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Financials · LOAN

Manhattan Bridge Capital Inc (LOAN) financials

For the twelve months ended Sep 30, 2026, Manhattan Bridge Capital Inc reported $8.17M of revenue and $4.79M of net income.

Revenue, TTM
$8.17M
Revenue growth, YoY
-9.5%
Net income, TTM
$4.79M
Net income growth, YoY
-9.6%
Net margin
58.6%
EPS, diluted, TTM
$0.42
EPS growth, YoY
-10.6%
Cash
$168.1K
P/E
7.92
P/S
4.64
Market cap
$37.9M
Annual revenue$8.67M
FY2016FY2025
Annual net income$5.11M
FY2016FY2025
Annual free cash flow$4.93M
FY2016FY2025

LOAN revenue and earnings growth

LOAN revenueQ3 2026$2.05M

Quarter YoY
+0.9%
QoQ
+0.4%
FY YoY
-10.6%
5Y CAGR
+4.3%
10Y CAGR
+8.0%

LOAN revenue was $2.05M in fiscal Q3 2026 (ended Sep 30, 2026), up 0.9% from a year earlier and up 0.4% from the prior quarter. For the full fiscal 2025 it was $8.67M, down 10.6% from fiscal 2024. Compound annual growth was +4.3% over 5 years and +8.0% over 10 years. It rose in 6 of the last 10 fiscal years.

LOAN net incomeQ3 2026$1.24M

Quarter YoY
+3.0%
QoQ
+7.4%
FY YoY
-8.6%
5Y CAGR
+3.9%
10Y CAGR
+8.6%

LOAN net income was $1.24M in fiscal Q3 2026 (ended Sep 30, 2026), up 3.0% from a year earlier and up 7.4% from the prior quarter. For the full fiscal 2025 it was $5.11M, down 8.6% from fiscal 2024. Compound annual growth was +3.9% over 5 years and +8.6% over 10 years. It rose in 8 of the last 10 fiscal years.

LOAN EPSQ3 2026$0.11

Quarter YoY
+0.0%
QoQ
+10.0%
FY YoY
-8.2%
5Y CAGR
+0.5%
10Y CAGR
+3.2%

LOAN diluted EPS was $0.11 in fiscal Q3 2026 (ended Sep 30, 2026), up 0.0% from a year earlier and up 10.0% from the prior quarter. For the full fiscal 2025 it was $0.45, down 8.2% from fiscal 2024. Compound annual growth was +0.5% over 5 years and +3.2% over 10 years.

LOAN free cash flowQ4 2025$1.12M

Quarter YoY
-11.6%
QoQ
-19.7%
FY YoY
+0.0%
5Y CAGR
+3.2%
10Y CAGR
+8.8%

LOAN free cash flow was $1.12M in fiscal Q4 2025 (ended Dec 31, 2025), down 11.6% from a year earlier and down 19.7% from the prior quarter. For the full fiscal 2025 it was $4.93M, up 0.0% from fiscal 2024. Compound annual growth was +3.2% over 5 years and +8.8% over 10 years. It rose in 2 of the last 3 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$8.67M$9.69M$9.80M$8.57M$6.81M$7.01M$7.34M$7.22M$5.92M$4.65M
Selling, general and admin$1.81M$1.78M$1.83M$1.55M$1.35M$1.43M$1.20M$1.32M$1.23M$1.01M
Operating income$5.09M$5.57M$5.44M$5.19M$4.41M$4.21M$4.50M$4.20M$3.46M$2.85M
Interest expense$1.64M$2.25M$2.43M-------
Pre-tax income$5.11M$5.59M$5.48M$5.21M$4.42M$4.23M$4.50M$4.21M$3.44M$2.84M
Income tax$1.2K$650$650$650$647$645$572$642$3.0K$2.1K
Net income$5.11M$5.59M$5.48M$5.21M$4.42M$4.23M$4.49M$4.20M$3.44M$2.84M
EPS, basic$0.45$0.49$0.48$0.45$0.42$0.44$0.47$0.48$0.42$0.37
EPS, diluted$0.45$0.49$0.48$0.45$0.42$0.44$0.47$0.48$0.42$0.37
Diluted shares11.4M11.4M11.5M11.5M10.5M9.6M9.7M8.8M8.1M7.6M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$204.9K$178.0K$104.2K$103.5K$142.5K$131.7K$118.4K$203.7K$136.4K$96.3K
Current assets---------$27.97M
Total assets$62.35M$67.36M$76.43M$76.28M$67.21M$59.84M$54.44M$55.90M$45.90M$35.33M
Current liabilities---------$7.72M
Short-term debt$6.25M$7.22M--------
Total liabilities$19.25M$24.10M$33.50M$33.42M$23.82M$27.88M$22.50M$23.82M$23.65M$13.02M
Shareholders' equity$43.10M$43.27M$42.93M$42.86M$43.39M$31.96M$31.94M$32.08M$22.25M$22.31M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$4.93M$4.93M$5.40M$5.17M$4.60M$4.22M$4.43M$4.36M$3.46M$3.05M
Capital expenditures$418$4.0K$5.1K$2.9K-$8.8K-$1.1K$1.7K$3.0K
Free cash flow$4.93M$4.93M$5.39M$5.16M-$4.21M-$4.36M$3.46M$3.05M
Investing cash flow$5.31M$7.55M$1.64M-$8.77M-$7.62M-$4.61M$1.37M-$9.71M-$10.37M-$3.85M
Financing cash flow-$10.22M-$13.97M-$5.45M$3.56M$2.70M$726.2K-$6.03M$5.57M$6.95M$791.9K
Dividends paid$5.26M$5.23M$5.31M$5.75M$4.99M$4.14M$4.64M$4.00M$3.29M$2.70M
Stock-based compensation$13.1K$13.1K$13.1K$13.1K$13.1K$13.1K$13.1K$13.1K$13.1K$13.6K

