Empowering More Clients with Secure Digital Banking

Republic Bank & Trust Company ("Republic" or the "Bank") has announced that it now offers online and mobile banking access for clients who do not have a Social Security Number (SSN) or Tax Identification Number (TIN), expanding digital banking services to better serve individuals and communities.

As part of a recent core system upgrade, the Bank implemented a new registration process that enables clients without social security numbers or tax identification numbers to securely enroll in and access online and mobile banking. While these clients have long been able to bank in person at one of Republic's 47 banking centers, this enhancement expands digital access and reinforces the Bank's commitment to financial inclusion and convenience.

"This update reflects our continued focus on modernizing digital platforms," said Logan Pichel, President and CEO of Republic Bank. "By expanding our online and mobile banking capabilities, we're making it easier for more clients to manage their finances securely and conveniently however they want to bank with us."

By expanding digital access, Republic Bank continues to meet clients where they are and provide secure, user‑friendly financial services that support everyday banking needs. In addition, the Bank is working to translate self‑help resources, educational materials, and key banking documents to better support diverse client needs. Together, these enhancements reinforce Republic Bank's commitment to serving clients through helpful, convenient, and digitally connected solutions.

About Republic Bank

Republic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 47 banking centers in communities within five metropolitan statistical areas ("MSAs") across five states: 22 banking centers located within the Louisville MSA in Louisville, Prospect, Shelbyville, and Shepherdsville in Kentucky, and Floyds Knobs, Jeffersonville, and New Albany in Indiana; six banking centers within the Lexington MSA in Georgetown and Lexington in Kentucky; eight banking centers within the Cincinnati MSA in Cincinnati and West Chester in Ohio, and Bellevue, Covington, Crestview Hills, and Florence in Kentucky; seven banking centers within the Tampa MSA in Largo, New Port Richey, St. Petersburg, Seminole, and Tampa in Florida; and four banking centers within the Nashville MSA in Franklin, Murfreesboro, Nashville and Spring Hill, Tennessee. The Bank offers online banking at www.republicbank.com. The Company is headquartered in Louisville, Kentucky, and as of March 31, 2026, had approximately $7.25 billion in total assets. The Company's Class A Common Stock is listed under the symbol "RBCAA" on the NASDAQ Global Select Market.

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Republic Bank Expands Online and Mobile Banking Access to Clients Without SSNs or TINs