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Financials · GDOT

Green Dot Corporation (GDOT) financials

For the twelve months ended Sep 30, 2026, Green Dot Corporation reported $2.38B of revenue and -$2.55M of net income.

Revenue, TTM
$2.38B
Revenue growth, YoY
+18.0%
Net income, TTM
-$2.55M
Net margin
-0.1%
Free cash flow, TTM
$25.50M
Cash
$1.17B
P/S
0.30
Market cap
$717.2M
Annual revenue$2.08B
FY2016FY2025
Annual net income-$98.87M
FY2016FY2025
Annual free cash flow$66.02M
FY2016FY2025

GDOT revenue and earnings growth

GDOT revenueQ3 2026$601.09M

Quarter YoY
+21.5%
QoQ
+0.9%
FY YoY
+20.7%
5Y CAGR
+10.7%
10Y CAGR
+11.6%

GDOT revenue was $601.09M in fiscal Q3 2026 (ended Sep 30, 2026), up 21.5% from a year earlier and up 0.9% from the prior quarter. For the full fiscal 2025 it was $2.08B, up 20.7% from fiscal 2024. Compound annual growth was +10.7% over 5 years and +11.6% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

GDOT net incomeQ3 2026-$7.39M

GDOT net income was -$7.39M in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$30.79M a year earlier. For the full fiscal 2025 it was -$98.87M, compared with -$26.70M in fiscal 2024.

GDOT free cash flowQ3 2026-$53.99M

FY YoY
+830.3%
5Y CAGR
-15.2%
10Y CAGR
-4.9%

GDOT free cash flow was -$53.99M in fiscal Q3 2026 (ended Sep 30, 2026), compared with $3.54M a year earlier. For the full fiscal 2025 it was $66.02M, up 830.3% from fiscal 2024. Compound annual growth was -15.2% over 5 years and -4.9% over 10 years. It rose in 5 of the last 10 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$2.08B$1.72B$1.50B$1.45B$1.43B$1.25B$1.11B$1.07B$901.12M$718.77M
Operating income$13.66M-$1.67M$22.67M$94.38M$66.47M$30.07M$122.92M$130.41M$109.30M$63.32M
Pre-tax income-$97.27M-$22.54M$14.63M-------
Income tax$1.59M$4.16M$7.91M$19.71M$16.22M$4.96M$21.18M$5.11M$17.57M$19.96M
Net income-$98.87M-$26.70M$6.72M$64.21M$47.48M$23.13M$99.90M$118.70M$85.89M$41.60M
Diluted shares55.1M53.5M52.5M53.9M55.2M53.7M53.1M54.5M53.2M50.8M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$1.42B$1.59B$682.26M$819.85M$1.33B$1.50B$1.07B$1.10B$1.01B$744.76M
Receivables$197.25M$132.01M$110.14M$74.44M$80.40M$67.75M$59.54M$40.94M$35.28M$40.15M
Current assets$2.64B$2.43B$1.64B$1.47B$1.81B$2.41B$1.44B$1.38B$1.32B$1.01B
Goodwill$301.79M$301.79M$301.79M$301.79M$301.79M$301.79M$301.79M$301.79M$301.79M$208.35M
Total assets$5.99B$5.43B$4.82B$4.79B$4.73B$4.12B$2.46B$2.29B$2.20B$1.74B
Current liabilities$5.03B$4.50B$3.95B$3.96B$3.64B$3.08B$1.45B$1.34B$1.34B$960.80M
Total liabilities$5.09B$4.56B$3.96B$4.01B$3.65B$3.11B$1.53B$1.38B$1.43B$1.06B
Shareholders' equity$890.25M$873.59M$859.35M$781.48M$1.07B$1.01B$927.36M$909.81M$764.55M$683.73M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$138.56M$81.38M$97.52M$277.69M$167.03M$209.18M$189.91M$251.05M$218.31M$114.52M
Capital expenditures$72.54M$74.29M$75.94M$84.33M$57.43M$59.03M$78.21M$61.03M$44.14M$43.27M
Free cash flow$66.02M$7.10M$21.58M$193.36M$109.60M$150.14M$111.70M$190.02M$174.17M$71.24M
Investing cash flow-$450.53M$81.40M$33.16M-$820.19M-$1.37B-$785.83M-$153.85M-$114.97M-$145.16M-$72.00M
Financing cash flow$141.28M$743.15M-$264.02M$36.71M$1.03B$1.01B-$65.13M-$50.96M$192.19M-$75.68M
Share repurchases-$0$0$95.53M$0$0$100.00M$0$51.97M$59.01M
Stock-based compensation$18.70M$29.93M$33.74M$34.81M$51.42M$53.69M$29.58M$50.09M$40.73M$28.32M
Depreciation and amortization$64.72M$63.42M$58.71M$57.10M$57.02M$58.01M$49.49M$38.58M$33.47M$39.46M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY20.7%14.8%3.6%1.1%14.3%13.1%4.0%18.2%25.4%3.5%
Net income growth, YoY---89.5%35.2%105.3%-76.8%-15.8%38.2%106.5%8.3%
Operating margin0.7%-0.1%1.5%6.5%4.6%2.4%11.1%12.2%12.1%8.8%
Net margin-4.8%-1.5%0.4%4.4%3.3%1.8%9.0%11.1%9.5%5.8%
Free cash flow margin3.2%0.4%1.4%13.3%7.6%12.0%10.1%17.8%19.3%9.9%
Return on equity-11.1%-3.1%0.8%8.2%4.4%2.3%10.8%13.0%11.2%6.1%
Return on assets-1.7%-0.5%0.1%1.3%1.0%0.6%4.1%5.2%3.9%2.4%
Current ratio0.520.540.410.370.500.781.001.030.991.05

Source: XBRL data Green Dot Corporation files with the SEC, latest filing dated Nov 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

GDOT peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
GDOT$2.38B+18.0%-$2.55M-0.1%$717.2M
AXP$77.59B+10.2%$12.26B15.8%$217.47B
SPGI$17.21B+18.2%$4.99B29.0%$136.57B
MCO$8.18B+9.0%$2.88B35.3%$88.11B
NU$15.77B+37.0%$2.87B18.2%$60.02B
RKT$11.46B+90.4%$1.30B11.4%$43.11B
COIN$5.63B-26.6%-$701.62M-12.5%$36.03B
AFRM$4.59B+32.7%$2.01B43.9%$23.06B
SYF$19.31B+2.6%$3.33B17.3%$22.80B

GDOT FAQ

7 questions
  • What is GDOT revenue?
    Green Dot Corporation (GDOT) reported $2.38B of revenue for the twelve months ended Sep 30, 2026. That is up 18.0% from the year before. Revenue for fiscal 2025 was $2.08B.
  • Is GDOT profitable?
    No. Green Dot Corporation reported a net loss of $2.55M for the twelve months ended Sep 30, 2026.
  • How much cash and debt does GDOT have?
    Green Dot Corporation reported $1.17B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is GDOT revenue growing?
    Green Dot Corporation's revenue changed +20.7% in fiscal 2025, to $2.08B. Its compound annual growth rate was +10.7% over 5 years and +11.6% over 10 years.
  • What is GDOT free cash flow?
    Green Dot Corporation generated $25.50M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $95.71M less capital expenditures.
  • When did GDOT last report financial results?
    The latest statements here come from Green Dot Corporation's 10-Q filed on Nov 9, 2026, covering the period ended Sep 30, 2026.
  • Where does this GDOT financial data come from?
    Quantisnow builds these statements from the structured XBRL data Green Dot Corporation files with the SEC. It is provided for information only and is not investment advice.