For the twelve months ended Jun 30, 2026, Figure Technology Solutions Inc. reported $708.87M of revenue and $237.13M of net income.
FIGR revenue was $225.59M in fiscal Q2 2026 (ended Jun 30, 2026), up 112.7% from a year earlier and up 35.1% from the prior quarter. For the full fiscal 2025 it was $506.87M, up 48.7% from fiscal 2024.
FIGR net income was $87.45M in fiscal Q2 2026 (ended Jun 30, 2026), up 192.1% from a year earlier and up 94.6% from the prior quarter. For the full fiscal 2025 it was $133.86M, up 677.6% from fiscal 2024.
FIGR diluted EPS was $0.35 in fiscal Q2 2026 (ended Jun 30, 2026), up 94.4% from the prior quarter. For the full fiscal 2025 it was $0.44.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 |
|---|---|---|---|
| Revenue | $506.87M | $340.88M | $209.55M |
| Research and development | $64.92M | $62.66M | $49.15M |
| Selling, general and admin | $131.97M | $104.25M | $58.79M |
| Operating income | $117.53M | $9.23M | -$49.44M |
| Pre-tax income | $113.67M | $22.09M | -$52.34M |
| Income tax | -$20.61M | $2.18M | $102.0K |
| Net income | $133.86M | $17.21M | -$47.94M |
| EPS, basic | $0.54 | $0.00 | -$0.93 |
| EPS, diluted | $0.44 | $0.00 | -$0.93 |
| Diluted shares | 141.8M | 72.6M | 51.3M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 |
|---|---|---|---|
| Cash and equivalents | $1.20B | $347.45M | $175.78M |
| Receivables | $52.02M | $21.00M | - |
| Current assets | $1.86B | $854.69M | - |
| Total assets | $2.32B | $1.16B | - |
| Current liabilities | $846.01M | $625.53M | - |
| Short-term debt | - | $305.29M | - |
| Long-term debt | $230.14M | $167.88M | - |
| Total debt | $230.14M | $473.18M | - |
| Total liabilities | $1.08B | $796.20M | - |
| Shareholders' equity | $1.23B | $363.38M | $222.42M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 |
|---|---|---|---|
| Operating cash flow | $62.57M | -$127.01M | -$33.35M |
| Investing cash flow | -$61.27M | -$37.45M | -$17.62M |
| Financing cash flow | $918.04M | $336.12M | $65.79M |
| Share repurchases | $0 | $1.00M | $0 |
| Stock-based compensation | $62.36M | $38.73M | $13.45M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $225.59M | $167.01M | $159.91M | $156.37M | $106.08M | $84.51M | $83.86M | $101.01M |
| Research and development | $15.55M | $15.61M | $15.57M | $15.91M | $16.02M | $17.42M | $16.25M | $16.08M |
| Selling, general and admin | $51.43M | $45.59M | $60.37M | $36.37M | $16.40M | $18.84M | $25.82M | $15.89M |
| Operating income | $77.74M | $41.94M | $29.01M | $52.72M | $27.72M | $8.07M | -$804.0K | $26.14M |
| Pre-tax income | $82.99M | $38.10M | $21.35M | $58.36M | $33.35M | $617.0K | $6.28M | $28.68M |
| Income tax | -$4.45M | -$6.95M | $6.27M | -$31.46M | $3.36M | $1.23M | $389.0K | $1.25M |
| Net income | $87.45M | $44.95M | $15.16M | $89.58M | $29.94M | -$820.0K | $5.48M | $27.34M |
| EPS, basic | $0.39 | $0.21 | - | $0.42 | $0.11 | -$0.01 | - | $0.09 |
| EPS, diluted | $0.35 | $0.18 | - | $0.34 | $0.08 | -$0.01 | - | $0.09 |
| Diluted shares | 247.0M | 248.8M | - | 129.9M | 87.8M | 69.4M | - | 73.6M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $1.44B | $1.46B | $1.20B | $1.10B | $444.58M | $387.08M | $347.45M | $301.29M |
| Receivables | $88.53M | $65.33M | $52.02M | $46.24M | - | - | $21.00M | - |
| Current assets | $2.39B | $2.23B | $1.86B | $1.76B | - | - | $854.69M | - |
| Total assets | $3.02B | $2.73B | $2.32B | $2.16B | - | - | $1.16B | - |
| Current liabilities | $1.29B | $1.17B | $846.01M | $778.17M | - | - | $625.53M | - |
| Short-term debt | - | - | - | $268.92M | - | - | $305.29M | - |
| Long-term debt | $315.85M | $262.22M | $230.14M | $197.83M | - | - | $167.88M | - |
| Total debt | $315.85M | $262.22M | $230.14M | $466.75M | - | - | $473.18M | - |
| Total liabilities | $1.60B | $1.44B | $1.08B | $980.23M | - | - | $796.20M | - |
| Shareholders' equity | $1.41B | $1.29B | $1.23B | $1.17B | $404.46M | $368.53M | $363.38M | $349.57M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$35.15M | -$37.82M | $13.27M | -$26.79M | $216.36M | -$140.27M | $87.35M | - |
| Investing cash flow | -$21.67M | -$53.59M | -$40.45M | $8.85M | -$13.55M | -$16.13M | -$6.48M | - |
| Financing cash flow | $53.63M | $361.22M | $129.83M | $737.49M | -$145.31M | $196.03M | -$34.72M | - |
| Share repurchases | $0 | $9.70M | - | - | $0 | $0 | - | - |
| Stock-based compensation | $26.10M | $25.88M | $39.63M | $17.47M | $2.85M | $2.41M | $4.20M | - |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 112.7% | 97.6% | 90.7% | 54.8% | - | - | - | - |
| Net income growth, YoY | 192.1% | - | 176.8% | 227.6% | - | - | - | - |
| Operating margin | 34.5% | 25.1% | 18.1% | 33.7% | 26.1% | 9.6% | -1.0% | 25.9% |
| Net margin | 38.8% | 26.9% | 9.5% | 57.3% | 28.2% | -1.0% | 6.5% | 27.1% |
| Current ratio | 1.86 | 1.90 | 2.20 | 2.26 | - | - | 1.37 | - |
| Debt to equity | 0.22 | 0.20 | 0.19 | 0.40 | - | - | 1.30 | - |
Source: XBRL data Figure Technology Solutions Inc. files with the SEC, latest filing dated Aug 14, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| FIGR | $708.87M | +88.8% | $237.13M | 33.5% | $5.50B |
| AXP | $77.59B | +10.2% | $12.26B | 15.8% | $217.47B |
| SPGI | $17.21B | +18.2% | $4.99B | 29.0% | $136.57B |
| MCO | $8.18B | +9.0% | $2.88B | 35.3% | $88.11B |
| NU | $15.77B | +37.0% | $2.87B | 18.2% | $60.02B |
| RKT | $11.46B | +90.4% | $1.30B | 11.4% | $43.11B |
| COIN | $5.63B | -26.6% | -$701.62M | -12.5% | $36.03B |
| AFRM | $4.59B | +32.7% | $2.01B | 43.9% | $23.06B |
| SYF | $19.31B | +2.6% | $3.33B | 17.3% | $22.80B |