What is CPAY revenue?

Corpay Inc. (CPAY) reported $5.23B of revenue for the twelve months ended Sep 30, 2026. That is up 21.2% from the year before. Revenue for fiscal 2025 was $4.53B.

Yes. Corpay Inc. earned $1.24B in net income for the twelve months ended Sep 30, 2026, a net margin of 23.7%.

How much cash and debt does CPAY have?

Corpay Inc. reported $3.07B in cash and cash equivalents and $11.23B of debt on its most recent balance sheet in SEC filings.

How fast is CPAY revenue growing?

Corpay Inc.'s revenue changed +13.9% in fiscal 2025, to $4.53B. Its compound annual growth rate was +13.6% over 5 years and +10.3% over 10 years.

What is CPAY free cash flow?

Corpay Inc. generated $1.33B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $1.53B less capital expenditures.

What is CPAY earnings per share?

Diluted earnings per share were $18.17 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.

When did CPAY last report financial results?

The latest statements here come from Corpay Inc.'s 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.

Where does this CPAY financial data come from?

Quantisnow builds these statements from the structured XBRL data Corpay Inc. files with the SEC. It is provided for information only and is not investment advice.

Financials · CPAY

Corpay Inc. (CPAY) financials

For the twelve months ended Sep 30, 2026, Corpay Inc. reported $5.23B of revenue and $1.24B of net income.

Revenue, TTM: $5.23B
Revenue growth, YoY: +21.2%
Net income, TTM: $1.24B
Net income growth, YoY: +18.0%
Net margin: 23.7%
Free cash flow, TTM: $1.33B
EPS, diluted, TTM: $18.17
EPS growth, YoY: +23.4%
Cash: $3.07B
Total debt: $11.23B
P/E: 23.60
P/S: 5.60
Market cap: $29.30B

Annual revenue$4.53B

FY2016FY2025

Annual net income$1.07B

FY2016FY2025

Annual free cash flow$1.30B

FY2016FY2025

CPAY revenue and earnings growth

CPAY revenueQ3 2026$1.38B

Quarter YoY: +17.9%
QoQ: +3.2%
FY YoY: +13.9%
5Y CAGR: +13.6%
10Y CAGR: +10.3%

CPAY revenue was $1.38B in fiscal Q3 2026 (ended Sep 30, 2026), up 17.9% from a year earlier and up 3.2% from the prior quarter. For the full fiscal 2025 it was $4.53B, up 13.9% from fiscal 2024. Compound annual growth was +13.6% over 5 years and +10.3% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

CPAY net incomeQ3 2026$378.42M

Quarter YoY: +36.2%
QoQ: +52.4%
FY YoY: +6.6%
5Y CAGR: +8.7%
10Y CAGR: +11.4%

CPAY net income was $378.42M in fiscal Q3 2026 (ended Sep 30, 2026), up 36.2% from a year earlier and up 52.4% from the prior quarter. For the full fiscal 2025 it was $1.07B, up 6.6% from fiscal 2024. Compound annual growth was +8.7% over 5 years and +11.4% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

CPAY EPSQ3 2026$5.66

Quarter YoY: +44.8%
QoQ: +53.0%
FY YoY: +7.6%
5Y CAGR: +13.1%
10Y CAGR: +14.6%

CPAY diluted EPS was $5.66 in fiscal Q3 2026 (ended Sep 30, 2026), up 44.8% from a year earlier and up 53.0% from the prior quarter. For the full fiscal 2025 it was $15.03, up 7.6% from fiscal 2024. Compound annual growth was +13.1% over 5 years and +14.6% over 10 years.

CPAY free cash flowQ3 2026-$735.05M

FY YoY: -26.4%
5Y CAGR: -1.4%
10Y CAGR: +6.2%

CPAY free cash flow was -$735.05M in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$429.84M a year earlier. For the full fiscal 2025 it was $1.30B, down 26.4% from fiscal 2024. Compound annual growth was -1.4% over 5 years and +6.2% over 10 years. It rose in 4 of the last 10 fiscal years.

