SC 13D/A

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON

WITH

SOLE VOTING POWER

311,914

SHARED VOTING POWER

0

SOLE DISPOSITIVE POWER

311,914

SHARED DISPOSITIVE POWER

0

SC 13D/A 1 d214906dsc13da.htm SC 13D/A SC 13D/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 13D

(Amendment No.6)*

Under the Securities Exchange Act of 1934

CF BANKSHARES INC.

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

12520L109

(CUSIP Number)

Edward W. Cochran

20030 Marchmont Rd

Shaker Heights, OH 44122

(216) 751-5546

(Name, Address and Telephone Number of Person

Authorized to Receive Notices and Communications)

February 16, 2021

(Date of Event which Requires Filing of this Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. ☐

Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See §240.13d-7 for other parties to whom copies are to be sent.

^*	The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).


CUSIP No. 12520L109		13D		Page 2 of 4 Pages


1.		NAMES OF REPORTING PERSONS EDWARD W. COCHRAN
2.		CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (see instructions) (a) ☐ (b) ☐
3.		SEC USE ONLY
4.		SOURCE OF FUNDS (see instructions) PF
5.		CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) ☐
6.		CITIZENSHIP OR PLACE OF ORGANIZATION USA


CUSIP No. 12520L109		13D		Page 3 of 4 Pages

Item 1. Security and Issuer.

Common Stock of CF Bankshares Inc.

7000 N High Street

Worthington, OH 43085

Item 2. Identity and Background.

Edward W. Cochran

20030 Marchmont Road, Shaker Heights, Ohio 44122

Self-employed attorney

USA

Item 3. Source or Amount of Funds or Other Consideration.

Personal Funds in the aggregate amount of $2,300,000

Item 4. Purpose of Transaction.

Private Investment

Item 5. Interest in Securities of the Issuer.

The 311,914 shares of Common Stock beneficially owned include 4,545 shares of Common Stock which may be acquired upon the exercise of stock options which are currently exercisable or will become exercisable within 60 days. The 311,914 shares of Common Stock represents 5.87% of outstanding voting Common Stock of CF Bankshares Inc., calculated based upon the sum of (a) 5,305,056 shares of voting Common Stock outstanding as of November 1, 2020 (as reported in the most recent Quarterly Report on Form 10-Q of CF Bankshares Inc.), plus (b) the number of shares of Common Stock which may be acquired by the person identified in Item 2 (the “Reporting Person”) within 60 days pursuant to the exercise of outstanding stock options.

The Reporting Person has sole voting and dispositive power with respect to all 311,914 shares of Common Stock.

The number of shares of Common Stock reported in Item 5.a. above includes 3,840 shares of Common Stock underlying restricted stock awards that were granted on January 15, 2021 under the CF Bankshares Inc. 2019 Equity Incentive Plan. The restricted stock will vest ratable over a three-year period.

None

Not applicable

Item 6. Contracts, Arrangements, Understandings or Relationships with Respect to Securities of the Issuer.

None

Item 7. Material to Be Filed as Exhibits.

None


CUSIP No. 12520L109		13D		Page 4 of 4 Pages

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

/s/ Edward W. Cochran

Edward W Cochran/Individual

February 16, 2021