For fiscal 2026 (ended Jul 31, 2026), Guidewire Software Inc. reported $1.48B of revenue and $139.28M of net income.
GWRE revenue was $411.09M in fiscal Q4 2026 (ended Jul 31, 2026), up 15.3% from a year earlier and up 10.3% from the prior quarter. For the full fiscal 2026 it was $1.48B, up 22.7% from fiscal 2025. Compound annual growth was +14.7% over 5 years and +13.3% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2026 is the highest of the 15 fiscal years on file.
GWRE net income was $31.39M in fiscal Q4 2026 (ended Jul 31, 2026), down 39.6% from a year earlier and up 90.6% from the prior quarter. For the full fiscal 2026 it was $139.28M, up 99.5% from fiscal 2025. Compound annual growth was +25.0% over 10 years. Fiscal 2026 is the highest of the 15 fiscal years on file.
GWRE diluted EPS was $0.38 in fiscal Q4 2026 (ended Jul 31, 2026), down 37.7% from a year earlier and up 100.0% from the prior quarter. For the full fiscal 2026 it was $1.63, up 101.2% from fiscal 2025. Compound annual growth was +23.3% over 10 years.
GWRE free cash flow was $281.76M in fiscal Q4 2026 (ended Jul 31, 2026), up 16.7% from a year earlier and up 374.3% from the prior quarter. For the full fiscal 2026 it was $377.66M, up 28.0% from fiscal 2025. Compound annual growth was +32.5% over 5 years and +15.1% over 10 years. It rose in each of the last 3 fiscal years. Fiscal 2026 is the highest of the 15 fiscal years on file.
| Line item | Jul 31, 2026 | Jul 31, 2025 | Jul 31, 2024 | Jul 31, 2023 | Jul 31, 2022 | Jul 31, 2021 | Jul 31, 2020 | Jul 31, 2019 | Jul 31, 2018 | Jul 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.48B | $1.20B | $980.50M | $905.34M | $812.61M | $743.27M | $742.31M | $719.51M | $652.85M | $509.53M |
| Cost of revenue | $528.00M | $450.41M | $397.14M | $447.13M | $435.44M | $353.71M | $338.01M | $324.35M | $296.78M | $191.56M |
| Gross profit | $947.37M | $752.05M | $583.36M | $458.21M | $377.18M | $389.56M | $404.29M | $395.16M | $356.07M | $317.97M |
| Research and development | $340.10M | $296.16M | $269.38M | $249.75M | $229.23M | $201.47M | $200.57M | $188.54M | $171.66M | $130.32M |
| Selling, general and admin | $198.46M | $184.48M | $167.52M | $169.73M | $164.77M | $143.16M | $85.18M | $74.40M | $75.92M | $56.55M |
| Operating income | $149.87M | $41.07M | -$52.57M | -$149.49M | -$199.45M | -$105.58M | -$23.89M | $1.47M | -$15.62M | $21.86M |
| Interest expense | $13.32M | $13.21M | $6.74M | $6.72M | $19.45M | $18.71M | $17.95M | $17.33M | $6.44M | $13.0K |
| Pre-tax income | $164.12M | $49.40M | -$26.84M | -$134.09M | -$229.72M | -$104.28M | -$24.33M | $12.45M | -$8.28M | $28.53M |
| Income tax | $24.83M | -$20.41M | -$20.73M | -$22.24M | -$49.28M | -$37.77M | $2.87M | -$8.28M | $18.47M | $10.45M |
| Net income | $139.28M | $69.80M | -$6.10M | -$111.86M | -$180.43M | -$66.51M | -$27.20M | $20.73M | -$26.74M | $18.07M |
| EPS, basic | $1.65 | $0.83 | -$0.07 | -$1.36 | -$2.16 | -$0.79 | -$0.33 | $0.25 | -$0.34 | $0.24 |
| EPS, diluted | $1.63 | $0.81 | -$0.07 | -$1.36 | -$2.16 | -$0.79 | -$0.33 | $0.25 | -$0.34 | $0.24 |
| Diluted shares | 85.4M | 85.9M | 82.3M | 82.2M | 83.6M | 83.6M | 82.9M | 82.7M | 77.7M | 75.3M |