Export CSV

Income statement

Income statement
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue	$4.53B	$3.97B	$3.76B	$3.43B	$2.83B	$2.39B	$2.65B	$2.43B	$2.25B	$1.83B
Cost of revenue	-	-	-	-	-	-	-	-	$96.80M	$91.60M
Gross profit	-	-	-	-	-	-	-	-	$2.15B	$1.74B
Selling, general and admin	$733.03M	$616.87M	$603.42M	$584.13M	$485.83M	$374.68M	$407.21M	$389.17M	$387.69M	$283.63M
Operating income	$1.99B	$1.79B	$1.66B	$1.45B	$1.24B	$972.26M	$1.23B	$1.09B	$883.76M	$754.15M
Interest expense	$403.85M	$383.04M	$348.61M	$164.66M	-	-	-	-	-	-
Pre-tax income	$1.54B	$1.39B	$1.33B	$1.28B	$1.11B	$882.52M	$1.08B	$1.10B	$893.59M	$642.92M
Income tax	$469.73M	$381.38M	$343.12M	$321.33M	$269.31M	$178.31M	$182.75M	$283.64M	$153.39M	$190.53M
Net income	$1.07B	$1.00B	$981.89M	$954.33M	$839.50M	$704.22M	$895.07M	$811.48M	$740.20M	$452.38M
EPS, basic	$15.23	$14.27	$13.42	$12.62	$10.23	$8.38	$10.36	$9.14	$8.12	$4.89
EPS, diluted	$15.03	$13.97	$13.20	$12.42	$9.99	$8.12	$9.94	$8.81	$7.91	$4.75
Diluted shares	71.1M	71.8M	74.4M	76.9M	84.1M	86.7M	90.1M	92.2M	93.6M	95.2M

Balance sheet

Balance sheet
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Cash and equivalents	$2.41B	$1.55B	$1.39B	$2.29B	$2.25B	$1.48B	$1.68B	$1.36B	$1.13B	$643.77M
Receivables	$2.15B	$2.09B	$2.16B	$2.06B	$1.79B	$1.37B	$1.57B	$1.43B	$1.42B	$1.20B
Current assets	$13.96B	$8.68B	$7.08B	$6.11B	$5.49B	$3.96B	$4.62B	$3.88B	$3.55B	$2.53B
Goodwill	$7.56B	$5.98B	$5.64B	$5.20B	$5.08B	$4.72B	$4.83B	$4.54B	$4.72B	$4.20B
Total assets	$26.41B	$17.96B	$15.48B	$14.09B	$13.40B	$11.19B	$12.25B	$11.20B	$11.32B	$9.63B
Current liabilities	$14.30B	$8.71B	$6.83B	$6.04B	$5.29B	$3.97B	$4.46B	$4.50B	$4.10B	$3.30B
Short-term debt	$3.35B	$2.77B	$2.13B	$2.31B	$1.52B	$1.21B	$1.75B	$2.07B	$1.62B	$1.34B
Total debt	$10.00B	$8.00B	$6.72B	$7.04B	$5.98B	-	-	-	$2.99B	$2.64B
Total liabilities	$22.48B	$14.81B	$12.19B	$11.55B	$10.54B	-	-	-	-	-
Shareholders' equity	$3.88B	$3.15B	$3.28B	$2.54B	$2.87B	$3.36B	$3.71B	$3.34B	$3.68B	$3.08B

