SEC FORM 4

SEC FORM 4SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pollak Todd

(Last)

(First)

(Middle)

180 GRAND AVENUE

6TH FLOOR

(Street)

OAKLAND

CALIFORNIA

94612

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Marqeta, Inc. [ MQ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Revenue Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock								203,758⁽¹⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Performance Stock Units (Adjusted EBITDA)	⁽²⁾							⁽³⁾	⁽³⁾	Class A Common Stock	16,665⁽⁴⁾		16,665⁽⁴⁾	D
Performance Stock Units (Adjusted EBITDA)	⁽²⁾							⁽⁵⁾	⁽⁵⁾	Class A Common Stock	7,907⁽⁴⁾		7,907⁽⁴⁾	D
Performance Stock Units (Gross Profit)	⁽²⁾							⁽⁶⁾	⁽⁶⁾	Class A Common Stock	38,886⁽⁴⁾		38,886⁽⁴⁾	D
Performance Stock Units (Gross Profit)	⁽²⁾							⁽⁷⁾	⁽⁷⁾	Class A Common Stock	18,450⁽⁴⁾		18,450⁽⁴⁾	D
Performance Stock Units (Rule of 40)	⁽²⁾							⁽⁸⁾	⁽⁸⁾	Class A Common Stock	74,331⁽⁴⁾		74,331⁽⁴⁾	D
Restricted Stock Units	⁽⁹⁾							⁽¹⁰⁾	⁽¹⁰⁾	Class A Common Stock	25,183⁽¹¹⁾		25,183⁽¹¹⁾	D
Restricted Stock Units	⁽⁹⁾							⁽¹²⁾	⁽¹²⁾	Class A Common Stock	24,188⁽¹¹⁾		24,188⁽¹¹⁾	D
Restricted Stock Units	⁽⁹⁾							⁽¹³⁾	⁽¹³⁾	Class A Common Stock	61,502⁽¹¹⁾		61,502⁽¹¹⁾	D
Restricted Stock Units	⁽⁹⁾							⁽¹⁴⁾	⁽¹⁴⁾	Class A Common Stock	158,985⁽¹¹⁾		158,985⁽¹¹⁾	D
Stock Option (Right to Buy)	$26.36⁽¹⁵⁾							⁽¹⁶⁾	01/14/2033	Class A Common Stock	273,963⁽¹⁵⁾		273,963⁽¹⁵⁾	D
Stock Option (Right to Buy)	$26.36⁽¹⁵⁾							⁽¹⁷⁾	01/14/2033	Class A Common Stock	15,174⁽¹⁵⁾		15,174⁽¹⁵⁾	D
Stock Option (Right to Buy)	$25.52⁽¹⁵⁾							⁽¹⁷⁾	02/14/2033	Class A Common Stock	73,870⁽¹⁵⁾		73,870⁽¹⁵⁾	D

Explanation of Responses:

1. The number of shares beneficially owned reflects the 1-for-4 reverse stock split effected June 30, 2026 (the "Reverse Stock Split"). Cash was paid in lieu of any fractional shares resulting from the Reverse Stock Split.

2. Each performance stock unit ("PSU") is convertible into one share of Class A Common Stock.

3. Represents the number of shares which may be issued at target under the PSU, granted March 15, 2024, over a period of time following achievement of certain EBITDA targets as set forth in the applicable PSU agreement, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

4. The number of shares subject to PSUs reflects the Reverse Stock Split.

5. Represents the number of shares which may be issued at target under the PSU, granted March 15, 2025, over a period of time following achievement of certain EBITDA targets as set forth in the applicable PSU agreement, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

6. Represents the number of shares which may be issued at target under the PSU, granted March 15, 2024, over a period of time following achievement of certain profit targets as set forth in the applicable PSU agreement, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

7. Represents the number of shares which may be issued at target under the PSU, granted March 15, 2025, over a period of time following achievement of certain profit targets as set forth in the applicable PSU agreement, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

8. Represents the number of shares which may be issued at target under the PSU, granted March 16, 2026, over a period of time following achievement of certain gross profit and adjusted EBITDA targets as set forth in the applicable PSU agreement, subject to the Reporting Person's continued service to the Issuer as of each vesting date. At maximum achievement, 200% of the shares would vest.

9. Each restricted stock unit ("RSU") is convertible into one share of Class A Common Stock.

10. This RSU grant, originally granted January 15, 2023 for 201,466 RSUs (post Reverse Stock Split), of which 176,283 RSUs have vested, vested as to one-fourth(1/4th) of the RSUs on December 1, 2023 and one-sixteenth (1/16th) of the remaining RSUs vest quarterly on each March 1, June 1 , September 1 and December 1 thereafter, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

11. The number of shares subject to RSUs reflects the Reverse Stock Split.

12. This RSU grant, originally granted March 15, 2024 for 96,753 RSUs (post Reverse Stock Split), of which 72,565 RSUs have vested, vested as to one-twelfth (1/12th) of the RSUs on June 1, 2024 and one-twelfth (1/12th) of the remaining RSUs vest quarterly on each September 1, December 1, March 1 and June 1 thereafter, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

13. This RSU grant, originally granted March 15, 2025 for 105,432 RSUs (post Reverse Stock Split), of which 43,930 RSUs (post Reverse Stock Split) have vested, vested as to one-twelfth (1/12th) of the RSUs on June 1, 2025 and one-twelfth (1/12th) of the remaining restricted stock units vest quarterly on each September 1, December 1, March 1 and June 1 thereafter, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

14. This RSU grant, originally granted March 16, 2026 for 173,439 RSUs (post Reverse Stock Split), of which 14,453 RSUs (post Reverse Stock Split) have vested, vested as to one-twelfth (1/12th) of the RSUs on June 1, 2026 and one-twelfth (1/12th) of the remaining restricted stock units vest quarterly on each September 1, December 1, March 1 and June 1 thereafter, subject to the Reporting Person's continued service to the Issuer as of each vesting date.

15. The per share exercise price and number of shares subject to the option reflect the Reverse Stock Split.

16. With regard to this option grant, originally granted January 15, 2023, 237,821 options (post Reverse Stock Split) have vested, and an additional one-forty-eighth (1/48th) of the stock option vests each month until fully vested and exercisable, subject to the Reporting Person's continued service with the Issuer as of each vesting date.

17. All of the shares subject to this option are fully vested and exercisable as of the date hereof.

Remarks:

	/s/ Tracy Foard, Attorney-in-Fact	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)