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    SEC Form 10-Q filed by Singularity Future Technology Ltd.

    11/14/25 4:18:54 PM ET
    $SGLY
    Integrated Freight & Logistics
    Industrials
    Get the next $SGLY alert in real time by email

     

     

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    WASHINGTON, DC 20549

     

    FORM 10-Q

     

    (Mark One)

    ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

     

    For the quarterly period ended September 30, 2025

     

    ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

     

    For the transition period from __________ to __________.

     

    Commission File Number 001-34024

     

    Singularity Future Technology Ltd.

    (Exact name of registrant as specified in its charter)

     

    Virginia   11-3588546
    (State or other jurisdiction of   (I.R.S. Employer
    Incorporation or organization)   Identification No.)

     

    48 Wall Street, Suite 1100

    New York, NY

      10005
    (Address of principal executive offices)   (Zip Code)

     

    (702) 849-4548

    (Registrant’s telephone number, including area code)

     

    Securities registered pursuant to Section 12(b) of the Act:

     

    Title of each class   Trading Symbol(s)   Name of each exchange on which registered
    Common Stock, no par value   SGLY   NASDAQ Capital Market

     

    Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

     

    Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

     

    Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

      

    Large accelerated filer ☐ Accelerated filer ☐
    Non-accelerated filer ☒ Smaller reporting company ☒
      Emerging Growth Company ☐

     

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

     

    Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act): Yes ☐ No ☒

     

    As of November 14, 2025, the Company had 7,293,492 shares of common stock issued and outstanding.

     

     

     

     

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD.

    FORM 10-Q

     

    TABLE OF CONTENTS

     

    CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS ii
       
    PART I. FINANCIAL INFORMATION 1
       
    Item 1. Financial Statements 1
       
    Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations 25
       
    Item 3. Quantitative and Qualitative Disclosures About Market Risk 29
       
    Item 4. Controls and Procedures 29
       
    PART II. OTHER INFORMATION 31
       
    Item 1. Legal Proceedings 31
       
    Item 1A. Risk Factors 32
       
    Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 32
       
    Item 3. Defaults Upon Senior Securities 32
       
    Item 4. Mine Safety Disclosures 32
       
    Item 5. Other Information 32
       
    Item 6. Exhibits 32

     

    i

     

     

    CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

     

    This Report contains certain statements that constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”) and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Such forward-looking statements, including but not limited to statements regarding our projected growth, trends and strategies, future operating and financial results, financial expectations and current business indicators are based upon current information and expectations and are subject to change based on factors beyond our control. Forward-looking statements typically are identified by the use of terms such as “look,” “may,” “will,” “should,” “might,” “believe,” “plan,” “expect,” “anticipate,” “estimate” and similar words, although some forward-looking statements are expressed differently. The accuracy of such statements may be impacted by a number of business risks and uncertainties we face that could cause our actual results to differ materially from those projected or anticipated, including but not limited to the following:

     

      ● our ability to timely and properly deliver our services;

     

      ● our dependence on a limited number of major customers and suppliers;

     

      ● current and future political and economic factors in the United States and China and the relationship between the two countries;

     

      ● our ability to explore and enter into new business opportunities and the acceptance in the marketplace of our new lines of business;

     

      ● unanticipated changes in general market conditions or other factors which may result in cancellations or reductions in the need for our services;

     

      ● the demand for warehouse, shipping and logistics services;

     

      ● the foreign currency exchange rate fluctuations;

     

      ● possible disruptions in commercial activities caused by events such as natural disasters, health epidemics, terrorist activity and armed conflict;

     

      ● the impact of quotas, tariffs or safeguards on our customer products that we service;

     

      ● our ability to attract, retain and motivate qualified management team members and skilled personnel;

     

      ● relevant governmental policies and regulations relating to our businesses and industries;

     

      ● developments in, or changes to, laws, regulations, governmental policies, incentives and taxation affecting our operations;

     

      ● our reputation and ability to do business may be impacted by the improper conduct of our employees, agents or business partners; and

     

      ● the outcome of litigation or investigations in which we are involved is unpredictable, and an adverse decision in any such matter could have a material adverse effect on our financial condition, results of operations, cash flows and equity.

     

    Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. The Company undertakes no obligation to update the forward-looking statements. Nonetheless, the Company reserves the right to make such updates from time to time by press release, periodic report or other method of public disclosure without the need for specific reference to this Report. No such update shall be deemed to indicate that other statements not addressed by such update remain correct or create an obligation to provide any other updates.

     

    ii

     

     

    PART I. FINANCIAL INFORMATION

     

    Item 1. Financial Statements  

      

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIARIES

    CONDENSED CONSOLIDATED BALANCE SHEETS

    (IN U.S. DOLLARS)

     

       September 30,   June 30, 
       2025   2025 
       (unaudited)   (audited) 
    Assets        
    Current assets        
    Cash  $17,129,323   $14,533,829 
    Restricted cash   98,153    3,118,067 
    Notes receivable   2,365    32,548 
    Accounts receivable   174,803    396,744 
    Advances to suppliers   60,336    1,084 
    Prepaid expenses   46,485    52,068 
    Total current assets   17,511,465    18,134,340 
               
    Right-of-use assets   71,677    84,370 
    Other long-term assets - deposits   10,256    10,192 
    Total non-current assets   81,933    94,562 
    Total Assets  $17,593,398   $18,228,902 
               
    Liabilities and Equity          
               
    Current Liabilities          
    Loans from third parties   655,000    999,940 
    Deferred revenue   44,883    
    -
     
    Accounts payable   429,485    701,080 
    Lease liabilities - current   56,565    53,286 
    Taxes payable   3,270,354    3,250,473 
    Due to related parties   597,750    524,231 
    Judgment debt payable   188,586    488,586 
    Class action settlement   8,850,000    
    -
     
    Accrued expenses and other current liabilities   957,243    1,256,969 
    Total current liabilities   15,049,866    7,274,565 
               
    Loans from third parties   466,321    466,321 
    Lease liabilities - non-current   15,112    31,084 
    Total non-current liabilities   481,433    497,405 
               
    Total liabilities   15,531,299    7,771,970 
               
    Commitments and Contingencies   
     
        
     
     
               
    Shareholders’ Equity:          
    Preferred share, 2,000,000 shares authorized, no par value, no shares issued and outstanding as of September 30, 2025 and June 30, 2025, respectively   
    -
        
    -
     
    Common share, 50,000,000 shares authorized, no par value; 4,203,492 shares issued and outstanding as of September 30, 2025 and June 30, 2025, respectively   105,333,048    105,333,048 
    Additional paid-in capital   2,334,962    2,334,962 
    Accumulated deficits   (104,071,547)   (94,597,445)
    Accumulated other comprehensive losses   (505,450)   (596,914)
    Total Shareholders’ Equity attributable to controlling shareholders of the Company   3,091,013    12,473,651 
    Non-controlling Interest   (1,028,914)   (2,016,719)
    Total Equity   2,062,099    10,456,932 
               
    Total Liabilities and Equity  $17,593,398   $18,228,902 

      

    The accompanying notes are an integral part of these condensed consolidated financial statements.

     

    1

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS

    (IN U.S. DOLLARS)

    (UNAUDITED)

     

       For the Three Months Ended 
       September 30, 
       2025   2024 
             
    Net revenues  $307,888   $501,402 
    Cost of revenues   (297,566)   (773,317)
    Gross profit (loss)   10,322    (271,915)
               
    Selling expenses   (47,431)   (62,981)
    General and administrative expenses   (527,737)   (690,556)
    Total operating expenses   (575,168)   (753,537)
               
    Operating loss   (564,846)   (1,025,452)
               
    Gain from disposal of subsidiaries   47,359    
    -
     
    Interest expenses   (114,392)   
    -
     
    Class action settlement expenses   (8,850,000)   
    -
     
    Other income, net   16    21,117 
    Net loss before income tax expenses   (9,481,863)   (1,004,335)
    Income tax expense   
    -
        
    -
     
    Net loss   (9,481,863)   (1,004,335)
    Net loss attributable to non-controlling interest   (7,761)   (42,546)
    Net loss attributable to controlling shareholders of the Company.  $(9,474,102)  $(961,789)
               
    Comprehensive loss          
    Net loss  $(9,481,863)  $(1,004,335)
    Other comprehensive income (loss) - foreign currency   91,464    (129,270)
    Comprehensive loss   (9,390,399)   (1,133,605)
    Less: Comprehensive loss attributable to non-controlling interest   (6,398)   (61,550)
    Comprehensive loss attributable to controlling shareholders of the Company.  $(9,384,001)  $(1,072,055)
               
    Loss per share          
    Basic and diluted  $(2.25)  $(0.27)
    Weighted average number of common shares used in computation          
    Basic and diluted   4,203,492    3,503,492 

     

    The accompanying notes are an integral part of these condensed consolidated financial statements.

     

    2

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

    (IN U.S. DOLLARS)

    (UNAUDITED)

     

                               Accumulated             
                       Additional       other   Total         
       Preferred Share   Common Share   paid-in   Accumulated   comprehensive   Shareholders’   Noncontrolling   Total 
       Shares   Amount   Shares   Amount   capital   deficits   gain (loss)   Equity   interest   Equity 
    BALANCE, June 30, 2024   
            -
        
           -
        3,503,492   $104,192,048   $2,334,962   $(90,684,966)  $159,272   $16,001,316   $(2,747,633)  $13,253,683 
    Foreign currency translation   -    
    -
        -    
    -
        
    -
        
    -
        (110,265)   (110,265)   (19,005)   (129,270)
    Net loss   -    
    -
        -    
    -
        
    -
        (961,789)   
    -
        (961,789)   (42,546)   (1,004,335)
    BALANCE, September 30, 2024   
    -
        
    -
        3,503,492   $104,192,048   $2,334,962   $(91,646,755)  $49,007   $14,929,262   $(2,809,184)  $12,120,078 
                                                       
    BALANCE, June 30, 2025   -    
    -
        4,203,492   $105,333,048   $2,334,962   $(94,597,445)  $(596,914)  $12,473,651   $(2,016,719)  $10,456,932 
    Foreign currency translation   -    
    -
        -    
    -
        
    -
        
    -
        91,464    91,464    (6,398)   85,066 
    Disposal of subsidiaries   -    
    -
        -    
    -
        
    -
        
    -
        
    -
        
    -
        1,001,964    1,001,964 
    Net (loss) income   -    
    -
        -    
    -
        
    -
        (9,474,102)   
    -
        (9,474,102)   (7,761)   (9,481,863)
    BALANCE, September 30, 2025   
    -
        
    -
        4,203,492   $105,333,048   $2,334,962   $(104,071,547)  $(505,450)  $3,091,013   $(1,028,914)  $2,062,099 

     

    The accompanying notes are an integral part of these condensed consolidated financial statements.

     

    3

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIARIES

    CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

    (IN U.S. DOLLARS)

    (UNAUDITED)

     

       For the Three Months Ended 
       September 30, 
       2025   2024 
    Operating Activities        
    Net loss  $(9,481,863)  $(1,004,335)
    Adjustments to reconcile net loss to net cash used in operating activities:          
    Depreciation and amortization   
    -
        17,919 
    Non-cash lease expense   13,151    41,575 
    Gain on disposal of subsidiaries   (47,359)   
    -
     
    Changes in assets and liabilities          
    Notes receivable   30,226    
    -
     
    Accounts receivable   223,235    (355,203)
    Other receivables   (426,492)   (25,872)
    Advances to suppliers   (58,930)   
    -
     
    Prepaid expenses   5,604    1,380 
    Other long-term assets - deposits   
    -
        103,019 
    Deferred revenue   44,645    330 
    Accounts payable   (274,522)   585,260 
    Taxes payable   60    24,866 
    Lease liabilities   (13,151)   (64,250)
    Judgment debt payable   (300,000)   
    -
     
    Class action settlement   8,850,000    
    -
     
    Accrued expenses and other current liabilities   177,593    666,166 
    Net cash used in operating activities   (1,257,803)   (9,145)
               
    Investing Activities          
    Proceeds from disposal of subsidiaries, net of cash   108,331    
    -
     
    Net cash provided by investing activities   108,331    
    -
     
               
    Financing Activities          
    Advance from related party   69,862    
    -
     
    Proceeds from third parties loans   655,000    
    -
     
    Net cash provided by financing activities   724,862    
    -
     
               
    Net decrease in cash and restricted cash   (424,610)   (9,145)
    Cash and restricted cash, beginning of period   17,651,896    17,736,059 
    Effect of changes of foreign exchange rate on cash and restricted cash   190    13,994 
    Cash and restricted cash, end of period   17,227,476   $17,740,908 
               
    Representing:          
    Cash, end of year  $17,129,323   $17,740,908 
    Restricted cash, end of year  $98,153    
    -
     
    Total cash and restricted cash, end of year  $17,227,476   $17,740,908 
               
    Supplemental information          
    Income taxes paid   
    -
        
    -
     
    Interest paid   
    -
        
    -
     

     

    The accompanying notes are an integral part of these condensed consolidated financial statements.