| Line item | Jul 31, 2026 | Jul 31, 2025 | Jul 31, 2024 | Jul 31, 2023 | Jul 31, 2022 | Jul 31, 2021 | Jul 31, 2020 | Jul 31, 2019 | Jul 31, 2018 | Jul 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $372.89M | $697.90M | $549.18M | $406.79M | $614.69M | $384.91M | $366.97M | $254.10M | $437.14M | $263.18M |
| Short-term investments | $380.18M | $451.54M | $455.58M | $396.87M | $369.87M | $734.52M | $766.53M | $870.14M | $630.01M | $310.03M |
| Receivables | $193.72M | $140.64M | $137.34M | $151.03M | $143.80M | $104.07M | $114.24M | $138.44M | $124.85M | $79.43M |
| Current assets | $1.19B | $1.51B | $1.30B | $1.10B | $1.25B | $1.36B | $1.34B | $1.33B | $1.22B | $679.24M |
| Goodwill | $423.27M | $393.98M | $372.21M | $372.21M | $372.19M | $340.88M | $340.88M | $340.88M | $340.90M | $141.85M |
| Total assets | $2.58B | $2.72B | $2.23B | $2.03B | $2.27B | $2.32B | $2.36B | $2.17B | $1.98B | $1.08B |
| Current liabilities | $664.50M | $544.80M | $837.63M | $373.26M | $337.52M | $300.31M | $225.20M | $232.27M | $238.16M | $168.37M |
| Total debt | - | - | $398.90M | $397.17M | $358.22M | $343.82M | $330.21M | $317.32M | $305.13M | - |
| Total liabilities | $1.38B | $1.26B | $883.56M | $828.42M | $815.24M | $776.95M | $708.08M | $592.76M | $567.82M | $190.37M |
| Shareholders' equity | $1.19B | $1.46B | $1.34B | $1.20B | $1.45B | $1.54B | $1.66B | $1.57B | $1.41B | $888.53M |
| Line item | Jul 31, 2026 | Jul 31, 2025 | Jul 31, 2024 | Jul 31, 2023 | Jul 31, 2022 | Jul 31, 2021 | Jul 31, 2020 | Jul 31, 2019 | Jul 31, 2018 | Jul 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $389.72M | $300.87M | $195.75M | $38.40M | -$37.94M | $111.59M | $113.07M | $116.13M | $140.46M | $138.76M |
| Capital expenditures | $12.06M | $5.74M | $6.36M | $5.82M | $9.51M | $19.01M | $21.38M | $44.92M | $9.40M | $5.89M |
| Free cash flow | $377.66M | $295.13M | $189.39M | $32.57M | -$47.45M | $92.58M | $91.69M | $71.20M | $131.06M | $132.87M |
| Investing cash flow | -$135.98M | -$236.97M | -$52.36M | $12.71M | $312.21M | $64.19M | -$5.80M | -$301.43M | -$537.58M | -$113.34M |
| Financing cash flow | -$578.98M | $82.29M | $1.05M | -$261.58M | -$37.34M | -$159.39M | $4.96M | $3.95M | $573.00M | $13.03M |
| Share repurchases | $606.31M | $0 | $0 | $261.81M | $37.45M | $161.32M | $0 | $0 | - | - |
| Stock-based compensation | $181.80M | $161.56M | $146.46M | $142.84M | $137.01M | $115.01M | $101.82M | $91.52M | $89.61M | $71.79M |
| Depreciation and amortization | $27.95M | $23.76M | $22.31M | $24.84M | $33.54M | $36.95M | $42.64M | $39.95M | $35.61M | $18.73M |
| Line item | Jul 31, 2026 | Jul 31, 2025 | Jul 31, 2024 | Jul 31, 2023 | Jul 31, 2022 | Jul 31, 2021 | Jul 31, 2020 | Jul 31, 2019 | Jul 31, 2018 | Jul 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 22.7% | 22.6% | 8.3% | 11.4% | 9.3% | 0.1% | 3.2% | 10.2% | 28.1% | 20.0% |
| Net income growth, YoY | 99.5% | - | - | - | - | - | - | - | - | 20.7% |
| EPS growth, YoY | 101.2% | - | - | - | - | - | - | - | - | 20.0% |
| Gross margin | 64.2% | 62.5% | 59.5% | 50.6% | 46.4% | 52.4% | 54.5% | 54.9% | 54.5% | 62.4% |
| Operating margin | 10.2% | 3.4% | -5.4% | -16.5% | -24.5% | -14.2% | -3.2% | 0.2% | -2.4% | 4.3% |