Cash flow

Cash flow
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Operating cash flow	$1.50B	$1.94B	$2.10B	$754.80M	$1.20B	$1.47B	$1.16B	$903.38M	$680.06M	$708.22M
Capital expenditures	$200.76M	$175.18M	$153.82M	$151.43M	$111.53M	$78.42M	$75.17M	$81.39M	$70.09M	$59.01M
Free cash flow	$1.30B	$1.77B	$1.95B	$603.37M	$1.09B	$1.39B	$1.09B	$822.00M	$609.97M	$649.21M
Investing cash flow	$1.23B	-$807.48M	-$380.72M	-$368.35M	-$715.93M	-$106.25M	-$523.70M	-$26.27M	-$497.80M	-$1.39B
Financing cash flow	$1.56B	$404.99M	-$898.21M	-$311.23M	$343.93M	-$1.42B	-$310.17M	-$577.82M	$251.94M	$753.97M
Share repurchases	$782.82M	$1.29B	$686.86M	$1.41B	$1.36B	$849.91M	$694.91M	$958.70M	$402.39M	$187.68M
Stock-based compensation	$102.64M	$116.72M	$116.09M	$121.42M	$80.07M	$43.38M	$60.95M	$69.94M	$93.30M	$63.95M
Depreciation and amortization	$393.30M	$351.09M	$336.60M	$322.28M	$284.20M	$254.80M	$274.21M	$274.61M	$264.56M	$203.26M

Key ratios

Key ratios
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue growth, YoY	13.9%	5.8%	9.6%	20.9%	18.6%	-9.8%	8.8%	8.2%	22.8%	7.6%
Net income growth, YoY	6.6%	2.2%	2.9%	13.7%	19.2%	-21.3%	10.3%	9.6%	63.6%	24.8%
EPS growth, YoY	7.6%	5.8%	6.3%	24.3%	23.0%	-18.3%	12.8%	11.4%	66.5%	23.4%
Gross margin	-	-	-	-	-	-	-	-	95.7%	95.0%
Operating margin	44.0%	45.0%	44.1%	42.2%	43.8%	40.7%	46.5%	44.8%	39.3%	41.2%
Net margin	23.6%	25.3%	26.1%	27.8%	29.6%	29.5%	33.8%	33.3%	32.9%	24.7%
Free cash flow margin	28.7%	44.4%	51.8%	17.6%	38.3%	58.4%	41.0%	33.8%	27.1%	35.4%
Return on equity	27.5%	31.9%	29.9%	37.5%	29.3%	21.0%	24.1%	24.3%	20.1%	14.7%
Return on assets	4.1%	5.6%	6.3%	6.8%	6.3%	6.3%	7.3%	7.2%	6.5%	4.7%
Current ratio	0.98	1.00	1.04	1.01	1.04	1.00	1.03	0.86	0.87	0.77
Debt to equity	2.58	2.54	2.05	2.77	2.09	-	-	-	0.81	0.86

Income statement

Income statement
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue	$1.38B	$1.34B	$1.26B	$1.25B	$1.17B	$1.10B	$1.01B	$1.03B	$1.03B	$975.71M	$935.25M	$937.32M
Selling, general and admin	$204.16M	$223.67M	$203.80M	$220.46M	$178.61M	$176.99M	$156.96M	$158.18M	$153.66M	$153.78M	$151.26M	$141.54M
Operating income	$621.26M	$472.27M	$636.16M	$564.47M	$523.12M	$479.39M	$427.12M	$488.35M	$468.13M	$433.34M	$397.34M	$424.05M
Interest expense	$108.76M	$114.72M	$110.10M	$113.02M	$100.03M	$96.87M	$93.92M	$94.84M	$104.44M	$94.68M	$89.09M	$92.04M
Pre-tax income	$502.31M	$344.72M	$505.02M	$399.38M	$421.70M	$393.09M	$327.51M	$387.34M	$358.28M	$334.20M	$305.29M	$333.50M
Income tax	$120.03M	$92.93M	$151.30M	$133.76M	$143.32M	$109.01M	$83.64M	$141.33M	$82.02M	$82.54M	$75.49M	$77.64M
Net income	$378.42M	$248.31M	$350.07M	$264.48M	$277.94M	$284.08M	$243.88M	$245.96M	$276.40M	$251.66M	$229.80M	$255.86M
EPS, basic	$5.73	$3.75	$5.14	$3.79	$3.95	$4.03	$3.46	$3.50	$3.98	$3.59	$3.20	$3.55
EPS, diluted	$5.66	$3.70	$5.07	$3.74	$3.91	$3.98	$3.40	$3.43	$3.90	$3.52	$3.12	$3.48
Diluted shares	66.4M	66.3M	68.4M	-	71.1M	71.4M	71.6M	-	70.9M	71.5M	73.5M	-

