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Financials · BILL

BILL Holdings Inc. (BILL) financials

For the twelve months ended Sep 30, 2026, BILL Holdings Inc. reported $1.61B of revenue and $51.98M of net income.

Revenue, TTM
$1.61B
Revenue growth, YoY
+13.6%
Net income, TTM
$51.98M
Net income growth, YoY
+335.8%
Net margin
3.2%
Free cash flow, TTM
$413.67M
EPS, diluted, TTM
$0.53
Cash
$915.48M
Total debt
$1.84B
P/E
88.90
P/S
2.87
Market cap
$4.62B
Annual revenue$1.65B
FY2018FY2026
Annual net income-$11.24M
FY2018FY2026
Annual free cash flow$412.50M
FY2018FY2026

BILL revenue and earnings growth

BILL revenueQ1 2027$353.77M

Quarter YoY
+12.5%
QoQ
-18.9%
FY YoY
+13.0%
5Y CAGR
+47.3%

BILL revenue was $353.77M in fiscal Q1 2027 (ended Sep 30, 2026), up 12.5% from a year earlier and down 18.9% from the prior quarter. For the full fiscal 2026 it was $1.65B, up 13.0% from fiscal 2025. Compound annual growth was +47.3% over 5 years. It rose in each of the last 8 fiscal years. Fiscal 2026 is the highest of the 9 fiscal years on file.

BILL net incomeQ1 2027$60.25M

BILL net income was $60.25M in fiscal Q1 2027 (ended Sep 30, 2026), compared with -$2.96M a year earlier. For the full fiscal 2026 it was -$11.24M, compared with $23.80M in fiscal 2025.

BILL EPSQ1 2027$0.61

BILL diluted EPS was $0.61 in fiscal Q1 2027 (ended Sep 30, 2026), compared with -$0.03 a year earlier. For the full fiscal 2026 it was -$0.11, compared with -$0.07 in fiscal 2025.

BILL free cash flowQ1 2027$96.73M

Quarter YoY
+1.2%
QoQ
-12.6%
FY YoY
+19.1%

BILL free cash flow was $96.73M in fiscal Q1 2027 (ended Sep 30, 2026), up 1.2% from a year earlier and down 12.6% from the prior quarter. For the full fiscal 2026 it was $412.50M, up 19.1% from fiscal 2025. It rose in each of the last 3 fiscal years. Fiscal 2026 is the highest of the 9 fiscal years on file.

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Income statement

Income statement
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
Revenue$1.65B$1.46B$1.29B$1.06B$641.96M$238.26M$157.60M$108.35M$64.86M
Cost of revenue$315.30M$272.10M$234.62M$193.98M$145.00M$61.81M$39.14M$29.92M$19.37M
Gross profit$1.34B$1.19B$1.06B$864.49M$496.95M$176.46M$118.46M$78.43M$45.49M
Research and development$300.57M$340.06M$336.75M$314.63M$219.82M$89.50M$53.00M$28.92M$17.99M
Selling, general and admin$299.41M$281.91M$277.66M$249.05M$221.03M$128.12M$53.45M$29.20M$16.03M
Operating income-$73.45M-$80.60M-$174.16M-$295.77M-$316.82M-$113.97M-$34.20M-$9.80M-$7.82M
Interest expense--$19.18M$15.20M$9.42M$28.16M$229.0K$825.0K$427.0K
Pre-tax income-$10.13M$30.41M-$26.32M-$222.92M-$330.68M-$139.34M-$31.04M-$7.47M-$7.18M
Income tax$1.11M$6.61M$2.56M$808.0K-$4.32M-$40.62M$53.0K-$156.0K$10.0K
Net income-$11.24M$23.80M-$28.88M-$223.72M-$326.36M-$98.72M-$31.09M-$7.31M-$7.20M
EPS, basic-$0.11$0.23-$0.27-$2.11-$3.21-$1.19-$0.70-$0.94-$1.01
EPS, diluted-$0.11-$0.07-$0.27-$2.11-$3.21-$1.19-$0.70-$0.94-$1.01
Diluted shares99.9M103.9M106.1M106.0M101.8M82.8M44.1M7.8M7.2M

Balance sheet

Balance sheet
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
Cash and equivalents$1.03B$1.04B$985.94M$1.62B$1.60B$509.62M$573.64M$90.31M$22.40M
Receivables$31.00M$32.34M$28.05M$28.23M$24.05M$18.22M$4.25M$4.40M-
Current assets$7.44B$7.24B$6.31B$6.67B$6.28B$3.61B$2.38B$1.51B-
Goodwill$2.40B$2.40B$2.40B$2.40B$2.36B$1.77B$0--
Total assets$10.22B$10.06B$9.18B$9.64B$9.26B$5.97B$2.40B$1.53B-
Current liabilities$4.92B$4.59B$4.06B$3.75B$3.41B$2.33B$1.68B$1.35B-
Total debt$1.84B$1.71B$914.00M$1.84B$1.77B$989.38M---
Total liabilities$6.69B$6.15B$5.04B$5.55B$5.21B$3.44B$1.69B$1.35B-
Shareholders' equity$3.53B$3.91B$4.13B$4.09B$4.04B$2.53B$710.72M-$102.66M-$101.90M

