Equifax Inc. (EFX) reported $6.59B of revenue for the twelve months ended Sep 30, 2026. That is up 10.9% from the year before. Revenue for fiscal 2025 was $6.07B.

Yes. Equifax Inc. earned $742.90M in net income for the twelve months ended Sep 30, 2026, a net margin of 11.3%.

How much cash and debt does EFX have?

Equifax Inc. reported $192.90M in cash and cash equivalents and $5.21B of debt on its most recent balance sheet in SEC filings.

How fast is EFX revenue growing?

Equifax Inc.'s revenue changed +6.9% in fiscal 2025, to $6.07B. Its compound annual growth rate was +8.0% over 5 years.

What is EFX free cash flow?

Equifax Inc. generated $1.10B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $1.61B less capital expenditures.

What is EFX earnings per share?

Diluted earnings per share were $6.19 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.

When did EFX last report financial results?

The latest statements here come from Equifax Inc.'s 10-Q filed on Oct 20, 2026, covering the period ended Sep 30, 2026.

Where does this EFX financial data come from?

Quantisnow builds these statements from the structured XBRL data Equifax Inc. files with the SEC. It is provided for information only and is not investment advice.

Financials · EFX

Equifax Inc. (EFX) financials

For the twelve months ended Sep 30, 2026, Equifax Inc. reported $6.59B of revenue and $742.90M of net income.

Revenue, TTM: $6.59B
Revenue growth, YoY: +10.9%
Net income, TTM: $742.90M
Net income growth, YoY: +12.8%
Net margin: 11.3%
Free cash flow, TTM: $1.10B
EPS, diluted, TTM: $6.19
EPS growth, YoY: +17.2%
Cash: $192.90M
Total debt: $5.21B
P/E: 29.86
P/S: 3.37
Market cap: $22.19B

Annual revenue$6.07B

FY2016FY2025

Annual net income$660.30M

FY2016FY2025

Annual free cash flow$1.13B

FY2016FY2025

EFX revenue and earnings growth

EFX revenueQ3 2026$1.69B

Quarter YoY: +9.6%
QoQ: -0.4%
FY YoY: +6.9%
5Y CAGR: +8.0%

EFX revenue was $1.69B in fiscal Q3 2026 (ended Sep 30, 2026), up 9.6% from a year earlier and down 0.4% from the prior quarter. For the full fiscal 2025 it was $6.07B, up 6.9% from fiscal 2024. Compound annual growth was +8.0% over 5 years. It rose in each of the last 9 fiscal years. Fiscal 2025 is the highest of the 10 fiscal years on file.

EFX net incomeQ3 2026$211.70M

Quarter YoY: +32.1%
QoQ: +15.1%
FY YoY: +9.3%
5Y CAGR: +4.9%
10Y CAGR: +4.4%

EFX net income was $211.70M in fiscal Q3 2026 (ended Sep 30, 2026), up 32.1% from a year earlier and up 15.1% from the prior quarter. For the full fiscal 2025 it was $660.30M, up 9.3% from fiscal 2024. Compound annual growth was +4.9% over 5 years and +4.4% over 10 years. It rose in 3 of the last 5 fiscal years.

EFX EPSQ3 2026$1.79

Quarter YoY: +38.8%
QoQ: +16.2%
FY YoY: +9.9%
5Y CAGR: +4.6%
10Y CAGR: +4.1%

EFX diluted EPS was $1.79 in fiscal Q3 2026 (ended Sep 30, 2026), up 38.8% from a year earlier and up 16.2% from the prior quarter. For the full fiscal 2025 it was $5.32, up 9.9% from fiscal 2024. Compound annual growth was +4.6% over 5 years and +4.1% over 10 years.