| Net margin | 9.4% | 5.8% | -0.6% | -12.4% | -22.2% | -8.9% | -3.7% | 2.9% | -4.1% | 3.5% |
| Free cash flow margin | 25.6% | 24.5% | 19.3% | 3.6% | -5.8% | 12.5% | 12.4% | 9.9% | 20.1% | 26.1% |
| Return on equity | 11.7% | 4.8% | -0.5% | -9.3% | -12.4% | -4.3% | -1.6% | 1.3% | -1.9% | 2.0% |
| Return on assets | 5.4% | 2.6% | -0.3% | -5.5% | -8.0% | -2.9% | -1.2% | 1.0% | -1.3% | 1.7% |
| Current ratio | 1.79 | 2.77 | 1.55 | 2.95 | 3.71 | 4.51 | 5.96 | 5.75 | 5.13 | 4.03 |
| Debt to equity | - | - | 0.30 | 0.33 | 0.25 | 0.22 | 0.20 | 0.20 | 0.22 | - |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $411.09M | $372.54M | $359.10M | $332.64M | $356.57M | $293.51M | $289.48M | $262.90M | $291.51M | $240.68M | $240.90M | $207.41M |
| Cost of revenue | $141.41M | $135.90M | $127.57M | $123.12M | $124.76M | $110.81M | $110.33M | $104.51M | $105.08M | $98.45M | $98.49M | $95.11M |
| Gross profit | $269.68M | $236.65M | $231.52M | $209.52M | $231.81M | $182.70M | $179.15M | $158.39M | $186.44M | $142.23M | $142.41M | $112.29M |
| Research and development | $90.59M | $87.87M | $83.32M | $78.32M | $84.10M | $72.92M | $70.27M | $68.88M | $75.32M | $66.13M | $65.46M | $62.47M |
| Selling, general and admin | $51.77M | $49.94M | $48.28M | $48.47M | $52.47M | $47.55M | $41.71M | $42.75M | $46.02M | $42.30M | $40.18M | $39.02M |
| Operating income | $62.32M | $30.64M | $38.44M | $18.48M | $29.60M | $4.47M | $11.72M | -$4.72M | $10.31M | -$16.70M | -$12.41M | -$33.78M |
| Interest expense | $3.36M | $3.32M | $3.33M | $3.31M | $3.30M | $3.67M | $4.18M | $2.06M | $1.68M | $1.69M | $1.69M | $1.68M |
| Pre-tax income | $45.30M | $19.76M | $74.55M | $24.50M | $40.98M | $48.67M | -$43.03M | $2.77M | $18.88M | -$14.09M | $6.96M | -$38.59M |
| Income tax | $13.91M | $3.29M | $14.44M | -$6.81M | -$10.97M | $2.68M | -$5.75M | -$6.37M | $2.13M | -$8.62M | -$2.72M | -$11.52M |
| Net income | $31.39M | $16.47M | $60.11M | $31.31M | $51.95M | $45.99M | -$37.28M | $9.14M | -$6.10M | -$5.48M | $9.69M | -$27.07M |
| EPS, basic | $0.37 | $0.20 | $0.71 | $0.37 | $0.62 | $0.55 | -$0.45 | $0.11 | $0.21 | -$0.07 | $0.12 | -$0.33 |
| EPS, diluted | $0.38 | $0.19 | $0.70 | $0.36 | $0.61 | $0.54 | -$0.45 | $0.11 | $0.21 | -$0.07 | $0.12 | -$0.33 |
| Diluted shares | - | 85.1M | 86.1M | 86.5M | - | 85.9M | 83.7M | 86.0M | - | 82.5M | 83.3M | 81.7M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $372.89M | $294.63M | $407.95M | $492.04M | $697.90M | $511.51M | $698.68M | $824.75M | $549.18M | $360.79M | $351.18M | $302.61M |
| Short-term investments | $380.18M | $454.90M | $511.22M | $519.86M | $451.54M | $410.12M | $471.47M | $514.77M | $455.58M | $422.69M | $427.63M | $411.53M |
| Receivables | $193.72M | $138.85M | $162.94M | $94.60M | $140.64M | $147.30M | $123.00M | $97.47M | $137.34M | $104.34M | $128.24M | $93.08M |
| Current assets | $1.19B | $1.22B | $1.35B | $1.36B | $1.51B | $1.31B | $1.48B | $1.64B | $1.30B | $1.08B | $1.06B | $976.80M |
| Goodwill | $423.27M | $421.11M | $422.11M | $394.30M | $393.98M | $393.59M | $372.21M | $372.21M | $372.21M | $372.21M | $372.21M | $372.21M |
| Total assets | $2.58B | $2.54B | $2.69B | $2.64B | $2.72B | $2.49B | $2.54B | $2.60B | $2.23B | $2.04B | $2.01B | $1.92B |
