What is EEFT revenue?

Euronet Worldwide Inc. (EEFT) reported $4.39B of revenue for the twelve months ended Sep 30, 2026. That is up 5.0% from the year before. Revenue for fiscal 2025 was $4.24B.

Yes. Euronet Worldwide Inc. earned $280.00M in net income for the twelve months ended Sep 30, 2026, a net margin of 6.4%.

How much cash and debt does EEFT have?

Euronet Worldwide Inc. reported $955.40M in cash and cash equivalents and $2.18B of debt on its most recent balance sheet in SEC filings.

How fast is EEFT revenue growing?

Euronet Worldwide Inc.'s revenue changed +6.4% in fiscal 2025, to $4.24B. Its compound annual growth rate was +11.3% over 5 years and +9.1% over 10 years.

What is EEFT free cash flow?

Euronet Worldwide Inc. generated $307.10M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $430.00M less capital expenditures.

What is EEFT earnings per share?

Diluted earnings per share were $6.04 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.

When did EEFT last report financial results?

The latest statements here come from Euronet Worldwide Inc.'s 10-Q filed on Nov 4, 2026, covering the period ended Sep 30, 2026.

Where does this EEFT financial data come from?

Quantisnow builds these statements from the structured XBRL data Euronet Worldwide Inc. files with the SEC. It is provided for information only and is not investment advice.

Financials · EEFT

Euronet Worldwide Inc. (EEFT) financials

For the twelve months ended Sep 30, 2026, Euronet Worldwide Inc. reported $4.39B of revenue and $280.00M of net income.

Revenue, TTM: $4.39B
Revenue growth, YoY: +5.0%
Net income, TTM: $280.00M
Net income growth, YoY: -7.7%
Net margin: 6.4%
Free cash flow, TTM: $307.10M
EPS, diluted, TTM: $6.04
EPS growth, YoY: -11.6%
Cash: $955.40M
Total debt: $2.18B
P/E: 9.31
P/S: 0.59
Market cap: $2.61B

Annual revenue$4.24B

FY2016FY2025

Annual net income$309.50M

FY2016FY2025

Annual free cash flow$434.30M

FY2016FY2025

EEFT revenue and earnings growth

EEFT revenueQ3 2026$1.16B

Quarter YoY: +1.3%
QoQ: +4.8%
FY YoY: +6.4%
5Y CAGR: +11.3%
10Y CAGR: +9.1%

EEFT revenue was $1.16B in fiscal Q3 2026 (ended Sep 30, 2026), up 1.3% from a year earlier and up 4.8% from the prior quarter. For the full fiscal 2025 it was $4.24B, up 6.4% from fiscal 2024. Compound annual growth was +11.3% over 5 years and +9.1% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

EEFT net incomeQ3 2026$113.60M

Quarter YoY: -6.9%
QoQ: +46.4%
FY YoY: +1.1%
10Y CAGR: +12.1%

EEFT net income was $113.60M in fiscal Q3 2026 (ended Sep 30, 2026), down 6.9% from a year earlier and up 46.4% from the prior quarter. For the full fiscal 2025 it was $309.50M, up 1.1% from fiscal 2024. Compound annual growth was +12.1% over 10 years. It rose in each of the last 4 fiscal years.

EEFT EPSQ3 2026$2.53

Quarter YoY: -8.0%
QoQ: +48.0%
FY YoY: +6.0%
10Y CAGR: +14.1%

EEFT diluted EPS was $2.53 in fiscal Q3 2026 (ended Sep 30, 2026), down 8.0% from a year earlier and up 48.0% from the prior quarter. For the full fiscal 2025 it was $6.84, up 6.0% from fiscal 2024. Compound annual growth was +14.1% over 10 years.

