• Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • AI SuperconnectorNEW
  • Settings
  • RSS Feeds
Quantisnow Logo
  • Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • AI SuperconnectorNEW
  • Settings
  • RSS Feeds
PublishGo to AppAI Superconnector
    Quantisnow Logo

    © 2025 quantisnow.com
    Democratizing insights since 2022

    Services
    Live news feedsRSS FeedsAlertsPublish with Us
    Company
    AboutQuantisnow PlusContactJobsAI superconnector for talent & startupsNEW
    Legal
    Terms of usePrivacy policyCookie policy

    SEC Form SC 13G filed by Better Home & Finance Holding Company

    11/1/24 3:15:51 PM ET
    $BETR
    Finance: Consumer Services
    Finance
    Get the next $BETR alert in real time by email
    SC 13G 1 d893131dsc13g.htm SC 13G SC 13G

     

     

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    Washington, D.C. 20549

     

     

    SCHEDULE 13G

    Under the Securities Exchange Act of 1934

    (Amendment No. 0)*

     

     

    Better Home & Finance Holding Co

    (Name of Issuer)

    Common Shares

    (Title of Class of Securities)

    08774B508

    (CUSIP Number)

    September 30, 2024

    (Date of Event Which Requires Filing of this Statement)

     

     

    Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

    ☒ Rule 13d-1(b)

    ☐ Rule 13d-1(c)

    ☐ Rule 13d-1(d)

     

    *

    The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

    The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

     

     

     

     

    Page 1 of 7


    CUSIP No. 08774B508

     

     1.   

     Names of Reporting Persons

     

     Macquarie Group Limited

     2.  

     Check the Appropriate Box if a Member of a Group (See Instructions)

     (a) ☒  (b) ☐

     

     3.  

     SEC Use Only

     

     4.  

     Citizenship or Place of Organization

     

     Sydney, New South Wales Australia

    Number of

    Shares

     Beneficially 

    Owned by

    Each

    Reporting

    Person

    With

       5.    

     Sole Voting Power

     

     0

       6.   

     Shared Voting Power

     

     0

       7.   

     Sole Dispositive Power

     

     0

       8.   

     Shared Dispositive Power

     

     0

     9.   

     Aggregate Amount Beneficially Owned by Each Reporting Person

     

    587,745 deemed beneficially owned due to reporting person’s ownership of Macquarie Bank Limited and Macquarie Bank Limited (London Branch), whose individual holdings are shown on the following forms.

    10.  

     Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)

     

     ☐

    11.  

     Percent of Class Represented by Amount in Row (9)

     

     6.92%

    12.  

     Type of Reporting Person (See Instructions)

     

     HC

     

    Page 2 of 7


    CUSIP No. 08774B508

     

     1.   

     Names of Reporting Persons

     

     Macquarie Bank Limited

     2.  

     Check the Appropriate Box if a Member of a Group (See Instructions)

     (a) ☒  (b) ☐

     

     3.  

     SEC Use Only

     

     4.  

     Citizenship or Place of Organization

     

     Sydney, New South Wales Australia

    Number of

    Shares

     Beneficially 

    Owned by

    Each

    Reporting

    Person

    With

       5.    

     Sole Voting Power

     

     0

       6.   

     Shared Voting Power

     

     0

       7.   

     Sole Dispositive Power

     

     0

       8.   

     Shared Dispositive Power

     

     0

     9.   

     Aggregate Amount Beneficially Owned by Each Reporting Person

     

    587,745 deemed beneficially owned due to reporting person’s ownership of Macquarie Bank Limited (London Branch)

    10.  

     Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)

     

     ☒

    11.  

     Percent of Class Represented by Amount in Row (9)

     

     6.92%

    12.  

     Type of Reporting Person (See Instructions)

     

     CO

     

    Page 3 of 7


    CUSIP No. 08774B508

     

     1.   

     Names of Reporting Persons

     

     Macquarie Bank Limited (London Branch)

     2.  

     Check the Appropriate Box if a Member of a Group (See Instructions)

     (a) ☒  (b) ☐

     

     3.  

     SEC Use Only

     

     4.  

     Citizenship or Place of Organization

     

     State of Delaware

    Number of

    Shares

     Beneficially 

    Owned by

    Each

    Reporting

    Person

    With

       5.    

     Sole Voting Power

     

     587,745

       6.   

     Shared Voting Power

     

     0

       7.   

     Sole Dispositive Power

     

     587,745

       8.   

     Shared Dispositive Power

     

     0

     9.   