     

    4

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 1. ORGANIZATION AND NATURE OF BUSINESS

     

    The Company is an integrated logistics solution provider that was founded in 2001. On September 18, 2007, the Company merged into Sino-Global Shipping America, Ltd., a Virginia corporation. On January 3, 2022, the Company changed its corporate name from Sino-Global Shipping America, Ltd. to Singularity Future Technology Ltd. to reflect its then expanded operations into the digital assets business. Currently, the Company primarily focus on providing freight logistics services, which include shipping, and other logistical support to steel companies, through subsidiary, Trans Pacific Shipping Limited.

     

    On August 6, 2025, the Company dissolved its subsidiary, Brilliant Warehouse Service Inc.

     

    On September 25, 2025, the Company entered into a share transfer agreement with a third party and disposed its subsidiary, New Energy Tech Limited, for a consideration of $2.7 million.

     

    As of September 30, 2025, the Company’s subsidiaries included the following:

     

    Name     Background   Ownership
    Artificial Intelligence Regeneration Technology Co., Ltd (Cayman Islands)   ● A Cayman Islands corporation   100% owned by the Company
      ● Incorporated on November 18, 2024  
      ● No material operations  
               
    Artificial Intelligence Regeneration Technology Co., Ltd (BVI)   ● A BVI corporation    100% owned by the Company
      ● Incorporated on May 21, 2025  
      ● No material operations  
               
    Sino-Global Shipping New York Inc. (“SGS NY”)   ● A New York corporation   100% owned by the Company
      ● Incorporated on May 3, 2013  
      ● No material operations  
               
    Sino-Global Shipping HK Ltd. (“SGS HK”)   ● A Hong Kong corporation    100% owned by the Company
      ● Incorporated on September 22, 2008  
      ● No material operations  
               
    Trans Pacific Shipping Ltd. (“Trans Pacific Beijing”)   ● A PRC limited liability company   100% owned by the Company
      ● Incorporated on November 13, 2007.  
      ● No material operations  
               
    Trans Pacific Logistic Shanghai Ltd. (“Trans Pacific Shanghai”)   ● A PRC limited liability company   90% owned by Trans Pacific Beijing
      ● Incorporated on May 31, 2009  
      ● Primarily engaged in freight logistics services  
               
    Gorgeous Trading Ltd (“Gorgeous Trading”)   ● A Texas corporation   100% owned by SGS NY
      ● Incorporated on July 1, 2021  
      ● No material operations  
               
    SG Shipping & Risk Solution Inc, (“SGSR”)   ● A New York corporation   100% owned by the Company
      ● Incorporated on September 29, 2021  
      ● No material operations  
               
    Singularity (Shenzhen) Technology Ltd.   ● A Mainland China corporation   100% owned by the Company
      ● Incorporated on September 4, 2023  
      ● No material operations  

     

    5

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Liquidity

     

    In assessing the Company’s liquidity and substantial doubt about its ability to continue as a going concern, the Company monitors and analyzes cash on-hand and operating expenditure commitments. The Company’s liquidity needs are to meet working capital requirements and operating expense obligations. To date, the Company financed its operations primarily through cash generated by operating activities, issuance of common shares and loans from third parties.

     

    The accompanying condensed consolidated financial statements do not include any adjustments or classifications that may result from the possible inability of the Company to continue as a going concern. The accompanying condensed consolidated financial statements have been prepared on a basis, which contemplates the realization of assets and satisfaction of liabilities in the normal course of business. The Company recorded net losses of $9.5 million and $1.0 million and net cash used in operating activities of $1.3 million and $9,145 for the three months ended September 30, 2025 and 2024, respectively. The above matters raise substantial doubt about the Company’s ability to continue as a going concern. The condensed consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty. As of September 30, 2025, the Company had cash balance of $17.2 million.

     

    In evaluating if there is substantial doubt about the ability to continue as a going concern, the Company is trying to alleviate the going concern risk through (1) equity or debt financing, and (2) reducing cash used in operating activities, to meet our anticipated working capital requirements for at least the next 12 months. The Company may, however, need additional capital in the future to fund our further expansion. If the Company determines that its cash requirements exceed the amount of cash and cash equivalents it has on hand at the time, the Company may seek to issue equity or debt securities or obtain credit facilities. The issuance and sale of additional equity would result in further dilution to shareholders of the Company.

     

    As a result, the Company prepared the condensed consolidated financial statements assuming the Company will continue as a going concern. However, there is no assurance that the measures above can be achieved as planned. The condensed consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty.

     

    Note 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

     

    (a) Basis of Presentation

     

    The accompanying condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States of America (“US GAAP”) pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). The condensed consolidated financial statements include the accounts of the Company and include the assets, liabilities, revenues and expenses of its subsidiaries. All intercompany transactions and balances have been eliminated in consolidation.

      

    (b) Fair Value of Financial Instruments

     

    The Company follows the provisions of ASC 820, Fair Value Measurements and Disclosures, which clarifies the definition of fair value, prescribes methods for measuring fair value, and establishes a fair value hierarchy to classify the inputs used in measuring fair value as follows:

     

      Level 1 — Observable inputs such as unadjusted quoted prices in active markets for identical assets or liabilities available at the measurement date.

     

      Level 2 — Inputs other than quoted prices that are observable for the asset or liability in active markets, quoted prices for identical or similar assets and liabilities in markets that are not active, inputs other than quoted prices that are observable, and inputs derived from or corroborated by observable market data.

     

      Level 3 — Unobservable inputs that reflect management’s assumptions based on the best available information.

     

    The carrying value of notes receivable, accounts receivable, net, and advances to suppliers – third parties, net, approximate their fair values because of the short-term nature of these instruments.

      

    (c) Use of Estimates and Assumptions

     

    The preparation of the Company’s condensed consolidated financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the dates of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Estimates are adjusted to reflect actual experience when necessary. Significant accounting estimates reflected in the Company’s condensed consolidated financial statements include revenue recognition, cost of revenues, allowance for credit losses, impairment loss, valuation allowance for deferred tax assets, and income tax expense. Since the use of estimates is an integral component of the financial reporting process, actual results could differ from those estimates.

     

    6

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    (d) Translation of Foreign Currency

     

    The accounts of the Company and its subsidiaries are measured using the currency of the primary economic environment in which the entity operates (the “functional currency”). The Company’s functional currency is the U.S. dollar (“USD”) while its subsidiaries in the PRC, including Trans Pacific Beijing and Trans Pacific Shanghai report their financial positions and results of operations in Renminbi (“RMB”), its subsidiary Sino-Global Shipping (HK), Ltd. reports its financial positions and results of operations in Hong Kong dollars (“HKD”). The accompanying condensed consolidated financial statements are presented in USD. Foreign currency transactions are translated into USD using the fixed exchange rates in effect at the time of the transaction. Generally, foreign exchange gains and losses resulting from the settlement of such transactions are recognized in the consolidated statements of operations. The Company translates the foreign currency financial statements in accordance with ASC 830-10, “Foreign Currency Matters”. Assets and liabilities are translated at current exchange rates quoted by the Federal Reserve at the balance sheets’ dates and revenues and expenses are translated at average exchange rates in effect during the year. The resulting translation adjustments are recorded as other comprehensive loss and accumulated other comprehensive loss as a separate component of equity of the Company, and also included in non-controlling interests.

     

    The exchange rates in effect as of September 30, 2025 and June 30, 2025 were US$1 for RMB7.1190 and RMB7.1636, respectively. The average exchange rates for the three months ended September 30, 2025, and 2024 were US$1 for RMB7.1570 and RMB7.1633, respectively.

     

    (e) Cash

     

    Cash consists of cash on hand and cash in banks which are unrestricted as to withdrawal or use. The Company maintains cash with various financial institutions mainly in the PRC, the U.S., and Djibouti. As of September 30, 2025 and June 30, 2025, cash balances of $25,258 and $62,773, respectively, were maintained at financial institutions in the PRC, of which nil and nil of these balances were not covered by insurance as the deposit insurance system in China only insured each depositor at one bank for a maximum of approximately $70,000 (RMB500,000). As of September 30, 2025 and June 30, 2025, cash balances of $98,153 and $3,119,012, respectively, were maintained at U.S. financial institutions, of which nil and $2,782,355 of these balances are not covered by insurance, as each U.S. account was insured by the Federal Deposit Insurance Corporation or other programs subject to $250,000 limitations. The Hong Kong Deposit Protection Board pays compensation up to a limit of HKD500,000 (approximately $64,000) if the bank with which an individual/a company holds its eligible deposit fails. As of September 30, 2025 and June 30, 2025, cash balances of nil and $65,956, respectively, were maintained at financial institutions in Hong Kong, of which nil and $1,956 of these balances are not covered by insurance. As of September 30, 2025 and June 30, 2025, a cash balance of $17,104,065 and $14,404,155 was maintained in financial institutions in Djibouti which are uninsured. As of September 30, 2025 and June 30, 2025, amount of deposits the Company had covered by insurance amounted to $187,411 and $461,870, respectively.

     

    Restricted Cash

     

    As of September 30, 2025 and June 30, 2025, our restricted balance was $98,153 and $3.12 million, respectively. As of September 30, 2025 and June 30, 2025, the restricted cash of $98,153 and $84,152 was restricted by legal order of judgment debt, respectively. As of June 30, 2025, the restricted cash of $3.03 million was related to restriction required by East West Bank to secure a letter of credit that was used to provide a guarantee to the Company’s business partner Solarlink Group Inc. (“Solarlink”), a North Las Vegas based advanced 3.6G photovoltaic solar panel manufacturer and solar power service provider, for Solarlink’s rental obligations for a leased warehouse in North Las Vegas. The term of the warehouse lease is one year, upon the expiration of which the letter of credit will terminate unless the letter of credit is used to pay rent under the warehouse lease. The deposit started on November 13, 2023, last renewed on May 12, 2025, and will be matured on December 14, 2025 with an annual interest rate of 3.996%. The interest proceeds generated as of September 30, 2025 and 2024 was nil and $0.13 million, respectively.

     

    7

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    (f) Receivables and Allowance for Credit Losses

     

    The carrying value of notes, accounts and other receivable are reduced by an allowance for credit losses that reflects the Company’s best estimate of the amounts that will not be collected. The Company makes estimations of the collectability of notes, accounts and other receivable. Many factors are considered in estimating the general allowance, including reviewing delinquent notes and accounts receivable, performing a customer credit analysis, and analyzing historical bad debt records and current and future economic trends. Notes, accounts and other receivable represent historical balances recorded less related cash applications, less allowance for credit losses and any write-offs of any receivables not previously provided for.

     

    (g) Credit losses

     

    In June 2016, the Financial Accounting Standards Board (FASB) issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326). The ASU introduced a new credit loss methodology, the current expected credit losses (“CECL”) methodology, which requires earlier recognition of credit losses while also providing additional disclosure about credit risk. The Company adopted the ASU as of January 1, 2023.

     

    The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, receivables, contract assets and other financial assets measured at amortized cost at the time the financial asset is originated or acquired. The CECL is adjusted each period for changes in expected lifetime credit losses. The CECL methodology represents a significant change from prior U.S. GAAP and replaced the prior multiple existing impairment methods, which generally required that a loss be incurred before it was recognized. Within the life cycle of a loan or other financial asset, the methodology generally results in the earlier recognition of the provision for credit losses and the related ACL than prior U.S. GAAP.

