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COFS

NASDAQ

ChoiceOne Financial Services Inc.

Website

ChoiceOne Financial Services Inc. (COFS) is a Major Banks company listed on NASDAQ. In the last 30 days Quantisnow tracked 4 wire items for COFS, including 3 SEC filings and 1 dividend update. The most recent was published Nov 9, 2026.

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, as well as certificates of deposit. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, and St. Clair counties, Michigan. The company was founded in 1898 and is headquartered in Sparta, Michigan.

Financial highlights

Full financials
Revenue, TTM
$205.94M
Revenue growth
+38.4%
Net income, TTM
$54.72M
Net margin
26.6%
Free cash flow, TTM
$51.04M
Cash
$88.65M

For the twelve months ended Jun 30, 2026, from SEC filings. Not investment advice.

News · 26 weeks43-71%
2026-05-17: 42026-05-24: 12026-05-31: 12026-06-07: 02026-06-14: 02026-06-21: 22026-06-28: 02026-07-05: 132026-07-12: 02026-07-19: 22026-07-26: 12026-08-02: 02026-08-09: 12026-08-16: 02026-08-23: 02026-08-30: 02026-09-06: 02026-09-13: 02026-09-20: 02026-09-27: 142026-10-04: 02026-10-11: 02026-10-18: 02026-10-25: 22026-11-01: 12026-11-08: 1
2026-05-172026-11-08
Mix1890d
  • Insider13(72%)
  • SEC Filings3(17%)
  • Other1(6%)
  • Dividends1(6%)
Activity · 52 weeks9436 active days
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Latest news

25 items

COFS FAQ

10 questions
  • What does ChoiceOne Financial Services Inc. do?
    ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, as well as certificates of deposit. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers...
  • What is the latest news on COFS?
    In the last 30 days Quantisnow tracked 4 wire items for COFS: 3 SEC filings and 1 dividend update. The most recent was published on November 9, 2026.
  • What is COFS revenue?
    ChoiceOne Financial Services Inc. (COFS) reported $205.94M of revenue for the twelve months ended Jun 30, 2026. That is up 38.4% from the year before. Revenue for fiscal 2025 was $227.62M.
  • Is COFS profitable?
    Yes. ChoiceOne Financial Services Inc. earned $54.72M in net income for the twelve months ended Jun 30, 2026, a net margin of 26.6%.
  • How much cash and debt does COFS have?
    ChoiceOne Financial Services Inc. reported $88.65M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • Where does COFS stock trade?
    ChoiceOne Financial Services Inc. (COFS) is listed on NASDAQ.
  • What sector and industry is COFS in?
    ChoiceOne Financial Services Inc. operates in the Finance sector, Major Banks industry.
  • What are analysts saying about COFS?
    Across the last 6 analyst actions on ChoiceOne Financial Services Inc., there were 1 upgrade and 1 downgrade. The most recent action was from Hovde Group: Market Perform with a $35.00 price target on 2026-07-27. Recent price targets range from $24.00 to $37.00.
  • What companies are similar to COFS?
    Notable peers in the same industry include JPM (JP Morgan Chase & Co.), BAC (Bank of America Corporation), WFC (Wells Fargo & Company), C (Citigroup Inc.), UBS (UBS Group AG Registered). Compare COFS side-by-side with any of them on Quantisnow.
  • How can I track COFS on Quantisnow?
    Quantisnow aggregates ChoiceOne Financial Services Inc.'s SEC filings, analyst ratings, insider transactions, FDA approvals, and press releases the moment they hit the wire (Wall Street's wire, on your screen.). Follow COFS to receive live email and push alerts on every new disclosure.