| Current liabilities | $664.50M | $497.18M | $458.98M | $389.86M | $544.80M | $405.91M | $558.68M | $615.24M | $837.63M | $704.81M | $307.08M | $262.38M |
| Total debt | - | - | - | - | - | - | - | - | $398.90M | - | - | - |
| Total liabilities | $1.38B | $1.22B | $1.18B | $1.11B | $1.26B | $1.13B | $1.27B | $1.33B | $883.56M | $754.66M | $757.41M | $713.95M |
| Shareholders' equity | $1.19B | $1.32B | $1.51B | $1.53B | $1.46B | $1.36B | $1.27B | $1.27B | $1.34B | $1.29B | $1.26B | $1.21B |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $283.89M | $61.18M | $112.05M | -$67.40M | $244.83M | $32.35M | $85.99M | -$62.30M | $193.78M | $4.80M | $69.25M | -$72.08M |
| Capital expenditures | $2.12M | $1.77M | $3.28M | $4.88M | $3.40M | $703.0K | $790.0K | $843.0K | $1.69M | $678.0K | $2.99M | $998.0K |
| Free cash flow | $281.76M | $59.41M | $108.76M | -$72.28M | $241.43M | $31.65M | $85.20M | -$63.15M | $192.08M | $4.13M | $66.26M | -$73.08M |
| Investing cash flow | -$2.56M | $71.15M | -$65.80M | -$138.76M | -$58.39M | -$48.05M | -$52.92M | -$77.60M | -$7.29M | $6.15M | -$23.43M | -$27.79M |
| Financing cash flow | -$200.43M | -$244.25M | -$134.71M | $413.0K | $728.0K | -$178.35M | -$155.59M | $415.51M | $1.04M | $10.0K | $4.0K | $0 |
| Share repurchases | $213.86M | $244.25M | - | - | $0 | $0 | - | - | $0 | $0 | $0 | $0 |
| Stock-based compensation | $46.78M | $44.94M | $46.76M | $43.32M | $42.19M | $40.36M | $40.95M | $38.06M | $37.29M | $36.65M | $36.43M | $36.10M |
| Depreciation and amortization | $7.32M | $7.23M | $7.04M | $6.36M | $6.22M | $5.96M | $5.73M | $5.84M | $5.78M | $5.59M | $5.49M | $5.44M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 15.3% | 26.9% | 24.0% | 26.5% | 22.3% | 22.0% | 20.2% | 26.8% | 8.0% | 16.0% | 3.6% | 6.2% |
| Net income growth, YoY | -39.6% | -64.2% | - | 242.6% | - | - | - | - | - | - | - | - |
| EPS growth, YoY | -37.7% | -64.8% | - | 227.3% | - | - | - | - | - | - | - | - |
| Gross margin | 65.6% | 63.5% | 64.5% | 63.0% | 65.0% | 62.2% | 61.9% | 60.2% | 64.0% | 59.1% | 59.1% | 54.1% |
| Operating margin | 15.2% | 8.2% | 10.7% | 5.6% | 8.3% | 1.5% | 4.0% | -1.8% | 3.5% | -6.9% | -5.2% | -16.3% |
| Net margin | 7.6% | 4.4% | 16.7% | 9.4% | 14.6% | 15.7% | -12.9% | 3.5% | -2.1% | -2.3% | 4.0% | -13.1% |
| Free cash flow margin | 68.5% | 15.9% | 30.3% | -21.7% | 67.7% | 10.8% | 29.4% | -24.0% | 65.9% | 1.7% | 27.5% | -35.2% |
| Current ratio | 1.79 | 2.44 | 2.93 | 3.48 | 2.77 | 3.23 | 2.65 | 2.66 | 1.55 | 1.53 | 3.45 | 3.72 |
| Debt to equity | - | - | - | - | - | - | - | - | 0.30 | - | - | - |
Source: XBRL data Guidewire Software Inc. files with the SEC, latest filing dated Sep 11, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
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|---|---|---|---|---|---|
| GWRE | $1.48B | +22.7% | $139.28M | 9.4% | $13.29B |
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| ORCL | $71.78B | +21.6% | $18.92B | 26.4% | $362.21B |
| SAP | €36.80B | +7.7% | €7.16B | 19.5% | $291.67B |
| CRWD | $5.40B | +24.3% | $58.46M | 1.1% | $234.05B |
| SHOP | $14.17B | +32.5% | $2.13B | 15.0% | $195.63B |
| CRM | $43.94B | +11.2% | $9.66B | 22.0% | $176.90B |
| NOW | $15.43B | +21.8% | $1.45B | 9.4% | $106.66B |