     

    The CECL methodology’s impact on expected credit losses, among other things, reflects the Company’s view of the current state of the economy, forecasted macroeconomic conditions.

     

    Under the CECL methodology, the allowance for credit losses is model based and utilizes a forward-looking macroeconomic forecast in estimating expected credit losses. The model of the allowance for credit losses would be considers the uncertainty of forward-looking scenarios based on the likelihood and severity of a possible recession as another possible scenario.

     

       Accounts         
       receivable         
       balance as       Allowance 
       of September 30,       for 
       2025   CECL   credit 
    Aging group  (USD)   Rate   losses 
    <1 year  $174,803    0%   
             -
     
    1-2 years   
    -
        5%   
    -
     
    2-3 years   
    -
        5%   
    -
     
    >3 years   
    -
        5%   
    -
     
    Total  $174,803         
    -
     

     

       Accounts         
       receivable         
       balance as       Allowance 
       of June 30,       for 
       2025   CECL   credit 
    Aging group  (USD)   Rate   losses 
    <1 year  $396,744    0%   
            -
     
    1-2 years   
    -
        5%   
    -
     
    2-3 years   
    -
        5%   
    -
     
    >3 years   
    -
        5%   
    -
     
    Total  $396,744         
    -
     

     

    8

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    (h) Revenue Recognition

     

    The Company recognizes revenue which represents the transfer of goods and services to customers in an amount that reflects the consideration to which the Company expects to be entitled in such exchange. The Company identifies contractual performance obligations and determines whether revenue should be recognized at a point in time or over time, based on when control of goods and services transfers to a customer.

     

    The Company uses a five-step model to recognize revenue from customer contracts. The five-step model requires the Company to (i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, including variable consideration to the extent that it is probable that a significant future reversal will not occur, (iv) allocate the transaction price to the respective performance obligations in the contract, and (v) recognize revenue when (or as) the Company satisfies the performance obligation.

     

    For the Company’s freight logistic, the Company provides transportation services which include mainly shipping services. The Company derives transportation revenue from sales contracts with its customers with revenues being recognized upon performance of services. Sales price to the customer are fixed upon acceptance of the sales contract and there is no separate sales rebate, discount, or other incentive. The Company’s revenues are recognized at a point in time after all performance obligations were satisfied 

     

    For the Company’s warehouse services, which are included in the freight logistic services, the Company’s contracts provide for an integrated service that includes two or more services, including but not limited to warehousing, collection, first-mile delivery, drop shipping, customs clearance packaging, etc.

     

    Accordingly, the Company generally identifies one performance obligation in its contracts, which is a series of distinct services that remain substantially the same over time and possess the same pattern of transfer. Revenue is recognized over the period in which services are provided under the terms of the Company’s contractual relationships with its clients. 

     

    The transaction price is based on the amount specified in the contract with the customer and contains fixed and variable consideration. In general, the fixed consideration in a contract represents facility and equipment costs incurred to satisfy the performance obligation and is recognized on a straight-line basis over the term of the contract. The variable consideration is comprised of cost reimbursement determined based on the costs incurred. Revenue relating to variable pricing is estimated and included in the consideration if it is probable that a significant revenue reversal will not occur in the future. The estimate of variable consideration is determined by the expected value or most likely amount method and factors in current, past and forecasted experience with the customer. Customers are billed based on terms specified in the revenue contract and they pay us according to approved payment terms.

     

    9

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Revenue for the above services is recognized on a gross basis when the Company controls the services as it has the obligation to (i) provide all services (ii) bear any inventory risk for warehouse services. In addition, the Company has control to set its selling price to ensure it would generate profit for the services.

     

    The Company’s performance obligation was to deliver products according to contract specifications. The Company recognizes product revenue at a point in time when the control of products or services are transferred to customers. To distinguish a promise to provide products from a promise to facilitate the sale from a third party, the Company considers the guidance of control in ASC 606-10-55-37A and the indicators in ASC 606-10-55-39. The Company considers this guidance in conjunction with the terms in the Company’s arrangements with both suppliers and customers.

     

    In general, revenue was recognized on a gross basis when the Company controls the products as it has the obligation to (i) fulfill the products delivery and custom clearance (ii) bear any inventory risk as legal owners. In addition, when establishing the selling prices for delivery of the resale products, the Company has control to set its selling price to ensure it would generate profit for the products delivery arrangements. If the Company is not responsible for provision of product and does not bear inventory risk, the Company recorded revenue on a net basis.

     

    Contract balances

     

    The Company records receivables related to revenue when the Company has an unconditional right to invoice and receive payment.

     

    Deferred revenue consists primarily of customer billings made in advance of performance obligations being satisfied and revenue being recognized. Contract balances amounted to $44,883 and nil as of September 30, 2025 and June 30, 2025, respectively.

     

    The Company’s disaggregated revenue streams are described as follows:

     

       For the Three Months Ended 
       September 30,   September 30, 
       2025   2024 
    Freight logistic services  $307,888   $501,402 

     

    Disaggregated information of revenues by geographic locations are as follows:

     

       For the Three Months Ended 
       September 30,   September 30, 
       2025   2024 
    PRC  $307,888   $501,402 

     

    10

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    (i) Cost of revenues

     

    Cost of revenues consist of costs directly attributable to the performance of freight logistic services which are mainly services provided by third parties.

     

    (j) Leases

     

    The Company adopted FASB ASU 2016-02, “Leases” (Topic 842) for the year ended June 30, 2020, and elected the practical expedients that do not require us to reassess: (1) whether any expired or existing contracts are, or contain, leases, (2) lease classification for any expired or existing leases and (3) initial direct costs for any expired or existing leases. For lease terms of twelve months or fewer, a lessee is permitted to make an accounting policy election not to recognize lease assets and liabilities. The Company also adopted the practical expedient that allows lessees to treat the lease and non-lease components of a lease as a single lease component. Upon adoption, the Company recognized right of use (“ROU”) assets and same amount of lease liabilities based on the present value of the future minimum rental payments of leases, using an incremental borrowing rate of 7% based on the duration of lease terms.

     

    Operating lease ROU assets and lease liabilities are recognized at the adoption date or the commencement date, whichever is earlier, based on the present value of lease payments over the lease term. Since the implicit rate for the Company’s leases is not readily determinable, the Company use its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The incremental borrowing rate is the rate of interest that the Company would have to pay to borrow, on a collateralized basis, an amount equal to the lease payments, in a similar economic environment and over a similar term.

     

    Lease terms used to calculate the present value of lease payments generally do not include any options to extend, renew, or terminate the lease, as the Company does not have reasonable certainty at lease inception that these options will be exercised. The Company generally considers the economic life of its operating lease ROU assets to be comparable to the useful life of similar owned assets. The Company has elected the short-term lease exception, therefore operating lease ROU assets and liabilities do not include leases with a lease term of twelve months or less. Its leases generally do not provide a residual guarantee. The operating lease ROU asset also excludes lease incentives. Lease expense is recognized on a straight-line basis over the lease term.

     

    The Company reviews the impairment of its ROU assets consistent with the approach applied for its other long-lived assets. The Company reviews the recoverability of its long-lived assets when events or changes in circumstances occur that indicate that the carrying value of the asset may not be recoverable. The assessment of possible impairment is based on its ability to recover the carrying value of the asset from the expected undiscounted future pre-tax cash flows of the related operations. The Company has elected to include the carrying amount of operating lease liabilities in any tested asset group and include the associated operating lease payments in the undiscounted future pre-tax cash flows.

     

    (k) Taxation

     

    Because the Company and its subsidiaries and Sino-China were incorporated in different jurisdictions, they file separate income tax returns. The Company uses the asset and liability method of accounting for income taxes in accordance with U.S. GAAP. Deferred taxes, if any, are recognized for the future tax consequences of temporary differences between the tax basis of assets and liabilities and their reported amounts in the unaudited condensed consolidated financial statements. A valuation allowance is provided against deferred tax assets if it is more likely than not that the asset will not be utilized in the future.

     

    The Company recognizes the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The Company recognizes interest and penalties, if any, related to unrecognized tax benefits as income tax expense. The Company had no uncertain tax positions as of September 30, 2025 and June 30, 2025.

     

    Income tax returns for the years prior to 2019 are no longer subject to examination by U.S. tax authorities.

     

    11

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    PRC Enterprise Income Tax

     

    PRC enterprise income tax is calculated based on taxable income determined under the PRC Generally Accepted Accounting Principles (“PRC GAAP”) at 25%. Sino-China and Trans Pacific Beijing were incorporated in the PRC and are subject to the Enterprise Income Tax Laws of the PRC.

     

    PRC Value Added Taxes and Surcharges

     

    The Company is subject to value added tax (“VAT”). Revenue from services provided by the Company’s PRC subsidiaries are subject to VAT at rates ranging from 9% to 13%. Entities that are VAT general taxpayers are allowed to offset qualified VAT paid to suppliers against their VAT liability. Net VAT liability is recorded in taxes payable on the consolidated balance sheets.

     

    In addition, under the PRC regulations, the Company’s PRC subsidiaries are required to pay city construction tax (7%) and education surcharges (3%) based on the net VAT payments.

     

    (l) Earnings (loss) per Share

     

    Basic earnings (loss) per share is computed by dividing net income (loss) attributable to holders of common stock of the Company by the weighted average number of shares of common stock of the Company outstanding during the applicable period. Diluted earnings (loss) per share reflect the potential dilution that could occur if securities or other contracts to issue common stock of the Company were exercised or converted into common stock of the Company. Common stock equivalents are excluded from the computation of diluted earnings per share if their effects would be anti-dilutive.

     

    For the three months ended September 30, 2025 and 2024, there was no dilutive effect of potential shares of common stock of the Company because the Company generated a net loss.

     

    (m) Comprehensive Income (Loss)

     

    The Company reports comprehensive income (loss) in accordance with the authoritative guidance issued by Financial Accounting Standards Board (the “FASB”) which establishes standards for reporting comprehensive income (loss) and its component in financial statements. Other comprehensive income (loss) refers to revenue, expenses, gains and losses that under US GAAP are recorded as an element of stockholders’ equity but are excluded from net income. Other comprehensive income (loss) consists of a foreign currency translation adjustment resulting from the Company not using the U.S. dollar as its functional currencies.

     

    (n) Segment reporting

     

    An operating segment is a component of the Company that engages in business activities from which it may earn revenue and incur expenses and is identified on the basis of the internal financial reports that are provided to and regularly reviewed by the Company’s chief operating decision maker in order to allocate resources and assess performance of the segment.

     

    In accordance with ASC 280, Segment Reporting, operating segments are defined as components of an enterprise about which separate financial information is available that is evaluated regularly by the chief operating decision maker (“CODM”), or decision-making Company, in deciding how to allocate resources and in assessing performance. The Company uses the “management approach” in determining reportable operating segments. The management approach considers the internal organization and reporting used by the Company’s chief operating decision maker for making operating decisions and assessing performance as the source for determining the Company’s reportable segments. The Company’s CODM has been identified as the chief executive officer (the “CEO”), who reviews combined results when making decisions about allocating resources and assessing performance of the Company. The Company has determined that there is only one reportable operating segment, i.e. freight logistics services. For the nine months ended September 30, 2025 and 2024, the Company generated all of its revenue in PRC, and no geographical segment is presented.

     

    12

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    (o) Risks and Uncertainties

      

    The Company’s business, financial position and results of operations may be influenced by the political, economic, health and legal environments in the PRC, as well as by the general state of the PRC economy. The Company’s operations in the PRC are subject to special considerations and significant risks not typically associated with companies in North America and Western Europe. These include risks associated with, among others, the political, economic, health and legal environments and foreign currency exchange. The Company’s results may be adversely affected by changes in the political, regulatory and social conditions in the PRC, and by changes in governmental policies or interpretations with respect to laws and regulations, anti-inflationary measures, currency conversion, remittances abroad, and rates and methods of taxation, among other things.

