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    Bread Financial Holdings Inc. filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits

    11/13/25 7:35:59 AM ET
    $BFH
    Real Estate
    Real Estate
    Get the next $BFH alert in real time by email
    bfh-20251113
    false000110121500011012152025-10-232025-10-23

    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, D.C. 20549
    FORM 8-K
    CURRENT REPORT
    PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934
    Date of report (Date of earliest event reported):
    November 13, 2025
    Image_0.jpg
    BREAD FINANCIAL HOLDINGS, INC.
    (Exact Name of Registrant as Specified in Charter)
    Delaware001-1574931-1429215
    (State or Other Jurisdiction
    of Incorporation)
    (Commission
    File Number)
    (IRS Employer
    Identification No.)
    3095 LOYALTY CIRCLE
    COLUMBUS, Ohio 43219
    (Address and Zip Code of Principal Executive Offices)
    (614) 729-4000
    (Registrant’s Telephone Number, including Area Code)
    NOT APPLICABLE
    (Former name or former address, if changed since last report)☐
    Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:
    ☐Written communications pursuant to Rule 425 under the Securities Act
    ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
    ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each classTrading symbolName of each exchange on which registered
    Common Stock, par value $0.01 per shareBFHNYSE
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
    Emerging growth company   ☐
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    [  ]



    Item 7.01 Regulation FD Disclosure.
    On November 13, 2025, Bread Financial Holdings, Inc. issued a press release providing a performance update as of and for the period ended October 31, 2025. A copy of this press release is attached hereto as Exhibit 99.1.


    Item 9.01 Financial Statements and Exhibits.
    (d)Exhibits
    Exhibit No.Document Description
    99.1
    Press release dated November 13, 2025 providing a performance update as of and for the period ended October 31, 2025.
    104Cover Page Interactive Data File (embedded within the Inline XBRL document).
    The information contained in this report (including Exhibit 99.1) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such a filing.



    SIGNATURES
    Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
    Bread Financial Holdings, Inc.
    Date: November 13, 2025
    By:/s/ Joseph L. Motes III
    Joseph L. Motes III
    Executive Vice President, Chief
    Administrative Officer, General
    Counsel and Secretary

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