EFX free cash flowQ3 2026$436.90M

Quarter YoY: -0.2%
QoQ: +113.3%
FY YoY: +39.5%
5Y CAGR: +16.7%
10Y CAGR: +6.2%

EFX free cash flow was $436.90M in fiscal Q3 2026 (ended Sep 30, 2026), down 0.2% from a year earlier and up 113.3% from the prior quarter. For the full fiscal 2025 it was $1.13B, up 39.5% from fiscal 2024. Compound annual growth was +16.7% over 5 years and +6.2% over 10 years. It rose in 4 of the last 5 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

Export CSV

Income statement

Income statement
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue	$6.07B	$5.68B	$5.27B	$5.12B	$4.92B	$4.13B	$3.51B	$3.41B	$3.36B	$3.14B
Cost of revenue	-	-	-	-	-	-	-	-	$1.21B	$1.11B
Gross profit	-	-	-	-	-	-	-	-	$2.15B	$2.03B
Selling, general and admin	$1.61B	$1.45B	$1.39B	$1.33B	$1.32B	$1.32B	$1.99B	$1.21B	$1.03B	$941.00M
Operating income	$1.10B	$1.04B	$933.60M	$1.06B	$1.14B	$676.60M	-$335.40M	$448.00M	$831.70M	$825.10M
Interest expense	$212.30M	$229.10M	$241.40M	$183.00M	$145.60M	$141.60M	$111.70M	$103.50M	$92.80M	$92.10M
Pre-tax income	$894.90M	$810.50M	$717.90M	$929.70M	$949.20M	$685.20M	-$413.80M	$370.40M	$746.60M	$728.20M
Income tax	$230.60M	$203.20M	$166.20M	$229.50M	$200.70M	$159.00M	-$35.70M	$53.40M	$148.60M	$233.10M
Net income	$660.30M	$604.10M	$545.30M	$696.20M	$744.20M	$520.10M	-$384.10M	$310.50M	$587.30M	$488.80M
EPS, basic	$5.36	$4.88	$4.44	$5.69	$6.11	$4.28	-$3.18	$2.58	$4.89	$4.10
EPS, diluted	$5.32	$4.84	$4.40	$5.65	$6.02	$4.24	-$3.15	$2.56	$4.83	$4.04
Diluted shares	124.1M	124.9M	123.9M	123.3M	123.6M	122.8M	122.0M	121.4M	121.5M	121.1M

Balance sheet

Balance sheet
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Cash and equivalents	$180.80M	$169.90M	$216.80M	$285.20M	$224.70M	$1.68B	$401.30M	$223.60M	$336.40M	$129.30M
Receivables	$1.01B	$957.60M	$908.20M	$857.70M	$727.60M	$630.60M	$532.10M	$469.10M	$444.80M	$433.30M
Current assets	$1.41B	$1.36B	$1.36B	$1.37B	$1.12B	$2.48B	$1.21B	$902.30M	$998.40M	$672.90M
Goodwill	$6.75B	$6.55B	$6.83B	$6.38B	$6.26B	$4.50B	$4.31B	$4.13B	$4.18B	$3.97B
Total assets	$11.86B	$11.76B	$12.28B	$11.55B	$11.04B	$9.61B	$7.91B	$7.15B	$7.23B	$6.66B
Current liabilities	$2.34B	$1.81B	$2.02B	$2.02B	$2.29B	$2.48B	$1.36B	$826.80M	$1.67B	$1.26B
Short-term debt	$1.04B	$687.70M	$963.40M	$967.20M	$824.80M	$1.10B	$3.10M	$4.90M	$965.30M	$585.40M
Long-term debt	$4.06B	$4.32B	$4.75B	$4.82B	$4.47B	$3.28B	$3.38B	$2.63B	$1.74B	$2.09B
Total debt	$5.09B	$5.01B	$5.71B	$5.79B	$5.29B	$4.38B	$3.38B	$2.64B	$2.70B	$2.67B
Total liabilities	$7.13B	$6.84B	$7.59B	$7.57B	$7.44B	$6.40B	$5.29B	$4.00B	$3.99B	$3.94B
Shareholders' equity	$4.60B	$4.81B	$4.55B	$3.97B	$3.60B	$3.21B	$2.62B	$3.16B	$3.24B	$2.72B