     

    (p) Related parties

     

    Parties, which can be a corporation or individuals, are considered to be related if the Company has the ability, directly or indirectly, to control the other party or exercise significant influence over the other party in making financial and operational decisions. Companies are also considered to be related if they are subject to common control or common significant influence. 

     

    (q) Recent Accounting Pronouncements

     

    The Company considers the applicability and impact of all ASUs. Management periodically reviews new accounting standards that are issued.

     

    In November 2024, the FASB issued ASU 2024-03, Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses, which requires that public business entities disclose additional information about specific expense categories in the notes to financial statements at interim and annual reporting periods. This ASU is effective for fiscal years beginning after December 15, 2026, and interim periods within fiscal years beginning after December 15, 2027. This ASU may be applied either on a prospective or retrospective basis. We are currently evaluating the impact of this standard on our disclosures.

     

    In November 2024, the FASB issued ASU 2024-04, Debt – Debt with Conversion and Other Options (Subtopic 470-20): Induced Conversions of Convertible Debt Instruments, which clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for as an induced conversion. This ASU is effective for fiscal years beginning after December 15, 2025 and interim reporting periods within those annual reporting periods, with early adoption permitted. We are currently evaluating the impact of this standard on our disclosures.

     

    In January 2025, the FASB issued ASU 2025-01, Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Subtopic 220-40),which clarifies that all public business entities are required to adopt the guidance in annual reporting periods beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027. Early adoption of Update 2024-03 is permitted.

     

    In May 2025, the FASB issued ASU 2025-03, Business Combinations (Topic 805) and Consolidation (Topic 810), Determining the Accounting Acquirer in the Acquisition of a Variable Interest Entity, which revised current guidance for determining the accounting acquirer for a transaction effected primarily by exchanging equity interests in which the legal acquiree is a VIE that meets the definition of a business. The amendments require that an entity consider the same factors that are currently required for determining which entity is the accounting acquirer in other acquisition transactions. The amendments in this Update require an entity involved in an acquisition transaction effected primarily by exchanging equity interests when the legal acquiree is a VIE that meets the definition of a business to consider the factors in paragraphs 805-10-55-12 through 55-15 to determine which entity is the accounting acquirer. The amendments in this Update are effective for all entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods within those annual reporting periods. The amendments in this Update require that an entity apply the new guidance prospectively to any acquisition transaction that occurs after the initial application date. Early adoption is permitted as of the beginning of an interim or annual reporting period.

     

    13

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    In May 2025, the FASB issued ASU 2025-04, Compensation – Stock Compensation (Topic 718) and Revenue from Contracts with Customers (Topic 606), Clarifications to Share-Based Consideration Payable to a Customer, which revised the Master Glossary definition of the term performance condition for share-based consideration payable to a customer. The revised definition incorporates conditions (such as vesting conditions) that are based on the volume or monetary amount of a customer’s purchases (or potential purchases) of goods or services from the grantor (including over a specified period of time). The revised definition also incorporates performance targets based on purchases made by other parties that purchase the grantor’s goods or services from the grantor’s customers. The revised definition of the term performance condition cannot be applied by analogy to awards granted to employees and nonemployees in exchange for goods or services to be used or consumed in the grantor’s own operations. Although it is expected that entities will conclude that fewer awards contain service conditions, for those that are determined to have service conditions, the amendments in this Update eliminate the policy election permitting a grantor to account for forfeitures as they occur. Therefore, when measuring share-based consideration payable to a customer that has a service condition, the grantor is required to estimate the number of forfeitures expected to occur. Separate policy elections for forfeitures remain available for share-based payment awards with service conditions granted to employees and nonemployees in exchange for goods or services to be used or consumed in the grantor’s own operations. The amendments in this Update clarify that share-based consideration encompasses the same instruments as share-based payment arrangements, but the grantee does not need to be a supplier of goods or services to the grantor. Finally, the amendments in this Update clarify that a grantor should not apply the guidance in Topic 606 on constraining estimates of variable consideration to share-based consideration payable to a customer. Therefore, a grantor is required to assess the probability that an award will vest using only the guidance in Topic 718. Collectively, these changes improve the decision usefulness of a grantor’s financial statements, improve the operability of the guidance, and reduce diversity in practice for accounting for share-based consideration payable to a customer. Under the amendments in this Update, revenue recognition will no longer be delayed when an entity grants awards that are not expected to vest. This is expected to result in estimates of the transaction price that better reflect the amount of consideration to which an entity expects to be entitled in exchange for transferring promised goods or services to a customer and, therefore, more decision-useful financial reporting.

     

    The amendments in this Update are effective for all entities for annual reporting periods (including interim reporting periods within annual reporting periods) beginning after December 15, 2026. Early adoption is permitted for all entities. The amendments in this Update permit a grantor to apply the new guidance on either a modified retrospective or a retrospective basis. When applying the amendments in this Update on a modified retrospective basis, a grantor should recognize a cumulative-effect adjustment to the opening balance of retained earnings (or other appropriate components of 4 equity or net assets in the statement of financial position) as of the beginning of the period of adoption and should not recast any financial statement information before the period of adoption. A grantor should apply the amendments as of the date of initial application to all share-based consideration payable to a customer. When applying the amendments in this Update on a retrospective basis, a grantor should recast comparative periods and recognize a cumulative-effect adjustment to the opening balance of retained earnings (or other appropriate components of equity or net assets in the statement of financial position) as of the beginning of the earliest period presented. Additionally, an entity that elects to apply the guidance retrospectively should use the actual outcome, if known, of a performance condition or service condition as of the beginning of the annual reporting period of adoption for all prior-period estimates. If actual outcomes are unknown as of the beginning of the annual reporting period of adoption, an entity should use its estimate of the probability of achieving a service condition or performance condition as of the beginning of the annual reporting period of adoption for all prior-period estimates.

     

    In July 2025, the FASB issued ASU 2025-05, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets (ASU 2025-05)”, simplifies credit loss calculations by introducing a practical expedient (available to all entities) that allows entities to assume current conditions won’t change over an asset’s life, removing the need for complex macroeconomic forecasts. Additionally, a new accounting policy election (for non-public business entities) allows these entities to consider post-balance sheet collection activity to estimate expected credit losses. ASU 2025-05 is effective for fiscal years beginning after December 15, 2025. Early adoptions is permitted. The Company’s management does not believe the adoption of ASU 2025-05 will have a material impact on its financial statements and disclosures.

     

    The Company does not believe other recently issued but not yet effective accounting standards, if currently adopted, would have a material effect on the Company’s consolidated financial position, statements of operations, cash flows, and disclosures.

     

    14

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 3. NOTES RECEIVABLE

     

    Notes receivable related to bank acceptance notes issued by third party companies and backed by financial institutions which can be encashed upon maturity, encashed by discounting, or reassigned to suppliers. As of September 30, 2025 and June 30, 2025, the maturity date of these notes ranged from October 18, 2025 to October 20, 2025 and from July 23, 2025 to November 27, 2025, respectively.

     

    Note 4. ACCOUNTS RECEIVABLE

     

    The Company’s accounts receivable are as follows:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Trade accounts receivable  $174,803   $396,744 

     

    Note 5. ADVANCES TO SUPPLIERS

     

    Advances to suppliers related to prepayment for various shipping costs for shipments. The Company’s advances to suppliers are as follows:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Freight fees  $60,336   $1,084 

     

    Note 6. LOANS FROM THIRD PARTIES

     

    The Company’s loans from third parties are as follows:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Loans from third parties - current  $655,000   $999,940 
    Loans from third parties - non-current   466,321    466,321 
    Total loans from third parties  $1,121,321   $1,466,261 

     

    As of September 30, 2025 and June 30, 2025, loans from third parties amounted to $1.1 million and $1.5 million with a weighted average interest rate of 12% and 12%, and a weighted average maturity of 0.9 and 1 year, respectively.

     

    For the three months ended September 30, 2025 and 2024, interest expenses were $114,392 and nil, respectively.

     

    15

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 7. LEASES

     

    The Company leases its office in Shanghai City from a third party for its operations.

     

    As of September 30, 2025 and June 30, 2025, the remaining lease term was an average of 1.3 and 1.5 years, respectively. The Company’s lease agreements do not provide a readily determinable implicit rate nor is it available to the Company from its lessors. Instead, the Company estimates its incremental borrowing rate based on actual incremental borrowing interest rates from financial institutions in order to discount lease payments to present value. The discount rate of the Company’s operating leases was 10.74% and 10.74% per annum, as of September 30, 2025 and June 30, 2025, respectively.

     

    Supplemental balance sheet information related to operating leases was as follows:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Right-of-use assets  $71,677   $84,370 
               
    Lease liabilities, current   56,565    53,286 
    Lease liabilities, non-current   15,112    31,084 
    Total lease liabilities  $71,677   $84,370 

     

    As of September 30, 2025, maturities of lease liability were as follows:

     

       As of 
       September 30, 
    Twelve months ending June 30,  2025 
    For the remaining fiscal year of 2026  $46,150 
    2027   30,767 
    Total future minimum lease payments   76,917 
    Less: Imputed interest   (5,240)
    Total lease liabilities  $71,677 

     

    Note 8. JUDGMENT DEBT PAYABLE

     

    Judgment debt payable mainly relates to a judgment passed in January 2025 against the Company and in favor of plaintiff. In February 2024, Zhikang Huang, a former officer and director of the Company, filed a lawsuit against the Company in the Circuit Court for the City of Richmond. In the complaint, Zhikang Huang claimed that the Company failed to compensate him for the severance payment, his two months’ salary and the incentive-based bonus. On January 31, 2025, a judgment from the Circuit Court for the City of Richmond was entered in favor of Zhikang Huang and against the Company in the amount of $488,586, with interest accruing from the date of the judgment. On April 23, 2025, said Virginia judgment was filed in the Supreme Court of New York, County of Westchester and entered in New York in favor of Zhikang Huang and against the Company in the amount of $488,586, with interest accruing from January 31, 2025. On August 23, 2025, a settlement agreement was signed between the Company and Zhikang Huang to fully settled all claims by paying $300,000 to Zhikang Huang by August 25, 2025 and issuance of 90,000 shares to Zhikang Huang by October 22, 2025. As of the date of this report, the Company had completed the $300,000 settlement payment, and issued 90,000 shares to Zhikang Huang.

     

    16

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 9. CLASS ACTION SETTLEMENT

     

    On December 9, 2022, Piero Crivellaro, purportedly on behalf of the persons or entities who purchased or acquired the publicly traded common stock of the Company between February 2021 and November 2022, brought a putative class action, Crivellaro v. Singularity Future Technology Ltd., 22-cv-7499-BMC, against the Company and a dozen related person and entities in the United States District Court for the Eastern District of New York (the “Court”). Plaintiffs alleged violations of the U.S. federal securities laws by the Company. Plaintiffs seek damages, plus interest, costs, fees, and attorneys’ fees. The Company filed a motion to dismiss on November 20, 2023.

     

    On December 17, 2024, the Court issued an order that partially denied the motions to dismiss filed by the Company and its former chief executive officer, Yang Jie, arising from various statements made by Yang Jie about two allegedly fraudulent transactions. The rest of the motions are granted. On January 2, 2025, the Company filed an answer to the Second Amended Class Action complaint.

     

    On May 29, 2025, the Company and the lead plaintiffs in the class action executed a binding term sheet (the “Settlement Term Sheet”) setting forth the material terms of their proposed settlement on a class wide basis. On July 13, 2025, the parties executed a Stipulation and Agreement of Settlement (“Settlement Agreement”). Pursuant to the Settlement Agreement, in exchange for the Settlement payment and subject to final approval by the Court, all plaintiffs in the Class Action will release the Company and the other defendants on all claims. The Settlement Payment include cash payment of $3,000,000 and 6,500,000 freely tradable shares of the Company’s Common Stock (the “Settlement Shares”), which shall be issued pursuant to Section 3(a)(10) of the Securities Act of 1933, subject to the Court’s approval of the Settlement. In the event of a reverse stock split prior to the effectiveness of the Settlement, the number of Settlement Shares and/or the put option purchase price (described below) shall be reformulated so that the value of the Settlement Shares/put option shall not be less than $5,850,0000 as of the effectiveness of the Settlement. The settlement class has the right to sell all or a portion of the unsold Settlement Shares back to the Company at $0.85 per share if the 10-trading day average closing price immediately prior to the exercise of the put option falls below $0.85 before the class lead counsel sells the Settlement Shares. The Company agreed to maintain a cash balance $3,250,000 in a dedicated escrow account to mitigate the risk that it is unable to satisfy the put option. 

