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    Jefferson Capital Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    8/14/25 4:11:51 PM ET
    $JCAP
    Finance Companies
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    Get the next $JCAP alert in real time by email
    DEMN0002046042falseJefferson Capital, Inc. / DE00020460422025-08-142025-08-14

    ​

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549

    ​

    FORM 8-K
    CURRENT REPORT

    PURSUANT TO SECTION 13 OR 15(d) OF
    THE SECURITIES EXCHANGE ACT OF 1934

    ​

    August 14, 2025

    Date of Report

    (Date of earliest event reported)

    ​

    Jefferson Capital, Inc.

    (Exact name of registrant as specified in its charter)

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    DELAWARE

    (State or other jurisdiction of

    incorporation)

    ​

    001-42718

    (Commission File Number)

    33-1923926

    (I.R.S. Employer

    Identification No.)

    ​

    600 SOUTH HIGHWAY 169, SUITE 1575,

    MINNEAPOLIS, MINNESOTA 55426

    (Address of principal executive offices)

    55426

    (Zip Code)

    ​

    Registrant’s telephone number, including area code: (320) 229-8505

    ​

    Not Applicable
    (Former name or former address, if changed since last report.)

    ​

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ​

    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ​

    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    ​

    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ​

    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    ​

    Securities registered pursuant to Section 12(b) of the Act:

    ​

    Title of each class: 

          

    Trading Symbol 

        

    Name of each exchange on which registered: 

    Common stock, $0.0001 par value per share

     

    JCAP

     

    Nasdaq Global Select Market

    ​

    ​

    ​

    ​

    ​

    ​

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    ​

    Emerging growth company ☒

    ​

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

    ​

    ​

    ​

    Item 2.02           Results of Operations and Financial Condition.

    On August 14, 2025, Jefferson Capital, Inc. (the “Company”) announced its financial results for the quarter ended June 30, 2025. The full text of the press release issued in connection with the announcement is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in Item 2.02 of this Current Report on Form 8-K (including Exhibit 99.1 attached hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly provided by specific reference in such a filing.

    ​

    Item 9.01           Financial Statements and Exhibits.

    (d)          Exhibits

    The following Exhibit 99.1 shall be deemed to be furnished, and not filed:

    Exhibit No.

    Description

    99.1

    Press release issued on August 14, 2025

    104

    Cover page Interactive Data File (embedded within the Inline XBRL document)

    ​

    ​

    ​

    ​

    2

    SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

    ​

    ​

    ​

    Jefferson Capital, Inc.

    ​

    ​

    ​

    ​

    Date: August 14, 2025

    ​

    ​

    By: /s/ Christo Realov

    ​

    Name: Christo Realov

    ​

    Title: Chief Financial Officer

    ​

    ​

    ​

    ​

    ​

    ​

    ​

    3

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