For the twelve months ended Jun 30, 2026, loanDepot Inc. reported $1.26B of revenue and -$69.38M of net income.
LDI revenue was $337.32M in fiscal Q2 2026 (ended Jun 30, 2026), up 19.4% from a year earlier and up 17.8% from the prior quarter. For the full fiscal 2025 it was $1.19B, up 12.2% from fiscal 2024. Compound annual growth was -22.7% over 5 years. It rose in 3 of the last 6 fiscal years.
LDI net income was -$4.53M in fiscal Q2 2026 (ended Jun 30, 2026), compared with -$13.39M a year earlier. For the full fiscal 2025 it was -$62.65M, compared with -$98.33M in fiscal 2024.
LDI diluted EPS was -$0.02 in fiscal Q2 2026 (ended Jun 30, 2026), compared with -$0.06 a year earlier. For the full fiscal 2022 it was -$1.75, compared with $0.87 in fiscal 2021.
LDI free cash flow was $510.27M in fiscal Q2 2026 (ended Jun 30, 2026), up 692.7% from a year earlier. For the full fiscal 2025 it was -$734.61M, compared with -$884.69M in fiscal 2024.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | $1.19B | $1.06B | $974.02M | $1.26B | $3.72B | $4.31B | $1.34B |
| Selling, general and admin | $177.08M | $204.23M | $212.73M | $265.68M | $214.97M | $171.71M | $100.49M |
| Interest expense | $175.21M | $188.55M | $174.10M | $124.06M | $218.46M | $131.44M | $130.34M |
| Pre-tax income | -$120.53M | -$242.85M | -$278.31M | -$689.98M | $666.52M | $2.02B | $32.67M |
| Income tax | -$13.00M | -$40.70M | -$42.80M | -$79.59M | $43.37M | $2.25M | -$1.75M |
| Net income | -$62.65M | -$98.33M | -$110.14M | -$273.02M | $113.52M | $0 | $0 |
| EPS, basic | - | - | - | -$1.75 | $0.87 | - | - |
| EPS, diluted | - | - | - | -$1.75 | $0.87 | - | - |
| Diluted shares | - | 185.6M | 174.9M | 156.0M | 130.0M | - | - |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 |
|---|---|---|---|---|---|---|---|
| Cash and equivalents | $337.23M | $527.22M | $660.71M | $980.50M | $620.60M | $488.69M | $117.50M |
| Goodwill | - | - | - | $0 | $40.74M | $40.74M | - |
| Total assets | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B | - |
| Total debt | $2.10B | $2.03B | $2.27B | $2.29B | $1.63B | $712.47M | - |
| Total liabilities | $6.47B | $5.84B | $5.45B | $5.69B | $10.18B | $9.24B | - |
| Shareholders' equity | $386.01M | $506.61M | $704.48M | $921.47M | $1.63B | $1.66B | $375.88M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 |
|---|---|---|---|---|---|---|---|
| Operating cash flow | -$707.51M | -$858.31M | -$174.22M | $4.46B | -$1.47B | -$2.03B | -$1.50B |
| Capital expenditures | $27.10M | $26.39M | $20.61M | $43.21M | $54.12M | $33.91M | $12.55M |
| Free cash flow | -$734.61M | -$884.69M | -$194.83M | $4.42B | -$1.52B | -$2.06B | -$1.51B |
| Investing cash flow | $14.51M | $487.94M | $165.66M | $667.76M | $296.78M | -$27.67M | $141.09M |
| Financing cash flow | $566.80M | $151.74M | -$226.09M | -$4.77B | $1.30B | $2.43B | $1.36B |
| Dividends paid | $2.47M | $3.26M | $2.98M | $119.26M | $463.31M | $643.05M | $7.61M |
| Stock-based compensation | $12.22M | $24.92M | $21.99M | $20.58M | $67.06M | $8.50M | $191.0K |
| Depreciation and amortization | $26.20M | $36.10M | $41.30M | $42.00M | $35.00M | $35.20M | $36.80M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 |
|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 12.2% | 8.9% | -22.4% | -66.3% | -13.6% | 222.5% | - |
| Net margin | -5.3% | -9.3% | -11.3% | -21.7% | 3.0% | 0.0% | 0.0% |
| Free cash flow margin | -61.7% | -83.4% | -20.0% | 351.8% | -40.8% | -47.9% | -112.9% |
| Return on equity | -16.2% | -19.4% | -15.6% | -29.6% | 7.0% | 0.0% | 0.0% |
| Return on assets | -0.9% | -1.5% | -1.8% | -4.1% | 1.0% | 0.0% | - |
| Debt to equity | 5.44 | 4.00 | 3.23 | 2.48 | 1.00 | 0.43 | - |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $337.32M | $286.39M | $310.26M | $323.32M | $282.54M | $273.62M | $257.46M | $314.60M | $265.39M | $222.78M | $228.63M | $265.66M |