Cash flow

Cash flow
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
Operating cash flow$415.83M$350.64M$278.77M$187.77M-$18.09M$4.62M-$4.43M-$3.95M-$8.36M
Capital expenditures$3.33M$4.33M$976.0K$7.59M$5.38M$18.90M$11.44M$2.74M$1.31M
Free cash flow$412.50M$346.31M$277.80M$180.18M-$23.47M-$14.28M-$15.87M-$6.69M-$9.67M
Investing cash flow-$28.60M-$817.39M-$409.37M$259.29M-$1.13B-$1.43B-$249.49M-$96.11M-$417.82M
Financing cash flow-$172.84M$666.52M-$742.60M$235.11M$2.88B$1.64B$863.13M$491.65M$326.28M
Share repurchases$560.49M$430.00M$211.90M$87.61M$0$0---
Stock-based compensation$229.78M$242.53M$248.38M$313.57M$197.16M$68.29M$18.06M$4.08M$1.54M
Depreciation and amortization$55.90M$27.50M$23.20M$15.50M$11.50M$4.87M$1.14M$3.15M$2.31M

Key ratios

Key ratios
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
FY2021
Jun 30, 2021
FY2020
Jun 30, 2020
FY2019
Jun 30, 2019
FY2018
Jun 30, 2018
Revenue growth, YoY13.0%13.4%21.9%64.9%169.4%51.2%45.5%67.0%-
Gross margin80.9%81.4%81.8%81.7%77.4%74.1%75.2%72.4%70.1%
Operating margin-4.4%-5.5%-13.5%-27.9%-49.4%-47.8%-21.7%-9.0%-12.1%
Net margin-0.7%1.6%-2.2%-21.1%-50.8%-41.4%-19.7%-6.8%-11.1%
Free cash flow margin25.0%23.7%21.5%17.0%-3.7%-6.0%-10.1%-6.2%-14.9%
Return on equity-0.3%0.6%-0.7%-5.5%-8.1%-3.9%-4.4%--
Return on assets-0.1%0.2%-0.3%-2.3%-3.5%-1.7%-1.3%-0.5%-
Current ratio1.511.581.551.781.841.551.421.12-
Debt to equity0.520.440.220.450.440.39---

Source: XBRL data BILL Holdings Inc. files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BILL peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BILL$1.61B+13.6%$51.98M3.2%$4.62B
MSFT$346.44B+17.9%$142.63B41.2%$4.05T
PLTR$7.29B+87.1%$3.67B50.3%$407.69B
ORCL$71.78B+21.6%$18.92B26.4%$362.21B
SAP€36.80B+7.7%€7.16B19.5%$291.67B
CRWD$5.40B+24.3%$58.46M1.1%$234.05B
SHOP$14.17B+32.5%$2.13B15.0%$195.63B
CRM$43.94B+11.2%$9.66B22.0%$176.90B
NOW$15.43B+21.8%$1.45B9.4%$106.66B

BILL FAQ

9 questions
  • What is BILL revenue?
    BILL Holdings Inc. (BILL) reported $1.61B of revenue for the twelve months ended Sep 30, 2026. That is up 13.6% from the year before. Revenue for fiscal 2026 was $1.65B.
  • Is BILL profitable?
    Yes. BILL Holdings Inc. earned $51.98M in net income for the twelve months ended Sep 30, 2026, a net margin of 3.2%.
  • How much cash and debt does BILL have?
    BILL Holdings Inc. reported $915.48M in cash and cash equivalents and $1.84B of debt on its most recent balance sheet in SEC filings.
  • How fast is BILL revenue growing?
    BILL Holdings Inc.'s revenue changed +13.0% in fiscal 2026, to $1.65B. Its compound annual growth rate was +47.3% over 5 years.
  • What is BILL gross margin?
    BILL Holdings Inc.'s gross profit was $1.29B on $1.61B of revenue for the twelve months ended Sep 30, 2026, a gross margin of 80.1%.
  • What is BILL free cash flow?
    BILL Holdings Inc. generated $413.67M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $415.79M less capital expenditures.
  • What is BILL earnings per share?
    Diluted earnings per share were $0.53 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BILL last report financial results?
    The latest statements here come from BILL Holdings Inc.'s 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this BILL financial data come from?
    Quantisnow builds these statements from the structured XBRL data BILL Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.