For the twelve months ended Sep 30, 2026, CNO Financial Group Inc. reported $4.54B of revenue and $417.60M of net income.
CNO revenue was $1.09B in fiscal Q3 2026 (ended Sep 30, 2026), down 8.6% from a year earlier and down 15.5% from the prior quarter. For the full fiscal 2025 it was $4.49B, up 0.9% from fiscal 2024. Compound annual growth was +3.3% over 5 years and +1.6% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.
CNO net income was $161.10M in fiscal Q3 2026 (ended Sep 30, 2026), up 597.4% from a year earlier and up 28.0% from the prior quarter. For the full fiscal 2025 it was $229.30M, down 45.5% from fiscal 2024. Compound annual growth was -5.3% over 5 years and -1.6% over 10 years. It rose in 3 of the last 6 fiscal years.
CNO diluted EPS was $1.71 in fiscal Q3 2026 (ended Sep 30, 2026), up 612.5% from a year earlier and up 28.6% from the prior quarter. For the full fiscal 2025 it was $2.30, down 40.9% from fiscal 2024. Compound annual growth was +1.7% over 5 years and +5.2% over 10 years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.49B | $4.45B | $4.15B | $3.58B | $4.12B | $3.82B | $4.02B | $4.31B | $4.30B | $3.99B |
| Operating income | $553.20M | $550.80M | $459.50M | $466.70M | $514.70M | $463.80M | $368.30M | $381.20M | $454.70M | - |
| Interest expense | $230.90M | $254.40M | $238.60M | $137.00M | $95.40M | $108.80M | $152.30M | $149.80M | $123.70M | $116.40M |
| Pre-tax income | $293.40M | $539.90M | $356.80M | $816.50M | $733.10M | $344.30M | $274.20M | -$264.80M | $480.50M | $353.20M |
| Income tax | $64.10M | $119.10M | $80.30M | $185.90M | $162.80M | $42.50M | -$135.20M | $50.20M | $304.90M | -$5.00M |
| Net income | $229.30M | $420.80M | $276.50M | $630.60M | $570.30M | $301.80M | $409.40M | -$315.00M | $175.60M | $358.20M |
| EPS, basic | $2.35 | $3.96 | $2.44 | $5.45 | $4.44 | $2.12 | $2.62 | -$1.90 | $1.03 | $2.03 |
| EPS, diluted | $2.30 | $3.89 | $2.40 | $5.36 | $4.35 | $2.11 | $2.61 | -$1.90 | $1.02 | $2.01 |
| Diluted shares | 99.8M | 108.1M | 115.1M | 117.7M | 131.1M | 143.2M | 157.1M | 165.5M | 172.1M | 178.3M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $983.50M | $2.00B | $889.00M | $644.90M | $731.70M | $991.90M | $654.70M | $656.60M | $757.30M | $668.20M |
| Total assets | $38.79B | $37.85B | $35.03B | $33.13B | $36.20B | $35.34B | $33.63B | $31.44B | $33.11B | $31.98B |
| Total debt | $1.34B | $1.83B | $1.14B | $1.14B | $1.14B | $1.14B | $989.10M | $916.80M | $914.60M | $912.90M |
| Total liabilities | $36.15B | $35.33B | $32.81B | $31.36B | $30.94B | $29.86B | $28.95B | $28.07B | $28.26B | $27.49B |
| Shareholders' equity | $2.64B | $2.52B | $2.22B | $1.77B | $3.68B | $5.48B | $4.68B | $3.37B | $4.85B | $4.49B |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $675.70M | $627.70M | $582.90M | $495.40M | $598.30M | $735.50M | $696.70M | $317.80M | $633.30M | $775.70M |
| Investing cash flow | -$1.67B | -$1.49B | -$872.30M | -$1.78B | -$1.53B | -$608.40M | -$555.60M | -$525.70M | -$270.20M | -$930.40M |
| Financing cash flow | -$22.60M | $1.97B | $533.50M | $1.20B | $667.60M | $210.10M | -$143.00M | $107.20M | -$274.00M | $26.20M |
| Dividends paid | $66.20M | $67.70M | $68.10M | $64.80M | $65.70M | $67.00M | $67.10M | $64.80M | $59.60M | $54.80M |
| Share repurchases | $331.40M | $300.20M | $166.10M | $190.10M | $407.80M | $268.30M | $254.50M | $108.00M | $168.30M | $210.00M |
| Depreciation and amortization | $318.50M | $292.40M | $267.40M | $248.50M | $236.60M | $303.90M | $267.90M | $292.20M | $265.40M | $275.00M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 0.9% | 7.3% | 15.9% | -13.2% | 7.9% | -4.8% | -6.9% | 0.4% | 7.8% | 4.5% |
| Net income growth, YoY | -45.5% | 52.2% | -56.2% | 10.6% | 89.0% | -26.3% | - | - | -51.0% | 32.3% |
| EPS growth, YoY | -40.9% | 62.1% | -55.2% | 23.2% | 106.2% | -19.2% | - | - | -49.3% | 44.6% |
| Operating margin | 12.3% | 12.4% | 11.1% | 13.0% | 12.5% | 12.1% | 9.2% | 8.8% | 10.6% | - |
| Net margin | 5.1% | 9.5% | 6.7% | 17.6% | 13.8% | 7.9% | 10.2% | -7.3% | 4.1% | 9.0% |
| Return on equity | 8.7% | 16.7% | 12.5% | 35.7% | 15.5% | 5.5% | 8.8% | -9.3% | 3.6% | 8.0% |
