What is HBAN revenue?

Huntington Bancshares Incorporated (HBAN) reported $10.38B of revenue for the twelve months ended Sep 30, 2026. That is up 30.6% from the year before. Revenue for fiscal 2025 was $8.17B.

Yes. Huntington Bancshares Incorporated earned $2.49B in net income for the twelve months ended Sep 30, 2026, a net margin of 24.0%.

How much cash and debt does HBAN have?

Huntington Bancshares Incorporated reported $16.82B in cash and cash equivalents and $17.34B of debt on its most recent balance sheet in SEC filings.

How fast is HBAN revenue growing?

Huntington Bancshares Incorporated's revenue changed +10.6% in fiscal 2025, to $8.17B. Its compound annual growth rate was +11.1% over 5 years and +10.6% over 10 years.

What is HBAN free cash flow?

Huntington Bancshares Incorporated generated $2.92B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $3.35B less capital expenditures.

What is HBAN earnings per share?

Diluted earnings per share were $1.21 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.

When did HBAN last report financial results?

The latest statements here come from Huntington Bancshares Incorporated's 10-Q filed on Oct 27, 2026, covering the period ended Sep 30, 2026.

Financials · HBAN

Huntington Bancshares Incorporated (HBAN) financials

For the twelve months ended Sep 30, 2026, Huntington Bancshares Incorporated reported $10.38B of revenue and $2.49B of net income.

Revenue, TTM: $10.38B
Revenue growth, YoY: +30.6%
Net income, TTM: $2.49B
Net income growth, YoY: +12.1%
Net margin: 24.0%
Free cash flow, TTM: $2.92B
EPS, diluted, TTM: $1.21
EPS growth, YoY: -14.8%
Cash: $16.82B
Total debt: $17.34B
P/E: 12.52
P/S: 3.00
Market cap: $31.17B

Annual revenue$8.17B

FY2016FY2025

Annual net income$2.21B

FY2016FY2025

Annual free cash flow$2.21B

FY2016FY2025

HBAN revenue and earnings growth

HBAN revenueQ3 2026$2.79B

Quarter YoY: +30.8%
QoQ: -1.6%
FY YoY: +10.6%
5Y CAGR: +11.1%
10Y CAGR: +10.6%

HBAN revenue was $2.79B in fiscal Q3 2026 (ended Sep 30, 2026), up 30.8% from a year earlier and down 1.6% from the prior quarter. For the full fiscal 2025 it was $8.17B, up 10.6% from fiscal 2024. Compound annual growth was +11.1% over 5 years and +10.6% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

HBAN net incomeQ3 2026$721.00M

Quarter YoY: +14.6%
QoQ: -0.8%
FY YoY: +14.0%
5Y CAGR: +22.0%
10Y CAGR: +12.3%

HBAN net income was $721.00M in fiscal Q3 2026 (ended Sep 30, 2026), up 14.6% from a year earlier and down 0.8% from the prior quarter. For the full fiscal 2025 it was $2.21B, up 14.0% from fiscal 2024. Compound annual growth was +22.0% over 5 years and +12.3% over 10 years. It rose in 7 of the last 10 fiscal years.

HBAN EPSQ3 2026$0.33

Quarter YoY: -19.5%
QoQ: +0.0%
FY YoY: +13.9%
5Y CAGR: +15.0%
10Y CAGR: +5.5%

HBAN diluted EPS was $0.33 in fiscal Q3 2026 (ended Sep 30, 2026), down 19.5% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2025 it was $1.39, up 13.9% from fiscal 2024. Compound annual growth was +15.0% over 5 years and +5.5% over 10 years.

HBAN free cash flowQ3 2026$683.00M

Quarter YoY: +53.1%
QoQ: -33.5%
FY YoY: +30.8%
5Y CAGR: +13.0%
10Y CAGR: +8.9%

HBAN free cash flow was $683.00M in fiscal Q3 2026 (ended Sep 30, 2026), up 53.1% from a year earlier and down 33.5% from the prior quarter. For the full fiscal 2025 it was $2.21B, up 30.8% from fiscal 2024. Compound annual growth was +13.0% over 5 years and +8.9% over 10 years. It rose in 5 of the last 10 fiscal years.