EEFT free cash flowQ3 2026$199.40M

Quarter YoY: +23.7%
QoQ: +78.2%
FY YoY: -29.5%
5Y CAGR: +22.7%
10Y CAGR: +12.0%

EEFT free cash flow was $199.40M in fiscal Q3 2026 (ended Sep 30, 2026), up 23.7% from a year earlier and up 78.2% from the prior quarter. For the full fiscal 2025 it was $434.30M, down 29.5% from fiscal 2024. Compound annual growth was +22.7% over 5 years and +12.0% over 10 years. It rose in 6 of the last 10 fiscal years.

Export CSV

Income statement

Income statement
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue	$4.24B	$3.99B	$3.69B	$3.36B	$3.00B	$2.48B	$2.75B	$2.54B	$2.25B	$1.96B
Cost of revenue	-	-	-	-	-	$1.58B	$1.56B	$1.49B	$1.36B	$1.17B
Gross profit	-	-	-	-	-	$906.00M	$1.19B	$1.05B	$896.17M	$784.07M
Selling, general and admin	$372.20M	$315.30M	$296.80M	$285.10M	$252.00M	$221.61M	$211.94M	$216.81M	$190.30M	$165.35M
Operating income	$529.80M	$503.20M	$432.60M	$385.40M	$184.00M	$46.62M	$475.19M	$357.91M	$266.00M	$249.77M
Interest expense	$84.50M	$80.50M	$55.60M	$37.50M	$38.30M	$36.60M	$36.24M	$37.57M	$32.57M	$28.33M
Pre-tax income	$448.20M	$448.90M	$400.40M	$322.60M	$135.60M	$8.17M	$433.81M	$294.92M	$256.33M	$232.89M
Income tax	$135.20M	$142.60M	$120.90M	$91.90M	$65.10M	$11.47M	$87.11M	$62.78M	$99.39M	$58.80M
Net income	$309.50M	$306.00M	$279.70M	$231.00M	$70.70M	-$3.40M	$346.75M	$232.85M	$156.84M	$174.41M
EPS, basic	$7.40	$6.82	$5.77	$4.60	$1.34	-$0.06	$6.49	$4.52	$2.99	$3.34
EPS, diluted	$6.84	$6.45	$5.50	$4.41	$1.32	-$0.06	$6.31	$4.26	$2.85	$3.23
Diluted shares	45.8M	48.1M	51.6M	53.5M	53.5M	52.7M	54.9M	54.6M	55.1M	54.0M

Balance sheet

Balance sheet
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Cash and equivalents	$1.04B	$1.28B	$1.25B	$1.99B	$2.09B	$2.10B	$1.82B	$1.13B	$900.52M	$812.09M
Receivables	$334.50M	$284.90M	$370.60M	$270.80M	$203.01M	$117.52M	$201.94M	$202.51M	$744.88M	$502.99M
Inventory	-	-	-	-	-	-	-	-	$95.67M	$78.11M
Current assets	$4.27B	$4.04B	$4.16B	$3.73B	$3.31B	$3.37B	$2.92B	$2.09B	$1.89B	$1.58B
Goodwill	$1.04B	$859.20M	$847.50M	$828.30M	$641.60M	$665.82M	$743.82M	$704.20M	$717.39M	$689.71M
Total assets	$6.49B	$5.83B	$5.89B	$5.40B	$4.74B	$4.93B	$4.66B	$3.32B	$3.14B	$2.71B
Current liabilities	$3.85B	$3.23B	$2.70B	$2.35B	$1.85B	$1.86B	$1.63B	$1.38B	$1.41B	$1.18B
Short-term debt	$983.20M	$812.70M	$812.70M	$100.0K	$821.0K	$797.0K	$6.09M	$38.02M	$41.29M	$32.16M
Long-term debt	$1.04B	$1.13B	$1.72B	$1.61B	$1.42B	$1.44B	$1.09B	$589.78M	$404.01M	$561.66M
Total debt	$2.02B	$1.95B	$2.53B	$1.61B	$1.42B	$1.44B	$1.10B	$627.80M	$445.30M	$593.82M
Total liabilities	$5.17B	$4.61B	$4.64B	$4.16B	$3.49B	$3.48B	$3.08B	$2.09B	$1.94B	$1.81B
Shareholders' equity	$1.31B	$1.23B	$1.25B	$1.24B	$1.26B	$1.45B	$1.58B	$1.23B	$1.20B	$900.56M

