SEC FORM 3

SEC FORM 3 SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Jones Jack W.

(Last)

(First)

(Middle)

1306 OAK DRIVE

(Street)

SHAVERTOWN

18708

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
05/10/2022

3. Issuer Name and Ticker or Trading Symbol
PENNS WOODS BANCORP INC [ PWOD ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
CBO

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Penns Woods Bancorp, Inc. Common Stock	827	D
Penns Woods Bancorp, Inc. Common Stock	649	I	Wife

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Employee Stock Options (right to buy)	03/23/2020	03/23/2027	Common stock	2,250	29.47	D
Employee Stock Options (right to buy)	03/23/2022	03/23/2027	Common stock	2,250	29.47	D
Employee Stock Options (right to buy)	08/24/2021	08/24/2028	Common stock	3,300	30.67	D
Employee Stock Options (right to buy)	08/24/2023	08/24/2028	Common stock	6,600	30.67	D
Employee Stock Options (right to buy)	03/15/2022	03/15/2029	Common stock	3,000	28.01	D
Employee Stock Options (right to buy)	03/15/2024	03/15/2029	Common stock	3,000	28.01	D
Employee Stock Options (right to buy)	03/11/2023	03/11/2030	Common stock	2,500	25.34	D
Employee Stock Options (right to buy)	03/11/2025	03/11/2030	Common stock	2,500	25.34	D
Employee Stock Options (right to buy)	04/09/2024	04/09/2031	Common stock	6,700	24.23	D
Employee Stock Options (right to buy)	04/09/2026	04/09/2031	Common stock	3,300	24.23	D
Employee Stock Options (right to buy)	01/18/2025	01/18/2032	Common stock	6,700	24.1	D
Employee Stock Options (right to buy)	01/18/2027	01/18/2032	Common stock	3,300	24.1	D

Explanation of Responses:

	/s/ Michelle M. Karas Attorney in Fact	05/16/2022
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

SEC Form 3: New insider Jones Jack W. claimed ownership of 1,476 units of Penns Woods Bancorp