     

    As of and for the quarter ended September 30, 2025, the class action settlement liability and expenses amounted to $8,850,000, respectively, being a total of $3,000,000 in cash and 6,500,000 common shares which has a value of $5,850,000. On October 9, 2025, the Company has wired $2,000,000, which are loans from unrelated parties, as part of the settlement cash payment to the Escrow Account set forth in the Settlement Agreement in the class action lawsuit. 

     

    Note 10. ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Professional fees and other expense payable  $128,220   $818,836 
    Accrued expenses   148,891    111,219 
    Interest payable   140,353    109,328 
    Salary and reimbursement payable   539,779    217,586 
    Total  $957,243   $1,256,969 

     

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    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 11. EQUITY

      

    Share issuances:

     

    2020 warrants

     

    On September 17, 2020, the Company entered into certain securities purchase agreement with certain “non-U.S. Persons” as defined in Regulation S of the Securities Act of 1933, as amended, pursuant to which the Company sold an aggregate of 720,000 shares of the Company’s common shares, no par value, and warrants to purchase 720,000 shares at a per share purchase price of $1.46. The net proceeds to the Company from such offering were approximately $1.05 million. The warrants became exercisable on March 16, 2021 at an exercise price of $1.825 per share. The warrants may also be exercised on a cashless basis if at any time after March 16, 2021, there is no effective registration statement registering, or no current prospectus available for the resale of the warrant shares. The warrants will expire on March 16, 2026. The warrants are subject to anti-dilution provisions to reflect share dividends and splits or other similar transactions. The warrants contain a mandatory exercise right for the Company to force exercise of the warrants if the Company’s common share trades at or above $4.38 for 20 consecutive trading days, provided, among other things, that the shares issuable upon exercise of the warrants are registered or may be sold pursuant to Rule 144 and the daily trading volume exceeds 60,000 shares of common share per trading day on each trading day in a period of 20 consecutive trading days prior to the applicable date.

     

    2021 warrants

     

    On January 27, 2021, the Company entered into a securities purchase agreement with certain non-U.S. investors thereto pursuant to which the Company sold to the investors, and the investors purchased from the Company, an aggregate of 1,086,956 shares of common stock, no par value, and warrants to purchase 5,434,780 shares. The net proceeds to the Company from this offering were approximately $4.0 million. The purchase price for each share of common stock and five warrants is $3.68, and the exercise price per warrant is $5.00. The warrants became exercisable at any time during the period beginning on or after July 27, 2021 and ending on or prior on January 27, 2026 but not thereafter; provided, however, that the total number of the Company’s issued and outstanding shares of common stock, multiplied by the NASDAQ official closing bid price of the common stock shall equal or exceed $0.3 billion for a three consecutive month period prior to an exercise.

     

    On February 6, 2021, the Company entered into a securities purchase agreement with certain investors pursuant to which the Company sold to the investors, and the investors purchased from the Company, in a registered direct offering, an aggregate of 1,998,500 shares of the common stock of the Company, no par value per share, at a purchase price of $6.805 per share. Net proceeds to the Company from the sale of the shares and the warrants, after deducting estimated offering expenses and placement agent fees, were approximately $12.4 million. The Company also sold to the investors warrants to purchase up to an aggregate of 1,998,500 shares of common stock at an exercise price of $6.805 per share. The warrants are exercisable upon issuance and expire five and a half (5.5) years from the date of issuance. The exercise price and the number of shares of common stock issuable upon exercise of the warrants are subject to adjustment in the event of stock splits or dividends, or other similar transactions, but not as a result of future securities offerings at lower prices.

     

    On February 9, 2021, the Company entered into a securities purchase agreement with certain investors pursuant to which the Company sold to the investors, and the investors purchased from the Company, in a registered direct offering, an aggregate of 3,655,000 shares of the common stock of the Company, no par value per share, at a purchase price of $7.80 per share. Net proceeds to the Company from the sale of the shares and the warrants, after deducting estimated offering expenses and placement agent fees, were approximately $26.1 million. The Company also sold to the investors warrants to purchase up to an aggregate of 3,655,000 shares of common stock at an exercise price of $7.80 per share. The warrants are exercisable upon issuance and expire five and a half (5.5) years from the date of issuance. The exercise price and the number of shares of common stock issuable upon exercise of the warrants are subject to adjustment in the event of stock splits or dividends, or other similar transactions, but not as a result of future securities offerings at lower prices. 

     

    18

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    On December 14, 2021, the Company entered into a Securities Purchase Agreement (the “Purchase Agreement”) with non-U.S. investors and accredited investors pursuant to which the Company sold to the investors, and the investors agreed to purchase from the Company, an aggregate of 3,228,807 shares of common stock, no par value, and warrants to purchase 4,843,210 shares. The purchase price for each share of common stock and one and a half warrants was $3.26, and the exercise price per warrant is $4.00. The Company received net proceed of $10,525,819 and issued 3,228,807 shares and 4,843,210 warrants. In connection with the issuance, the Company issued 500,000 shares to a consultant in assisting the Company in finding potential investors. The warrants will be exercisable at any time during the Exercise Window. The “Exercise Window” means the period beginning on or after June 14, 2022 and ending on or prior to 5:00 p.m. (New York City time) on December 13, 2026 but not thereafter; provided, however, that the total number of the Company’s issued and outstanding shares of common stock, multiplied by the NASDAQ official closing bid price of the common stock shall equal or exceed $150,000,000 for a three consecutive month period prior to an exercise.

     

    The Company’s outstanding warrants are classified as equity since they qualify for exception from derivative accounting as they are considered to be indexed to the Company’s own stock and require net share settlement. The fair value of the warrants was recorded as additional paid-in capital from common stock.

     

    On November 15, 2023, the Company entered into a subscription agreement with ten individual investors, under which the Company agreed to sell an aggregate of 1,700,000 shares of its Common Stock and 1,700,000 warrants, with each warrant initially exercisable to purchase one share of Common Stock at an exercise price of $6.07 per share, at an aggregate price of $9,860,000 in a private placement. On December 13, 2023, the Company issued an aggregate of 1,700,000 shares of its common stock to the investors. The Company received $9,860,000 but subsequently returned the funds to the investors because the 1,700,000 warrants, issuable as part of the transaction, could not be issued timely due to certain outstanding warrant terms. The investors returned the funds to the Company on January 4, 2024 after the warrant terms were finalized. On January 26, 2024, the Company entered into an amendment to the subscription agreement which provides, among other things, that Nasdaq’s authorization must be obtained for the issuance of the securities under the subscription agreement and the Company stockholders’ approval shall be obtained before the 1,700,000 warrants are issued to the investors. Nasdaq has authorized the issuance of the Common Stock and the conditional issuance of the warrants. As of the date of this report, the issuance of the warrants is still awaiting approval from the Company’s stockholders.

      

    Following is a summary of the status of warrants outstanding and exercisable as of September 30, 2025

     

           Weighted 
           Average 
           Exercise 
       Warrants   Price 
    Warrants outstanding, as of June 30, 2025   1,208,749   $44.05 
    Issued   
    -
        
    -
     
    Exercised   
    -
        
    -
     
    Expired   
    -
        
    -
     
    Warrants outstanding, as of September 30, 2025   1,208,749   $44.05 
    Warrants exercisable, as of September 30, 2025   1,208,749   $44.05 

     

           Weighted   Average
           Average   Remaining
       Warrants   Exercise   Contractual
       Exercisable   Price   Life
    2020 warrants - 72,000   18,000   $18.25   0.46 years
    2021 warrants - 1,593,149   1,190,749   $49.37   0.81 years

     

    19

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 12. NON-CONTROLLING INTEREST

     

    The Company’s non-controlling interest consists of the following:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Trans Pacific Shanghai  $(1,028,914)  $(1,014,754)
    Brilliant Warehouse   
    -
        (1,001,965)
    Total  $(1,028,914)  $(2,016,719)

     

    Note 13. COMMITMENTS AND CONTINGENCIES

     

    Contingencies

     

    Crivellaro v. Singularity Future Technology Ltd.

     

    As previously disclosed, on December 17, 2024, the Court issued an order that partially denied the motions to dismiss filed by the Company and its former chief executive officer, Yang Jie, arising from various statements made by Yang Jie about two allegedly fraudulent transactions. The rest of the motions are granted. On January 2, 2025, the Company filed an answer to the Second Amended Class Action complaint. On July 13, 2025, the parties executed a Stipulation and Agreement of Settlement (“Settlement Agreement”). Pursuant to the Settlement Agreement, in exchange for the Settlement payment and subject to final approval by the Court, all plaintiffs in the Class Action will release the Company and the other defendants on all claims. The Settlement Payment include cash payment of $3,000,000 and 6,500,000 freely tradable shares of the Company’s Common Stock (the “Settlement Shares”), which shall be issued pursuant to Section 3(a)(10) of the Securities Act of 1933, subject to the Court’s approval of the Settlement. In the event of a reverse stock split prior to the effectiveness of the Settlement, the number of Settlement Shares and/or the put option purchase price (described below) shall be reformulated so that the value of the Settlement Shares/put option shall not be less than $5,850,0000 as of the effectiveness of the Settlement. The settlement class has the right to sell all or a portion of the unsold Settlement Shares back to the Company at $0.85 per share if the 10-trading day average closing price immediately prior to the exercise of the put option falls below $0.85 before the class lead counsel sells the Settlement Shares. The Company agreed to maintain a cash balance $3,250,000 in a dedicated escrow account to mitigate the risk that it is unable to satisfy the put option.

     

    On September 22, 2025, the Court imposed a temporary restraining order on the Company, pursuant to which the Company and the Ms. Jia Yang, CEO of the Company, (i) were mandated to transfer $6,250,000 amount, plus interest, from the Company’s Silk Road Bank account in Djibouti to the Company’s Bank of America account in the United States by September 23, 2025; (ii) were mandated to file a status report which identifies the balance of the Bank of America account every Friday until October 9, 2025; and (iii) are prohibited from taking any further steps toward consummating the merger described in the Company’s Schedule 14-A filed with the SEC and from participating in any other transaction which might have the effect of divesting this Court’s jurisdiction over the Company and its assets.

     

    As of the date of this report, the Company has requested that Silkroad International Bank S.A. (“Silkroad”) transfer a total of $6.3 million to the Company’s Bank of America account. The Company has requested an input from Silkroad as to the initial $3,000,000 that the Company requested that Silkroad transfer to the Company’s Bank of America account in August 2025. Silkroad indicated that it expects the funds to be credited to the Company’s Bank of America account “within 3-5 business days, subject to the completion of intermediary and central bank procedures.” As of the date of this report, the Company has wired $2,000,000, which are loans from unrelated parties, as part of the settlement cash payment to the Escrow Account set forth in the Settlement Agreement and continues to keep the Court updated as to the status of the Bank of America account. On October 31, 2025, Lead Plaintiff filed a Motion for Final Approval of Class Action Settlement.

     

    20

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    As of and for the quarter ended September 30, 2025, the class action settlement liability and expenses amounted to $8,850,000, respectively, being a total of $3,000,000 in cash and 6,500,000 common shares which has a value of $5,850,000. On October 9, 2025, the Company has wired $2,000,000, which are loans from unrelated parties, as part of the settlement cash payment to the Escrow Account set forth in the Settlement Agreement in the class action lawsuit. 

     

    Huang v. Singularity Future Technology Ltd.