Cash flow

Cash flow
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Operating cash flow	$559.80M	$732.80M	$643.10M	$748.30M	$406.30M	$253.50M	$504.49M	$397.23M	$286.28M	$391.52M
Capital expenditures	$125.50M	$117.20M	$94.40M	$104.30M	$92.20M	$97.63M	$131.29M	$112.48M	$97.23M	$87.41M
Free cash flow	$434.30M	$615.60M	$548.70M	$644.00M	$314.10M	$155.88M	$373.20M	$284.75M	$189.04M	$304.11M
Investing cash flow	-$138.50M	-$223.30M	-$157.60M	-$453.80M	-$98.10M	-$105.53M	-$229.03M	-$132.28M	-$101.86M	-$136.31M
Financing cash flow	-$788.60M	-$135.70M	-$143.20M	-$1.20M	-$212.00M	$35.40M	$416.30M	$2.02M	-$161.15M	$79.51M
Share repurchases	-	-	-	$175.97M	$229.88M	$241.52M	$74.46M	$177.85M	$3.06M	$77.36M
Stock-based compensation	$55.10M	$43.90M	$53.70M	$44.10M	$36.50M	$21.95M	$21.44M	$16.76M	$15.62M	$14.98M
Depreciation and amortization	$138.50M	$131.80M	$132.90M	$135.90M	$135.80M	$127.02M	$111.74M	$106.02M	$95.03M	$80.53M

Key ratios

Key ratios
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue growth, YoY	6.4%	8.2%	9.8%	12.1%	20.7%	-9.7%	8.4%	12.6%	15.0%	10.5%
Net income growth, YoY	1.1%	9.4%	21.1%	226.7%	-	-	48.9%	48.5%	-10.1%	76.5%
EPS growth, YoY	6.0%	17.3%	24.7%	234.1%	-	-	48.1%	49.5%	-11.8%	76.5%
Gross margin	-	-	-	-	-	36.5%	43.4%	41.3%	39.8%	40.0%
Operating margin	12.5%	12.6%	11.7%	11.5%	6.1%	1.9%	17.3%	14.1%	11.8%	12.8%
Net margin	7.3%	7.7%	7.6%	6.9%	2.4%	-0.1%	12.6%	9.2%	7.0%	8.9%
Free cash flow margin	10.2%	15.4%	14.9%	19.2%	10.5%	6.3%	13.6%	11.2%	8.4%	15.5%
Return on equity	23.7%	24.9%	22.4%	18.6%	5.6%	-0.2%	22.0%	18.9%	13.1%	19.4%
Return on assets	4.8%	5.2%	4.7%	4.3%	1.5%	-0.1%	7.4%	7.0%	5.0%	6.4%
Current ratio	1.11	1.25	1.54	1.58	1.79	1.81	1.79	1.51	1.34	1.34
Debt to equity	1.55	1.58	2.02	1.29	1.13	0.99	0.69	0.51	0.37	0.66

