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    Zions Bancorporation N.A. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    4/21/25 4:08:46 PM ET
    $ZION
    Major Banks
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    zion-20250421
    0000109380false00001093802025-04-212025-04-210000109380exch:XNASus-gaap:CommonStockMember2025-04-212025-04-210000109380exch:XNYSus-gaap:SeriesAPreferredStockMember2025-04-212025-04-21

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
    FORM 8-K
    CURRENT REPORT
    Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

    Date of Report (date of earliest event reported)  April 21, 2025

    ZIONS BANCORPORATION, NATIONAL ASSOCIATION
    (Exact name of registrant as specified in its charter)
    United States of America
    001-12307
    87-0189025
    (State or other jurisdiction of incorporation or organization)
    (Commission File Number)
    (IRS Employer Identification No.)
    One South Main,
    Salt Lake City,
    Utah
    84133-1109
    (Address of Principal Executive Offices)
    (Zip Code)

    Registrant's telephone number, including area code (801) 844-8208
    Former name or former address, if changed since last report

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:
    Title of Each ClassTrading SymbolsName of Each Exchange on Which Registered
    Common Stock, par value $0.001ZIONThe NASDAQ Stock Market, LLC
    Depositary Shares each representing a 1/40th ownership interest in a share of:
       Series A Floating-Rate Non-Cumulative Perpetual Preferred StockZIONPThe NASDAQ Stock Market, LLC

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
    Emerging growth company ☐

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐









    Item 2.02    Results of Operations and Financial Condition.

    On April 21, 2025, Zions Bancorporation, National Association (“the Bank”) announced its financial results for the quarter ended March 31, 2025 and its intent to host a conference call to discuss such results at 5:30 p.m. Eastern Time on April 21, 2025. The press release announcing the financial results for the quarter ended March 31, 2025 is furnished as Exhibit 99.1 and incorporated herein by reference. A presentation to be used in conjunction with the conference call regarding the Bank’s first quarter financial results is furnished as Exhibit 99.2 and incorporated herein by reference.
    The information in this Current Report on Form 8-K, including the exhibits, is furnished pursuant to Item 2.02 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibits, shall not be deemed to be incorporated by reference into the filings of the Bank under the Securities Act of 1933, as amended.

    Item 9.01    Financial Statements and Exhibits.

    Exhibits.

    The following exhibits are furnished as part of this Current Report on Form 8-K:
    Exhibit NumberDescription
    99.1
    Press Release dated April 21, 2025 (furnished herewith).
    99.2
    Earnings Release Presentation dated April 21, 2025 (furnished herewith).
    101Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document.
    104The cover page from this Current Report on form 8-K, formatted as Inline XBRL.


    SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
      
    ZIONS BANCORPORATION, NATIONAL ASSOCIATION
    By:/s/ R. Ryan Richards
    Name:    R. Ryan Richards
    Title:      Executive Vice President and Chief Financial Officer
    Date: April 21, 2025
      


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