Ladder Capital Corp ("Ladder" or the "Company") (NYSE:LADR) today announced the tax treatment of its 2025 Class A common stock dividend payments. For the tax year ended December 31, 2025, the tax treatment of distributions paid in respect of Class A common stock is as follows:

Record Date	Payable Date		Distribution per Share	Ordinary Dividends	Qualified Dividends (1)	Capital Gain	Unrecapt. 1250 Gain (2)	Return of Capital	Sec. 199A Dividends (3)
Form 1099	References:		(Boxes 1a + 2a + 3)	Box 1a	Box 1b	Box 2a	Box 2b	Box 3	Box 5
3/31/2025	4/15/2025		$0.230	$0.217	$0.000	$0.011	$0.006	$0.002	$0.217
6/30/2025	7/15/2025		$0.230	$0.217	$0.000	$0.011	$0.006	$0.002	$0.217
9/30/2025	10/15/2025		$0.230	$0.217	$0.000	$0.011	$0.006	$0.002	$0.217
12/31/2025	1/15/2026⁽⁴⁾		-	-	-	-	-	-	-
*Total 2025 Dividends*			$0.690	$0.651	$0.000	$0.033	$0.018	$0.006	$0.651
Notes:		(1) Amounts in 1b are included in 1a (2) Amounts in 2b are included in 2a (3) Amounts in 5 are included in 1a (4) The $0.230 fourth quarter dividend paid on 1/15/2026 is considered a 2026 dividend for U.S. federal income tax purposes and is reflected in 2026 tax reporting.

About Ladder

Ladder is a publicly listed, investment grade-rated commercial real estate finance company with a diversified, nationwide platform. We deliver tailored capital solutions across the commercial real estate landscape, with a focus on the middle market. Our investment objective is to preserve and protect shareholder capital while generating attractive, risk-adjusted returns.

Since our founding in 2008, Ladder has deployed more than $49 billion of capital across the real estate capital stack, serving both institutional and middle-market clients. Our primary business is originating fixed and floating rate first mortgage loans collateralized by all major commercial property types. As the only permanently capitalized commercial mortgage REIT with true autonomy from third-party secured financing, Ladder delivers certainty of execution. In addition, we own and operate predominantly net leased, income-producing real estate and invest in investment grade securities secured by first mortgage loans on commercial real estate.

Ladder is internally managed and led by a seasoned management team with deep industry expertise. With over 11% insider ownership, Ladder's management and board of directors are collectively the Company's largest shareholder, ensuring strong alignment with the interests of all stakeholders. Since inception, Ladder has maintained a conservative and durable capital structure - a strategy reflected in its investment grade credit ratings of Baa3 from Moody's Ratings and BBB- from Fitch Ratings, both with stable outlooks.

The Company is headquartered in New York City, with a regional office in Miami, Florida. All data is as of September 30, 2025.

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Investor

Ladder Investor Relations

(917) 369-3207

investor.relations@laddercapital.com