Leadership move reiterates TD's strategic focus on small businesses

TD Bank, America's Most Convenient Bank®, today announced the appointment of Chris Ward as Head of U.S. Small Business Banking. In this role, Ward will lead TD's efforts to deliver best-in-class banking products, services and advice to small business customers across the bank's U.S. footprint.

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Ward, who joined TD Bank in June 2024 as the Regional President of Mid-South Metro, brings more than 35 years of experience in small business banking. His appointment reflects TD's commitment to strengthening its small business banking strategy, to better serve customers and deliver long-term value to these clients.

"Small businesses are the backbone of our economy, and TD is committed to supporting their growth and financial resilience," said Andy Bregenzer, Head of Small Business and Regional Banking and Co-Head of U.S. Commercial Banking at TD Bank. "Chris brings a strong track record of leadership, deep industry knowledge and a passion for serving small business customers. His appointment reiterates our ongoing commitment to delivering even more value to entrepreneurs and small business owners."

In his new role, Ward will oversee overall small business banking strategy and growth of the small business banking segment. His experience in leading diverse teams and driving customer-centric innovation will be instrumental as TD continues to invest in tailored solutions for small businesses.

"I'm excited to take on this role and work with our talented team to deliver exceptional experiences for small business customers," Ward said. "As someone who comes from a family of entrepreneurs, I am deeply passionate about small businesses, and I understand both the challenges and the opportunities they face every day. I am thrilled to lead a team that is committed to supporting our small business owners, helping them navigate challenges, seize opportunities and thrive."

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S. by assets, providing over 10 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us. Find TD Bank on Facebook at www.facebook.com/TDBank and on Instagram at www.instagram.com/TDBank_US/.

TD Bank is a subsidiary of The Toronto-Dominion Bank, a top 10 North American bank. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com/us.

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Media Contact:

Oindrila Hazra

TD Bank

Corporate Communications Manager II – Commercial and Small Business Banking

Oindrila.Hazra@td.com

TD Bank Appoints Chris Ward as Head of U.S. Small Business Banking