Export CSV

Income statement

Income statement
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue	$8.17B	$7.38B	$7.36B	$7.25B	$5.99B	$4.82B	$4.67B	$4.51B	$4.31B	$3.52B
Interest expense	-	-	$3.48B	$696.00M	$89.00M	$423.00M	$988.00M	$760.00M	$431.00M	$263.00M
Pre-tax income	$2.69B	$2.40B	$2.38B	$2.76B	$1.59B	$972.00M	$1.66B	$1.63B	$1.39B	$920.00M
Income tax	$459.00M	$443.00M	$413.00M	$515.00M	$294.00M	$155.00M	$248.00M	$235.00M	$208.00M	$208.00M
Net income	$2.21B	$1.94B	$1.95B	$2.24B	$1.29B	$817.00M	$1.41B	$1.39B	$1.19B	$712.00M
EPS, basic	$1.41	$1.24	$1.26	$1.47	$0.91	$0.71	$1.29	$1.22	$1.02	$0.72
EPS, diluted	$1.39	$1.22	$1.24	$1.45	$0.90	$0.69	$1.27	$1.20	$1.00	$0.70
Diluted shares	1.50B	1.48B	1.47B	1.47B	1.29B	1.03B	1.06B	1.11B	1.14B	918.8M

Balance sheet

Balance sheet
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Cash and equivalents	$13.49B	$12.85B	$10.13B	$6.70B	$5.52B	$6.59B	$1.17B	$2.67B	$1.52B	$1.39B
Goodwill	$6.00B	$5.56B	$5.56B	$5.57B	$5.35B	$1.99B	$1.99B	$1.99B	$1.99B	$1.99B
Total assets	$225.11B	$204.23B	$189.37B	$182.91B	$174.06B	$123.04B	$109.00B	$108.78B	$104.19B	$99.71B
Short-term debt	$1.26B	$199.00M	$620.00M	$2.03B	$334.00M	$183.00M	$2.61B	$2.02B	$5.06B	$3.69B
Total debt	$17.22B	$16.37B	$12.39B	$9.69B	$7.11B	$8.35B	$9.85B	$8.63B	$9.21B	$8.31B
Total liabilities	$200.73B	$184.45B	$169.97B	$165.14B	$154.75B	$110.05B	$97.21B	$97.68B	$93.37B	$89.41B
Shareholders' equity	$24.34B	$19.78B	$19.40B	$17.77B	$19.32B	$12.99B	$11.79B	$11.10B	$10.81B	$10.31B

Cash flow

Cash flow
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Operating cash flow	$2.48B	$1.84B	$2.66B	$4.03B	$2.06B	$1.32B	$1.57B	$1.73B	$1.95B	$1.22B
Capital expenditures	$267.00M	$143.00M	$140.00M	$214.00M	$247.00M	$119.00M	$107.00M	$110.00M	$194.00M	$120.00M
Free cash flow	$2.21B	$1.69B	$2.52B	$3.81B	$1.81B	$1.20B	$1.47B	$1.62B	$1.76B	$1.09B
Investing cash flow	-$6.35B	-$12.12B	-$3.00B	-$11.61B	-$3.96B	-$8.64B	-$1.88B	-$3.66B	-$4.87B	-$3.44B
Financing cash flow	$4.51B	$13.00B	$3.77B	$8.76B	$827.00M	$12.74B	-$1.20B	$3.09B	$3.05B	$2.77B
Dividends paid	$908.00M	$903.00M	$900.00M	$897.00M	$750.00M	$614.00M	$597.00M	$514.00M	$349.00M	$245.00M
Share repurchases	-	-	$0	$0	$650.00M	$92.00M	$441.00M	$939.00M	$260.00M	$0
Stock-based compensation	$113.00M	$106.00M	$97.00M	$105.00M	$129.00M	$77.00M	$83.00M	$78.00M	$92.00M	$66.00M
Depreciation and amortization	$762.00M	$622.00M	$798.00M	$484.00M	$391.00M	$367.00M	$386.00M	$493.00M	$413.00M	$380.00M