| Return on assets | 0.6% | 1.1% | 0.8% | 1.9% | 1.6% | 0.9% | 1.2% | -1.0% | 0.5% | 1.1% |
| Debt to equity | 0.51 | 0.73 | 0.51 | 0.64 | 0.31 | 0.21 | 0.21 | 0.27 | 0.19 | 0.20 |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.09B | $1.29B | $1.03B | $1.14B | $1.19B | $1.15B | $1.00B | $1.10B | $1.13B | $1.07B | $1.16B | $1.17B |
| Operating income | $220.20M | $151.00M | $129.90M | $173.50M | $162.80M | $112.30M | $104.60M | $173.90M | $153.50M | $148.60M | $74.80M | $172.10M |
| Interest expense | $58.10M | $55.30M | $50.90M | $53.20M | $56.60M | $59.10M | $62.00M | $62.00M | $68.00M | $64.20M | $60.20M | $63.70M |
| Pre-tax income | $226.40M | $159.70M | $48.40M | $111.40M | $36.20M | $118.00M | $27.80M | $232.10M | $11.00M | $150.60M | $146.20M | $46.10M |
| Income tax | $65.30M | $33.80M | $10.70M | $18.50M | $13.10M | $26.20M | $6.30M | $44.40M | $1.70M | $34.30M | $33.90M | $9.80M |
| Net income | $161.10M | $125.90M | $37.70M | $92.90M | $23.10M | $91.80M | $21.50M | $182.90M | $9.30M | $116.30M | $112.30M | $36.30M |
| EPS, basic | $1.75 | $1.35 | $0.40 | $0.98 | $0.24 | $0.93 | $0.21 | $1.78 | $0.09 | $1.08 | $1.03 | $0.33 |
| EPS, diluted | $1.71 | $1.33 | $0.39 | $0.95 | $0.24 | $0.91 | $0.21 | $1.74 | $0.09 | $1.06 | $1.01 | $0.32 |
| Diluted shares | 94.3M | 95.0M | 96.1M | - | 98.6M | 100.4M | 103.1M | - | 107.1M | 109.3M | 110.8M | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $1.42B | $1.31B | $1.15B | $983.50M | $1.24B | $816.00M | $1.02B | $2.00B | $1.25B | $992.10M | $649.80M | $889.00M |
| Goodwill | - | - | - | - | $69.50M | - | - | - | - | - | - | - |
| Total assets | $39.31B | $39.86B | $38.96B | $38.79B | $38.30B | $37.33B | $37.44B | $37.85B | $37.65B | $36.29B | $34.94B | $35.03B |
| Total debt | $1.34B | $1.34B | $1.34B | $1.34B | $1.34B | $1.33B | $1.83B | $1.83B | $1.83B | $1.83B | $1.14B | $1.14B |
| Total liabilities | $36.98B | $37.27B | $36.47B | $36.15B | $35.69B | $34.81B | $34.91B | $35.33B | $34.96B | $33.86B | $32.57B | $32.81B |
| Shareholders' equity | $2.32B | $2.59B | $2.50B | $2.64B | $2.61B | $2.52B | $2.56B | $2.52B | $2.69B | $2.43B | $2.37B | $2.22B |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $242.00M | $156.60M | $148.80M | $195.70M | $197.80M | $145.50M | $136.70M | $191.00M | $231.20M | $110.90M | $94.60M | $176.70M |
| Investing cash flow | -$468.30M | -$603.70M | -$184.10M | -$900.80M | -$106.10M | -$122.20M | -$538.20M | -$151.20M | -$167.90M | -$1.15B | -$23.60M | $73.00M |
| Financing cash flow | $341.70M | $598.80M | $206.10M | $447.00M | $333.90M | -$232.10M | -$571.40M | $712.60M | $189.90M | $1.38B | -$310.20M | $56.50M |
| Dividends paid | $16.60M | $16.70M | $17.10M | $16.20M | $16.40M | $16.70M | $16.90M | $16.40M | $16.80M | $17.20M | $17.30M | $16.70M |
| Share repurchases | $59.50M | $60.90M | $73.30M | $60.20M | $60.60M | $100.30M | $110.30M | $91.70M | $89.90M | $59.80M | $58.80M | $70.30M |
| Depreciation and amortization | $84.80M | $84.10M | $83.40M | $81.80M | $80.10M | $78.80M | $77.80M | $76.10M | $74.40M | $71.50M | $70.40M | $68.90M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -8.6% | 11.6% | 2.5% | 4.2% | 5.2% | 8.0% | -13.2% | -6.3% | 19.2% | 4.2% | 15.0% | 20.2% |
| Net income growth, YoY | 597.4% | 37.1% | 75.3% | -49.2% | 148.4% | -21.1% | -80.9% | 403.9% | -94.4% | 57.8% | - | -4.5% |
| EPS growth, YoY | 612.5% | 46.2% | 85.7% | -45.4% | 166.7% | -14.2% | -79.2% | 443.8% | -93.8% | 65.6% | - | -3.0% |
| Operating margin | 20.3% | 11.7% | 12.6% | 15.2% | 13.7% | 9.8% | 10.4% | 15.8% | 13.6% | 13.9% | 6.5% | 14.7% |
| Net margin | 14.8% | 9.8% | 3.7% | 8.1% | 1.9% | 8.0% | 2.1% | 16.7% | 0.8% | 10.9% | 9.7% | 3.1% |
| Debt to equity | 0.58 | 0.52 | 0.53 | 0.51 | 0.51 | 0.53 | 0.72 | 0.73 | 0.68 | 0.75 | 0.48 | 0.51 |
Source: XBRL data CNO Financial Group Inc. files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| CNO | $4.54B | +2.3% | $417.60M | 9.2% | $5.13B |
| AFL | $16.60B | -6.2% | $3.53B | 21.2% | $62.20B |
| PFG | $16.63B | +5.2% | $1.98B | 11.9% | $23.55B |
| UNM | $12.52B | -4.2% | $243.30M | 1.9% | $11.89B |