SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 15)

loanDepot, Inc.

(Name of Issuer)

Class A Common Stock

(Title of Class of Securities)

53946R106

(CUSIP Number)

Covington & Burling LLP
One CityCenter, 850 Tenth Street, NW
Washington, DC, 20001
202-662-6000

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

03/06/2025

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. Checkbox not checked

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

SCHEDULE 13D

CUSIP No.

53946R106

Name of reporting person

Hsieh Anthony Li

Check the appropriate box if a member of a Group (See Instructions)

(a)

(b)

SEC use only

Source of funds (See Instructions)

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

Checkbox not checked

Citizenship or place of organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 6,633,934.00
8	Shared Voting Power 124,551,940.00
9	Sole Dispositive Power 6,633,934.00
10	Shared Dispositive Power 124,551,940.00

Aggregate amount beneficially owned by each reporting person

131,185,874.00

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in Row (11)

57 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person:

Box 13 - (1) Calculated in accordance with the rules of the U.S. Securities and Exchange Commission ("SEC") for calculating beneficial ownership, which requires the Reporting Person to assume conversion of all of such person's Class C Common Stock but conversion of no other Class C Common Stock. (2) Based on 98,076,575 shares of the Issuer's Class A Common Stock outstanding on November 8, 2024 as reported by the Issuer on a Form 10-Q filed with the SEC on November 12, 2024.

SCHEDULE 13D

Item 1.

Security and Issuer

(a)

Title of Class of Securities:

Class A Common Stock

(b)

Name of Issuer:

loanDepot, Inc.

(c)

Address of Issuer's Principal Executive Offices:

6561 Irvine Center Drive, Irvine, CALIFORNIA , 92618.

Item 1 Comment:

This Amendment No. 15 ("Amendment No. 15") to Schedule 13D (this "Schedule 13D") is filed by Anthony Hsieh (the "Reporting Person") and relates to the beneficial ownership of certain shares of Class A Common Stock, par value $0.001 per share (the "Class A Common Stock"), of loanDepot, Inc., a Delaware corporation ("loanDepot" or the "Issuer"). Amendment No. 15 amends the initial statement on Schedule 13D filed by the Reporting Person on November 16, 2021, as amended on April 26, 2022, May 6, 2022, January 10, 2023, February 7, 2023, April 6, 2023, May 28, 2024, August 20, 2024, September 3, 2024, September 10, 2024, September 16, 2024, November 5, 2024, November 25, 2024, December 5, 2024 and December 18, 2024 (as amended prior to the date hereof, the "Original Filing," and as amended by this Amendment No. 15, the "Statement") and is being filed to describe (i) an amended and restated settlement and cooperation agreement and (ii) a letter agreement, both entered into between the Reporting Person and the Issuer on March 6, 2025. Except as specifically provided herein, this Amendment No. 15 does not modify any of the information previously reported in the Original Filing. Capitalized terms used but not defined have the meaning given them in the Original Filing.

Item 4.

Purpose of Transaction

Item 4 of the Original Filing is hereby amended to add the following: On March 6, 2025, the Reporting Person, Class C Stockholders and the Issuer entered into an Amended and Restated Settlement and Cooperation Agreement (the "A&R Cooperation Agreement") with the Issuer. Pursuant to the terms of the A&R Cooperation Agreement, the Reporting Person agreed to reinstate and extend certain provisions of the Settlement and Cooperation Agreement dated April 4, 2023, including customary standstill, voting and other obligations with respect to the election or removal of directors with regard to the Issuer's 2025 annual meeting of stockholders (the "2025 Annual Meeting"). These provisions are effective until the date that is 30 days prior to the deadline for stockholder nominations for director elections for the Issuer's 2026 annual meeting of stockholders. In addition, the A&R Cooperation Agreement memorializes the following actions by the Issuer's Board of Directors (the "Board"): (i) approval of Dawn Lepore and John Lee as the Issuer's Class I nominees who will stand for re-election at the 2025 Annual Meeting; and (ii) appointment of Nikul Patel as an advisor to the Board and the executive team, effective as of such date as agreed upon between the Board and Mr. Patel and with such compensation as approved by the Board. As a result, Chief Executive Officer ("CEO") Frank Martell's term as a Class I director shall expire at the 2025 Annual Meeting, at which time he shall step down from the Board, and the size of the Board will be decreased from eight (8) to seven (7) directors as of such time. Mr. Martell will continue to serve as President and CEO until the earlier of June 4, 2025 or the date of the 2025 Annual Meeting (the "Transition Date"), while the Issuer conducts a search for a permanent CEO to succeed Mr. Martell. If a permanent CEO is not appointed by the Transition Date, the Board approved the appointment of the Reporting Person as interim CEO of the Issuer as of such date. On March 3, 2025, the Board appointed the Reporting Person, who currently serves as Chairman of the Board, to an executive officer position of Executive Chairman, Mortgage Operations, of the Issuer, effective as of March 6, 2025. In connection with his appointment as Executive Chairman, Mortgage Operations, and potential appointment as interim CEO, the Reporting Person and the Issuer entered into a letter agreement dated March 6, 2025 (the "Letter Agreement") pursuant to which the Reporting Person will receive: (i) an annual base salary of $1, (ii) a monthly expense reimbursement allowance of $75,000, and (iii) subject to Board approval, an initial grant of 1.5 million performance stock units, which will vest in equal increments on achievement of stock price hurdles of $3, $5, and $7 based on the closing price of the Issuer's Class A Common Stock over any 30-trading day period during the two-year performance period commencing on March 6, 2025, and if the Reporting Person is still interim CEO as of March 1, 2026, an additional equity grant of 1.5 million performance stock units on the same terms as the initial grant. The Reporting Person will continue to serve as Chairman of the Board and will remain eligible to receive compensation under the Issuer's director compensation program, as disclosed on the Issuer's proxy statement for the 2024 annual meeting of stockholders. The foregoing descriptions of the A&R Cooperation Agreement and the Letter Agreement do not purport to be complete and are qualified in their entirety by reference to the A&R Cooperation Agreement and the Letter Agreement, which are incorporated herein by reference as Exhibits 99.1 and 99.2, respectively.