Income statement

Income statement
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue	$1.16B	$1.11B	$1.01B	$1.11B	$1.15B	$1.07B	$915.50M	$1.05B	$1.10B	$986.20M	$857.00M	$957.70M
Selling, general and admin	$99.00M	$98.40M	$92.60M	$116.80M	$84.60M	$87.80M	$83.00M	$83.40M	$80.60M	$79.40M	$71.90M	$72.40M
Operating income	$171.60M	$137.10M	$72.00M	$101.00M	$195.00M	$158.60M	$75.20M	$122.70M	$182.20M	$134.30M	$64.00M	$97.40M
Interest expense	$21.70M	$20.60M	$14.10M	$14.40M	$22.50M	$28.20M	$19.40M	$21.30M	$24.20M	$20.10M	$14.90M	$16.50M
Pre-tax income	$159.50M	$124.30M	$66.30M	$91.20M	$180.20M	$131.30M	$45.50M	$75.90M	$208.40M	$122.40M	$42.20M	$97.90M
Income tax	$45.70M	$46.70M	$29.00M	$39.40M	$55.10M	$33.60M	$7.10M	$30.60M	$56.80M	$39.20M	$16.00M	$28.40M
Net income	$113.60M	$77.60M	$37.30M	$51.50M	$122.00M	$97.70M	$38.40M	$45.20M	$151.50M	$83.20M	$26.20M	$69.30M
EPS, basic	$3.05	$2.04	$0.96	$1.19	$3.02	$2.31	$0.88	$1.01	$3.41	$1.83	$0.57	$1.49
EPS, diluted	$2.53	$1.71	$0.83	$0.97	$2.75	$2.27	$0.85	$0.96	$3.21	$1.73	$0.55	$1.41
Diluted shares	45.8M	46.2M	47.0M	-	44.8M	43.0M	46.2M	-	47.6M	48.7M	49.0M	-

Balance sheet

Balance sheet
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Cash and equivalents	$955.40M	$1.20B	$1.23B	$1.04B	$1.17B	$1.33B	$1.39B	$1.28B	$1.52B	$1.27B	$1.24B	$1.25B
Receivables	$321.50M	$363.90M	$310.70M	$334.50M	$297.20M	$328.40M	$330.50M	$284.90M	$273.20M	$428.10M	$407.60M	$370.60M
Current assets	$3.96B	$4.33B	$4.16B	$4.27B	$4.24B	$4.54B	$4.17B	$4.04B	$4.39B	$4.27B	$3.93B	$4.16B
Goodwill	$1.02B	$1.02B	$1.03B	$1.04B	$949.90M	$954.90M	$882.20M	$859.20M	$913.30M	$877.50M	$848.80M	$847.50M
Total assets	$6.05B	$6.49B	$6.33B	$6.49B	$6.28B	$6.55B	$6.05B	$5.83B	$6.29B	$6.06B	$5.69B	$5.89B
Current liabilities	$2.79B	$3.16B	$3.26B	$3.85B	$3.67B	$3.94B	$2.61B	$3.23B	$3.47B	$3.57B	$2.96B	$2.70B
Short-term debt	$470.50M	$826.20M	$970.20M	$983.20M	$1.23B	$1.43B	$294.10M	$812.70M	$1.08B	$1.23B	$294.10M	$812.70M
Long-term debt	$1.71B	$1.83B	$1.58B	$1.04B	$1.07B	$1.00B	$1.91B	$1.13B	$1.20B	$1.03B	$1.26B	$1.72B
Total debt	$2.18B	$2.65B	$2.55B	$2.02B	$2.30B	$2.44B	$2.20B	$1.95B	$2.28B	$2.27B	$1.55B	$2.53B
Total liabilities	$4.75B	$5.25B	$5.11B	$5.17B	$5.00B	$5.19B	$4.75B	$4.61B	$4.93B	$4.85B	$4.45B	$4.64B
Shareholders' equity	$1.28B	$1.25B	$1.23B	$1.31B	$1.28B	$1.36B	$1.30B	$1.23B	$1.36B	$1.21B	$1.24B	$1.25B