| Selling, general and admin | $47.53M | $46.88M | $47.87M | $45.35M | $39.73M | $44.13M | $50.34M | $22.98M | $73.16M | $57.75M | $55.26M | $46.52M |
| Interest expense | $41.86M | $43.07M | $43.66M | $44.29M | $44.00M | $43.27M | $43.87M | $45.13M | $53.00M | $46.55M | $45.48M | $42.50M |
| Pre-tax income | -$6.62M | -$55.11M | -$31.80M | -$10.29M | -$32.33M | -$46.10M | -$84.12M | $3.60M | -$77.16M | -$85.17M | -$73.94M | -$39.47M |
| Income tax | $5.0K | -$171.0K | $1.02M | -$1.55M | -$7.06M | -$5.41M | -$16.66M | $923.0K | -$11.30M | -$13.66M | -$14.17M | -$5.21M |
| Net income | -$4.53M | -$37.49M | -$22.48M | -$4.88M | -$13.39M | -$21.90M | -$33.23M | $1.37M | -$32.21M | -$34.26M | -$27.19M | -$16.60M |
| EPS, basic | -$0.02 | - | - | - | -$0.06 | - | - | $0.01 | -$0.18 | -$0.19 | - | -$0.09 |
| EPS, diluted | -$0.02 | - | - | - | -$0.06 | - | - | $0.01 | -$0.18 | -$0.19 | - | -$0.09 |
| Diluted shares | 231.6M | - | - | - | 207.9M | - | - | 332.5M | 182.3M | 324.7M | - | 176.0M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $229.13M | $277.42M | $337.23M | $459.16M | $408.62M | $371.48M | $527.22M | $483.05M | $533.15M | $603.66M | $660.71M | $831.96M |
| Total assets | $6.70B | $7.25B | $6.86B | $6.24B | $6.21B | $6.42B | $6.34B | $6.42B | $5.94B | $6.19B | $6.15B | $6.08B |
| Total debt | $2.13B | $2.11B | $2.10B | $2.09B | $2.06B | $2.02B | $2.03B | $1.96B | $1.98B | $2.31B | $2.27B | $2.21B |
| Total liabilities | $6.36B | $6.91B | $6.47B | $5.81B | $5.77B | $5.95B | $5.84B | $5.83B | $5.36B | $5.56B | $5.45B | $5.31B |
| Shareholders' equity | $333.05M | $337.30M | $386.01M | $433.31M | $439.05M | $469.30M | $506.61M | $592.05M | $578.94M | $637.34M | $704.48M | $768.93M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $519.70M | -$169.35M | -$638.66M | $37.30M | $70.60M | -$176.75M | $47.67M | -$349.17M | -$278.29M | -$278.52M | -$205.42M | $163.28M |
| Capital expenditures | $9.44M | $7.85M | $9.34M | $4.73M | $6.23M | $6.80M | $6.92M | $7.28M | $7.43M | $4.76M | $4.29M | $4.77M |
| Free cash flow | $510.27M | -$177.20M | -$648.00M | $32.57M | $64.37M | -$183.55M | $40.76M | -$356.45M | -$285.72M | -$283.29M | -$209.71M | $158.51M |
| Investing cash flow | -$3.31M | -$4.78M | -$8.38M | $17.49M | $5.75M | -$344.0K | $28.06M | -$28.25M | $436.10M | $52.02M | $6.67M | $70.88M |
| Financing cash flow | -$573.74M | $130.29M | $522.19M | -$7.02M | -$43.98M | $95.60M | -$127.16M | $324.85M | -$204.61M | $158.65M | $112.65M | -$182.57M |
| Dividends paid | - | - | -$687.0K | -$5.0K | $1.08M | $2.08M | $436.0K | $1.45M | $455.0K | $919.0K | $705.0K | $601.0K |
| Stock-based compensation | $5.28M | $6.39M | $5.16M | $3.60M | -$2.26M | $5.72M | $5.97M | $8.20M | $5.90M | $4.86M | $6.37M | $3.94M |
| Depreciation and amortization | $5.87M | $6.33M | $5.43M | $6.73M | $6.38M | $7.67M | $8.77M | $8.93M | $8.96M | $9.44M | $9.96M | $10.59M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 19.4% | 4.7% | 20.5% | 2.8% | 6.5% | 22.8% | 12.6% | 18.4% | -2.4% | 7.2% | 34.8% | -3.1% |
| Net margin | -1.3% | -13.1% | -7.2% | -1.5% | -4.7% | -8.0% | -12.9% | 0.4% | -12.1% | -15.4% | -11.9% | -6.2% |
| Free cash flow margin | 151.3% | -61.9% | -208.9% | 10.1% | 22.8% | -67.1% | 15.8% | -113.3% | -107.7% | -127.2% | -91.7% | 59.7% |
| Debt to equity | 6.40 | 6.27 | 5.44 | 4.83 | 4.70 | 4.30 | 4.00 | 3.31 | 3.41 | 3.63 | 3.23 | 2.87 |
Source: XBRL data loanDepot Inc. files with the SEC, latest filing dated Aug 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| LDI | $1.26B | +11.4% | -$69.38M | -5.5% | $217.8M |
| AXP | $77.59B | +10.2% | $12.26B | 15.8% | $215.24B |
| SPGI | $17.21B | +18.2% | $4.99B | 29.0% | $135.62B |
| MCO | $8.18B | +9.0% | $2.88B | 35.3% | $87.18B |
| NU | $15.77B | +37.0% | $2.87B | 18.2% | $58.39B |
| RKT | $11.46B | +90.4% | $1.30B | 11.4% | $42.74B |
| COIN | $5.63B | -26.6% | -$701.62M | -12.5% | $35.68B |
| AFRM | $4.59B | +32.7% | $2.01B | 43.9% | $23.08B |
| SYF | $19.31B | +2.6% | $3.33B | 17.3% | $22.96B |