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    Mercantile Bank Corporation filed SEC Form 8-K: Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits

    4/22/25 9:00:36 AM ET
    $MBWM
    Major Banks
    Finance
    Get the next $MBWM alert in real time by email
    mbwm20250128_8k.htm
    false 0001042729 0001042729 2025-04-22 2025-04-22
     
    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
     
     

     
    FORM 8-K
     
    CURRENT REPORT
     
    Pursuant to Section 13 or 15(d) of the
    Securities Exchange Act of 1934
     
    Date of Report (date of earliest event reported): April 22, 2025
     

     
    Mercantile Bank Corporation
    (Exact name of registrant as specified in its charter)
     
    Michigan 000-26719 38-3360865
    (State or other jurisdiction 
    of incorporation)
    (Commission File 
    Number)
    (IRS Employer 
    Identification Number)
                                                             
    310 Leonard Street NW, Grand Rapids, Michigan 49504
    (Address of principal executive offices) (Zip Code)
       
    Registrant's telephone number, including area code 616-406-3000
                                      
       
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
     
    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
     
    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
     
    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
     
    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
     
    Securities registered pursuant to Section 12(b) of the Act:
     
    Title of each class
    Trading Symbol(s)
    Name of each exchange on which registered
    Common Stock
    MBWM
    The Nasdaq Stock Market LLC
     
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).
    Emerging growth company ☐
     
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.          ☐
     
     

     
     
    Item 2.02
    Results of Operations and Financial Condition.
     
    Earnings Release
     
    On April 22, 2025, Mercantile Bank Corporation (the “Company”) issued a press release announcing earnings and other financial results for the quarter ended March 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated here by reference.
     
    Item 7.01
    Regulation FD Disclosure.
     
    The Company has prepared presentation materials (the “Conference Call & Webcast Presentation”) that management intends to use during its previously announced First Quarter 2025 conference call on Tuesday, April 22, 2025 at 10:00 am Eastern Time, and from time to time thereafter in presentations about the Company’s operations and performance. The Company may use the Conference Call & Webcast Presentation, possibly with modifications, in presentations to current and potential investors, analysts, lenders, business partners, acquisition candidates, customers, employees and others with an interest in the Company and its business.
     
    A copy of the Conference Call & Webcast Presentation is furnished as Exhibit 99.2 to this report and incorporated here by reference. The Conference Call & Webcast Presentation is also available on the Company's website at http://ir.mercbank.com. Materials on the Company’s website are not part of or incorporated by reference into this report.
     
    In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibits 99.1 and 99.2, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
     
     
    Item 9.01
    Financial Statements and Exhibits.
     
    (d) Exhibits.
     
    Exhibit Number                    Description
     
    99.1
    Press release of Mercantile Bank Corporation dated April 22, 2025, reporting financial results and earnings for the quarter ended March 31, 2025.
     
    99.2
    Mercantile Bank Corporation Conference Call & Webcast Presentation dated April 22, 2025.
     
    104
    Cover Page Interactive Data File (embedded within the Inline XBRL document)
     
    2

     
     
    Signatures
     
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
     
    Mercantile Bank Corporation
    By:
    /s/ Charles E. Christmas
    Charles E. Christmas
    Executive Vice President, Chief
        Financial Officer and Treasurer  
     
    Date: April 22, 2025
     
    3

     
     
    Exhibit Index
     
     
    Exhibit Number                    Description
     
    99.1
    Press release of Mercantile Bank Corporation dated April 22, 2025, reporting financial results and earnings for the quarter ended March 31, 2025.
     
    99.2
    Mercantile Bank Corporation Conference Call & Webcast Presentation dated April 22, 2025.
     
    104
    Cover Page Interactive Data File (embedded within the Inline XBRL document)
     
     
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