Cash flow

Cash flow
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Operating cash flow	$1.62B	$1.32B	$1.12B	$757.10M	$1.33B	$946.20M	$313.80M	$672.20M	$816.00M	$823.00M
Capital expenditures	$481.40M	$511.50M	$601.30M	$624.50M	$469.00M	$421.30M	$399.60M	$321.90M	$218.20M	$173.50M
Free cash flow	$1.13B	$813.00M	$515.50M	$132.60M	$865.80M	$524.90M	-$85.80M	$350.30M	$597.80M	$649.50M
Investing cash flow	-$554.30M	-$511.50M	-$878.20M	-$959.50M	-$3.40B	-$492.70M	-$697.50M	-$461.50M	-$349.50M	-$1.98B
Financing cash flow	-$1.06B	-$846.40M	-$306.20M	$273.70M	$617.70M	$810.80M	$557.90M	-$311.00M	-$263.70M	$1.16B
Dividends paid	$232.80M	$193.20M	$191.80M	$191.10M	$190.00M	$189.50M	$188.70M	$187.90M	$187.40M	$157.60M
Share repurchases	$927.50M	$0	$0	$0	$69.90M	$0	$0	$0	$77.10M	$0
Stock-based compensation	$78.40M	$81.60M	$71.80M	$62.60M	$54.90M	$54.70M	$49.70M	$42.50M	$38.30M	$37.10M
Depreciation and amortization	$726.90M	$680.60M	$619.80M	$568.60M	$489.60M	$399.30M	$337.30M	$315.90M	$290.90M	$268.70M

Key ratios

Key ratios
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue growth, YoY	6.9%	7.9%	2.8%	4.0%	19.3%	17.7%	2.8%	1.5%	6.9%	-
Net income growth, YoY	9.3%	10.8%	-21.7%	-6.4%	43.1%	-	-	-47.1%	20.2%	13.9%
EPS growth, YoY	9.9%	10.0%	-22.1%	-6.1%	42.0%	-	-	-47.0%	19.6%	13.8%
Gross margin	-	-	-	-	-	-	-	-	64.0%	64.6%
Operating margin	18.0%	18.3%	17.7%	20.6%	23.1%	16.4%	-9.6%	13.1%	24.7%	26.2%
Net margin	10.9%	10.6%	10.4%	13.6%	15.1%	12.6%	-11.0%	9.1%	17.5%	15.5%
Free cash flow margin	18.7%	14.3%	9.8%	2.6%	17.6%	12.7%	-2.4%	10.3%	17.8%	20.7%
Return on equity	14.3%	12.5%	12.0%	17.5%	20.7%	16.2%	-14.6%	9.8%	18.1%	18.0%
Return on assets	5.6%	5.1%	4.4%	6.0%	6.7%	5.4%	-4.9%	4.3%	8.1%	7.3%
Current ratio	0.60	0.75	0.67	0.68	0.49	1.00	0.89	1.09	0.60	0.53
Debt to equity	1.11	1.04	1.25	1.46	1.47	1.36	1.29	0.84	0.83	0.98

Income statement

Income statement
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue	$1.69B	$1.70B	$1.65B	$1.55B	$1.54B	$1.54B	$1.44B	$1.42B	$1.44B	$1.43B	$1.39B	$1.33B
Selling, general and admin	$390.40M	$422.50M	$411.00M	$421.00M	$434.10M	$384.20M	$374.90M	$344.80M	$380.40M	$352.60M	$372.60M	$343.40M
Operating income	$355.30M	$314.20M	$287.70M	$284.20M	$264.30M	$310.80M	$235.80M	$288.10M	$247.10M	$282.20M	$224.70M	$245.10M
Interest expense	$62.30M	$59.80M	$55.70M	$54.10M	$52.20M	$53.10M	$52.90M	$55.70M	$56.30M	$57.30M	$59.70M	$60.30M
Pre-tax income	$296.80M	$256.90M	$235.80M	$232.90M	$215.30M	$261.30M	$185.40M	$225.60M	$193.80M	$224.60M	$166.60M	$182.80M
Income tax	$83.40M	$71.80M	$62.50M	$56.50M	$53.80M	$68.70M	$51.60M	$52.20M	$51.10M	$59.40M	$40.50M	$48.30M
Net income	$211.70M	$183.90M	$171.50M	$175.80M	$160.20M	$191.30M	$133.10M	$174.00M	$141.30M	$163.90M	$124.90M	$132.40M
EPS, basic	$1.80	$1.55	$1.43	$1.45	$1.30	$1.54	$1.07	$1.41	$1.14	$1.32	$1.01	$1.07
EPS, diluted	$1.79	$1.54	$1.42	$1.44	$1.29	$1.53	$1.06	$1.40	$1.13	$1.31	$1.00	$1.06
Diluted shares	118.1M	119.2M	120.8M	-	124.1M	125.0M	125.1M	-	125.2M	124.8M	124.8M	-

