UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_______________

FORM 11-K

(Mark One)

[ x ]	Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934
	For the fiscal year ended     December 31, 2025

[   ]	Transition report pursuant to Section 15(d) of the Securities Exchange Act of 1934
	For the transition period from                                                          to

Commission file number       333-77420                                                          

Full title of the plan and the address of the plan, if different from that of the issuer named below:

QCR Holdings, Inc. 401(k) Plan

Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

	QCR Holdings, Inc.
	3551 Seventh Street, Suite 204
	Moline, Illinois 61265

REQUIRED INFORMATION

The QCR Holdings, Inc. 401(k) Plan is subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). Accordingly, the financial statements prepared in accordance with ERISA are provided as Exhibit 99.1 to this Form 11-K.

SIGNATURES

The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.

		QCR HOLDINGS, INC.
		401(k) PLAN

Date:	June 29, 2026	By:	/s/ Julie L. Rothbardt
			Julie L. Rothbardt
			VP, Director of Total Rewards

QCR HOLDINGS, INC. 401(k) PLAN

EXHIBIT INDEX

ANNUAL REPORT ON FORM 11-K

Exhibit No.		Description
23.1		Consent of Caron & Bletzer, PLLC
99.1		Financial Statements