     

    As previously disclosed, in February 2024, Zhikang Huang, a former officer and director of the Company, filed a lawsuit against the Company in the Circuit Court for the City of Richmond. In the complaint, Zhikang Huang claimed that the Company failed to compensate him for the severance payment, his two months’ salary and the incentive-based bonus. On January 31, 2025, a judgment from the Circuit Court for the City of Richmond was entered in favor of Zhikang Huang and against the Company in the amount of $468,956.75, with interest accruing from the date of the judgment. On April 23, 2025, said Virginia judgment was filed in the Supreme Court of New York, County of Westchester and entered in New York in favor of Zhikang Huang and against the Company in the amount of $468,956.75, with interest accruing from January 31, 2025. On August 23, 2025, a settlement agreement was signed between the Company and Zhikang Huang to fully settle all claims by paying $300,000 to Zhikang Huang by August 25, 2025 and issuance of 90,000 shares to Zhikang Huang by October 22, 2025.

     

    As of the date of this report, the Company has completed the $300,000 settlement payment and issued 90,000 shares of the Company’s common stock to Zhikang Huang. However, on June 15, 2025, Zhikang Huang filed a petition against the Company and certain Company individuals seeking payment of the Virginia judgment and attorney's fees. After the Company completed the $300,000 settlement payment, but before the transfer of the Company's common stock was due, Zhikang Huang's counsel caused the Court to enter an order against the Company and certain Company individuals to enforce the payment of the Virginia judgment and attorney's fees, on September 25, 2025. On October 10, 2025, the Company filed a motion to vacate the September 25, 2025, order and to impose sanctions. On October 13, 2025, upon learning funds were transferred from the Company secretary's account in the amount of the award for attorney's fees, the Company filed a proposed Order to Show Cause seeking among other things, staying further enforcement of the Virginia judgment. On October 15, 2025, the Court entered the Order to Show Cause and provided that pending the resolution of the Order to Show Cause, all further collection proceedings in the action are stayed.

      

    Except as set forth above, there have been no other material development in the legal proceedings that the Company is a party. For a discussion of all of our legal proceedings, see the information in Part I, “Item 1. Business - Recent Developments” in our Annual Report on Form 10-K for the fiscal year ended June 30, 2025.

     

    Civil Monetary Penalty

     

    In March 2023, as a result of the incorrect accounting treatment of approximately $4.6 million of related party loan receivable in the fiscal year ended June 30, 2021 and the incorrect recognition of revenue from freight shipping services in the amount of $980,200 for the three months ended September 30, 2021 and the six months ended December 31, 2021, the Company filed an amendment to (1) the 2021 Form 10-K and (2) each of the 2021 Form 10-Qs.

     

    On June 17, 2024, the Company received a subpoena issued by the Securities and Exchange Commission, requesting the production of certain documents related to the investigation by the SEC regarding the Restatements. On January 17, 2025, after cooperating with the SEC’s investigations, the Company reached a resolution with the SEC regarding the aforementioned matters.

     

    The SEC approved the Company’s Offer of Settlement and issued its Cease-and-Desist Order dated January 17, 2025, with respect to certain violations related to the Company’s financial reporting, accounting, books and records, and internal controls. Pursuant to the terms of the SEC Order, the Company will pay a civil monetary penalty of $350,000 to the SEC, comply with certain undertakings to remediate its material weaknesses in the internal control and disclosure deficiencies by June 30, 2026, and cease and desist any violations of Sections 13(a), 13(b)(2)(A), and 13(b)(2)(B), of the Securities Exchange Act of 1934 and Rules 12b-20, 13a-1, 13a-13, and 13a-15 thereunder.

     

    21

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 14. INCOME TAXES

     

    On March 27, 2020, the CARES Act was enacted and signed into law and includes, among other things, refundable payroll tax credits, deferment of employer side social security payments, net operating loss carryback periods and alternative minimum tax credit refunds. The Company does not at present expect the provisions of the CARES Act to have a material impact on its tax provision given the amount of net operating losses currently available.

     

    The Company’s income tax expenses for three months ended September 30, 2025 and 2024 are as follows:

     

       For the Three Months Ended 
       September 30,   September 30, 
       2025   2024 
    Current        
    U.S.   
            -
        
            -
     
    PRC   
    -
        
    -
     
    Total income tax expenses   
    -
        
    -
     

     

    The Company’s deferred tax assets are comprised of the following:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Allowance for credit losses        
    U.S.   
    -
        
    -
     
    PRC   371,000    368,000 
               
    Net operating loss          
    U.S.   23,578,000    22,932,000 
    PRC   222,000    222,000 
    Total deferred tax assets   24,171,000    23,522,000 
    Valuation allowance   (24,171,000)   (23,522,000)
    Deferred tax assets, net - long-term   
    -
        
    -
     

     

    As of September 30, 2025 and June 30, 2025, the Company incurred a cumulative U.S. federal net operating loss (“NOL”) of approximately $112.3 million and $109.5 million, which may be available for reducing future taxable income.

     

    As of September 30, 2025 and June 30, 2025, the Company’s operations in China incurred a cumulative NOL of approximately $0.9 million and approximately $0.9 million, which may be available for reducing future taxable income.

     

    The Company periodically evaluates the likelihood of the realization of deferred tax assets (“DTA”) and reduces the carrying amount of the deferred tax assets by a valuation allowance to the extent it believes a portion will not be realized. Management considers new evidence, both positive and negative, that could affect the Company’s future realization of deferred tax assets including its recent cumulative earnings experience, expectation of future income, the carry forward periods available for tax reporting purposes and other relevant factors. The Company determined that it is more likely than not that its deferred tax assets could not be realized due to uncertainty on future earnings as a result of the company’s reorganization and venture into new businesses. The Company provided a 100% allowance for its DTA as of September 30, 2025.

     

    The Company’s taxes payable consists of the following:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Corporate income tax payable  $2,164,655   $2,151,691 
    VAT tax payable   1,052,992    1,046,456 
    Taxes payable   52,707    52,326 
    Total  $3,270,354   $3,250,473 

     

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    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Note 15. CONCENTRATIONS

     

    Major Customers

     

    For the three months ended September 30, 2025, one customer accounted for 100% of the Company’s net revenues.

     

    For the three months ended September 30, 2024, one customer accounted for 92.3% of the Company’s net revenues.

     

    As of September 30, 2025, one customer accounted for 100% of the Company’s accounts receivable. As of June 30, 2025, one customer accounted for 100% of the Company’s accounts receivable.

     

    Major Suppliers

     

    For the three months ended September 30, 2025, five suppliers accounted for approximately 29.2%, 28.4%, 13.1%, 10.5% and 10.1% of the cost of revenues.

     

    For the three months ended September 30, 2024, three suppliers accounted for approximately 32.8%, 21.4% and 20.9% of the cost of revenues.

     

    As of September 30, 2025, two suppliers accounted for approximately 74.8%, and 16.0% of the Company’s accounts payable. As of June 30, 2025, two suppliers accounted for 45.5% and 14.8% of the Company’s accounts payable.

     

    Note 16. RELATED PARTY BALANCES AND TRANSACTIONS 

     

    Set forth below are balances and transactions with related parties for the three months ended and as of September 30, 2025, and as of June 30, 2025.

     

    Due from related party, net

     

    As of September 30, 2025 and June 30, 2025, the outstanding amounts due from related parties consist of the following:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Shanghai Baoyin Industrial Co., Ltd (1)  $1,091,589   $1,084,793 
    Zhejiang Jinbang Fuel Energy Co., Ltd (2)   390,930    388,496 
    Less: impairment for credit losses   (1,482,519)   (1,473,289)
    Total   
    -
        
    -
     

     

    23

     

     

    SINGULARITY FUTURE TECHNOLOGY LTD. AND SUBSIDIAIRES 

     

    Notes to the Condensed Consolidated Financial Statements

    For the Three Months ended September 30, 2025

     

    Movements of allowance for credit losses were as follows:

     

       As of   As of 
       September 30,   June 30, 
       2025   2025 
    Beginning balance  $1,473,289   $2,122,376 
    Less: Write-off   
    -
        (675,063)
    Exchange rate effect   9,230    25,976 
    Ending balance  $1,482,519   $1,473,289 

     

    (1) As of September 30, 2025 and June 30, 2025, the Company advanced $1,091,589 and $1,084,793 to Shanghai Baoyin Industrial Co., Ltd. (“Shanghai Baoyin”) which is 30% owned by Qinggang Wang, CEO and legal representative of Trans Pacific Logistic Shanghai Ltd. The advance is non-interest bearing and due on demand. The Company provided full credit losses for the balance of the receivable. The amount due from Shanghai Baoyin changed was as a result of changes in exchange rates.
       
    (2) As of September 30, 2025 and June 30, 2025, the Company advanced $390,930 and $388,496 to Zhejiang Jinbang Fuel Energy Co., Ltd (“Zhejiang Jinbang”) which is 30% owned by Mr. Wang Qinggang, CEO and legal representative of Trans Pacific Shanghai. The advance is non-interest bearing and due on demand. The Company provided full credit losses for the balance of the receivable. The amount due from Zhejiang Jinbang changed was as a result of changes in exchange rates.

     

    Due to related parties

     

    As of September 30, 2025 and June 30, 2025, the Company owed $26,539 and $26,373 to Qinggang Wang, CEO and legal representative of Trans Pacific Shanghai, respectively. These payments were made on behalf of the Company for the daily business operational activities. The amount due to Qinggang Wang changed was as a result of changes in exchange rates.

     

    As of September 30, 2025 and June 30, 2025, the Company owed $571,211 and $497,857 Zhejiang Jinbang Fuel Energy Co., Ltd (“Zhejiang Jinbang”) which is 30% owned by Mr. Wang Qinggang, CEO and legal representative of Trans Pacific Shanghai. These payments were made on behalf of the Company for the daily business operational activities.

     

    The balance of due to related parties was interest-free, unsecured, and due upon demand.

     

    Note 17. SUBSEQUENT EVENTS

     

    1. In October 2025, the Company signed six loan agreements with third parties, and borrowed a total of $1.4 million loans with interest at 12% per annum and one-year term, and $0.27 million with interest free and one-year term.
       
    2. On October 17, 2025 and October 24, 2025, the Company signed agreements with third parties to purchase $4.5 million and $3.75 million worth of sesame seeds, respectively.

     

    24

     

     

    Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

     

    The following discussion and analysis of the Company’s financial condition and results of operations should be read in conjunction with our consolidated financial statements and the related notes included elsewhere in the report. This discussion contains forward-looking statements that involve risks and uncertainties. Actual results and the timing of selected events could differ materially from those anticipated in these forward-looking statements as a result of various factors.

     

    Overview

     

    The Company is an integrated logistics solution provider that was founded in 2001. On September 18, 2007, the Company merged into Sino-Global Shipping America, Ltd., a Virginia corporation. On January 3, 2022, the Company changed its corporate name from Sino-Global Shipping America, Ltd. to Singularity Future Technology Ltd. to reflect its then expanded operations into the digital assets business. Currently, the Company primarily focus on providing freight logistics services, which include shipping, and other logistical support to steel companies, through subsidiary, Trans Pacific Shipping Limited.

     

    We have not generated any revenues to date with respect to our entry into the solar panel production and distribution business.

     

    Recent Developments

     

    Disposition of New Energy Tech Ltd.

     

    On August 22, 2024, New Energy Tech Ltd., (“New Energy”) a New York corporation and wholly owned subsidiary of the Company, entered into a certain joint venture agreement (the “JV Agreement”) with Market One Service Corp., a corporation organized under the laws of Wyoming, (“Market One”). Pursuant to the JV Agreement, among other things and subject to the terms and conditions contained therein, New Energy and Market One agreed to establish a limited company under the laws of Ohio, SG Campbells Creek Commodities (the “JV”), to engage in the business of commodity trading.

     

    On September 25, 2025, the Company entered into a share transfer agreement with Qingmin Sun, pursuant to which the equity ownership of New Energy was transferred to Qingmin Sun for consideration of $2,700,000 in cash. This disposition was closed on September 25, 2025.

     

    June 2025 Private Placement

     

    As previously disclosed, on June 19, 2025, the “Company entered into a securities purchase agreement (the “SPA”) with eighteen investors, under which the Company agrees to sell to the investors an aggregate of 32,188,841 units (the “Unit”), each Unit consisting of one share of the Company’s common stock, without par value (the “Common Stock”) and three warrants, with each warrant initially exercisable to purchase one share of the Common Stock at an exercise price of $1.165 (the “Warrants”), in a private placement to certain “non-U.S. Persons” as defined in Regulation S of the Securities Act of 1933, as amended (the “Regulation S”), at a price of $0.932 per Unit for an aggregate purchase price of approximately $30 million.

