Price$76.01+7.00 (+10.14%)
2026-04-282026-07-31
News · 26 weeks55-75%
2026-02-012026-07-26
Mix3090d
- Insider26(87%)
- SEC Filings3(10%)
- Dividends1(3%)
Latest news
25 items- PRCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTSMANSFIELD, Pa., July 30, 2026 /PRNewswire/ -- Citizens Financial Services, Inc (NASDAQ:CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three and six months ended June 30, 2026. HighlightsNet income for the first six months of 2026 was $20.6 million, which was $4.5 million, or 27.9% more than 2025's net income through June 30, 2025 due to the increase in net interest income after the provision for credit losses of $5.5 million. The effective tax rate for the first six months of 2026 was 17.9% compared to 19.1% in the comparable period in 2025.Net income was $10.2 million for the three months ended June 30
- SECCitizens Financial Services Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits8-K - CITIZENS FINANCIAL SERVICES INC (0000739421) (Filer)
- INSIDEREXECUTIVE VICE PRESIDENT Richards David Z Jr was granted 343 units of COMMON CLASS, increasing direct ownership by 23% to 1,851 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Landy R Joseph gifted 20 units of COMMON CLASS, decreasing direct ownership by 0.07% to 28,041 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDEREXECUTIVE VICE PRESIDENT Gephart Leeann sold $1,073 worth of COMMON CLASS (15 units at $71.52), decreasing direct ownership by 2% to 946 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERCEO & PRESIDENT Black Randall E was granted 563 units of COMMON CLASS, increasing direct ownership by 1% to 46,487 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDEREXECUTIVE VICE PRESIDENT Wilson Jeffrey L was granted 49 units of COMMON CLASS, increasing direct ownership by 0.59% to 8,337 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDEREXECUTIVE VICE PRESIDENT Guillaume Stephen J was granted 311 units of COMMON CLASS, increasing direct ownership by 7% to 5,029 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDEREXECUTIVE VICE PRESIDENT Gephart Leeann was granted 153 units of COMMON CLASS, increasing direct ownership by 19% to 961 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDEREXECUTIVE VICE PRESIDENT White Jeffrey R was granted 336 units of COMMON CLASS, increasing direct ownership by 20% to 2,010 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDEREXECUTIVE VICE PRESIDENT Gephart Leeann sold $1,929 worth of COMMON CLASS (29 units at $66.52), decreasing direct ownership by 3% to 808 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- SECCitizens Financial Services Inc. filed SEC Form 8-K: Leadership Update, Financial Statements and Exhibits8-K - CITIZENS FINANCIAL SERVICES INC (0000739421) (Filer)
- INSIDERNew insider Croft Warren James claimed ownership of 5,112 units of COMMON CLASS (SEC Form 3)3 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Behm John D was granted 29 units of COMMON CLASS, increasing direct ownership by 0.22% to 13,134 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Hilfiger Janie M was granted 88 units of COMMON CLASS, increasing direct ownership by 2% to 3,867 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Painter John P Ii was granted 88 units of COMMON CLASS, increasing direct ownership by 2% to 3,750 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Bower Joseph B Jr was granted 88 units of COMMON CLASS, increasing direct ownership by 5% to 2,021 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Osborne Terry B was granted 88 units of COMMON CLASS, increasing direct ownership by 0.66% to 13,360 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Jones Mickey L was granted 88 units of COMMON CLASS, increasing direct ownership by 0.63% to 14,105 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Graham Roger C Jr was granted 88 units of COMMON CLASS, increasing direct ownership by 0.13% to 69,400 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Freeman Thomas E. was granted 88 units of COMMON CLASS, increasing direct ownership by 0.67% to 13,259 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Kunes Christopher W was granted 88 units of COMMON CLASS, increasing direct ownership by 0.67% to 13,133 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Landy R Joseph was granted 88 units of COMMON CLASS, increasing direct ownership by 0.31% to 28,061 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Depaola Rinaldo A was granted 88 units of COMMON CLASS, increasing direct ownership by 0.53% to 16,781 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
- INSIDERDirector Landy R Joseph gifted 20 units of COMMON CLASS, decreasing direct ownership by 0.07% to 27,973 units (SEC Form 4)4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)
CZFS FAQ
7 questionsWhat does Citizens Financial Services Inc. do?
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides...Where does CZFS stock trade?
Citizens Financial Services Inc. (CZFS) is listed on NASDAQ.What sector and industry is CZFS in?
Citizens Financial Services Inc. operates in the Finance sector, Major Banks industry.Does CZFS pay a dividend?
CZFS's most recent ex-dividend date was 2026-06-12 with a cash dividend of $0.51 per share. No future ex-date is on file yet.What are analysts saying about CZFS?
Citizens Financial Services Inc. has had 2 recent analyst actions on file. The most recent action was from Janney: Buy on 2024-04-30.What companies are similar to CZFS?
Notable peers in the same industry include JPM (JP Morgan Chase & Co.), BAC (Bank of America Corporation), WFC (Wells Fargo & Company), C (Citigroup Inc.), UBS (UBS Group AG Registered). Compare CZFS side-by-side with any of them on Quantisnow.How can I track CZFS on Quantisnow?
Quantisnow aggregates Citizens Financial Services Inc.'s SEC filings, analyst ratings, insider transactions, FDA approvals, and press releases the moment they hit the wire (Wall Street's wire, on your screen.). Follow CZFS to receive live email and push alerts on every new disclosure.