Balance sheet

Balance sheet
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Cash and equivalents	$192.90M	$170.10M	$183.40M	$180.80M	$189.00M	$189.00M	$195.20M	$169.90M	$468.20M	$181.90M	$201.00M	$216.80M
Receivables	$1.10B	$1.10B	$1.07B	$1.01B	$1.01B	$1.04B	$1.02B	$957.60M	$953.60M	$1.01B	$1.01B	$908.20M
Current assets	$1.59B	$1.58B	$1.49B	$1.41B	$1.46B	$1.50B	$1.48B	$1.36B	$1.65B	$1.42B	$1.45B	$1.36B
Goodwill	$6.81B	$6.79B	$6.79B	$6.75B	$6.66B	$6.66B	$6.59B	$6.55B	$6.73B	$6.75B	$6.76B	$6.83B
Total assets	$11.94B	$11.98B	$11.94B	$11.86B	$11.83B	$11.92B	$11.85B	$11.76B	$12.34B	$12.15B	$12.25B	$12.28B
Current liabilities	$1.46B	$2.63B	$2.45B	$2.34B	$1.98B	$1.95B	$1.73B	$1.81B	$1.87B	$1.79B	$1.97B	$2.02B
Short-term debt	$157.70M	$1.41B	$1.25B	$1.04B	$759.30M	$847.00M	$639.70M	$687.70M	$750.50M	$769.60M	$880.00M	$963.40M
Long-term debt	$5.05B	$4.06B	$4.06B	$4.06B	$4.05B	$4.05B	$4.32B	$4.32B	$4.72B	$4.74B	$4.75B	$4.75B
Total debt	$5.21B	$5.47B	$5.31B	$5.09B	$4.81B	$4.90B	$4.96B	$5.01B	$5.47B	$5.51B	$5.63B	$5.71B
Total liabilities	$7.32B	$7.46B	$7.26B	$7.13B	$6.76B	$6.68B	$6.74B	$6.84B	$7.30B	$7.32B	$7.54B	$7.59B
Shareholders' equity	$4.47B	$4.40B	$4.56B	$4.60B	$4.96B	$5.12B	$5.00B	$4.81B	$4.93B	$4.71B	$4.58B	$4.55B

Cash flow

Cash flow
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Operating cash flow	$560.40M	$339.80M	$241.90M	$470.80M	$559.90M	$361.10M	$223.90M	$324.80M	$479.50M	$267.50M	$252.70M	$322.10M
Capital expenditures	$123.50M	$135.00M	$120.40M	$130.00M	$122.00M	$122.20M	$107.20M	$118.90M	$124.00M	$136.70M	$131.90M	$145.70M
Free cash flow	$436.90M	$204.80M	$121.50M	$340.80M	$437.90M	$238.90M	$116.70M	$205.90M	$355.50M	$130.80M	$120.80M	$176.40M
Investing cash flow	-$123.50M	-$135.00M	-$120.40M	-$203.70M	-$122.00M	-$121.40M	-$107.20M	-$118.90M	-$124.00M	-$136.70M	-$131.90M	-$153.50M
Financing cash flow	-$413.30M	-$217.20M	-$117.70M	-$276.20M	-$436.70M	-$251.00M	-$95.80M	-$501.40M	-$64.30M	-$148.80M	-$131.90M	-$369.70M
Dividends paid	$65.90M	$66.40M	$67.10M	$60.80M	$61.50M	$62.00M	$48.50M	$48.40M	$48.40M	$48.20M	$48.20M	$48.10M
Share repurchases	$92.00M	$300.00M	$260.00M	$500.10M	$300.00M	$127.40M	$0	$0	$0	-	-	-
Stock-based compensation	$14.00M	$17.20M	$43.30M	$14.50M	$17.30M	$13.10M	$33.50M	$9.70M	$11.60M	$19.10M	$41.20M	$10.50M
Depreciation and amortization	$194.40M	$189.70M	$184.80M	$186.10M	$183.30M	$177.40M	$176.40M	$173.70M	$169.10M	$164.80M	$166.60M	$158.80M