Key ratios

Key ratios
Line item	FY2025 Dec 31, 2025	FY2024 Dec 31, 2024	FY2023 Dec 31, 2023	FY2022 Dec 31, 2022	FY2021 Dec 31, 2021	FY2020 Dec 31, 2020	FY2019 Dec 31, 2019	FY2018 Dec 31, 2018	FY2017 Dec 31, 2017	FY2016 Dec 31, 2016
Revenue growth, YoY	10.6%	0.3%	1.5%	21.1%	24.4%	3.2%	3.5%	4.7%	22.4%	17.7%
Net income growth, YoY	14.0%	-0.6%	-12.8%	72.8%	58.5%	-42.1%	1.3%	17.5%	66.6%	2.7%
EPS growth, YoY	13.9%	-1.6%	-14.5%	61.1%	30.4%	-45.7%	5.8%	20.0%	42.9%	-13.6%
Net margin	27.1%	26.3%	26.5%	30.9%	21.6%	17.0%	30.2%	30.9%	27.5%	20.2%
Free cash flow margin	27.1%	22.9%	34.2%	52.6%	30.3%	25.0%	31.4%	35.8%	40.8%	31.1%
Return on equity	9.1%	9.8%	10.1%	12.6%	6.7%	6.3%	12.0%	12.5%	11.0%	6.9%
Return on assets	1.0%	0.9%	1.0%	1.2%	0.7%	0.7%	1.3%	1.3%	1.1%	0.7%
Debt to equity	0.71	0.83	0.64	0.55	0.37	0.64	0.84	0.78	0.85	0.81

Income statement

Income statement
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue	$2.79B	$2.84B	$2.57B	$2.17B	$2.13B	$1.94B	$1.92B	$1.95B	$1.87B	$1.80B	$1.75B	$1.72B
Interest expense	-	-	-	-	-	-	-	-	-	-	$1.09B	$1.03B
Pre-tax income	$896.00M	$896.00M	$641.00M	$631.00M	$766.00M	$638.00M	$653.00M	$669.00M	$638.00M	$586.00M	$510.00M	$247.00M
Income tax	$172.00M	$165.00M	$114.00M	$108.00M	$133.00M	$96.00M	$122.00M	$135.00M	$116.00M	$106.00M	$86.00M	-$1.00M
Net income	$721.00M	$727.00M	$523.00M	$519.00M	$629.00M	$536.00M	$527.00M	$530.00M	$517.00M	$474.00M	$419.00M	$243.00M
EPS, basic	$0.34	$0.34	$0.26	$0.31	$0.41	$0.35	$0.34	$0.35	$0.33	$0.30	$0.26	$0.15
EPS, diluted	$0.33	$0.33	$0.25	$0.30	$0.41	$0.34	$0.34	$0.33	$0.33	$0.30	$0.26	$0.15
Diluted shares	2.05B	2.05B	1.90B	-	1.48B	1.48B	1.48B	-	1.48B	1.47B	1.47B	-

Balance sheet

Balance sheet
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Cash and equivalents	$16.82B	$15.60B	$19.19B	$13.49B	$12.74B	$10.36B	$15.31B	$12.85B	$12.59B	$12.55B	$12.18B	$10.13B
Goodwill	$9.53B	$9.53B	$9.53B	$6.00B	$5.55B	$5.56B	$5.56B	$5.56B	$5.56B	$5.56B	$5.56B	$5.56B
Total assets	$287.83B	$283.98B	$285.37B	$225.11B	$210.23B	$207.74B	$209.60B	$204.23B	$200.53B	$196.31B	$193.52B	$189.37B
Short-term debt	$6.07B	$3.11B	$1.88B	$1.26B	$252.00M	$576.00M	$664.00M	$199.00M	$868.00M	$187.00M	$182.00M	$620.00M
Total debt	$17.34B	$18.74B	$21.59B	$17.22B	$17.32B	$17.47B	$18.10B	$16.37B	$15.66B	$16.46B	$14.89B	$12.39B
Total liabilities	$255.62B	$251.32B	$252.79B	$200.73B	$187.94B	$186.77B	$189.11B	$184.45B	$179.88B	$176.75B	$174.15B	$169.97B
Shareholders' equity	$32.18B	$32.66B	$32.58B	$24.34B	$22.29B	$20.97B	$20.49B	$19.78B	$20.65B	$19.56B	$19.37B	$19.40B

