Compare · QFIN vs XYF

QFIN vs XYF

Side-by-side comparison of Qfin Holdings Inc. (QFIN) and X Financial (XYF): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both QFIN and XYF operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • QFIN is the larger of the two at $646.5M, about 2.1x XYF ($301.9M).
  • QFIN has been more active in the news (7 items in the past 4 weeks vs 2 for XYF).
  • QFIN has more recent analyst coverage (8 ratings vs 0 for XYF).
MetricQFINXYF
Company
Qfin Holdings Inc.
X Financial
Price
-
-
Market cap
$646.5M
$301.9M
1M return
-
-
1Y return
-
-
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NASDAQ
NYSE
IPO
2018
2018
News (4w)
7
2
Recent ratings
8
0
QFIN

Qfin Holdings Inc.

360 DigiTech, Inc., through its subsidiaries, operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. Its platform provides online consumer finance products to the borrowers funded by institutional funding partners. The company also provides incremental credit assessment, collection, and other services, as well as guarantee for defaulted loans. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

XYF

X Financial

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan and revolving loan Xiaoying credit loan catering to the credit card holders; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Latest QFIN

Latest XYF