     

    The Warrants are exercisable immediately upon the date of issuance at an initial exercise price of $1.165, for cash. The Warrants may also be exercised cashlessly if at any time after the six-month anniversary of the issuance date, there is no effective registration statement registering, or no current prospectus available for, the resale of the shares of Common Stock underlying the Warrant. The Warrants shall expire five years from its date of issuance. The Warrants are subject to customary anti-dilution provisions reflecting capitalizations and subdivisions or other similar transactions.

     

    The SPA is subject to various conditions to closing, including, among other things, (a) receipt of the Company’s shareholders’ approval and ratification of the SPA and (b) accuracy of the parties’ representations and warranties.

     

    October 2025 Private Placement

     

    On October 15, 2025, the Company entered into a securities purchase agreement with certain investors, under which the Company agrees to sell to the investors an aggregate of 3,000,000 shares of the Company’s Common Stock at a price of $0.70 per share, in a private placement to certain “non-U.S. Persons” as defined in Regulation S, for an aggregate purchase price of approximately $2.1 million.

      

    The parties to the SPA have each made customary representations, warranties and covenants, including, among other things, (a) the Purchasers are “non-U.S. Persons” as defined in Regulation S and are acquiring the Shares for the purpose of investment, (d) the absence of any undisclosed material adverse effects, and (e) the absence of legal proceedings that affect the completion of the transaction contemplated by the Securities Purchase Agreement, except as disclosed in the Company’s filings with the SEC.

     

    On October 20, 2025, upon satisfaction of the closing conditions, the Offering was consummated, and the shares were issued in reliance on the exemption from registration provided by Regulation S. The Company currently intends to use the net proceeds from this offering for working capital and general corporate purposes.

     

    25

     

     

    Results of Operations

     

    Comparison of the Three Months Ended September 30, 2025 and 2024

     

    The following table sets forth the results of our operations for the periods indicated:

     

       For the Three Months Ended September 30,   Variance 
       2025   2024   Amount   % 
                     
    Net revenues  $307,888   $501,402   $(193,514)   (38.6)%
    Cost of revenues   (297,566)   (773,317)   (475,751)   (61.5)%
    Gross profit (loss)   10,322    (271,915)   282,237    103.8%
    Selling expenses   (47,431)   (62,981)   (15,550)   (24.7)%
    General and administrative expenses   (527,737)   (690,556)   (162,819)   (23.6)%
    Operating loss   (564,846)   (1,025,452)   (460,606)   (44.9)%
    Gain from disposal of subsidiaries   47,359    -    47,359    100.0%
    Interest expenses   (114,392)   -    114,392    100.0%
    Class action settlement expenses   (8,850,000)   -    8,850,000    100.0%
    Other income, net   16    21,117    (21,101)   (99.9)%
    Net loss before income tax expenses   (9,481,863)   (1,004,335)   8,477,528    844.1%
    Income tax expense   -    -    -    0.0%
    Net loss  $(9,481,863)  $(1,004,335)  $8,477,528    844.1%

     

    Revenues from Freight Logistics Services

     

    Freight logistics services primarily consist of cargo forwarding, brokerage, warehouse and other freight services. Revenues from freight logistics services decreased by approximately $0.2 million, or approximately 38.6%, to $0.3 million for the quarter ended September 30, 2025 from $0.5 million for the quarter ended September 30, 2024. The decrease was mainly caused by shipping revenue declined from our PRC subsidiaries as the tariff wars caused significant decline in business volume. For the quarter ended September 30, 2025, the Company generated all of its revenue in PRC.

     

    Cost of Revenues

     

    Cost of revenues for our freight logistics services mainly consisted of freight costs to various freight carriers, cost of labor, warehouse rent and other overhead and sundry costs. Cost of revenues for our freight logistics services decreased by approximately $0.5 million, or 61.5%, to approximately $0.3 million for the quarter ended September 30, 2025 from approximately $0.8 million for the same period of last year. The closure of U.S. subsidiary, Brilliant Warehouse in fiscal 2024 which significant reduced cost of revenue by $3.0 million. The cost from our PRC subsidiaries declined by $0.2 million mainly contributed by decline in business volume as a result of tariff wars.

     

    Our gross margin was 3.4% from our PRC subsidiaries for the quarter ended September 30, 2025 which declined by 3.2% from 6.5% for the quarter ended September 30, 2024 due to marginal increase in freight costs. Our gross margin was (54.2%) for the quarter ended September 30, 2024, which was mainly due to decreased revenue from our freight logistics business and ceased to sell crypto-mining equipment since January 1, 2023. 

     

    26

     

     

    Selling Expenses

     

    Our selling expenses consisted primarily of salaries, meals and entertainment and travel expenses for our sales representatives. Our selling expenses decreased by approximately $15,550, or 24.7%, to $47,431 for the quarter ended September 30, 2025 from $62,981 for the same period of last year. The decrease was mainly attributable in the decrease in freight volume which, in turn, reduced selling activities and the related selling expenses.

     

    General and Administrative Expenses

     

    Our general and administrative expenses consist primarily of salaries and benefits, travel expenses for our administration department, office expenses, and regulatory filing and professional service fees for auditing, and legal services. Our general and administrative expenses decreased by approximately $0.2 million, or 23.6%, to $0.5 million for the quarter ended September 30, 2025 from $0.7 million for the same period of last year. Since closure of business operation in U.S., the management undertook significant cost cutting initiatives reducing all categories of general administrative expenses across the board.

     

    Gain from disposal of subsidiaries

     

    On August 6, 2025, the Company dissolved its subsidiary, Brilliant Warehouse Service Inc. On September 25, 2025, the Company entered into a share transfer agreement with a third party and disposed its subsidiary, New Energy Tech Limited, for a consideration of $2.7 million. Total gain from these disposals was $47,359 for the quarter ended September 30, 2025. No such disposal for the quarter ended September 30, 2024.

     

    Interest expenses

     

    Interest expenses increased to $0.1 million, or 100%, to approximately $0.1 million for the quarter ended September 30, 2025 from nil for the same period of last year. As of September 30, 2025, loans from third parties amounted to $1.1 million with a weighted average interest rate of 12% per annum and a weighted average maturity of 0.9 year.

     

    Class action settlement expenses

     

    We recorded approximately $8.9 million in class action settlement expenses for the quarter ended September 30, 2025, compared to nil in such expenses for the same period of last year. On December 9, 2022, Piero Crivellaro, purportedly on behalf of the persons or entities who purchased or acquired the publicly traded common stock of the Company between February 2021 and November 2022, brought a putative class action, Crivellaro v. Singularity Future Technology Ltd., 22-cv-7499-BMC, against the Company and a dozen related person and entities in the United States District Court for the Eastern District of New York (the “Court”). Plaintiffs alleged violations of the U.S. federal securities laws by the Company. Plaintiffs seek damages, plus interest, costs, fees, and attorneys’ fees. The Company filed a motion to dismiss on November 20, 2023.

     

    On December 17, 2024, the Court issued an order that partially denied the motions to dismiss filed by the Company and its former chief executive officer, Yang Jie, arising from various statements made by Yang Jie about two allegedly fraudulent transactions. The rest of the motions are granted. On January 2, 2025, the Company filed an answer to the Second Amended Class Action complaint.

     

    27

     

     

    On May 29, 2025, the Company and the lead plaintiffs in the class action executed a binding term sheet (the “Settlement Term Sheet”) setting forth the material terms of their proposed settlement on a class wide basis. On July 13, 2025, the parties executed a Stipulation and Agreement of Settlement (“Settlement Agreement”). Pursuant to the Settlement Agreement, in exchange for the Settlement payment and subject to final approval by the Court, all plaintiffs in the Class Action will release the Company and the other defendants on all claims. The Settlement Payment include cash payment of $3,000,000 and 6,500,000 freely tradable shares of the Company’s Common Stock (the “Settlement Shares”), which shall be issued pursuant to Section 3(a)(10) of the Securities Act of 1933, subject to the Court’s approval of the Settlement. In the event of a reverse stock split prior to the effectiveness of the Settlement, the number of Settlement Shares and/or the put option purchase price (described below) shall be reformulated so that the value of the Settlement Shares/put option shall not be less than $5,850,0000 as of the effectiveness of the Settlement. The settlement class has the right to sell all or a portion of the unsold Settlement Shares back to the Company at $0.85 per share if the 10-trading day average closing price immediately prior to the exercise of the put option falls below $0.85 before the class lead counsel sells the Settlement Shares. The Company agreed to maintain a cash balance $3,250,000 in a dedicated escrow account to mitigate the risk that it is unable to satisfy the put option. 

     

    As of and for the quarter ended September 30, 2025, the class action settlement liability and expenses amounted to $8,850,000, respectively, being a total of $3,000,000 in cash and 6,500,000 common shares which has a value of $5,850,000. On October 9, 2025, the Company has wired $2,000,000, which are loans from unrelated parties, as part of the settlement cash payment to the Escrow Account set forth in the Settlement Agreement in the class action lawsuit. 

     

    Income tax expenses

     

    Our income tax expenses amounted to nil and nil for the quarter ended September 30, 2025 and 2024, respectively.

     

    Net Loss

     

    As a result of the foregoing, we had a net loss of approximately $9.5 million and $1.0 million for the quarter ended September 30, 2025 and 2024, respectively. 

     

    Liquidity and Capital Resources

     

    Cash Flows and Working Capital

     

    As of September 30, 2025, we had $17.1 million in cash (including cash on hand and cash in bank). The majority of our cash is in banks located in the Djibouti a country in East Africa and the restricted cash is in banks located in U.S.

     

    The following table sets forth a summary of our cash flows for the periods as indicated:

     

       For the Three Months Ended 
       September 30, 
       2025   2024 
    Net cash used in operating activities  $(1,257,803)  $(9,145)
    Net cash provided by investing activities   108,331    - 
    Net cash provided by financing activities   724,862    - 
    Effect of changes of foreign exchange rate on cash and restricted cash   190    13,994 
    Cash and restricted cash, beginning of period   17,651,896    17,736,059 
    Cash and restricted cash, end of period  $17,227,476   $17,740,908 

     

    Operating Activities 

     

    Our net cash used in operating activities was approximately $1.3 million for the three months ended September 30, 2025. The operating cash outflow for the three months ended September 30, 2025 was primarily attributable to our net loss of approximately $9.5 million, payment of approximately $0.3 million to accounts payable and payment of approximately $0.3 million to judgment debt payable, as partially offset by class action settlement of approximately $8.9 million.

     

    28

     

     

    Our net cash used in operating activities was approximately $9,145 for the three months ended September 30, 2024. The operating cash outflow for the three months ended September 30, 2024 was primarily attributable to our net loss of approximately $1.0 million. We had an increase in accounts payable of approximately $585,260, and an increase in accrued expenses and other current liabilities of approximately $666,166 offset by an increase in accounts receivable of approximately $355,203.

      

    Investing Activities

     

    Net cash provided by investing activities was approximately $0.1 million for the three months ended September 30, 2025 due to proceeds from disposal of subsidiaries, net of cash.

     

    We did not have any investing activities for the three months ended September 30, 2024.

     

    Financing Activities

     

    Net cash used in financing activities for the three months ended September 30, 2025 was approximately $0.7 million due to advance of $69,862 from a related party for payment of expenses and approximately $0.7 million of loans from third parties.

     

    We did not have any financing activities for the three months ended September 30, 2024.

     

    Critical Accounting Estimates

     

    The preparation of financial statements and related disclosures in conformity with U.S. generally accepted accounting principles and the Company’s discussion and analysis of its financial condition and operating results require the Company’s management to make judgments, assumptions and estimates that affect the amounts reported. Note 2, “Summary of Significant Accounting Policies” of the Notes to consolidated financial statements in the Company’s Annual Report on Form 10-K for the year ended June 30, 2025 (describe the significant accounting policies and methods used in the preparation of the Company’s consolidated financial statements. There have been no material changes to the Company’s critical accounting estimates since the 2023 Form 10-K.