Balance sheet

Balance sheet
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Cash and equivalents	$3.07B	$3.16B	$2.54B	$2.41B	$2.01B	$2.19B	$4.38B	$1.55B	$1.30B	$1.36B	$1.31B	$1.39B
Receivables	$2.97B	$2.66B	$2.63B	$2.15B	$2.66B	$2.60B	$2.55B	$2.09B	$2.64B	$2.41B	$2.38B	$2.16B
Current assets	$16.24B	$16.48B	$14.64B	$13.96B	$10.11B	$10.76B	$9.08B	$8.68B	$8.78B	$7.98B	$7.44B	$7.08B
Goodwill	$7.17B	$7.15B	$7.34B	$7.56B	$6.34B	$6.33B	$6.19B	$5.98B	$5.93B	$5.55B	$5.67B	$5.64B
Total assets	$28.09B	$28.22B	$26.66B	$26.41B	$19.74B	$20.44B	$18.55B	$17.96B	$17.64B	$16.20B	$15.83B	$15.48B
Current liabilities	$17.02B	$16.96B	$14.99B	$14.30B	$8.91B	$9.64B	$8.24B	$8.71B	$8.35B	$7.84B	$6.95B	$6.83B
Short-term debt	$5.16B	$4.53B	$3.75B	$3.35B	$2.30B	$2.25B	$2.25B	$2.77B	$2.49B	$2.52B	$1.90B	$2.13B
Total debt	$11.23B	$10.62B	$10.36B	$10.00B	$8.12B	$8.12B	$8.17B	$8.00B	-	-	-	$6.72B
Total liabilities	$24.74B	$24.64B	$23.11B	$22.48B	$15.63B	$16.47B	$15.05B	$14.81B	$14.52B	$13.42B	$12.55B	$12.19B
Shareholders' equity	$3.30B	$3.59B	$3.56B	$3.88B	$4.12B	$3.97B	$3.49B	$3.15B	$3.11B	$2.78B	$3.28B	$3.28B

Cash flow

Cash flow
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Operating cash flow	-$697.20M	$1.47B	-$56.62M	$812.74M	-$378.93M	$1.14B	-$74.15M	$648.67M	$400.79M	$540.92M	$350.18M	$716.50M
Capital expenditures	$37.85M	$54.44M	$51.09M	$52.44M	$50.91M	$52.64M	$44.77M	$44.11M	$45.78M	$44.10M	$41.19M	$36.66M
Free cash flow	-$735.05M	$1.42B	-$107.71M	$760.30M	-$429.84M	$1.09B	-$118.92M	$604.56M	$355.01M	$496.82M	$308.99M	$679.84M
Investing cash flow	-$74.17M	-$47.66M	$369.12M	$1.51B	-$60.28M	-$38.72M	-$183.92M	-$429.24M	-$231.63M	-$44.27M	-$102.34M	-$35.08M
Financing cash flow	$3.17M	-$3.49M	-$416.17M	$1.66B	-$180.64M	-$63.94M	$142.30M	$228.75M	$415.47M	-$80.69M	-$158.55M	-$396.75M
Share repurchases	$706.53M	$326.56M	$785.97M	$500.24M	$191.71M	$32.16M	$58.72M	$248.75M	$92.17M	$658.24M	$288.83M	$139.95M
Stock-based compensation	$33.42M	$32.01M	$27.50M	$27.81M	$27.59M	$28.87M	$18.37M	$36.13M	$28.51M	$27.11M	$24.98M	$26.17M
Depreciation and amortization	$115.67M	$118.30M	$114.83M	$116.60M	$93.16M	$91.35M	$92.19M	$92.44M	$89.55M	$84.34M	$84.76M	$83.95M