     Aggregate Amount Beneficially Owned by Each Reporting Person

     

    587,745

    10.  

     Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)

     

     ☒

    11.  

     Percent of Class Represented by Amount in Row (9)

     

     6.92%

    12.  

     Type of Reporting Person (See Instructions)

     

     BK

     

    Page 4 of 7


    Item 1.
       (a)   

    Name of Issuer

     

    Better Home & Finance Holding Co

         

     

       (b)   

    Address of Issuer’s Principal Executive Offices

     

    3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007

         

     

    Item 2.
       (a)   

    Name of Person Filing

     

    This Schedule 13G is jointly filed by Macquarie Group Limited, Macquarie Bank Limited and Macquarie Bank Limited (London Branch).

         

     

       (b)   

    Address of Principal Business Office or, if none, Residence

     

    The principal business address of Macquarie Group Limited and Macquarie Bank Limited is Level 1, 1 Elizabeth Street, Sydney, New South Wales, Australia. The principal business address of Macquarie Bank Limited (London Branch) is Ropemaker Place 28 Ropemaker Street, London, EC2Y 9HD.

         

     

       (c)   

    Citizenship

     

    Macquarie Group Limited and Macquarie Bank Limited- Sydney, New South Wales, Australia Corporation

    Macquarie Bank Limited (London Branch) – incorporated or formed under the laws of Australia

         

     

       (d)   

    Title of Class of Securities

     

    Common Stock

         

     

       (e)   

    CUSIP Number

     

    08774B508

         

     

    Item 3.    If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
       (a)    ☐    Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
       (b)    ☒    Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
       (c)    ☐    Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
       (d)    ☐    Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
       (e)    ☐    An investment adviser in accordance with §240.13d-1(b)(1)(ii)(E);
       (f)    ☐    An employee benefit plan or endowment fund in accordance with §240.13d-1(b)(1)(ii)(F);
       (g)    ☒    A parent holding company or control person in accordance with §240.13d-1(b)(1)(ii)(G);
       (h)    ☐    A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
       (i)    ☐    A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
       (j)    ☐    A non-U.S. institution in accordance with § 240.13d–1(b)(1)(ii)(J);
       (k)    ☐    Group, in accordance with § 240.13d–1(b)(1)(ii)(K). If filing as a non-U.S. institution in accordance with § 240.13d–1(b)(1)(ii)(J), please specify the type of institution:____________________________

     

    Page 5 of 7


    Item 4.    Ownership
    Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1.
       (a)   

    Amount beneficially owned:

     

    See responses on the cover page hereto.

         

     

       (b)   

    Percent of class:

     

    See responses on the cover page hereto.

         

     

       (c)   

    Number of shares as to which the person has:

     

         

     

          (i)   

    Sole power to vote or to direct the vote

     

    See responses on the cover page hereto.

            

     

          (ii)   

    Shared power to vote or to direct the vote

     

    0

            

     

          (iii)   

    Sole power to dispose or to direct the disposition of

     

    See responses on the cover page hereto.

            

     

          (iv)   

    Shared power to dispose or to direct the disposition of

     

    0

            

     

    Item 5.    Ownership of Five Percent or Less of a Class
    If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following 
    Item 6.    Ownership of More than Five Percent on Behalf of Another Person
    Not applicable.
    Item 7.    Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company or Control Person
    Not applicable.
    Item 8.    Identification and Classification of Members of the Group
    Not applicable.
    Item 9.    Notice of Dissolution of Group
    Not applicable.

     

    Page 6 of 7


    Item 10.    Certification
    By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.

    Signature

    After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

     

    Macquarie Group Limited    November 1, 2024
       Date
    /s/ Philip Alexander    /s/ Charles Glorioso
    Signature    Signature
          

    Philip Alexander

    Associate Director

      

    Charles Glorioso

    Division Director

    After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

     

    Macquarie Bank Limited    November 1, 2024
       Date
    /s/ Philip Alexander   
    Signature   
        

    Philip Alexander

    Associate Director

      

     

    Page 7 of 7

    Get the next $BETR alert in real time by email

    Crush Q3 2025 with the Best AI Superconnector

    Stay ahead of the competition with Standout.work - your AI-powered talent-to-startup matching platform.

    AI-Powered Inbox
    Context-aware email replies
    Strategic Decision Support
    Get Started with Standout.work

    Recent Analyst Ratings for
    $BETR

    DatePrice TargetRatingAnalyst
    More analyst ratings

    $BETR
    Insider Purchases

    Insider purchases reveal critical bullish sentiment about the company from key stakeholders. See them live in this feed.