     

    Off-Balance Sheet Arrangements

     

    None.

     

    Item 3. Quantitative and Qualitative Disclosures about Market Risk

     

    We are a smaller reporting company as defined by Rule 12b-2 of the Exchange Act and are not required to provide the information otherwise required under this item.

     

    Item 4. Controls and Procedures

     

    Disclosure Controls and Procedures

     

    As of September 30, 2025, the Company carried out an evaluation, under the supervision of and with the participation of its management, including the Company’s Chief Executive Officer, of the effectiveness of the design and operation of the Company’s disclosure controls and procedures. Based on the foregoing evaluation, the Chief Executive Officer concluded that the Company’s disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) were effective to ensure that the information required to be disclosed by the Company in the reports it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the applicable rules and forms due to effective internal controls over financial reporting as more fully described below.

     

    29

     

     

    Management’s Annual Report on Internal Control over Financial Reporting

     

    The Company’s management is responsible for establishing and maintaining adequate internal control over financial reporting as defined in Rule 13a-15(f) under the Securities and Exchange Act of 1934, as amended. The Company’s internal control over financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. The Company’s internal control over financial reporting includes those policies and procedures that:

     

    ●pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the Company’s assets;

     

    ●provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with U.S. GAAP, and that the Company’s receipts and expenditures are being made only in accordance with the authorization of its management and directors; and

     

    ●provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Company’s assets that could have a material effect on the financial statements.

     

    Management conducted an assessment of the effectiveness of the Company’s internal control over financial reporting based on the criteria set forth in Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework). The following material weaknesses identified for the year ended and as of June 30, 2024 were individually rectified as of September 5, 2025.

     

    Material weaknesses identified as of June 30, 2024   Rectification actions taken
           
    ● Lack of segregation of duties for accounting personnel who prepared and reviewed the journal entries in some of the subsidiaries within the consolidation, lack of supervision, coordination and communication of financial information between different entities within the Group;   The Company has implemented segregation of incompatible duties. The preparation of journal entries is handled by the financial export, while review is conducted by the CFO. Furthermore, the CFO is responsible for overseeing, coordinating, and communicating financial information among different entities within the group.
           
    ● Lack of a full time U.S. GAAP personnel in the accounting department to monitor the recording of the transactions which led to error in revenue recognition in previously issued financial statements;   The Company has replaced part of its management team, and the current management is familiar with U.S. GAAP. Additionally, the Company has provided training on U.S. GAAP to the current management team.
           
    ● Lack of resources with technical competency to address, review and record non-routine or complex transactions under U.S. GAAP;   The Company has revised its control procedures for significant unusual transactions (“SUT”). For SUT, dedicated processes are in place to identify, document, and review the related accounting treatments.
           
    ● Lack of management control reviews of the budget against actual with analysis of the variance with a precision that can be explained through the analysis of the accounts;   The Company has revised its expense budgeting process and established a budget management system. Under the new system, quarterly reviews will be conducted to compare budgets against actual results. Account analysis will be used to explain the reasons for significant variances between budgeted and actual figures.
           
    ● Lack of proper procedures in identifying and recording related party transactions which led to restatement of previously issued financial statements (See Note 1 of the accompanying consolidated financial statement footnotes);   The Company has revised its related-party control procedures, establishing clear provisions for the identification of related parties, the formation and approval of related-party lists, the identification of related-party transactions, and the approval and disclosure of related-party transactions.
           
    ● Lack of proper procedures to maintain supporting documents for accounting record; and   The Company has revised its accounting bookkeeping procedures, establishing requirements for approval, and retention of supporting documents corresponding to accounting records. The CFO will be responsible for reviewing whether the supporting documents in accounting records comply with the Company’s latest regulations.
           
    ● Lack of proper oversight for the Company’s cash disbursement process that led to misuse of the Company funds by its former executive.   The Company dismissed the executive who misused funds and replaced the corresponding executive. Additionally, the Company revised its cash disbursement procedures, implementing strict segregation of duties for incompatible roles such as applicants, approvers, and cashiers involved in cash disbursements.

     

    Changes in Internal Control over Financial Reporting

     

    On April 24, 2025, we engaged Marcum Asia CPAs LLP to provide internal control over financial reporting best practices consulting services to the Company and the Company made changes in its internal control over financial reporting as discussed in the Management’s Annual Report on Internal Control over Financial Reporting.

     

    30

     

     

    PART II. OTHER INFORMATION

     

    Item 1. Legal Proceedings

     

    Litigations

     

    Crivellaro v. Singularity Future Technology Ltd.

     

    As previously disclosed, on December 17, 2024, the Court issued an order that partially denied the motions to dismiss filed by the Company and its former chief executive officer, Yang Jie, arising from various statements made by Yang Jie about two allegedly fraudulent transactions. The rest of the motions are granted. On January 2, 2025, the Company filed an answer to the Second Amended Class Action complaint. On July 13, 2025, the parties executed a Stipulation and Agreement of Settlement (“Settlement Agreement”). Pursuant to the Settlement Agreement, in exchange for the Settlement payment and subject to final approval by the Court, all plaintiffs in the Class Action will release the Company and the other defendants on all claims. The Settlement Payment include cash payment of $3,000,000 and 6,500,000 freely tradable shares of the Company’s Common Stock (the “Settlement Shares”), which shall be issued pursuant to Section 3(a)(10) of the Securities Act of 1933, subject to the Court’s approval of the Settlement. In the event of a reverse stock split prior to the effectiveness of the Settlement, the number of Settlement Shares and/or the put option purchase price (described below) shall be reformulated so that the value of the Settlement Shares/put option shall not be less than $5,850,0000 as of the effectiveness of the Settlement. The settlement class has the right to sell all or a portion of the unsold Settlement Shares back to the Company at $0.85 per share if the 10-trading day average closing price immediately prior to the exercise of the put option falls below $0.85 before the class lead counsel sells the Settlement Shares. The Company agreed to maintain a cash balance $3,250,000 in a dedicated escrow account to mitigate the risk that it is unable to satisfy the put option.

     

    On September 22, 2025, the Court imposed a temporary restraining order on the Company, pursuant to which the Company and the Ms. Jia Yang, CEO of the Company, (i) were mandated to transfer $6,250,000 amount, plus interest, from the Company’s Silk Road Bank account in Djibouti to the Company’s Bank of America account in the United States by September 23, 2025; (ii) were mandated to file a status report which identifies the balance of the Bank of America account every Friday until October 9, 2025; and (iii) are prohibited from taking any further steps toward consummating the merger described in the Company’s Schedule 14-A filed with the SEC and from participating in any other transaction which might have the effect of divesting this Court’s jurisdiction over the Company and its assets.

     

    As of the date of this report, the Company has requested that Silkroad International Bank S.A. (“Silkroad”) transfer a total of $6.3 million to the Company’s Bank of America account. The Company has requested an input from Silkroad as to the initial $3,000,000 that the Company requested that Silkroad transfer to the Company’s Bank of America account in August 2025. Silkroad indicated that it expects the funds to be credited to the Company’s Bank of America account “within 3-5 business days, subject to the completion of intermediary and central bank procedures.” As of the date of this report, the Company has wired $2,000,000, which are loans from unrelated parties, as part of the settlement cash payment to the Escrow Account set forth in the Settlement Agreement and continues to keep the Court updated as to the status of the Bank of America account. On October 31, 2025, Lead Plaintiff filed a Motion for Final Approval of Class Action Settlement.

     

    Huang v. Singularity Future Technology Ltd.

     

    As previously disclosed, in February 2024, Zhikang Huang, a former officer and director of the Company, filed a lawsuit against the Company in the Circuit Court for the City of Richmond. In the complaint, Zhikang Huang claimed that the Company failed to compensate him for the severance payment, his two months’ salary and the incentive-based bonus. On January 31, 2025, a judgment from the Circuit Court for the City of Richmond was entered in favor of Zhikang Huang and against the Company in the amount of $468,956.75, with interest accruing from the date of the judgment. On April 23, 2025, said Virginia judgment was filed in the Supreme Court of New York, County of Westchester and entered in New York in favor of Zhikang Huang and against the Company in the amount of $468,956.75, with interest accruing from January 31, 2025. On August 23, 2025, a settlement agreement was signed between the Company and Zhikang Huang to fully settle all claims by paying $300,000 to Zhikang Huang by August 25, 2025 and issuance of 90,000 shares to Zhikang Huang by October 22, 2025.

     

    As of the date of this report, the Company has completed the $300,000 settlement payment and issued 90,000 shares of the Company’s common stock to Zhikang Huang. However, on June 15, 2025, Zhikang Huang filed a petition against the Company and certain Company individuals seeking payment of the Virginia judgment and attorney's fees. After the Company completed the $300,000 settlement payment, but before the transfer of the Company's common stock was due, Zhikang Huang's counsel caused the Court to enter an order against the Company and certain Company individuals to enforce the payment of the Virginia judgment and attorney's fees, on September 25, 2025. On October 10, 2025, the Company filed a motion to vacate the September 25, 2025, order and to impose sanctions. On October 13, 2025, upon learning funds were transferred from the Company secretary's account in the amount of the award for attorney's fees, the Company filed a proposed Order to Show Cause seeking among other things, staying further enforcement of the Virginia judgment. On October 15, 2025, the Court entered the Order to Show Cause and provided that pending the resolution of the Order to Show Cause, all further collection proceedings in the action are stayed.

      

    Except as set forth above, there have been no other material development in the legal proceedings that the Company is a party. For a discussion of all of our legal proceedings, see the information in Part I, “Item 1. Business - Recent Developments” in our Annual Report on Form 10-K for the fiscal year ended June 30, 2025.

     

    31

     

     

    Item 1A. Risk Factors

     

    As of the date of this Quarterly Report, there have been no material changes to the risk factors disclosed in our Annual Report on Form 10-K for the fiscal year ended June 30, 2025, as filed with the SEC on October 14, 2025. Any of these factors could result in a significant or material adverse effect on our results of operations or financial condition. Additional risk factors not presently known to us or that we currently deem immaterial may also impair our business or results of operations. We may disclose changes to such risk factors or disclose additional risk factors from time to time in our future filings with the SEC.

     

    Item 2. Unregistered Sales of Equity Securities and Use of Proceeds.

     

    N/A

     

    Item 3. Defaults Upon Senior Securities. 

     

    None.

     

    Item 4. Mine Safety Disclosures

     

    Not applicable.

     

    Item 5. Other Information.

     

    None.

     

    Item 6. Exhibits

     

    The following exhibits are filed as part of, or incorporated by reference into, this Quarterly Report on Form 10-Q:

     

    Number   Exhibit
    31.1*   Certification of the Principal Executive Officer pursuant to Rule 13a-14(a) or 15d-14(a) under the Securities Exchange Act of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
    31.2*   Certification of the Principal Financial Officer pursuant to Rule 13a-14(a) or 15d-14(a) under the Securities Exchange Act of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
    32.1*   Certifications of the Principal Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
    32.2*   Certifications of the Principal Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
    101.INS*   Inline XBRL Instance Document.
    101.SCH*   Inline XBRL Taxonomy Extension Schema Document.
    101.CAL*   Inline XBRL Taxonomy Extension Calculation Linkbase Document.
    101.DEF*   Inline XBRL Taxonomy Extension Definition Linkbase Document.
    101.LAB*   Inline XBRL Taxonomy Extension Label Linkbase Document.
    101.PRE*   Inline XBRL Taxonomy Extension Presentation Linkbase Document.
    104*   Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

     

    * Filed herewith.

     

    32

     

     

    SIGNATURES

     

    In accordance with the requirements of the Exchange Act, the registrant caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

     

      SINGULARITY FUTURE TECHNOLOGY, LTD.
       
    November 14, 2025 By: /s/ Jia Yang
        Jia Yang
        Chief Executive Officer
         
    November 14, 2025 By: /s/ Chee Jiong Ng
        Chee Jiong Ng
        Chief Financial Officer

     

    33

      

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