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY-10.6%-1.1%14.3%25.9%-2.8%-4.5%1.6%22.1%27.3%16.2%
Net income growth, YoY-8.6%2.1%5.1%17.8%4.6%-5.9%6.9%22.3%21.2%26.8%
EPS growth, YoY-8.2%2.1%6.7%7.1%-4.5%-6.4%-2.1%14.3%13.5%12.1%
Operating margin58.8%57.5%55.6%60.6%64.7%60.1%61.3%58.2%58.5%61.4%
Net margin59.0%57.7%55.9%60.8%65.0%60.4%61.2%58.2%58.1%61.0%
Free cash flow margin56.9%50.9%55.0%60.3%-60.1%-60.3%58.5%65.6%
Return on equity11.9%12.9%12.8%12.2%10.2%13.2%14.1%13.1%15.5%12.7%
Return on assets8.2%8.3%7.2%6.8%6.6%7.1%8.3%7.5%7.5%8.0%
Current ratio---------3.62

Source: XBRL data Manhattan Bridge Capital Inc files with the SEC, latest filing dated Oct 21, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

LOAN peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
LOAN$8.17M-9.5%$4.79M58.6%$37.9M
WELL$13.79B+39.2%$1.67B12.1%$179.74B
PLD$8.95B+6.7%$3.71B41.5%$120.67B
EQIX$10.06B+11.1%$1.65B16.4%$100.25B
AMT$11.01B+5.3%$3.31B30.1%$87.55B
SPG$7.15B+16.2%$4.51B63.0%$73.91B
DLR$6.34B+12.6%$1.38B21.7%$65.90B
PSA$5.03B+5.2%$1.90B37.8%$63.05B
O$6.21B+10.8%$1.36B21.8%$56.15B

LOAN FAQ

7 questions
  • What is LOAN revenue?
    Manhattan Bridge Capital Inc (LOAN) reported $8.17M of revenue for the twelve months ended Sep 30, 2026. That is down 9.5% from the year before. Revenue for fiscal 2025 was $8.67M.
  • Is LOAN profitable?
    Yes. Manhattan Bridge Capital Inc earned $4.79M in net income for the twelve months ended Sep 30, 2026, a net margin of 58.6%.
  • How much cash and debt does LOAN have?
    Manhattan Bridge Capital Inc reported $168.1K in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is LOAN revenue growing?
    Manhattan Bridge Capital Inc's revenue changed -10.6% in fiscal 2025, to $8.67M. Its compound annual growth rate was +4.3% over 5 years and +8.0% over 10 years.
  • What is LOAN earnings per share?
    Diluted earnings per share were $0.42 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did LOAN last report financial results?
    The latest statements here come from Manhattan Bridge Capital Inc's 10-Q filed on Oct 21, 2026, covering the period ended Sep 30, 2026.
  • Where does this LOAN financial data come from?
    Quantisnow builds these statements from the structured XBRL data Manhattan Bridge Capital Inc files with the SEC. It is provided for information only and is not investment advice.