    View All

    Director Narasimhan Prabhu bought $597,163 worth of shares (42,352 units at $14.10), increasing direct ownership by 241% to 59,915 units (SEC Form 4)

    4 - Better Home & Finance Holding Co (0001835856) (Issuer)

    5/20/25 9:18:19 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    $BETR
    SEC Filings

    View All

    SEC Form 10-Q filed by Better Home & Finance Holding Company

    10-Q - Better Home & Finance Holding Co (0001835856) (Filer)

    8/13/25 4:26:04 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    8-K - Better Home & Finance Holding Co (0001835856) (Filer)

    8/7/25 7:09:50 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company filed SEC Form 8-K: Leadership Update

    8-K - Better Home & Finance Holding Co (0001835856) (Filer)

    8/5/25 4:45:47 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    $BETR
    Press Releases

    Fastest customizable press release news feed in the world

    View All

    NEO Home Loans Division Leader, Josh Mettle, Helps 82 Families in One Month Citing Technology Efficiencies and Team Synergy

    NEO Home Loans powered by Better, a retail mortgage lender pairing elite loan advisors with agentic mortgage technology to redefine the home financing experience, proudly announces a standout performance from Division Leader Josh Mettle and his team, who helped 82 families achieve homeownership in July. This milestone marks the group's highest monthly total in over three years, reflecting the successful convergence of cutting-edge technology, operational precision, and a high-performance team culture. "At this point, we're seeing the full impact of systems that have been years in the making," said Josh Mettle, Division President at NEO Home Loans. "The efficiencies we've gained from Tinma

    8/18/25 9:00:00 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company Announces Second Quarter 2025 Results

    Q2 2025 Funded Loan Volume of $1.2 billion, up 25% year-over-year Expect 2025 Funded Loan Volume to increase over 2024 driven by tailwinds from growth initiatives including our Tinman AI Platform channel Expect further improvements to Adjusted EBITDA losses in 2025 as compared with 2024 due to a combination of AI-driven improvements in conversion rates, efficiency gains and continued corporate cost reductions Retired approximately $521 million of convertible debt with Softbank in Q2'25, creating over $210 million of positive pre-tax equity value Focused on reaching Adjusted EBITDA breakeven by the end of Q3 2026 Better Home & Finance Holding Company (NASDAQ:BETR, BETRW)) ("B

    8/7/25 7:00:00 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company to Participate in the Oppenheimer 28th Annual Virtual Technology, Internet & Communications Conference

    Better Home & Finance Holding Company (NASDAQ:BETR, BETRW)) ("Better" or the "Company"), the AI-powered digital home ownership company, today announced that Chief Financial Officer, Kevin Ryan, will participate in the Oppenheimer 28th Annual Virtual Technology, Internet & Communications Conference, held August 11-13, 2025. Better will host meetings with investors on all three days. To schedule a meeting with Better, please reach out to your Oppenheimer representative. About Better Home & Finance Holding Company Better Home & Finance Holding Company (NASDAQ:BETR, BETRW)) is the first AI-powered mortgage lender and first fintech to fund more than $100 billion in mortgage volume. Since

    8/5/25 4:05:00 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    $BETR
    Insider Trading

    Insider transactions reveal critical sentiment about the company from key stakeholders. See them live in this feed.

    View All

    Director Talwar Harit was granted 25,698 shares (SEC Form 4)

    4 - Better Home & Finance Holding Co (0001835856) (Issuer)

    8/11/25 9:02:32 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    Pres & COO, Better Mortgage Smith Chad M. converted options into 5,000 shares and covered exercise/tax liability with 2,539 shares, increasing direct ownership by 10% to 26,994 units (SEC Form 4)

    4 - Better Home & Finance Holding Co (0001835856) (Issuer)

    8/8/25 2:39:29 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    Chief Financial Officer Ryan Kevin J converted options into 19,333 shares and covered exercise/tax liability with 7,608 shares, increasing direct ownership by 29% to 51,737 units (SEC Form 4)

    4 - Better Home & Finance Holding Co (0001835856) (Issuer)

    8/5/25 7:54:24 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    $BETR
    Leadership Updates

    Live Leadership Updates

    View All

    Better Appoints Leah Price to Lead Tinman® AI Platform — Tinman® to Disrupt Encompass and Entire Mortgage Software Stack

