into 90,000 units of Class A ordinary shares, increasing direct ownership by 100% to 180,000 units (SEC Form 4)
- SEC Form 6-K filed by X Financial
- X Financial Reports First Quarter 2026 Unaudited Financial Results
- X Financial to Report First Quarter 2026 Financial Results on May 28, 2026
- New insider Wan Zheng claimed ownership of 90,000 units of Class A ordinary shares (SEC Form 3)
- New insider Xue Zheng claimed ownership of 409,998 units of Class A ordinary shares (SEC Form 3)
- New insider Jiang Yufan claimed ownership of 1,112,484 units of Class A ordinary shares (SEC Form 3)