mfi-20260630

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of September 2026

Commission File Number: 001-42027

mF International Limited

2308, 23/F, The Center, 99 Queen's Road Central,

Central, Hong Kong

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F x Form 40-F o

EXPLANATORY NOTE

mF International Limited, a British Virgin Islands company (the “Company”), is furnishing its unaudited condensed consolidated financial statements and notes for the six months ended June 30, 2026 and 2025. The financial statements and notes are attached as Exhibit 99.1 to this report of foreign private issuer on Form 6-K, and Management’s Discussion and Analysis of Financial Condition and Results of Operations for the six months ended June 30, 2026 is attached as Exhibit 99.2 to this report of foreign private issuer on Form 6-K.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


	mF International Limited

Date: September 10, 2026	By:	/s/ Dawei Yuan
	Name:	Dawei Yuan
	Title:	Chief Executive Officer and Executive Director

EXHIBIT INDEX


Exhibit No.						Description
99.1						Unaudited Condensed Consolidated Financial Statements and Notes of mF International Limited for the Six Months Ended June 30, 202 6 and 2025
99.2						Management’s Discussion and Analysis of Financial Condition and Results of Operations
101.INS						Inline XBRL Instance Document
101.SCH						Inline XBRL Taxonomy Extension Schema Document
101.CAL						Inline XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF						Inline XBRL Taxonomy Extension Definition Linkbase Document
101.LAB						Inline XBRL Taxonomy Extension Label Linkbase Document
101.PRE						Inline XBRL Taxonomy Extension Presentation Linkbase Document
104						Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)

Table of Contents

Exhibit 99-1

mF INTERNATIONAL LIMITED AND SUBSIDIARIES

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS


Condensed Consolidated Balance Sheets as of December 31, 202 5 (A udited) and June 30, 2026 (Unaudited)			F-2
Unaudited Condensed Consolidated Statements of Operations and Comprehensive Loss for the Six Months Ended June 30, 202 5 and 2026			F-3
Unaudited Condensed Consolidated Statements of Changes in Shareholders’ Equity for the Six Months Ended June 30, 202 5 and 20 26			F-5
Unaudited Condensed Consolidated Statements of Cash Flows for the Six Months Ended June 30, 202 5 and 20 26			F-7
Notes to Un audited Condensed Consolidated Financial Statements			F-8

Table of Contents

mF International Limited and Subsidiaries

Condensed Consolidated Balance Sheets

As of December 31, 2025 and June 30, 2026


	December 31, 2025	June 30, 2026	June 30, 2026
	HK$	HK$	US$
	(Audited)	(Unaudited)	(Unaudited)
Assets
Current assets
Cash	223,408,053	227,605,477	29,023,907
Accounts receivable, net	224,396	90,268	11,512
Prepaid expenses, deposits and other current assets	6,441,665	564,981	72,044
Stable coins	254,646,365	55,793,319	7,114,680
Digital assets	3,408,761,206	1,446,011,653	184,393,223
Digital assets – restricted	140,283,000	-	-
Marketable securities	-	158,360,465	20,193,887
Total current assets	4,033,764,685	1,888,426,163	240,809,253

Non-current assets
Property and equipment, net	286,725	260,896	33,269
Intangible assets, net	53,381	43,083	5,494
Operating lease right-of-use assets	4,363,374	3,013,411	384,266
Prepaid expenses and deposits, non-current	233,588	237,111	30,236
Total non-current assets	4,937,068	3,554,501	453,265

Total assets	4,038,701,753	1,891,980,664	241,262,518

Liabilities and Shareholders’ Equity
Current liabilities
Accrued expenses and other payables	4,997,339	2,884,850	367,872
Bank borrowings, current	1,444,983	314,090	40,052
Contract liabilities, current	8,761,074	1,573,049	200,593
Derivative liabilities	6,637,020	-	-
Operating lease liabilities, current	123,249	-	-
Operating lease liabilities - related party, current	2,484,415	2,547,176	324,812
Income tax payable	99,757	115,385	14,714
Total current liabilities	24,547,837	7,434,550	948,043

Non-current liabilities
Operating lease liabilities- related party, non-current	1,755,710	466,235	59,454
Deferred tax liabilities, net	27,957	21,621	2,757
Total non-current liabilities	1,783,667	487,856	62,211

Total liabilities	26,331,504	7,922,406	1,010,254

COMMITMENTS AND CONTINGENCIES

Shareholders’ equity
Class A and Class B Ordinary Shares, authorized to issue an Unlimited number of ordinary shares of no par value, 50,176,485 (Class A , 49,045,623, and Class B, 1,130,862) shares issued and outstanding as of December 31, 2025 and June 30, 2026	3,900	3,900	500
Additional paid-in capital	3,944,597,271	3,944,597,271	503,009,089
Retained earnings (accumulated deficit)	68,312,257	(2,060,657,862)	(262,771,979)
Accumulated other comprehensive (loss) income	(543,179)	114,949	14,654
Total shareholders’ equity	4,012,370,249	1,884,058,258	240,252,264

Total liabilities and shareholders’ equity	4,038,701,753	1,891,980,664	241,262,518

The accompanying notes are an integral part of these unaudited condensed consolidated financial statements.

F-2

Table of Contents

mF International Limited and Subsidiaries

Unaudited Condensed Consolidated Statements of Operations and Comprehensive Loss

For the Six Months Ended June 30, 2025 and 2026


	For the six months ended June 30,
	2025	2026	2026
	HK$	HK$	US$
	(Unaudited)	(Unaudited)	(Unaudited)
Revenue	15,069,401	11,999,533	1,530,162
Cost of revenue	9,712,918	3,172,842	404,596
Gross profit	5,356,483	8,826,691	1,125,566

Operating expenses
Selling and marketing expense	3,206,886	2,549,046	325,050
Research and development expense	20,911	-	-
General and administrative expense	16,198,821	32,320,418	4,121,451
Total operating expenses	19,426,618	34,869,464	4,446,501

Loss from operations	(14,070,135)	(26,042,773)	(3,320,935)

Investment gain (losses), net
Option premium income	-	8,139,300	1,037,911
Realized gain on disposal of digital assets	-	214,867	27,400
Investment income from stable coins and digital assets	-	5,188,573	661,639
Change in fair value of derivative liabilities	-	2,158,422	275,239
Change in fair value of stable coins, digital assets and digital assets – restricted	-	(2,124,820,727)	(270,953,931)
Change in fair value of marketable securities	-	1,616,700	206,159
Others	-	(92,802)	(11,834)
Total investment gain (losses), net	-	(2,107,595,667)	(268,757,417)

Other income
Other income , net	5,520	1,407,185	179,442
Interest income, net	157,295	3,270,428	417,040
Total other income, net	162,815	4,677,613	596,482

Loss before income taxes	(13,907,320)	(2,128,960,827)	(271,481,870)
Income tax (benefit) expense	(211,956)	9,292	1,185