Cash flow

Cash flow
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Operating cash flow	$773.00M	$1.12B	$524.00M	$928.00M	$487.00M	$554.00M	$513.00M	$1.11B	-$58.00M	$297.00M	$482.00M	$898.00M
Capital expenditures	$90.00M	$96.00M	$124.00M	$118.00M	$41.00M	$54.00M	$54.00M	$27.00M	$42.00M	$42.00M	$32.00M	$60.00M
Free cash flow	$683.00M	$1.03B	$400.00M	$810.00M	$446.00M	$500.00M	$459.00M	$1.09B	-$100.00M	$255.00M	$450.00M	$838.00M
Investing cash flow	-$3.21B	-$1.66B	-$135.00M	-$1.44B	-$266.00M	-$2.50B	-$2.15B	-$4.78B	-$2.88B	-$2.19B	-$2.26B	-$3.31B
Financing cash flow	$3.65B	-$3.06B	$5.30B	$1.26B	$2.16B	-$3.01B	$4.10B	$3.93B	$2.98B	$2.26B	$3.83B	$1.10B
Dividends paid	$313.00M	$316.00M	$248.00M	$228.00M	$227.00M	$227.00M	$226.00M	$226.00M	$226.00M	$225.00M	$226.00M	$226.00M
Share repurchases	$100.00M	$159.00M	$150.00M	-	$0	$0	$0	-	-	-	-	-
Stock-based compensation	$53.00M	$50.00M	$45.00M	$29.00M	$31.00M	$32.00M	$21.00M	$25.00M	$28.00M	$33.00M	$20.00M	$24.00M
Depreciation and amortization	$170.00M	$192.00M	$191.00M	$190.00M	$175.00M	$188.00M	$209.00M	$130.00M	$132.00M	$170.00M	$190.00M	$240.00M

Key ratios

Key ratios
Line item	Q3 2026 Sep 30, 2026	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025* Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024* Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023* Dec 31, 2023
Revenue growth, YoY	30.8%	46.4%	34.0%	11.3%	13.9%	7.5%	9.5%	13.5%	-0.2%	-2.1%	-8.7%	-12.2%
Net income growth, YoY	14.6%	35.6%	-0.8%	-2.1%	21.7%	13.1%	25.8%	118.1%	-5.5%	-15.2%	-30.4%	-62.3%
EPS growth, YoY	-19.5%	-2.9%	-26.5%	-9.1%	24.2%	13.3%	30.8%	120.0%	-5.7%	-14.3%	-33.3%	-64.3%
Net margin	25.8%	25.6%	20.3%	23.9%	29.5%	27.7%	27.4%	27.1%	27.6%	26.3%	23.9%	14.1%
Free cash flow margin	24.5%	36.2%	15.5%	37.3%	20.9%	25.8%	23.9%	55.7%	-5.3%	14.1%	25.7%	48.7%
Debt to equity	0.54	0.57	0.66	0.71	0.78	0.83	0.88	0.83	0.76	0.84	0.77	0.64

Source: XBRL data Huntington Bancshares Incorporated files with the SEC, latest filing dated Oct 27, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

HBAN peers

Company	Revenue	Growth	Net income	Net margin	Market cap
HBAN	$10.38B	+30.6%	$2.49B	24.0%	$31.17B
USBU.S. Bancorp	$30.34B	+7.2%	$8.37B	27.6%	$92.63B
PNCPNC Financial Services Group Inc.	$25.67B	+13.6%	$7.46B	29.0%	$89.43B
FITBFifth Third Bancorp	$11.72B	+32.5%	$2.56B	21.9%	$47.93B
CFGCitizens Financial Group Inc.	$8.93B	+10.6%	$2.27B	25.4%	$26.51B
KEYKeyCorp	$7.97B	+25.1%	$2.12B	26.6%	$22.02B

HBAN FAQ

8 questions

What is HBAN revenue?
Huntington Bancshares Incorporated (HBAN) reported $10.38B of revenue for the twelve months ended Sep 30, 2026. That is up 30.6% from the year before. Revenue for fiscal 2025 was $8.17B.
Is HBAN profitable?
Yes. Huntington Bancshares Incorporated earned $2.49B in net income for the twelve months ended Sep 30, 2026, a net margin of 24.0%.
How much cash and debt does HBAN have?
Huntington Bancshares Incorporated reported $16.82B in cash and cash equivalents and $17.34B of debt on its most recent balance sheet in SEC filings.
How fast is HBAN revenue growing?
Huntington Bancshares Incorporated's revenue changed +10.6% in fiscal 2025, to $8.17B. Its compound annual growth rate was +11.1% over 5 years and +10.6% over 10 years.
What is HBAN free cash flow?
Huntington Bancshares Incorporated generated $2.92B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $3.35B less capital expenditures.
What is HBAN earnings per share?
Diluted earnings per share were $1.21 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
When did HBAN last report financial results?
The latest statements here come from Huntington Bancshares Incorporated's 10-Q filed on Oct 27, 2026, covering the period ended Sep 30, 2026.
Where does this HBAN financial data come from?
Quantisnow builds these statements from the structured XBRL data Huntington Bancshares Incorporated files with the SEC. It is provided for information only and is not investment advice.