Cash flow

Cash flow
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Operating cash flow	$226.10M	$148.00M	-$122.00M	$177.90M	$197.30M	$182.90M	$1.70M	$80.30M	$440.30M	$182.20M	$30.00M	$135.70M
Capital expenditures	$26.70M	$36.10M	$28.50M	$31.60M	$36.10M	$34.40M	$23.40M	$34.20M	$25.80M	$33.40M	$23.80M	$25.30M
Free cash flow	$199.40M	$111.90M	-$150.50M	$146.30M	$161.20M	$148.50M	-$21.70M	$46.10M	$414.50M	$148.80M	$6.20M	$110.40M
Investing cash flow	-$22.60M	-$46.90M	-$28.80M	-$1.50M	-$48.10M	-$34.20M	-$54.70M	-$38.10M	-$30.00M	-$58.40M	-$96.80M	-$83.00M
Financing cash flow	-$522.40M	$55.50M	$441.30M	-$509.70M	-$358.10M	-$83.40M	$162.60M	-$321.10M	-$119.00M	$223.10M	$81.30M	$65.10M
Stock-based compensation	$16.70M	$15.70M	$14.80M	$15.30M	$14.80M	$13.80M	$11.20M	$10.60M	$10.60M	$10.20M	$12.50M	$14.20M
Depreciation and amortization	$39.50M	$40.00M	$39.90M	$37.70M	$34.80M	$33.80M	$32.20M	$32.50M	$32.90M	$33.70M	$32.70M	$33.50M

Key ratios

Key ratios
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue growth, YoY	1.3%	3.2%	10.5%	5.9%	4.2%	8.9%	6.8%	9.4%	9.5%	5.0%	8.9%	10.6%
Net income growth, YoY	-6.9%	-20.6%	-2.9%	13.9%	-19.5%	17.4%	46.6%	-34.8%	45.4%	-3.3%	32.3%	2.4%
EPS growth, YoY	-8.0%	-24.7%	-2.4%	1.0%	-14.3%	31.2%	54.5%	-31.9%	56.6%	4.8%	41.0%	8.5%
Operating margin	14.8%	12.4%	7.1%	9.1%	17.0%	14.8%	8.2%	11.7%	16.6%	13.6%	7.5%	10.2%
Net margin	9.8%	7.0%	3.7%	4.6%	10.6%	9.1%	4.2%	4.3%	13.8%	8.4%	3.1%	7.2%
Free cash flow margin	17.2%	10.1%	-14.9%	13.2%	14.1%	13.8%	-2.4%	4.4%	37.7%	15.1%	0.7%	11.5%
Current ratio	1.42	1.37	1.28	1.11	1.15	1.15	1.60	1.25	1.26	1.19	1.33	1.54
Debt to equity	1.70	2.13	2.08	1.55	1.80	1.79	1.69	1.58	1.67	1.87	1.25	2.02

Source: XBRL data Euronet Worldwide Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

EEFT peers

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CMECME Group Inc.	$6.97B	+9.0%	$4.43B	63.5%	$109.00B
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NDAQNasdaq Inc.	$9.15B	+11.5%	$2.08B	22.8%	$60.21B

EEFT FAQ

8 questions

What is EEFT revenue?
Euronet Worldwide Inc. (EEFT) reported $4.39B of revenue for the twelve months ended Sep 30, 2026. That is up 5.0% from the year before. Revenue for fiscal 2025 was $4.24B.
Is EEFT profitable?
Yes. Euronet Worldwide Inc. earned $280.00M in net income for the twelve months ended Sep 30, 2026, a net margin of 6.4%.
How much cash and debt does EEFT have?
Euronet Worldwide Inc. reported $955.40M in cash and cash equivalents and $2.18B of debt on its most recent balance sheet in SEC filings.
How fast is EEFT revenue growing?
Euronet Worldwide Inc.'s revenue changed +6.4% in fiscal 2025, to $4.24B. Its compound annual growth rate was +11.3% over 5 years and +9.1% over 10 years.
What is EEFT free cash flow?
Euronet Worldwide Inc. generated $307.10M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $430.00M less capital expenditures.
What is EEFT earnings per share?
Diluted earnings per share were $6.04 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
When did EEFT last report financial results?
The latest statements here come from Euronet Worldwide Inc.'s 10-Q filed on Nov 4, 2026, covering the period ended Sep 30, 2026.
Where does this EEFT financial data come from?
Quantisnow builds these statements from the structured XBRL data Euronet Worldwide Inc. files with the SEC. It is provided for information only and is not investment advice.