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    Lakeland Financial Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits

    4/25/25 7:00:08 AM ET
    $LKFN
    Major Banks
    Finance
    Get the next $LKFN alert in real time by email
    lkfn-20250425
    0000721994FALSE00007219942025-04-252025-04-25

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, DC 20549  

    FORM 8-K
     
    CURRENT REPORT
    Pursuant to Section 13 or 15(d)
    of the Securities Exchange Act of 1934
     
    Date of report (Date of earliest event reported): April 25, 2025
     
    LAKELAND FINANCIAL CORPORATION
    (Exact name of Registrant as specified in its charter) 
    Indiana 0-11487 35-1559596
    (State or other jurisdiction
    of incorporation)
     (Commission
    File Number)
     (IRS Employer
    Identification No.)
     
    202 East Center Street,
    Warsaw,Indiana46580
    (Address of principal executive offices)(Zip Code)
    Registrant’s telephone number, including area code: (574) 267-6144
     
    (Former name or former address if changed since last report.)
     
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
    ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
     
    ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
     
    ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
     
    ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
     
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each class Trading Symbol(s) Name of each exchange on which registered
    Common Stock, no par value LKFN NASDAQ
     
    Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (s230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (s240.12b-2 of this chapter).
     
    Emerging growth company  ☐
     
    If an emerging growth company, indicate by check mark if the Registrant has elected not to use extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨




    Item 7.01. Regulation FD Disclosure
     
    The executive officers of Lakeland Financial Corporation intend to use the material filed herewith, in whole or in part, in one or more meetings with investors and analysts. A copy of the investor presentation is attached hereto as Exhibit 99.1.

    Lakeland Financial Corporation does not intend for this Item 7.01 or Exhibit 99.1 to be treated as “filed” for purposes of the Securities Exchange Act of 1934, as amended, or incorporated into its filings under the Securities Act of 1933, as amended.

    Item 9.01. Financial Statements and Exhibits

    The following exhibit shall not be deemed as "filed" for purposes of the Securities Exchange Act of 1934, as amended.

    (d) Exhibits

    99.1    2025 1Q Investor Presentation

    104    Cover Page Interactive Data File (embedded with the Inline XBRL document)




    SIGNATURES
     
    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
     
    LAKELAND FINANCIAL CORPORATION
     
    Dated:  April 25, 2025
    By:/s/ Lisa M. O’Neill
      Lisa M. O’Neill
      Executive Vice President
      and Chief Financial Officer

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