    Better Home & Finance Holding Company (NASDAQ:BETR) ("Better.com"), the AI-powered digital homeownership company, announced it has hired Leah Price to lead the Tinman™ AI Platform as it offers its technology platform and software to lenders across the country. Tinman® is an AI-driven automated rules-based decision engine and software platform that removes bottlenecks from the traditional home transaction process. The platform connects, automates, and optimizes mortgage origination and homeownership services to deliver an end-to-end solution for customers. This software platform and engine enables a range of loan and financial services, combining a point-of-sale system, CRM system, pricing

    6/10/25 8:00:00 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company Announces Retirement of Approximately $530 Million Convertible Notes; Creates Approximately $265 Million of Positive Pre-Tax Equity Value to Continue Expanding its AI Mortgage Platform

    Retiring approximately $530 million of convertible notes through restructuring of existing convertible notes in exchange for $110 million of cash and $155 million of new debt Expected creation of approximately $265 million of pre-tax equity, excluding discounts on the debt Better has signed a new indenture for $155 million in new notes maturing December 31, 2028, with a 6% PIK annual interest rate Strategic rationale for transaction includes reducing debt overhang of the Company and improving balance sheet positioning and strategic optionality Management remains focused on driving towards profitability in the midterm. Continue leaning into Tinman™ technology and AI, with Betsy™ AI

    4/14/25 7:30:00 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    $BETR
    Financials

    Live finance-specific insights

    View All

    Better Home & Finance Holding Company Announces Second Quarter 2025 Results

    Q2 2025 Funded Loan Volume of $1.2 billion, up 25% year-over-year Expect 2025 Funded Loan Volume to increase over 2024 driven by tailwinds from growth initiatives including our Tinman AI Platform channel Expect further improvements to Adjusted EBITDA losses in 2025 as compared with 2024 due to a combination of AI-driven improvements in conversion rates, efficiency gains and continued corporate cost reductions Retired approximately $521 million of convertible debt with Softbank in Q2'25, creating over $210 million of positive pre-tax equity value Focused on reaching Adjusted EBITDA breakeven by the end of Q3 2026 Better Home & Finance Holding Company (NASDAQ:BETR, BETRW)) ("B

    8/7/25 7:00:00 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company to Announce Second Quarter 2025 Results

    Better Home & Finance Holding Company (NASDAQ:BETR, BETRW)) ("Better" or the "Company") intends to announce its second quarter 2025 results before market open on Thursday, August 7, 2025. A conference call and webcast to discuss those results will be held the same morning at 8:30 a.m. ET. Details to register for the live webcast and to listen to the call by phone will be available on the Company's investor relations website located at investors.better.com and are included below. Please join the webcast at least 10 minutes prior to the start time. A replay will be available on the Company's investor relations website shortly after the call ends on August 7, 2025. * Webcast Details * Ev

    7/17/25 4:35:00 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    Better Home & Finance Holding Company Announces First Quarter 2025 Results

    Q1 Funded Loan Volume of $868 million, up 31% year-over-year Expect Q2 Funded Loan Volume to increase compared to Q1 driven by efficiencies in our Timan AI platform Expect 2025 Funded Loan Volume to increase over 2024 driven by tailwinds from growth initiatives including NEO Powered by Better as part of our Tinman AI Platform channel Diversifying Better's distribution channels by leveraging Tinman™ as a platform to power retail loan officers with early rapid growth in NEO Powered by Better, and as a software licensing platform for banks with the onboarding of our first bank partner to power their entire mortgage platform across consumer and wholesale channels via Tinman Further exp

    5/13/25 6:45:00 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    $BETR
    Large Ownership Changes

    This live feed shows all institutional transactions in real time.

    View All

    Amendment: SEC Form SC 13D/A filed by Better Home & Finance Holding Company

    SC 13D/A - Better Home & Finance Holding Co (0001835856) (Subject)

    12/17/24 8:40:06 PM ET
    $BETR
    Finance: Consumer Services
    Finance

    Amendment: SEC Form SC 13D/A filed by Better Home & Finance Holding Company

    SC 13D/A - Better Home & Finance Holding Co (0001835856) (Subject)

    12/2/24 6:01:04 AM ET
    $BETR
    Finance: Consumer Services
    Finance

    Amendment: SEC Form SC 13D/A filed by Better Home & Finance Holding Company

    SC 13D/A - Better Home & Finance Holding Co (0001835856) (Subject)

    11/21/24 5:45:14 PM ET
    $BETR
    Finance: Consumer Services
    Finance