Compare · CINF vs ROOT
CINF vs ROOT
Side-by-side comparison of Cincinnati Financial Corporation (CINF) and Root Inc. (ROOT): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both CINF and ROOT operate in Property-Casualty Insurers (Finance), so they compete in similar markets.
- CINF is the larger of the two at $24.44B, about 29.5x ROOT ($828.8M).
- Over the past year, CINF is up 4.2% and ROOT is down 62.0% - CINF leads by 66.2 points.
- CINF has been more active in the news (6 items in the past 4 weeks vs 4 for ROOT).
- ROOT has more recent analyst coverage (18 ratings vs 15 for CINF).
Cincinnati Financial Corporation
Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred and immediate annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Root Inc.
Root, Inc. provides insurance products and services in the United States. The company offers auto, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.
Latest CINF
- Sr. VP, Chief Actuary - Sub Fu Luyang covered exercise/tax liability with 99 shares and exercised 774 shares at a strike of $85.67, increasing direct ownership by 6% to 11,345 units (SEC Form 4)
- Cincinnati Financial Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits
- Director Schiff Charles Odell disposed of 27,122 shares (SEC Form 4)
- SEC Form EFFECT filed by Cincinnati Financial Corporation
- EVP/CLO & Corp Secretary Hogan Thomas Christopher exercised 1,444 shares at a strike of $71.02 and covered exercise/tax liability with 219 shares, increasing direct ownership by 7% to 18,706 units (SEC Form 4)
- SEC Form 13F-HR filed by Cincinnati Financial Corporation
- Sr VP, COO - Subsidary Brown Roger A exercised 6,900 shares at a strike of $71.19, covered exercise/tax liability with 4,685 shares and gifted 2,500 shares, decreasing direct ownership by 0.46% to 61,813 units (SEC Form 4)
- Cincinnati Financial Corporation filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders, Regulation FD Disclosure, Financial Statements and Exhibits
- CFO, EVP & Treasurer Sewell Michael J exercised 36,909 shares at a strike of $70.70 and covered exercise/tax liability with 8,822 shares, increasing direct ownership by 25% to 140,010 units (SEC Form 4)
- Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend
Latest ROOT
- Root Celebrates Back-to-Back Indianapolis 500 Victories Through Partnerships Built on Performance and Innovation
- Chief Accounting Officer Forish Ryan covered exercise/tax liability with 351 shares, decreasing direct ownership by 1% to 25,100 units (SEC Form 4) (tax liability)
- Chief Administrative Officer Allison Jonathan sold $89,872 worth of shares (1,606 units at $55.96) as part of a pre-agreed trading plan, decreasing direct ownership by 2% to 68,356 units (SEC Form 4)
- Chief Administrative Officer Allison Jonathan sold $95,092 worth of shares (1,706 units at $55.74) as part of a pre-agreed trading plan, decreasing direct ownership by 2% to 69,962 units (SEC Form 4)
- SEC Form 10-Q filed by Root Inc.
- Root, Inc. Announces 2026 First Quarter Results
- Root Inc. filed SEC Form 8-K: Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Results of Operations and Financial Condition, Creation of a Direct Financial Obligation, Regulation FD Disclosure, Financial Statements and Exhibits
- Root Lowers Cost of Capital Through Refinancing and Announces $75 Million Share Repurchase Program
- Chief Accounting Officer Forish Ryan covered exercise/tax liability with 82 shares, decreasing direct ownership by 0.32% to 25,451 units (SEC Form 4) to satisfy withholding tax
- Root, Inc. to Participate in Upcoming Investor Conferences