Key ratios

Key ratios
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue growth, YoY	9.6%	10.6%	14.3%	9.2%	7.2%	7.4%	3.8%	7.0%	9.3%	8.6%	6.7%	10.7%
Net income growth, YoY	32.1%	-3.9%	28.9%	1.0%	13.4%	16.7%	6.6%	31.4%	-12.9%	18.5%	11.1%	22.4%
EPS growth, YoY	38.8%	0.7%	34.0%	2.9%	14.2%	16.8%	6.0%	32.1%	-13.7%	17.0%	9.9%	20.5%
Operating margin	21.0%	18.5%	17.4%	18.3%	17.1%	20.2%	16.4%	20.3%	17.1%	19.7%	16.2%	18.5%
Net margin	12.5%	10.8%	10.4%	11.3%	10.4%	12.4%	9.2%	12.3%	9.8%	11.5%	9.0%	10.0%
Free cash flow margin	25.8%	12.0%	7.4%	22.0%	28.3%	15.5%	8.1%	14.5%	24.7%	9.1%	8.7%	13.3%
Current ratio	1.09	0.60	0.61	0.60	0.74	0.77	0.85	0.75	0.88	0.79	0.73	0.67
Debt to equity	1.16	1.24	1.16	1.11	0.97	0.96	0.99	1.04	1.11	1.17	1.23	1.25

Source: XBRL data Equifax Inc. files with the SEC, latest filing dated Oct 20, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

EFX peers

Company	Revenue	Growth	Net income	Net margin	Market cap
EFX	$6.59B	+10.9%	$742.90M	11.3%	$22.19B
AXPAmerican Express Company	$77.59B	+10.2%	$12.26B	15.8%	$215.24B
SPGIS&P Global Inc.	$17.21B	+18.2%	$4.99B	29.0%	$135.62B
MCOMoody's Corporation	$8.18B	+9.0%	$2.88B	35.3%	$87.18B
NUNu Holdings Ltd.	$15.77B	+37.0%	$2.87B	18.2%	$58.39B
RKTRocket Companies Inc.	$11.46B	+90.4%	$1.30B	11.4%	$42.74B
COINCoinbase Global Inc.	$5.63B	-26.6%	-$701.62M	-12.5%	$35.68B
AFRMAffirm Holdings Inc.	$4.59B	+32.7%	$2.01B	43.9%	$23.08B
SYFSynchrony Financial	$19.31B	+2.6%	$3.33B	17.3%	$22.96B

EFX FAQ

8 questions

What is EFX revenue?
Equifax Inc. (EFX) reported $6.59B of revenue for the twelve months ended Sep 30, 2026. That is up 10.9% from the year before. Revenue for fiscal 2025 was $6.07B.
Is EFX profitable?
Yes. Equifax Inc. earned $742.90M in net income for the twelve months ended Sep 30, 2026, a net margin of 11.3%.
How much cash and debt does EFX have?
Equifax Inc. reported $192.90M in cash and cash equivalents and $5.21B of debt on its most recent balance sheet in SEC filings.
How fast is EFX revenue growing?
Equifax Inc.'s revenue changed +6.9% in fiscal 2025, to $6.07B. Its compound annual growth rate was +8.0% over 5 years.
What is EFX free cash flow?
Equifax Inc. generated $1.10B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $1.61B less capital expenditures.
What is EFX earnings per share?
Diluted earnings per share were $6.19 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
When did EFX last report financial results?
The latest statements here come from Equifax Inc.'s 10-Q filed on Oct 20, 2026, covering the period ended Sep 30, 2026.
Where does this EFX financial data come from?
Quantisnow builds these statements from the structured XBRL data Equifax Inc. files with the SEC. It is provided for information only and is not investment advice.