Item 5.

Interest in Securities of the Issuer

(a)

The information relating to the beneficial ownership of the Class A Common Stock by the Reporting Person set forth in Rows 7 through 13 of the cover page hereto and the related footnotes is incorporated by reference herein and is as of the date hereof. Such information assumes there were 98,076,575 shares of the Issuer's Class A Common Stock outstanding on November 8, 2024 as reported by the Issuer on a Form 10-Q filed with the SEC on November 12, 2024. The Reporting Person also owns 15,097 unvested restricted stock units of the Issuer. By virtue of the relationship among the Reporting Person and the Class C Stockholders (as defined in the Original Filing), the Reporting Person may be deemed to share the power to vote or direct the vote and to share the power to dispose of or direct the disposition of the shares of Class A Common Stock as set forth in rows 7 through 13 of the cover pages of this Statement. The filing of this Statement shall not be construed as an admission that such individual is, for the purpose of Section 13(d) or 13(g) of the Exchange Act, the beneficial owner of any securities covered by this Statement. Certain of the shares obtainable upon exchange of Class C Common Stock are required to be delivered to third parties and would not be retained by the Reporting Person upon exchange.

(b)

Please see Item 5(a) above.

(c)

No transactions in Class A Common Stock were effected by the Reporting Person during the last sixty days.

Item 6.

Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer

Item 6 of the Original Filing is hereby amended to add the following: On March 6, 2025, the Reporting Person, Class C Stockholders and the Issuer entered into the A&R Cooperation Agreement as defined and described in Item 4 above and incorporated by reference as Exhibit 99.1 hereto. In addition, on March 6, 2025, the Reporting Person and the Issuer entered into the Letter Agreement as defined and described in Item 4 above and incorporated by reference as Exhibit 99.2 hereto. Other Information As previously disclosed, on May 30, 2024, the Reporting Person entered into a pre-arranged stock trading plan (the "Previous Plan") intended to satisfy the affirmative defense of Rule 10b5-1(c) under the Securities Exchange Act of 1934, as amended (a "Rule 10b5-1 Plan"). On November 20, 2024, the Reporting Person terminated the Previous Plan and entered into a new Rule 10b5-1 Plan (the "New Plan") with an earliest first trade date of February 19, 2025. The New Plan provides for the sale of up to 16 million shares of Class A Common Stock, subject to certain conditions, and expires on February 13, 2026.

Item 7.

Material to be Filed as Exhibits.

99.1 A&R Cooperation Agreement, dated as of March 6, 2025, by and among loanDepot, Inc., Anthony Hsieh, The JLSSAA Trust, established September 4, 2014, JLSA, LLC, Trilogy Mortgage Holdings, Inc., Trilogy Management Investors Six, LLC, Trilogy Management Investors Seven, LLC and Trilogy Management Investors Eight, LLC (incorporated by reference to Exhibit 10.1 of the Issuer's Current Report on Form 8-K filed with the SEC on March 6, 2025). 99.2 Letter Agreement by and between loanDepot, Inc. and Anthony Hsieh, dated March 6, 2025 (incorporated by reference to Exhibit 10.3 of the Issuer's Current Report on Form 8-K filed with the SEC on March 6, 2025).

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Hsieh Anthony Li

Signature:	/s/ Anthony Li Hsieh
Name/Title:	Anthony Li Hsieh
Date:	03/07/2025