New capability enables businesses to embed fast, low-cost bitcoin payment functionality through BitGo's regulated digital asset infrastructure

BitGo Holdings, Inc. (NYSE:BTGO) ("BitGo"), the digital asset infrastructure company, today announced support for Lightning Network through BitGo's Crypto-as-a-Service solution, enabling businesses to embed fast, low-cost bitcoin payment functionality directly into their products and user experiences.

The new capability combines Lightning Network bitcoin payment rails with BitGo's regulated digital asset infrastructure, including qualified custody, API-driven wallet services, and nationwide coverage through BitGo Bank & Trust, National Association, a federally chartered digital asset trust bank supervised by the Office of the Comptroller of the Currency. Through a strategic partnership with Voltage, BitGo will also support automated node and liquidity management, helping to reduce the operational complexity typically associated with deploying Lightning infrastructure at scale.

"Bitcoin was designed to be open, global, and accessible, but businesses need trusted infrastructure to bring that promise into everyday financial experiences," said Mike Belshe, CEO and Co-founder of BitGo. "By adding Lightning Network support to BitGo's Crypto-as-a-Service, we are giving enterprises a path to deliver fast, low-cost bitcoin payments with the regulatory, security, and operational foundation they expect from BitGo."

The Lightning Network is a Layer 2 protocol built on top of bitcoin that enables faster and lower-cost transactions by using offchain payment channels that ultimately settle back to the bitcoin blockchain. With Lightning support, BitGo's Crypto-as-a-Service solution is designed to help fintechs, exchanges, payments platforms, and consumer applications facilitate near-instant bitcoin payments, reduce transaction costs, and support use cases such as deposits and withdrawals, merchant settlement, micropayments, rewards, and in-app bitcoin transfers.

"Lightning on its own is powerful, but deploying it at enterprise scale requires more than a payment rail," said Frank Wang, Managing Director and Head of Fintech Sales at BitGo. "Our Crypto-as-a-Service solutions bring together 50 state licensing coverage, custody, wallet infrastructure, liquidity management, and APIs so businesses can add bitcoin payment functionality without taking on the full burden of building and operating the underlying infrastructure themselves."

BitGo's Crypto-as-a-Service provides an API-driven framework for businesses seeking to embed digital asset functionality into their own products. The platform supports a range of digital asset services, including custody, wallet infrastructure, trading workflows, and settlement capabilities, while helping businesses reduce the complexity of operating regulated digital asset infrastructure independently.

About BitGo

BitGo (NYSE:BTGO) is the digital asset infrastructure company delivering custody, wallets, staking, trading, financing, stablecoins, and settlement services from regulated cold storage. Since 2013, BitGo has focused on accelerating the transition of the financial system to a digital asset economy. BitGo maintains a global presence and multiple regulated entities, including BitGo Bank & Trust, National Association, the first federally chartered digital asset trust bank owned by a publicly traded company. Today, BitGo serves thousands of institutions, including many of the industry's top brands, financial institutions, exchanges, and platforms, and millions of investors worldwide. For more information, visit www.bitgo.com.

Forward-Looking Statement

Certain statements in this press release constitute "forward-looking statements" within the meaning of the federal securities laws. Words such as "may," "might," "will," "should," "believe," "expect," "anticipate," "estimate," "continue," "predict," "forecast," "project," "plan," "intend" or similar expressions, or statements regarding intent, belief, or current expectations, are forward-looking statements. These forward-looking statements are subject to various risks and uncertainties, many of which are difficult to predict, that could cause actual results to differ materially from current expectations and assumptions from those set forth or implied by any forward-looking statements. Important factors that could cause actual results to differ materially from current expectations include, among others, the highly volatile nature of digital assets, technical issues in connection with the integration of supported digital assets and changes and upgrades to their underlying network, heightened scrutiny of our industry and operations, the theft, loss, or destruction of private keys required to access any digital assets held in custody for our own account or for our clients, errors in executing client transactions or managing our own trading activities, that routing and leasing fees are variable and not guaranteed, our belief that our products are not investment products, and the other factors discussed in the Company's Annual Report on Form 10-K filed with the U.S. Securities and Exchange Commission (the "SEC") on March 27, 2026, and its subsequent filings with the SEC, including subsequent periodic reports on Forms 10-Q and 8-K. Such forward-looking statements are based on facts and conditions as they exist at the time such statements are made and predictions as to future facts and conditions. While the Company believes these forward-looking statements are reasonable, readers of this press release are cautioned not to place undue reliance on any forward-looking statements. The information in this release is provided only as of the date of this release, and the Company does not undertake any obligation to update any forward-looking statement relating to matters discussed in this press release, except as may be required by applicable securities laws.

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BitGo Adds Lightning Network Support to Crypto-as-a-Service