Key ratios

Key ratios
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue growth, YoY	17.9%	21.5%	25.4%	20.7%	13.9%	12.9%	7.5%	10.4%	6.0%	2.9%	3.8%	6.1%
Net income growth, YoY	36.2%	-12.6%	43.5%	7.5%	0.6%	12.9%	6.1%	-3.9%	1.8%	5.0%	7.0%	13.6%
EPS growth, YoY	44.8%	-7.0%	49.1%	9.0%	0.3%	13.1%	9.0%	-1.4%	7.1%	10.0%	8.3%	14.9%
Operating margin	45.0%	35.3%	50.4%	45.2%	44.6%	43.5%	42.5%	47.2%	45.5%	44.4%	42.5%	45.2%
Net margin	27.4%	18.5%	27.8%	21.2%	23.7%	25.8%	24.3%	23.8%	26.9%	25.8%	24.6%	27.3%
Free cash flow margin	-53.2%	105.7%	-8.5%	60.9%	-36.7%	98.7%	-11.8%	58.4%	34.5%	50.9%	33.0%	72.5%
Current ratio	0.95	0.97	0.98	0.98	1.13	1.12	1.10	1.00	1.05	1.02	1.07	1.04
Debt to equity	3.41	2.96	2.91	2.58	1.97	2.05	2.34	2.54	-	-	-	2.05

Source: XBRL data Corpay Inc. files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

CPAY peers

Company	Revenue	Growth	Net income	Net margin	Market cap
CPAY	$5.23B	+21.2%	$1.24B	23.7%	$29.30B
VVisa Inc.	$45.90B	+14.8%	$23.50B	51.2%	$761.17B
MAMastercard Incorporated	$36.29B	+15.3%	$16.96B	46.7%	$571.32B
BABAAlibaba Group Holding Limited	CN¥1.02T	+2.7%	CN¥103.59B	10.1%	$255.28B
ACNAccenture plc	$74.18B	+6.5%	$8.37B	11.3%	$170.10B
UBERUber Technologies Inc.	$56.53B	+13.9%	$3.46B	6.1%	$145.32B
PDDPDD Holdings Inc.	CN¥431.85B	+9.7%	CN¥97.84B	22.7%	$114.58B
DASHDoorDash Inc.	$17.06B	+35.0%	$1.06B	6.2%	$78.89B
MELIMercadoLibre Inc.	$38.52B	+47.1%	$1.89B	4.9%	$77.70B

CPAY FAQ

8 questions

What is CPAY revenue?
Corpay Inc. (CPAY) reported $5.23B of revenue for the twelve months ended Sep 30, 2026. That is up 21.2% from the year before. Revenue for fiscal 2025 was $4.53B.
Is CPAY profitable?
Yes. Corpay Inc. earned $1.24B in net income for the twelve months ended Sep 30, 2026, a net margin of 23.7%.
How much cash and debt does CPAY have?
Corpay Inc. reported $3.07B in cash and cash equivalents and $11.23B of debt on its most recent balance sheet in SEC filings.
How fast is CPAY revenue growing?
Corpay Inc.'s revenue changed +13.9% in fiscal 2025, to $4.53B. Its compound annual growth rate was +13.6% over 5 years and +10.3% over 10 years.
What is CPAY free cash flow?
Corpay Inc. generated $1.33B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $1.53B less capital expenditures.
What is CPAY earnings per share?
Diluted earnings per share were $18.17 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
When did CPAY last report financial results?
The latest statements here come from Corpay Inc.'s 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
Where does this CPAY financial data come from?
Quantisnow builds these statements from the structured XBRL data Corpay Inc. files with the SEC. It is provided for information only and is not investment advice.